BEN - Key Persons
Job Titles:
- Portfolio Manager, Private Client Services
Job Titles:
- Member of the Senior Leadership Team
- Executive Vice President - Chief Strategy Officer, President of Retail Investments and Head of Institutional Investments
Job Titles:
- Portfolio Management Specialist, Private Client Services
Job Titles:
- Partner and Private Wealth Advisor
Andy joined Northwestern Mutual in 2009. Prior to Northwestern, Andy held roles as a risk analyst for a Fortune 500 financial services company, and a financial analyst for a local investment bank that focused on mid-market mergers and acquisitions.
Andy graduated from Miami University in 2002 with a degree in finance, and minor in economics. He also earned a masters degree in business administration, with finance focus, from Xavier University in 2005
As an advisor, Andy focuses on helping Fortune 100 executives with complex compensation packages, physicians, and highly-compensated professionals prepare for major life events like retirement and funding children's education.
Job Titles:
- Insurance Operations Associate
Angie McIntosh Professional: I have spent nearly 20 years with Northwestern Mutual, currently as the Director of Insurance Operations for LiveWell Capital. My passion for helping our clients and my team members, with a caring heart and warm smile is my daily goal. Personal: I was born in Oxford, England and grew up in Cincinnati, Ohio. I currently live in Northern Kentucky with my husband, Danny. We have 5 children, Taylor (25), Michael (20), Alivia (16), Emerson (11) and Valarie (2), a dog, Bentley and a rabbit, Bun Bun, all of which keep us very busy and on our toes!! My free time is spent with my family along with exercising, cheering on the Cincinnati Bengals, working in our yard and traveling to the beautiful state of Maine with my family or Nashville, when Danny and I are able to steal a weekend away! Insurance Operations Associate angie.mcintosh@nm.com 513-225-9038 (513) 225-9038
In 1999, Annette, her husband, Mike, and two children, Jess and Chris, moved to Michigan. Annette's greatest joy was becoming "Nonna" through the birth of her first grandson, Wesley and more recently the birth of her granddaughter, Willow Jade. This has truly helped her define the word "joy". Mike and Annette, love to travel and explore the world. Annette is an alumna of the University of Pittsburgh and a lifelong Pittsburgh Steelers fan.
In her previous life she worked in Commercial banking as a Senior Credit Analyst. She became involved in the financial planning industry in 2006 and has worked in many capacities including, Financial Planning Analyst, Portfolio Manager and Associate Wealth Management Advisor. In 2012, she received her first designation as a CERTIFIED FINANCIAL PLANNER™ professional (CFP®). Since then, she has completed additional designations including Chartered Life Underwriter (CLU®), Chartered Financial Consultant (ChFC®), and Retirement Income Certified Professional (RICP®). She currently is working on the Wealth Management Certified Professiona designation (WMCP®) as she believes lifelong learning will be the greatest gift, she can provide clients.
When it comes to financial planning, Annette develops the road map, and then manages and monitors client plans easing the burden to clients. Her desire is to keep clients from becoming overwhelmed with the idea of creating a lifelong financial plan and leave every interaction with peace of mind. She personally enjoys educating clients and playing a part of clients reaching their dreams.
Job Titles:
- Vice President, Investment Products, President, Mason Street Advisors
Job Titles:
- Executive Compensation Planning
- Lead Partner and Private Wealth Advisor
- Northwestern Mutual As a Financial Representative
Brad joined Northwestern Mutual as a financial representative in November of 2006, after beginning his career in information technology. The thought that changed his life then was the idea that every day he wanted to have the opportunity to impact the lives of others. Brad felt called to do that by helping families protect what is most important to them and to work with those families to achieve their dreams.
As a Wealth Management Advisor, Brad provides clients with customized recommendations that will help you plan for your financial future. Brad specializes in assisting clients with:
Wealth Management
Executive Compensation Planning
Retirement Income Planning
Personally, Brad has two children; Jonathan, who is an avid athlete and enjoys playing soccer and baseball, and Diana who loves volleyball. The family has a passion for snowboarding together, going on hikes, and following all our favorite Ohio sports teams.
