TURICUM - Key Persons
Job Titles:
- Founder
- Member of the Board of Directors
Adrian Kreter is a successful entrepreneur and the founder of several international organisations within the Fintech industry. He acquired his experience from managing large and complex projects for international corporate entities throughout numerous years. He studied Bachelor of Science in Business Informatics at the University of Hamburg and started his career back in 2009 as a software developer and IT consultant. His entrepreneurial venture began in 2013, establishing his first company with a focus on mobile application development. Adrian is the founder of Arringo Group and Instacoins Group and has played a critical role in almost every aspect of both companies' growth and evolution, successfully leading both ventures to global expansion. Adrian has a strong background and reputation within the Fintech services industry earning him multiple awards throughout the course of his career, namely the 2019 Best Fintech Entrepreneur of the Year award and Best Start-up Entrepreneur of the Year, awarded by Malta Business Registry.
Job Titles:
- Junior Management Accountant
Agustin joined Turicum Private Bank in October 2023. He has been a member of the Association of Accounting Technicians (MAAT) since July 2022 and is currently pursuing the ACCA qualification. With over 7 years of accounting experience in the retail and wholesale sectors, Agustin brings a good understanding of financial processes. His educational background includes studies in IT, providing a diverse skill set for his role in the banking sector.
Ana started to work for Turicum in the Spring of 2015 with over 10 years working experience in Gibraltar's active banking sector. Following her education, Ana began her career at Barclays Bank at the Cashier Desk and worked her way through the several of the bank's departments including back office and operational units. She has excelled in client facing roles and ensuring high customer satisfaction. Ana's diligence and enthusiasm earned her particular high level of responsibility with respect to branch operations and she provided maternity cover for her Branch's Deputy Head. Ana has experience in creating and implementing internal training programs. Ana is an integral part of Turicum's operation back office.
Job Titles:
- Chief Executive Officer
- Executive Director
- Member of the Board
- Member of the Management Team
Andreas graduated with a Masters Degree in Economics & Business Administration at the University of Zurich and subsequently post-graduated with a European Finance & Investment Expert Diploma (equivalent to CFA) at the Swiss Training Centre for Investment Professionals (AZEK). In 1994 Andreas started his business career at Credit Suisse Asset Management in Zurich as an internal trainer for Credit Suisse Investment Funds. He was promoted to Assistant Vice President and Head of the Fund Training Department in 1996. Following this, he took over the Department ‘Product Management Investment Funds' where he was responsible for the worldwide Investment Fund business of Credit Suisse Private Banking. After his promotion to Vice President in 1999, he became a Senior Relationship Manager at Credit Suisse Private Banking in Gibraltar where he was responsible for the business with institutional clients. Andreas joined Turicum Private Bank in 2003 as a Senior Investment Manager and member of the management team of the Bank. He established the Bank's Representative Office in Zurich and expanded Turicum's Investment Fund business. Andreas holds a Company Manager license issued by the GFSC in relation to the provision of directorships to Experienced Investor Funds. Since 2013, Andreas is Turicum Private Bank's CEO.
Job Titles:
- Senior Securities Officer
Belen joined Turicum Private Bank in 1998, having previously worked at ABN Amro where she accumulated eight years of experience working in various areas including both retail and private banking. She has been the longest standing member of the Middle Office team and her experience assists in the smooth and effective operation of the Department.
Boris joined Turicum Private Bank in June 2019. He started his career at ITMS Ltd, spending 6 years providing IT support and solutions to both private and public sector clients. During this time, he has acquired a wealth of experience in most aspects of IT and has managed and delivered projects for high-profile clients. He has gained accreditations from Microsoft, 3CX and ITIL. After being briefly contracted with Turicum to implement a Windows upgrade solution, Boris has taken up the role of IT Support Officer, monitoring and maintaining the computer systems and networks.
After completing his Bachelors degree in Banking and Finance with Honours from The Management Institute of Singapore, Bruno looked to work at Gibraltar's ever growing Financial industry. In 2015, he joined Turicum Private Bank with a goal of focusing on the Investment Management and Banking sector. In 2018, he completed his Master's degree in Business Administration at United International Business Schools, Zurich. Over the several years, Bruno has gained an invaluable wealth of experience from working with the various areas within the Bank including Front Office, Operations and Investment Office, and in 2019 Bruno decided to focus his career on Portfolio Management.
Job Titles:
- Member of the Board
- Greysier Non - Executive Director
Bruno Paul Goutaland Rosset de Greysier is one of the Founding Directors of Turicum Private Bank. He is the Managing Director of Companies House Gibraltar since 1993. Bruno has been advising high net-worth clients, for these past 30 years, and was Managing Director from 1985 to 1993 of Europa Trust Company, a Trust Company licensed by the Financial Services Commission (FSC). Bruno is a Trust & Estate Practitioner (TEP) and a Member of the Gibraltar Branch of STEP since April 1999, with vast experience in Companies and Trust matters. He is also a Commissioner for Oaths, registered at the Supreme Court of Gibraltar. He was the Registrar of Pleasure Yachts for 17 years from 1992 to 2010, and Registrar of Ships from 1996 to 1998. Bruno was also a Member of the Board of the Gibraltar Chamber of Commerce from 2001 to 2005 and was appointed to the Board of Gibraltar Information Bureau in Geneva, the Representative Office of Government of Gibraltar in Switzerland from 1990 to 1993. A keen sailor, Bruno has been a member of the Royal Gibraltar Yacht Club, since 1990.
