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Oregon Life Insurances: These policies of the Oregon state are similar to other states of the USA. Oregon department of insurance is the authority for the regulation of any type of insurance in Oregon. Policies, prices, premiums and coverage depend on various factors like age, health and type of the policy and various other factors. The life insurance policy is one of the most purchased types of policy but many people do not know much about it and the fact the life insurance is not for himself but for his family members and loved ones.