Job Titles:
- Financial Planning Analyst
- Live Well Capital As an Analyst
Caleb joined Live Well Capital as an Analyst in the Winter of 2022. Prior to joining the firm, he graduated from Wright State University with a Bachelor's degree in Business Economics and a Music Minor. He spent time as an intern with Northwestern Mutual while in college, where he obtained his Life and Health Insurance License. After interning, he obtained his series 7 and 63 working in the financial services industry with experience ranging from investment operations to banking.
Caleb loves spending time with his wife and daughter. He is involved in the ministry of his local church and enjoys playing games, reading books and analyzing movies. He also enjoys throwing the football, baseball and playing tennis in his free time.
Job Titles:
- Investment Operations Associate
Chris joined LiveWell Capital as an Investment Operations Associate in the fall of 2022. Before joining LiveWell Capital, Chris spent time in the financial services industry as a Financial Representative where he obtained his Series 7, 63, and 66 licenses. Prior to starting in the industry, Chris graduated from Ohio University in 2021 with a degree in Sport Management and a minor in Finance.
In his free time, Chris enjoys spending time with his Fiancée, Hannah, and their two animals, Ellie and Lucy. He also loves to travel to new restaurants, attend sporting events, and binge Netflix shows.
I do the research. I look at the numbers, study the analytics, and monitor the trends. You may not have time to watch the market, so I do it for you. And when something comes up, you hear from me and decide if it's time to invest more or move things around. It involves a lot of back office stuff, but I spend my day figuring out the most appropriate way to make your money work for you. That's my favorite part of the job, managing your portfolio and working to meet your goals. There is value in being part of this team, for you and for me. You get the expertise of specialists and I get to focus on what I do best: working with you to build a personalized investment approach.
Job Titles:
- Financial Planning Analyst
I help create solutions for clients. I'm the numbers guy on the team. I help recommend the products, execute the plans, and in the end, make sure that the plans are in line with your needs and objectives. You see, each person who walks into this office is unique and special: we deal with individuals, not statistics. So, the challenge for me is creating something that's comfortable for you and also, works toward your goals. And I love it. There is nothing I would rather be doing. Even though I'm organizing a lot of information, I like helping people succeed and knowing that I've contributed to their well being. That's what really makes this job special.
Job Titles:
- Lead Partner and Private Wealth Advisor
I began my career as a financial advisor with Northwestern Mutual in 2010. My expertise includes comprehensive financial planning, life insurance planning, and investment management.
Job Titles:
- Investment Operations Associate
Connor joined LiveWell Capital in 2022 as an Investment Operations Associate. In 2015, Connor graduated from Thomas More College with a bachelor's degree in Business Administration. He then began his career at a large brokerage firm where he held various roles within the Private Client Group. Connor has experience in client support, trading, portfolio implementation, retirement plan rules and regulations, as well as advisor support.
Connor and his wife, Ale, reside in Northern KY with their two children, Daniel & Chloé.
In his free time, he enjoys traveling, spending time with family, attending sporting events and golfing.
Job Titles:
- Member of the Fixed Income Team
Job Titles:
- Senior Research & Portfolio Analyst, NMWMC Research
Job Titles:
- Associate Portfolio Manager, Private Client Services
Job Titles:
- Member of the Private Client Services Team
- Senior Portfolio Manager, Private Client Services
Job Titles:
- Director of Operations and Client Service
Danielle joined Davie's team in 2022. She graduated from California Polytechnic State University - SLO in 2013 with a Bachelor's degree in International Business. Danielle started her career on the talent team in our Northwestern Mutual San Francisco office. During this time she also led our philanthropic efforts partnering with Alex's Lemonade Stand and UCSF. She continued recruiting in the real estate tech and SaaS space prior to returning to Northwestern Mutual. Danielle is energized helping Davie's clients with the back-end implementation of their financial plans and working on the operations side of Davie's team.
Danielle and her dog, Hunter, live in San Francisco. In her spare time, she enjoys time with family and friends, playing on rec league teams, and hiking.
Job Titles:
- Member of the Private Client Services Team
- Senior Director / Portfolio Manager, Private Client Services
Job Titles:
- Partner and Private Wealth Advisor
Job Titles:
- CLU®, ChFC
- Financial Planning Analyst
- Lead Partner and Private Wealth Advisor
- Private Wealth Advisor
Davie joined Northwestern Mutual in October of 2010. In 2007, Davie graduated from the University of California, Santa Cruz where he earned a BA in Economics: Business Management with a focus in accounting and played soccer for UCSC. Davie started his career with the Public Accounting Firm - Grant Thornton before transitioning to Northwestern Mutual to bring a proactive planning focus to help people create more confidence and joy around money.