Job Titles:
- Senior Administration Officer
In 2007 Calyn Chiappe graduated with a BA Hons degree in Business and Financial Services. She began her career in banking with Credit Suisse Gibraltar Limited where, over the course of 10 years, Calyn has gained firm knowledge of various operational and front office roles. Amongst them, she has had key responsibilities in the Securities Department, Investment and Portfolio Management and Front Office. Calyn has always been a contributing team player and in previous roles has created training and user manuals for various banking policies and procedures. Calyn has experience in client facing roles across the board, having directly serviced private clients, external asset managers and professional funds. In November 2016 she joined Turicum Private Bank and continues to work with clients with a focus on institutional and professional clients.
Job Titles:
- Compliance / Compliance Analyst
Carmen started in the finance industry back in 2007, initially as Customer Service Advisor for the Leeds Building Society Gibraltar branch and working her way through various senior positions. After gaining a taste for the banking world, she developed a sound understanding of investments, and mortgages. In 2010 she acquired her CeMap qualification (Certificate of Mortgage Advise and Practise) and moved to Assistant Manager. After further development in compliance and anti-money laundering knowledge, she moved to Operations Manager in 2013. Carmen now has nearly 15 years of experience in the retails financial sector and has decided to work on further development in the Private Banking world. Carmen joined Turicum in March 2021 looking to make use of her mortgage background as Credit Officer within the dedicated Credit department. She has now moved over to Front Office Support Compliance Department as Compliance Analyst.
Cheyenne is a determined and versatile professional with over 10 years of experience including Human Resources, Executive Support, Administration and various roles in the thriving Gaming industry in Gibraltar. She joined Turicum Private Bank in 2024 as an Administration Officer.
Job Titles:
- Senior Compliance Analyst and Team Leader
Colette joined Turicum in April 2021 as a Compliance Analyst, with over 30 years' experience in the financial services sector gained through a long, successful and uninterrupted career. In 1989 she began working in banking with ABN AMRO Bank (Gibraltar) Ltd and later, following an acquisition in 2008, with SG Hambros Bank (Gibraltar) Ltd. During this time she has developed strong interpersonal skills working in Banking Operations as well as enjoying Commercial and Compliance roles. At Turicum Colette is responsible of ensuring that policies and procedures are followed throughout all of the Bank's business lines. Her main responsibility is to maintain a robust monitoring framework, through the Bank's Compliance Monitoring Plan to ensure all relevant legal, regulatory, and internal policy requirements are met by the Bank and by all employees. Colette works closely with the Head of Compliance, Risk and Ethics to accomplish the Teams objectives.
Craig graduated in 2009 with a Bachelor's Degree in Information Communications Technology from the University of Glamorgan. Craig spent 6 years at Kleinwort Hambros Private Bank. During this time Craig worked in the Projects Team, assisting all departments with the Bank's Client Relationship Management system and Online Banking. Craig played a vital role in managing and collating data for several projects including Data Migration and Tax Reporting, where he worked closely with KH entities in London and the Channel Islands. Craig joined Turicum Private Bank in 2017. As a Systems Analyst Craig brings his skills and experience to provide support on the Banking System, Online Banking and any IT related Projects.
Job Titles:
- Junior Securities Officer
Cristel recently joined Turicum to start a new career within the securities department as Junior Securities Officer. She came from Gibraltar International Bank where she was a fraud management officer. Her duties entailed liasing with clients for verification purposes, creating new procedures, reviewing high value transactions and monitoring any daily fraud concerns.
Job Titles:
- Senior Relationship Manager
Derek Baglietto focuses on the Institutional and Fintech / Crypto desk of the Bank. He is part of the Executive Committee of the Gibraltar Funds and Investment Association (GFIA). He studied Blockchain Strategy in the SAID business School, University of Oxford and is also an Associate of the Chartered Institute of Bankers "ACIB", with further studies under the Securities Institute and CISI focusing on Fund Management and Investment Analysis. He was employed in Credit Suisse Private Banking as Vice President for 23 years, gaining wide experience in various areas including Credit, Financial Control, Portfolio Management, Investment Consultant, and Heading the Front Office support team. From 2006 he was Heading the Institutional clients team in the External Asset Managers and Fund team. Derek joined Turicum in 2016 and focused on developing the Institutional Offering, providing international and local External Asset Managers, Fund Managers and other Intermediaries with solutions for their clients. In addition the desk has expanded into the Fintech sector where services are provided to companies and individuals in the space including those working with Digital Assets.
Dimitri joined Turicum Private Bank in 2015 with over 13 years of accounting experience from varied sectors. In 2001 Dimitri completed his Bachelor's degree in Accounting in France. Subsequently Dimitri began his career providing management accounting to Parisian companies before expanding his experience and knowledge to the Insurance sector in the City of London. In 2007, Dimitri, in search of new challenges moved his career to Gibraltar's growing and vibrant Online Gaming industry. To further his studies, Dimitri has achieved the UK ACCA qualification and became a fully qualified accountant in 2016. His keen interest in IT and new technology has helped him implement technologically efficient processes at the Bank.
Dr Benjamin Moss - Chief Legal Officer, Chief Risk Officer
Job Titles:
- Chief Legal Officer
- Chief Risk Officer
- Deputy CEO
Ben joined Turicum in 2003 after successfully completing both English and French Law degrees from the Universities of Kent and Paris and a Masters in Commercial Law and Finance from the University of Nottingham. He furthered his academic interest by becoming a PhD law graduate with research focussing on financial regulatory reform and systemic risk. He is responsible for the Legal function of the Bank with a focus on strategic projects and critical issues.
