TURN - Key Persons


Analisa Vela Martinez

Job Titles:
  • Executive Administrative Assistant
Analisa has been licensed since 2021. She has started as a loan processor, loan officer assistant, and then became a Loan officer. She loves helping first time home buyers, and families fund their forever homes. Contact her today to get a pre-approval!

Angela Hobbs

Job Titles:
  • Loan Officer
My name is Angela and I have been in the mortgage industry for 4 1/2 years. I enjoy helping families achieve their goal by becoming a homeowner and that I am able to make the process a wonderful experience.

Armen Arakelyan

Armen has been in the Central Valley for most of his life and has a passion for helping others out. He comes from a finance background from Fresno State and sales experience in the car business. He is bi-lingual in Armenian and English.

Brayden Madden

Job Titles:
  • Loan Officer
Brayden is an Australian native but has made Fresno his home for the past 6 years and counting. Since living in Fresno, he has embraced this community and has been able to help many families achieve their home buying goals. Whether it's helping clients get the financing to purchase a new home or refinancing an existing mortgage, Brayden thrives on customer service. Before entering the mortgage world, Brayden worked in the restaurant industry for many years where he developed skills of providing customers and now clients with a first-class, memorable experience. Brayden prides himself on strong communication by ensuring his clients are comfortable and at ease throughout the entire home mortgage process. In Brayden's spare time, he loves to travel with his wife Nicala and be adventurous. His favorite pastime is hiking, going to the beach or lake, and snowboarding. Brayden is excited to be expecting his first born child in March 2023.

Daisy Handley


Daniel Conde

Job Titles:
  • Loan Officer

Donny Hidalgo

Job Titles:
  • Loan Officer

Eulis Sanders


Jesus De La Riva


Johnny Hernandez

Meet Johnny, a dynamic and goal-driven individual who has been working in the mortgage industry for the past 2 years. Johnny knows that success in the mortgage industry requires a combination of hard work, dedication, and a commitment to excellence. In his spare time he loves playing soccer and golf, both of which provide him with a great sense of fulfillment and challenge.

Kaeci Carter

Job Titles:
  • Loan Officer
  • Mortgage Loan Officer
Kaeci Carter is a dedicated Mortgage Loan Officer with a passion for helping individuals and families achieve their dreams of homeownership. With over a decade of service in the U.S. Navy as a helicopter mechanic, Kaeci brings a strong work ethic, attention to detail, and a commitment to excellence to his role in the mortgage industry.

Marcus Cavazos

Job Titles:
  • Loan Officer
Hey there! I'm Marcus Cavazos, a devoted loan officer with a passion for helping people achieve their dream of owning a home. With less than a year of experience in the mortgage industry, I bring new perspectives and a commitment to excellence. Before entering the mortgage industry, I focused on building relationships in retail sales and customer experiences. Buying a home is a significant decision, and I strive to provide my clients with the utmost confidence and peace of mind throughout the loan process. Whether you're a first-time homebuyer or looking to refinance, I am here to guide you through every step of the way. Let's work together to find the perfect financial solutions tailored to your needs and make your homeownership dreams a reality!

Marisol Espinoza


Michelle Walker


Noah Escalera

Job Titles:
  • Loan Officer
  • Loan Officer View My Profile

Rob Fluty

Job Titles:
  • Loan Officer
Rob Fluty is a seasoned mortgage loan officer with an impressive track record spanning over a decade. With a wealth of experience under his belt, he has honed his skills in tailoring customized game plans to suit each client's unique requirements. As a true quarterback of the loan process, Rob guides his clients step-by-step, ensuring a smooth and successful journey. Whether you're a first-time homebuyer or a seasoned investor, Rob Fluty is your go-to professional for expert advice and personalized solutions in the mortgage industry.

Sal Pulido

Job Titles:
  • Loan Officer
  • Loan Officer View My Profile
Hi there! I'm Sal Pulido, your dedicated loan officer and advisor. With a passion for helping individuals and families achieve their homeownership dreams, I bring 12 years of experience in the financial industry. My goal is to make the loan process smooth and stress-free for you. I pride myself on professional, courteous and responsive service. Let's work together to find the perfect mortgage solution tailored to your needs.

Scott Handley

Job Titles:
  • Founder, CEO & Principal Broker of Western Pioneer Financial, Inc
Based in Fresno, CA, Scott Handley serves as the Founder, CEO & Principal Broker of Western Pioneer Financial, Inc. This hybrid mortgage banker and broker offers a comprehensive range of residential and commercial mortgage solutions. Scott, an alumnus of Fresno State with honors in 2003, boasts over twenty years of experience in the mortgage industry. Western Pioneer Financial places a key emphasis on pioneering new mortgage products and alternative options, underscoring Scott Handley's innovative role in the field. Beyond a diverse mortgage selection, he takes pride in delivering an unparalleled customer service experience. Supported by a large team, he ensures client support remains consistently accessible. Scott Handley's commitment to expeditious progress is evident in his goal to close mortgage loans swiftly, with most loan process steps completed within a two-day window. Scott Handley is committed to Western Pioneer Financial and its clients they serve, and he is an industry leader and pillar of the community.

Steven Michel-Flores

Job Titles:
  • Broker at SPM Mortgage
Steven Michel-Flores is a mortgage broker at SPM Mortgage in Fresco, California with over 4 years of experience. Born and raised in the area, Steven is passionate about helping individuals and families achieve their real estate dreams. He prides himself on his ability to adapt to the ever-changing markets and his ability to guide his clients through the mortgage process. For Steven, there is nothing more rewarding than hearing from a client who never thought they'd

Tina Magdaleno


Usha Chanani


Victor Garcia

Job Titles:
  • Loan Officer

Wendy Chavez

My name is Wendy Chavez and I'm one of the in house processors with Western Pioneer Financial. I started off my journey as a junior processor in January 2022 and worked my way up to Senior processor. When you work with one of our teams loan officers our processing team will handle your loan from the beginning up until you receive your keys to your home. We will work with buyers to insure they receive a smooth and easy process on one of the biggest milestones of their lives.

Yolanda Castillo