As a Private Wealth Advisor, Davie works mainly with those in the tech industry, families, and business owners and executives who are looking to have an all-encompassing financial plan to optimize their income, stock options, and plan for life before and after retirement.
Areas of expertise include:
Job Titles:
- Member of the Private Client Services Team
- Senior Portfolio Manager, Private Client Services
Dustin joined Northwestern Mutual in 2016 as a Qualified Plan Specialist. Prior to joining our team he spent nearly a decade at one of the largest retirement plan providers in the country.
As an advisor, he focuses his time working with business owners, CFO's and Human Resources Teams to help setup and maintain their corporate retirement benefits.
Areas of Expertise
Qualified Retirement Plans
Job Titles:
- Client Service Coordinator
Job Titles:
- Portfolio Management Specialist, Private Client Services
Job Titles:
- FINANCIAL SECURITY PROFESSIONALS LIST ( OCTOBER 2021 ) . RESEARCH and RANKING PROVIDED by SHOOK RESEARCH. BASED UPON 2020 DATA
Job Titles:
- Vice President - NMWMC Investment Management & Research, Vice President - Mason Street Advisors
Job Titles:
- Portfolio Manager, Equities
Job Titles:
- Investment Operations Associate
Janis joined our team in late 2022 as an Investment Operations Specialist. She has recently become a fully registered representative by obtaining her Series 7 and 63. Prior to joining our team, she spent 7 years as a mortgage underwriter for the largest mortgage lender in the United States. Janis is from Detroit, MI where she earned a general business degree and is working on obtaining her BS in finance.
When she is not working or studying, she enjoys playing video games, such as, Call of Duty with her family and friends.
Job Titles:
- Partner and Private Wealth Advisor
- Representative With LiveWell Capital
Jared Nickoli is a Financial Representative with LiveWell Capital. Jared helps clients with the creation, implementation and maintenance of a comprehensive financial plan encompassing risk management, wealth management and estate planning. Jared joined Northwestern Mutual in 2012 and has worked in the financial services industry since 2007. He is a graduate of Xavier University with a bachelor's degree in finance & entrepreneurial studies.
Jared resides in Cincinnati with his wife, Rachel, daughter, Camden, and their three dogs. He enjoys travel, golf and anything involving the outdoors.
Job Titles:
- Associate Portfolio Manager, Private Client Services
Job Titles:
- Financial Planning Analyst
Jason began his career with Northwestern Mutual in 2021 after graduating from the University of Dayton with a bachelor's degree in Finance. He joined the LiveWell Capital team shortly after in 2022 as a Financial Planning Analyst.
Jason grew up in Cincinnati with his brother Danny. In his free time, he enjoys watching sports, listening to music, playing golf, and spending time with friends and family.
Job Titles:
- Senior Director / Senior Portfolio Manager, Equities
I am the Investment Specialist. I have always had a passion for investing and financial markets. With over 25 years of experience as both a stock trader and financial advisor, I've seen the best and worst of what equity markets throughout the world are capable of. My goal is to help clients navigate all types of stock market conditions and answer any questions they may have. In other words, anything that will help our clients have peace of mind and help them achieve their retirement goals is what I strive for. As part of our diligent and extremely knowledgeable team, I enjoy helping out wherever it's needed, so you will always know that there is someone here for you when you need us. I also enjoy travelling and cheering on the Detroit Lions and Tigers!
Job Titles:
- Associate Portfolio Manager, Fixed Income
Job Titles:
- Senior Investment Consultant Advisor Recruiting
Job Titles:
- Senior Research Analyst, NMWMC Research
Job Titles:
- Associate
- Financial Advisor
Jimmy joined the DC team in 2020. Jimmy and his wife J'nay have moved to Northern Virginia in 2010 and currently reside in Herndon, VA. Their home is currently growing with their son Jameson, their golden retriever Teddy, and the arrival of a newborn this fall. Jimmy loves spending time at home with his family, while sharing his passion for Pittsburgh's sport teams and enthusiasm of wine. He is happy to bogey his way around the golf course any day.