After graduating a master's degree with distinctions in econometrics, Wessel furthered his academic interest by becoming a PhD in financial economics with research focussing on modelling and forecasting equity and bond returns and volatility. He has academic publications on numerous topics in financial economics in a wide range of financial journals. Prior to joining Turicum Private Bank in 2023, Wessel worked as portfolio and risk manager at various Gibraltar-based investment management companies. He developed an asset allocation model that allocates to those asset classes that are expected to perform well in the various stages of the economy. He successfully passed the exams of CAIA (Chartered Alternative Investment Analyst) and FRM (Financial Risk Manager) in 2007 and 2009 respectively.
Elizabeth joined the Bank at the start of 2019. She joined with several years of experience gained in the growing financial sector, having spent time at both insurance and financial services companies in Gibraltar. After recently achieving the ICA Certificate in Compliance, Elizabeth has been assisting the Compliance Department of the Bank with the day to day monitoring and related functions. Elizabeth aims to keep working to further develop her knowledge and understanding of the compliance field and enhance the relevant skills to perform successfully in the financial sector. To this end, she is currently studying a range of banking related topics through the Chartered Institute for Securities & Investment (CISI). She is fluent in both English and Spanish.
Frances joined Turicum Private Bank in May 2022. She is AAT (Association of Accounting Technicians) qualified after passing Level 4 in November 2021. Frances began her finance career in the Insurance sector where she was a finance assistant for nearly four years. During this time she studied towards her AAT qualification.
Job Titles:
- Member of the Board
- Non - Executive Director
Franco's banking experience extends over 36 years in both the UK and Gibraltar. He rose through the Corporate and Retail departments of Natwest before overseeing the bank's Gibraltar operations in 1997. In 2000, Franco managed the Gibraltar office for SG Hambros and followed on to Head the Gibraltar branch for Barclays Bank until 2013, before becoming Managing Director of Abacus Financial Services Ltd. Franco has a broad and deep understanding of the financial services industry. He has served as President and Executive Member of the Gibraltar Bankers Association, sat on the Board of the Financial Services Commission and Board Member of the Gibraltar Finance Centre Council. Franco advised the Maltese Government prior to their accession to the EU and served on the Advisory Council to the Malta Government Department of Economic Services. He is currently the Honorary Consul for Malta in Gibraltar.
Job Titles:
- Admin Officer & Digital Marketing Coordinator
Gareth joined Turicum Private Bank in May 2022. He previously worked for the last 10 years for Bassadone Motors in two different roles. At Bassadone Automotive Finance where he was processing customer loan applications and running the company's social media pages, and then as a Sales Executive on the showroom floor, dealing with customer's needs in purchasing their car. Gareth brings to the role, excellent customer service skills and an understanding of social media marketing.
Job Titles:
- Senior Administration Officer
Gillaine has been an integral part of the development and growth of Turicum having joined the Bank in 1998. From an early stage Gillaine took responsibility for the Back Office functions and headed the department for some time before moving to assist in the growth of the Finance Department. Currently she manages key Finance responsibilities, assisting the Finance Director, and is undergoing certification as an Accountant Technician (CAT). Gillaine joined the Bank with over 10 years banking experience at Banco Bilbao Vizcaya Gibraltar (BBVA) in Credit & Customer Service roles.
Recently graduated with an ICA International Diploma in Anti Money Laundering, Gosha joined the Compliance Department at Turicum Private Bank in January 2024 as Financial Crime Analyst. Having achieved her Bachelor's Degree in Business, Marketing and Administration from The University of Huddersfield (2008) and a Master's Degree in Business and Administration from the West Pomeranian Business School (2003), she brings a significant range of knowledge and experience to the Bank. Gosha spent most of her professional career working within different roles in the financial sector and is now helping the Compliance Department meet their legal and regulatory duties with regards to financial crime.
Graham joined Turicum Private Bank in November 2013 as Messenger and also assists in covering as Security Officer for the Bank. Graham relocated to Gibraltar in 1978 after having worked for a number of years in the Hospitality sector at The Houses of Parliament, London. He continued his career in the Hospitality and Catering industry as a Chef at the Montarik Hotel in Main Street and later also as Chef at the Country Cottage restaurant. In 1982 he changed direction and moved into a new career in Law enforcement for almost 30 years in the Ministry of Defence Police where he attained the rank of Sergeant. Graham was attached to the Royal Gibraltar Police where he carried out specialized duties in both the Criminal Investigation Department and Drug Squad. Graham took early retirement from the force in April 2012 to devote more of his time to his family.
Inma has gained vast experience working in business supporting roles within Gibraltar's financial sector. Previous roles include eleven years at Credit Suisse (Gibraltar) Limited where she held positions as Personal Assistant to Senior Management and within the Human Resource Department through periods of high growth and transition. In 2004 Inma joined Turicum Private Bank and heads our Human Resource department, she is also the Bank's Company Secretary.
Job Titles:
- Compliance / Senior Compliance Analyst
Isa has over 15 years of experience focussed in the financial services sector. She holds a Masters degree in Business Administration from Granada University as well as the CISI International Certificate in Financial Advice. Isa began her career in 2004 working at various Hedge Funds and Private Equity firms abroad. In 2008 she furthered her career and joined Gibraltar Asset Management as Compliance Officer and appointed MLRO. Isa is a Chartered Member of the Chartered Institute for Securities & Investment and in April 2018 she joined Turicum as Senior Compliance Analyst bringing with here a wealth of experience.
Jane started her career in Gibraltar as Human Resources Manager for a large retail outlet. She then moved into the Finance sector and gained over 20 years' experience working mainly for the Newcastle Building Society where she was a CeMAP (Certificate in Mortgage Advice and Practice) qualified Mortgage Advisor helping to grow and manage the society's mortgage book in Gibraltar. She also spent time as an Independent Financial Advisor at the same time gaining her Chartered Insurance Institute (CII) Certificates in Financial Services. Jane joined Turicum Private Bank in 2018 taking up the role of Human Resources Officer.