Job Titles:
- Portfolio Manager
- LiveWell Capital in 2014 As Portfolio Advisor and Chief Operations Officer
John Brannon joined LiveWell Capital in 2014 as Portfolio Advisor and Chief Operations Officer. John grew up in Cincinnati and is a graduate of Miami University's Richard T. Farmer School of Business. He began his career in Stamford, Connecticut working for a multinational paper company and then to Chicago for his MBA where he also began work in the mutual fund industry.
John returned to Cincinnati in 2004 managing brokerage and treasury operations within two insurance companies. His expertise includes portfolio analysis, brokerage operations, treasury operations, and investment analysis. John is passionate about building the infrastructure to support clients' lifetime and generational goals. This includes directing daily portfolio management and integrating portfolios with the tax system, trusts and other estate planning tools for future generations of a client's family.
John resides in Oakley with his wife Kimberly where the two of them are outside as much as possible. John is a life-long learner and most enjoys volunteer-based vacations with Kimberly.
Job Titles:
- Member of the Senior Leadership Team
Joseph B Beshear, Clark Everett Bixler, David Hamish Cochrane, Lincoln Henderson, Timothy C Miller, Morgan L Rich, Andrew J Scarpitti, David M Schimberg, Michael David Sosnoski, Bradley Scott Weeks, Tek R Wiegert, Christopher Michael Brademeyer, John Brannon, Marty Walker Geiger, James Harshbarger, Scott Alan Lagocki, Kristen Joseph Machain, Jared J B Nickoli, Jeffrey Alan Novak, Kertsze Patrick Nunes, Dustin Michael Parks, Annette Testa Young and Stephanie Jei Yu Yang use LiveWell Capital as a marketing name for doing business as representatives of Northwestern Mutual. LiveWell Capital is not a registered investment adviser, broker-dealer, insurance agency or federal savings bank. Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company, Milwaukee, WI (NM) (life and disability insurance, annuities, and life insurance with long-term care benefits) and its subsidiaries. Joseph B Beshear, Clark Everett Bixler, David Hamish Cochrane, Lincoln Henderson, Timothy C Miller, Morgan L Rich, Andrew J Scarpitti, David M Schimberg, Michael David Sosnoski, Bradley Scott Weeks, Tek R Wiegert, Christopher Michael Brademeyer, John Brannon, Marty Walker Geiger, James Harshbarger, Scott Alan Lagocki, Kristen Joseph Machain, Jared J B Nickoli, Jeffrey Alan Novak, Kertsze Patrick Nunes, Dustin Michael Parks, Annette Testa Young and Stephanie Jei Yu Yang provide investment advisory services as Advisors of Northwestern Mutual Wealth Management Company® (NMWMC), Milwaukee, WI, a subsidiary of NM and federal savings bank. Joseph B Beshear, Clark Everett Bixler, David Hamish Cochrane, Lincoln Henderson, Timothy C Miller, Andrew J Scarpitti, David M Schimberg, Michael David Sosnoski, Bradley Scott Weeks, Tek R Wiegert, Marty Walker Geiger, Scott Alan Lagocki, Jared J B Nickoli, Kertsze Patrick Nunes, Dustin Michael Parks and Stephanie Jei Yu Yang are Agents of Northwestern Long Term Care Insurance Company, Milwaukee, WI, (long-term care insurance) a subsidiary of NM. Joseph B Beshear, Clark Everett Bixler, David Hamish Cochrane, Lincoln Henderson, Timothy C Miller, Morgan L Rich, Andrew J Scarpitti, David M Schimberg, Michael David Sosnoski, Bradley Scott Weeks, Tek R Wiegert, Christopher Michael Brademeyer, John Brannon, Marty Walker Geiger, James Harshbarger, Scott Alan Lagocki, Kristen Joseph Machain, Jared J B Nickoli, Jeffrey Alan Novak, Kertsze Patrick Nunes, Dustin Michael Parks, Annette Testa Young and Stephanie Jei Yu Yang provide investment brokerage services as Registered Representatives of Northwestern Mutual Investment Services, LLC (NMIS), a subsidiary of NM, registered investment adviser, broker-dealer and member FINRA (finra.org) and SIPC (sipc.org). Joseph B Beshear, Clark Everett Bixler, David Hamish Cochrane, Lincoln Henderson, Timothy C Miller, Morgan L Rich, Andrew J Scarpitti, David M Schimberg, Michael David Sosnoski, Bradley Scott Weeks, Tek R Wiegert, Christopher Michael Brademeyer, John Brannon, Marty Walker Geiger, James Harshbarger, Scott Alan Lagocki, Jared J B Nickoli, Jeffrey Alan Novak, Kertsze Patrick Nunes, Dustin Michael Parks, Annette Testa Young and Stephanie Jei Yu Yang are Insurance Agents of NM.