Since 2019, Javier has been working as a freelance IT professional while pursuing studies in Systems Administration and IT Security. His focus has been on designing networks for small and medium-sized enterprises. Additionally, he has contributed to web projects, including PatientCare - a web application for medical professionals to track patient data - and TPassGen, a command-line program in the cybersecurity space that generates passwords based on patterns and date ranges. Javier has also been involved in a mathematical project called PrimeWizard, analyzing large numbers to determine primality. Another venture, NeSetpro, is a Python-based web application for calculating VLSM and CIDR networks. Javier joined Turicum Private Bank in 2024 as IT Officer.
Job Titles:
- Senior Securities Officer
Joachim joined Turicum Private Bank in 2017 with over 24 years finance sector experience. He began his comprehensive career in the financial hub of Frankfurt covering various roles at multiple institutions. After completing his business studies at VWA Koblenz (Germany), Joachim was recruited by Flemings (Frankfurt) in 1993. He later joined Commerzbank in 1996 where he expanded his experience in Securities Operations. In 1999 Joachim relocated to Gibraltar to work in the fast-growing fund industry, taking up operational roles within Investment Fund Management and Banking. As a keen traveller, he has journeyed around the world backpacking.
Joanne joined Turicum after 20 years in broadcasting, with experience in radio and television advertising, commercial sales, and sponsorship management at Gibraltar Broadcasting Corporation (GBC). A BSc Social Science graduate, she is currently studying the Master of Business Administration (MBA) with the University of Gibraltar. As Marketing Officer, Joanne is responsible for the bank's overall marketing activities through advertising, media, and public relations.
Job Titles:
- Member of the Board
- Fellow of the Association of Chartered Certified Accountants
- Pisharello Non - Executive Director
Jose Julio is a Fellow of the Association of Chartered Certified Accountants. He qualified in 1991 and has more than 25 years' experience in accounting, audit and tax with in-depth knowledge of Gibraltar's commercial, business and regulatory environment. He has a BA (Hons) in Financial Services from the University of Manchester and is an Associate Member of the Institute of Financial Services (Chartered Institute of Bankers). Jose Julio was Managing Partner of EY Gibraltar from September 2013 (year the office was established in Gibraltar) to June 2018 and Senior Partner from July 2018 to June 2019 when he retired from public practice. He has served as President and Deputy President of the Gibraltar Society of Accountants. Jose Julio was the inaugural Chairman of the Board of Governors of the University of Gibraltar (from Sept 2015 to Sept 2018). In August 2019 the Gibraltar Parliament granted Jose Julio the Gibraltar Medallion of Distinction for Public Service.
Job Titles:
- Senior Relationship Manager
Keegan joined Turicum in 2016 after 19 years working in Gibraltar Private Banking sector, 13 of which has been as a Relationship Manager for Institutional clients. After completing a Business & Finance diploma in 1997 Keegan started his Private Banking career with Hispano Commerzbank where he spent four years at the bank's Treasury division. He joined Lombard Odier's Operations team in September 2001 focusing on security settlements and corporate actions. In 2003 Keegan was promoted to Relationship Manager for Institutional clients where he remained until 2010. In December 2010 he was offered the opportunity to join Credit Suisse where he was a core member of the Institutional team. Keegan enjoyed a successful five years including a promotion to Assistant Vice President, until following a global strategic review the bank decided to exit the Gibraltar booking centre. As a Senior Relationship Manager with a sound knowledge of the Institutional business Keegan focuses on the acquisition, development and servicing of FinTech clients, licensed Wealth and Asset Managers under third party investment agreements or Fund structures, offering a highly professional tailored service. Keegan is a Blockchain enthusiast and in 2018 completed the Oxford Blockchain Strategy Programme offered by the University of Oxford. In 2019 he achieved the International Certificate in Wealth and Investment Management offered by the Chartered Institute for Securities & Investment.
Keiron joined Turicum Private Bank in November 2023 as an Administration Officer. Since joining, he has brought a diverse skill set and a fresh perspective to the team. With a background rooted in the Civil Service, Keiron has developed skills in the Treasury and Statistics departments, gaining valuable insights into governmental operations and payment systems. Keiron completed his BSc (Honours) Open degree and graduated in 2022. Driven by a desire for new challenges and opportunities, Keiron left the Civil Service to work briefly in Liquidations/Insolvency where he enjoyed the unique blend of Accounting and Law practises. He now finds fulfilment in contributing his expertise to the seamless functioning of Turicum Private Bank. His unique blend of experiences equips him to navigate the complexities of administration with precision and dedication. Keiron is eager to further develop in his role and make meaningful contributions to the success of Turicum Private Bank.
Job Titles:
- Senior Relationship Manager
Kevin has considerable banking experience spanning over 28 years where he worked at Barclays Wealth International. During this time he held roles in Relationship Management and more recently the position of Chartered Financial Advisor for high net worth individuals and institutional investors. Kevin joined Turicum Private Bank in March 2014 as Senior Relationship Manager and focuses on building strong relationships with the Bank's high net worth clients and identifying new business opportunities within the local and international market. Kevin holds the Investments Management certificate (IMC) and Private Client Investment Advice & Management (PCIAM, level 6). He is also a member of the Life Insurance Association and Chartered Institute of Bankers.
Job Titles:
- Senior Application Engineer
Lai Quen Liu has joined Turicum Private Bank in 2018 with an extensive IT experience. He had worked over 14 years as the IT Administrator and Developer at Jyske Bank in Gibraltar, maintaining their IT platform, developing their system and providing technical support. Amongst other languages, Lai Quen is proficient in SQL and adds value through his creative ad-hoc programs. At Turicum, Lai Quen has been tasked with data mining and reporting, optimising Turicum's bespoke banking platform and providing general IT support.
Job Titles:
- Executive Director
- Member of the Board
Louis Bisang graduated from University of Zurich with a Master's degree in Law. Currently Louis is a Commercial and Legal advisor at Bisang Consulting, a well respected consulting boutique based in Switzerland. Louis began and developed his experience within the financial sector as an intern at Turicum Private Bank and later broadened his experience working in the Hedge Fund space. More recently Louis has, and continues to be, an active investor with several Private Equity firms within Switzerland, adding value through his knowledge and experience across a range of industries. Louis has acted as a Member of the Board of Directors at an Investment Fund Company and, since 2014, as a Director of a holdings company he represents a group of shareholders at Turicum Private Bank.
Job Titles:
- Head of Front Office & Business Development
Lucas began his Private Banking career in 1993 at UBS in Switzerland as Relationship Manager responsible for domestic and international HNWI clients. In 2000 he moved to Credit Suisse in Gibraltar as Investment Consultant to subsequently head its Investment Office, overseeing the range of multi asset class discretionary mandates and the advisory offering. Lucas joined Lombard Odier & Cie in Gibraltar in 2011 to lead its External Asset Managers department before joining Turicum Private Bank in 2018 as Head of our Front Office and Business Development. Lucas holds a Master's Degree in Economics & Business Administration from the University of Neuch tel, the Swiss Advanced Federal Diploma "Financial Analyst and Portfolio Manager" and the European "EFFAS Certified European Financial Analyst" Diploma. He also successfully attended the "Oxford Blockchain Strategy Programme" from Oxford University's Saïd Business School. He is a member of the Swiss Financial Analysts Association.
Job Titles:
- Senior Administration Officer
Lucio graduated with a BA (Hons) degree for International Business and Modern Languages at London South Bank University. He joined Turicum Private Bank in 2021 bringing to the team a wealth of experience in Banking having worked at Lloyds Bank since 2001, both in Gibraltar and the UK. During that time Lucio covered various roles and in the recent past he held the position of Senior Premier Relationship Manager. Lucio has always been focussed on his personal development; he has completed the International Compliance Association's "Certificate in Compliance", the Insurance Institute's "Diploma in Regulated Financial Planning" as well as the CISI's "Investment Operations Certificate".
After graduating in Law with French Law at University College London, Malcolm joined PricewaterhouseCoopers where he qualified as a Chartered Accountant in 1998. He then set up a subsidiary office in Geneva, Switzerland, for Active Value SA, an activist fund management company based in London. His functions included in-depth fundamental analysis of European companies which enabled him to subsequently join Tocqueville Finance SA, a fund manager based in Paris, France, as a European Equity Fund Manager. Upon his return to Geneva in 2008, he was appointed Lead Manager of Global Equities at Mirabaud & Cie. He later joined a multi-family office where he, inter alia, managed multi-asset portfolios and clients' real estate companies. Prior to joining Turicum as Senior Portfolio Manager, Malcolm obtained the International Certificate in Wealth and Investment Management offered by the Chartered Institute for Securities & Investment.
Job Titles:
- Senior Relationship Manager
Manuel graduated with a Bachelor's Degree in Business Administration at the University of Applied Science in Bielefeld, Germany and has completed his Masters in Wealth Management with the CISI. He started his career in the finance sector at an asset manager in Gibraltar as an Assistant Portfolio Manager. From there Manuel moved on to Lloyds TSB Private Banking as Senior Relationship Manager, a position he held for over 8 years. He subsequently spent 3 years at SG Hambros Bank before joining the External Asset Managers department of Lombard Odier. Manuel joined the Institutional Desk at Turicum in 2018. With over 14 years of banking experience, Manuel has served the cross section of clients including private, institutional as well as external asset managers.
Job Titles:
- Receptionist / FOS Administration
Maria joined Turicum Private Bank in April 2011. She previously worked as a Receptionist both at Regal House and the Main Street Branch of Barclays in Gibraltar. After leaving Air Europe as Cabin Crew, Maria gained her Receptionist experience in London, working for companies in the City which included Morgan Brown and Spofforth Chartered Accountants, Withers Worldwide Solicitors and New Square Chambers in Lincolns Inn.
Marina holds a degree in Biochemistry and Molecular Biology from the University of Madrid and a PhD in Natural Sciences from the University of Würzburg, Germany. After working as a post-doctoral research fellow at the University of Nottingham, Marina's career took a significant turn when she relocated to Gibraltar and joined Credit Suisse in 1997 in the HR and Financial Control department. Moving to Lloyds Private Banking in 2001 as a Relationship Manager, Marina steadily progressed within the company over a 12-year period, becoming the Gibraltar Branch Manager in 2009. In 2013 Marina returned to Credit Suisse as COO and Head of Business Risk Management. In 2017 Marina joined STM Group Plc, an international financial services provider, as Group Head of Enterprise Risk Management with responsibility for risk management across all subsidiaries. Marina returned to banking in 2020, joining Turicum as the bank's Internal Auditor. Marina brings to her role a wealth of experience in private banking coupled with her focus on risk management. Marina is a Certified Internal Auditor and holds the Chartered Institute of Bankers Certificate for Financial Advisers. She is a member of the Chartered Institute of Internal Auditors and of the Institute of Risk Management.