I cater to clients. I also handle all of the office operations. That means that whenever you have questions, concerns, or you need help, you communicate with me first. I want every phone call, every e-mail, and every text to improve your experience with this office. Planning for your future should be easy and we work hard to make it that way. My favorite part of this job is bringing people together. So, I learn a lot about you, what you need from us, and how you like to communicate, to personalize your experience with this office. Clients are not numbers and they're not figures, they are people, whom we care about. In the end, I make everything we do here better, just for you.
Job Titles:
- Associate Portfolio Manager, Private Client Services
Job Titles:
- Senior Investment Consultant
Job Titles:
- Senior Investment Research Analyst, NMWMC Research
Job Titles:
- Financial Planning Analyst
Job Titles:
- CERTIFIED FINANCIAL PLANNER
Kertsze is a fully credentialed CERTIFIED FINANCIAL PLANNER™ professional, holds the Series 6, 63, 65, and 7 investment registrations, and is Accident & Health, Life, and Variable licensed for insurance.
Job Titles:
- Financial Planning Analyst
Kris joined the team in 2022 as a Financial Planning Analyst. He graduated from The University of Arizona with a bachelor's degree in Molecular and Cellular Biology. He started his career in the health and fitness field as a fitness professional training clients ranging from beginners to professional athletes. His passion for helping people achieve their health and fitness goals has been a natural transition into the financial planning space and his mission remains the same- get people from point A to point B as effectively and efficiently as possible.
Kris currently lives in Chandler, Arizona with his wife Melissa, his two daughters Gabriella and Kassidy and their chocolate lab Kaia. He enjoys spending time as his daughter's soccer coach, working out and golfing.
Lauren graduated from Virginia Tech with a degree in Business, Go Hokies! During her time at VT, Lauren double majored in Management Consulting and Analytics, as well as Marketing. Lifelong learning is incredibly important to Lauren along with trying new things.
In her free time, Lauren loves to bake and work on home improvements, you can always find cookies and spackling in her home. Lauren is constantly traveling, and eventually wants to travel to over 100 countries. One of her favorite parts of life is meeting new people and creating new relationships no matter where she is.
Job Titles:
- Financial Planning Assistant
Lisa Woods Professional: Lisa has many years of insurance experience in life, health and property and casualty insurance. Working in small aircraft insurance sales was a professional highlight. She has worked with Northwestern Mutual in 3 different states over the past 20+ years. Lisa has worked with Tim since 2015 and currently assists him with scheduling, preparing for meetings and special projects. Personal: Lisa resides in Waverly GA with her husband, Dirk, and dog, Vince. She enjoys spending family time at the beach, boating, cooking and traveling. Financial Planning Assistant l.m.woods@nm.com 513-991-5900 (513) 991-5900
Job Titles:
- Portfolio Manager Specialist, Fixed Income
Job Titles:
- Associate Portfolio Manager, Private Client Services
Job Titles:
- Partner and Private Wealth Advisor
Marty joined Northwestern Mutual in 2014. Prior to Northwestern, Marty spent 4 years in a successful sales career at a Fortune 500 company. Marty received his B.S. in Finance at Miami University in 2010.
In 2018, he earned his CERTIFIED FINANCIAL PLANNER™ professional designation. He strives to serve his clients by helping them proactively plan & align their intentions with their actions to empower a life beyond money.
Areas of expertise include:
Job Titles:
- Portfolio Manager, Private Client Services
Job Titles:
- Member of the NMWMC Investment Consultant Team
- Senior Director, Advisory Investments
Job Titles:
- Member of the Fixed Income Team
- Chief Portfolio Manager, Fixed Income
Job Titles:
- Investment Operations Associate
Mike joined the team in 2016. He graduated from Northern Kentucky University with a bachelor's degree in finance. His career in financial services operations began in 2008, in which he has experience in client support, financial, and analytical roles. Mike is skilled at process development and improvement, having played significant roles in numerous organizational wide projects and initiatives.