Marlene started her career in the Private Banking Sector as a Customer Services Representative in the Royal Bank of Scotland International in Jersey (Channel Islands). From there she moved to Royal Bank of Canada as a Settlement and Trade Capture Administrator. In 2008 Marlene relocated to Gibraltar and joined Credit Suisse Gibraltar as an Investment Administrator processing all securities related transactions. Subsequently she worked as Investment Manager in Velay Financial Services moving then to Lombard Odier as a Relationship Manager dealing with External Asset Managers. In 2018 Marlene moved to Turicum Private Bank bringing with her over 13 years of experience in the Finance Sector.
Job Titles:
- Head of Compliance, Risk and Ethics
Marzia joined the Compliance Team at Turicum Private Bank in January 2018. After graduating with a Bachelors degree in Political Science and a post-graduate degree in International Relations from the University of Pavia, in Italy, she then moved to the UK where she successfully completed an LLM in International Development Law and Human Rights at the University of Warwick. Marzia spent the first few years after university working in the non-profit sector in London, covering different roles including executive support to the senior management team, change management programmes, internal communications and staff engagement. Since moving to Gibraltar in 2016, Marzia has worked in Compliance roles in the Financial Services and Banking sector. In June 2017 she completed the International Compliance Association (ICA) Anti Money Laundering Certificate and in September 2020 she completed the Chartered Institute for Securities and Investment (CISI) International Certificate in Investments and Wealth Management. She has also been attending a range of training courses with the UK Chartered Banker Institute and the UK Institute of Risk Management (IRM). After becoming Legal and Risk Manager in 2020, Marzia was then promoted to Head of Compliance, Risk and Ethics in 2023.
Job Titles:
- Senior Administration Officer
Mathias joined Turicum Private Bank in November 2023, bringing a wealth of experience across various banking divisions including Payments & Cash Management, Business, and Private Banking acquired in Paris, Gibraltar, and London. As a Senior Administration Officer, Mathias supports the Front Office team with a focus on Institutional clients. His daily responsibilities encompass a diverse range of banking and administrative duties, all executed with a dedicated client service mindset. Mathias holds a Bachelor's and a Master's degree in Business Administration, respectively obtained from the University of Cergy-Pontoise and Novancia, the former Business School of the Paris Chamber of Commerce and Industry.
Michael joined Turicum following 20 years of banking experience, both in the private and retail environments. He began his career with SG Hambros Bank, where he spent 12 years working his way through most departments at the bank. His focus was mainly with the bank's Treasury and Investments Team, as well as spending some years assisting Relationship Managers with their personal and corporate clients. In 2014, Michael turned his attention to retail banking, when he joined Gibraltar International Bank - he was part of the 1st staff intake employed to get the bank up and running following its creation. Here, Michael worked as a Relationship Manager, concentrating on the intermediary business, as well as entertaining funds and the blockchain sector. He also qualified as a Mortgage Advisor (CeMAP) during his time at the bank. At Turicum, Michael forms part of the Institutional Team, dealing with External Asset Managers, Fund Managers and other Intermediaries.
Michael Cuby - Chief Investment Officer
Job Titles:
- Chief Investment Officer
- Treasury Manager
After graduating with a Bachelor's degree with honours from Kings College London, Michael worked for five years in the City of London, initially as an Analyst, promoted to Head Analyst and subsequently Trader. In 2007 Michael completed his Masters in Finance from London Business School and gained FSA qualification with the Investment Managers Certificate (IMC). Michael proceeded to work for Schroders Private Bank, launching and managing the Gibraltar representative office in 2007. In 2009, Michael joined Credit Suisse Gibraltar as Senior Relationship Manager where he worked closely with management to develop and manage the Community Banking desk, receiving special accolade for executing 'One Bank' deals. In 2013, Michael joined Turicum Private Bank as Deputy CIO & Senior Relationship Manager with responsibility over the Investment Committee, Portfolio Management and Investment Advisory platform. As Treasury Manager, Michael has direct oversight and management of the Bank's Capital and Treasury.
Job Titles:
- Member of the Board of Directors
Michael Seeholzer has a Master's Degree in Banking and Finance MAS. Over several years Michael gained broad financial industry experience having held various positions in different banking and financial related companies. Currently Michael is in the Executive Board of Amasus Investment Ltd. Zurich. His primary business focus is in the field of Real Estate and Private Equity where he is involved in acquisition, sales and marketing. He is also engaged in related development projects in these sectors. Michael Seeholzer has been a Member of the Board of Turicum Private Bank since 2009 representing his Family Office, a Shareholder of Turicum Private Bank. He has succeeded his father Peter Seeholzer, who was a Founding Member of the Bank.
Job Titles:
- Head of Credit & Mortgages
Morten started his banking career in the Jyske Bank group in Denmark in 2002 and after 2.5 years he moved to Gibraltar. Originally planned to stay in Gibraltar for one year but the lifestyle and weather allowing more time spent outdoors made him stay. He has 10 years of experience in various Private Banking roles. This combined with 10 years of leadership roles in Retail and Mortgage departments have created his solid foundation as Head of Credit and Mortgages in Turicum which he joined in June 2023. Morten has during his working life supported work experience with qualifications such as CeMAP (Certificate of Mortgage Advice and Practice) and two diplomas in Organisational Leadership and Organisation and Management.
Job Titles:
- Receptionist / FOS Administration
After completing her education at Westside School Natalie attended Gibraltar College and attained her Administration and IT studies. Upon leaving college she gained first working experience at Little Harvard Nursery as a Nursery Assistant. In May 2022 Natalie joined Turicum working in Reception/Front Office Support carrying out reception duties and supporting Front Office Compliance. Natalie is fluent in Spanish and English.