Mike and his wife Becky reside in Cincinnati. They enjoy traveling, running, hiking, and constantly staying active.
Job Titles:
- Insurance Operations Associate
Job Titles:
- Partner and Private Wealth Advisor
Job Titles:
- Director of Client Experience
Natarsha was born and raised in Metro Detroit. Natarsha loves to read, listen to music (all genres) and spending time with family and friends. She loves sports but football is her favorite, GO LIONS! GO BLUE!
Natarsha is an alumnus of Eastern Michigan University, where she received her Bachelor of Science. She and her husband Jamal are newlyweds and love playing with their German shepherd named Drago and black lab named Khaleesi (Kali).
Natarsha has been a part of the Sosnoski Team since April 2017 and has strived to learn and grow to become a great contributor. She is an associate financial representative, who enjoys assisting clients with their needs. And tries to ensure a positive experience with each person.
Job Titles:
- Associate Portfolio Manager, Private Client Services
Job Titles:
- Senior Investment Research Analyst, NMWMC Research
Job Titles:
- Financial Planning Analyst
Job Titles:
- Associate Financial Representative
Most individuals see the world of business as an uphill battle. For me that is not the case. I see the world of business as a never-ending race, the moment you stop to admire what you have accomplished in the past is the moment you get passed by the rapidly evolving professionals and companies striving to lead the way. Myself, along with our team at Livewell Capital, are striving to lead the way to create a better future for you, your business, and your family. Being keenly observant and connecting with my clients on a personal level is what I believe gives me my edge as an Associate Financial Representative. The best time to start planning your future is now!
Job Titles:
- Investment Operations Associate
I alleviate your concerns. You'll be hearing from me. I review accounts, manage accounts, and monitor accounts to make sure your plan is working for you in the ways you want it to be working. I also answer all of your questions. Sometimes people get overwhelmed with the idea of creating a lifelong financial plan. I'm here to show you that it isn't complicated and it's not difficult. Sure, I like numbers and I like math problems, but what I like best is client satisfaction. And client satisfaction equals success. For me, that can't be measured by a number on my computer screen: it has to come from you. Your feedback drives my work and your questions, your concerns, and your comfort constitute my job. Basically, helping you makes my day.
Job Titles:
- Vice President of Operations
Job Titles:
- Financial Planning Analyst
Job Titles:
- Member of the Large Cap Equity Team
- Associate Portfolio Manager, Equities
Job Titles:
- Portfolio Manager, Private Client Services
Stephanie Yang is the Portfolio Manager and the backbone of our planning process. She is responsible for overseeing our investment portfolios, critically analyzing client situations, and developing customized financial plans to help them reach their goals and objectives.
Stephanie has been with Northwestern Mutual since 2011 and with our team since 2018. She has supported multiple teams in every capacity, but finds that she thrives most in analyzing, designing, and implementing strategies, as well as educating our clients about financial planning. Stephanie enjoys giving our clients peace of mind that they have knowledgeable experts in their corner to help them with such an important, yet sometimes complicated and daunting part of life. Whether it's walking a client through final questions about the direction of their plan or ensuring a seamless investment experience, Stephanie enjoys being a resource for our clients.
Stephanie holds her ChFC® (Chartered Financial Consultant), CLU® (Chartered Life Underwriter), and RICP® (Retirement Income Certified Professional) designations. She is also licensed with her FINRA Series 6, 7, 63, 65, and life and health insurance in the state of California.
Stephanie graduated Summa Cum Laude from the University of California, Irvine with a double Bachelor's in Economics and Anthropology. When she's not assisting our clients with their planning needs, she can be found enjoying a good book or doodling on her iPad. She lives with her husband Tim and their Corgi, Ema, in the Bay Area.
Job Titles:
- Member of the NMWMC Investment Consultant Team
Job Titles:
- Partner and Private Wealth Advisor
Tim joined Northwestern Mutual 1983 after graduating from the University of Cincinnati.
Job Titles:
- Research Specialist, NMWMC Research
Job Titles:
- Associate Portfolio Manager, Private Client Services