Paul joined Turicum Private Bank in 2014. He started his career 13 years ago, supporting multi national companies such as Goodyear and Caterpillar in the UK. He has gained accreditations from Cisco, Citrix, and as a Microsoft Certified Systems Engineer. After 9 Years in the Gaming Industry in Gibraltar working in Infrastructure and Systems Engineering roles, he takes up the role of IT Manager with Turicum driving the Banks Information Technology strategy forward whilst maintaining the highest security standards.
Job Titles:
- Technical Project Manager
In 2003, Paul graduated with a BEng (Hons) in Mechanical Engineering from the university of Birmingham. Following several engineering roles in the UK, Paul took a career change in 2008 and joined Gibraltar Asset Management (GAM) as a trainee stockbroker and investment manager. In 2012, he was promoted to Chairman. For more than a decade working at GAM he built up a wealth of knowledge and experience from his involvement in all aspects of the business including Investment management, Advising on investments, Customer trading, Compliance, Business operations and Systems development. In 2022, Paul joined Turicum as Technical Project Manager. Paul is a Chartered Member of the CISI.
Job Titles:
- Relationship Manager ( Mortgage Specialist )
Paul graduated in 2013 with Bachelor of Arts with Honours in Business Management from Kingston University and holds nine years of experience in Retail & Business Banking across Gibraltar International Bank and NatWest International. He has extensive experience in personal and corporate banking, with a focus on lending and also qualified as a Mortgage Advisor (CeMAP) in 2017. Paul joined Turicum Private Bank in Jan 2023 specializing in lending, offering tailored solutions to clients to meet their unique requirements. He is a skilled and experienced banking professional with a passion for providing exceptional service. His expertise in lending and in-depth knowledge of local personal and corporate banking makes him an asset to the organisation.
Rafia joined Turicum Private Bank as a T24 Business Analyst in March 2023. She was born in India and completed her Master of Computer Application in 2008 at Acharya Nagarjuna University, India. Before joining the Bank, she worked for Temenos India Pvt Ltd and HCL Systems. She is also a Silver Level certified Temenos consultant and has worked on projects for various global and central banks. She has been involved in multiple projects related to Systems Development and Life Cycle phases.
Job Titles:
- Chairman of the Board of Directors
Graduated from the University of Zurich in 1978 with a Doctors Degree in Jurisprudence, Raymond was elected in 1979 as a judge of the District Court of Zurich, where he held office as Vice President and President of the Tenancy Tribunal. In 1986 Raymond decided to cross over to the other side of the Bar and become an attorney-at-law. In 1987 he joined the law firm Suhr Würgler Maag Bisang in Zurich of which he is a Partner. Amongst others his preferred field of practice is Banking Law. Raymond was a founder member of the Bank when it was set up in 1993. In 2002 Raymond was appointed as Chairman of the Board at the Bank and holds this position to date.
Job Titles:
- Head of IT Infrastructure
Robert graduated with a Bachelor's degree in Electrical & Electronic Engineering from the University of Plymouth in 2008. Subsequently he made his way to Gibraltar to join the fast-growing, technology-led Online Gaming sector. He started his career providing support services to local businesses before moving into the online gaming elite such as Bwin & Ladbrokes, He has gained various accreditations from the industry leaders including Cisco, VMware, EMC, ITIL, CompTIA and the Linux Foundation. In February 2018 Robert joined Turicum as an Infrastructure Engineer. He works to support and continually improve Turicum's servers, networks, virtualization and applications while ensuring the confidentiality, integrity, availability and performance of systems and services.
Job Titles:
- Senior Relationship Manager
After completing her education with a BA in Economics from the University of Sevilla (Spain) and an MA in Economics from De Montfort University in Milton Keynes (UK), Sandra decided to focus her career in the financial sector. She is furthermore qualified with a level 6 Certificate in Private Client Investment Advice & Management (PCIAM). Sandra has over 20 years experience in Private Banking in Gibraltar, beginning at Credit Agricole Indosuez. In 2003 she joined SG Hambros where she continued to expand her client base in various market segments. In 2017 Sandra became a valued member of Turicum Private Bank's front office specializing in International clients. She is fluent in English, Spanish and French and has ample experience in dealing with High Net Worth Individuals of every background. Within Turicum, Sandra forms part of the Institutional Team and in addition to Private Clients, she also handles Asset Managers, Funds and Fintech Clients.
Sharon joined Turicum in August 2017 with 20 years' experience at the forefront of the Gibraltar banking sector. She has worked at various departments within banking operations including back office and operations development. Sharon was instrumental in specific projects particularly those concerned with implementation and improvement of new banking systems, excelling at every opportunity. For over 10 years, Sharon was an integral part of the Finance department at Credit Suisse Gibraltar, working directly under the Financial Manager. She held responsibility for the Bank's revenue generation processes whilst providing support in all areas of financial administration.
Job Titles:
- Senior Relationship Manager
In the last 20 years Silvia has gained a wealth of experience within the Private Banking sector. After graduating with a degree in Ciencias Empresariales & Economicas at the University of Granada, Silvia began her banking career with Banco Atlantico Gibraltar in 1994. In 1998 Silvia joined Credit Agricole Indosuez as a Relationship Manager and continued providing for her clients at SG Hambros when she joined in 2003. Silvia became a Premier Relationship Manager at Barclays in 2007 before joining Turicum Private Bank at the start of 2014 as a Senior Relationship Manager. Silvia is developing both the local and international markets, identifying business opportunities, whilst managing her portfolio of high net worth clients.
Job Titles:
- Senior Management Accountant
Stefan joined Turicum Private Bank in 2022 with over 10 years of accounting experience from varied sectors. In 2011, Stefan achieved full membership in The Association of Accounting Technicians after completing Level 4 NVQ in Accounting. Stefan began his career in accounting in the fast-paced construction industry, working his way up from Finance Assistant to being the Firm's Accounting Lead. In 2021, Stefan became a fully qualified Accountant having completed the ACCA qualification.
Stella initially joined the Bank in 2022 on a temporary basis. Her maturity and sense of responsibility within the role together with her willingness to take on any new challenges were evident from the outset and Stella quickly became a valued and permanent employee of the Bank. After working in the bank's Treasury department for just under 2 years, Stella has transitioned to the Finance department, where she is actively working towards completing her AAT qualification.
Job Titles:
- Senior Relationship Manager
Stephen joined Turicum in 2020, bringing with him over 20 years of experience in Gibraltar's robust banking sector. Stephen began his working career in the UK Armed Forces moving on to the Royal Gibraltar Police, before finally stepping into finance with the RBSI group in 2001. He followed this with time at Natwest and Barclays, where as an Investment Advisor he attained the Private Client Investment Advice and Management (PCIAM Level 6) qualification. In 2013, Stephen joined the SG group with SG Kleinwort Hambros in Gibraltar. As a Senior Private Banker he advised clients on investments and following qualifying with CeMap certification he assisted clients in the area of mortgages and lending. Stephen is a Senior Relationship Manager with a focus on delivering a superior service to High Net Worth Individuals whilst working with his extensive network (both locally & internationally) to develop further business opportunities. He is a Chartered Member of the Chartered Institute for Securities & Investment.
Suresh joined the bank's fast growing IT department in 2020. He brought with him a wealth of knowledge and development experience particularly in the area of banking systems. Born in India, Suresh completed his Masters degree in Computer Applications in 2008, from the renowned University of Madras. Soon after graduation he joined Temenos India as a Technical Consultant in their T24 core banking customizations stream. During this time, he achieved Gold standard level in Temenos Certified Consultant program. Following Temenos, Suresh spent time at multinational corporations such as Capgemini India and Wipro Technologies playing key roles in upgrade, implementation and supportive functions, generally as the single point of contact for clients.
Job Titles:
- Compliance / Senior Compliance Analyst
Susana joined Turicum in November 2017 as a Compliance Administrator, with nearly 30 years' experience in the Banking, Legal and Property Development sectors between London, Southern Spain and Gibraltar. She joined Barclays Bank Gibraltar in January 2012 as a Personal Banker and played an active role in the bank's Gibraltar exit project. In 2015 and upon closure of the branch, Susana joined STM Gibraltar as the Liaison Officer Assistant and was transferred to the Compliance Department in 2016, achieving the International Compliance Association (ICA) Anti-Money Laundering Certificate (Distinction) the following year.
Susana joined the Compliance Team at Turicum Private Bank in February 2014. Having graduated from Tourism studies in 2001, in Spain, she started working across different sectors, gaining a diverse professional background. This ranges from Compliance, to Administration, to Tourism to Technical Support. Since joining the Bank, she has actively worked to enhance her knowledge in the field through several seminars, courses and certificates. Following several promotions, Susana has gained significant exposure to both strategic and day-to-day Risk and Compliance matters. Working together with the Head of Compliance, Risk and Ethics, she is now focussing on enhancing the Bank's Risk Management approach.
Job Titles:
- Member of the Treasury Management Team
- Treasury Cash Manager
Tamara began working at Turicum Private Bank in 2003. Initially Tamara was an Administration Officer in the Back Office Department, responsible for the performance of daily administrative duties including the execution of SWIFT transfers and payment orders. Tamara steadily progressed within the Bank and since 2014 she has taken on the responsibility of managing the Back Office Department ensuring that all banking and administrative functions are performed effectively, efficiently and are service driven. Tamara is always keen on furthering her professional development; she is currently certified in Business Studies (Open University) and holds the AAT qualification.
In 2003 Tom graduated from the University of Brighton with a degree in Software Engineering. He began his career with SG Hambros Private Bank where he spent 12 years working within the Operations Department amongst other roles throughout his time at the Bank. In 2015 Tom finished his employment with SG Hambros and joined Gibraltar International Bank's Operations Department for a short while before moving onto the Credit Department as a Credit Officer where he spent the next 7 years dealing / assisting with Personal & Commercial lending whilst increasing his knowledge within the Credit field. Tom has since joined Turicum Private Bank in January 2023 where he has joined the Credit & Mortgages Department where he deals with mortgage applications, security perfection & collateral monitoring. Tom will be looking to complete his CeMAP qualification in order to further his career with the Bank.
Thomas joined Turicum Private Bank in 2012. He holds a degree in Electrical Engineering from the University of Applied Sciences Cologne, Germany. In addition, he has been awarded with the International Diploma in Compliance from the International Compliance Association and the International Certificate in Wealth and Investment Management from the Chartered Institute for Securities & Investment. Prior to joining Turicum Private Bank, Thomas worked amongst others in sales & marketing positions at Dresdner Bank AG, Fimatex S.A. (affiliated company of Société Générale S.A.), IS Teledata AG (affiliated company of Interactive Data Corporation) and most recently in Compliance at a Gibraltar based investment management company.
Job Titles:
- Member of the Board
- Vice Chairman of the Board of Directors
Mr. Brockmann has a Master's Degree in European Business Law from University of Paris and was a member of the French and Swiss Bar. His investment management experience began with positions at JP Morgan in Geneva and New York before founding his own companies in the fund management business and taking over Amadeus Capital SA for which he serves as Chairman
After graduating with a Bachelor's Degree in Sociology and Psychology from the University of Southampton in 1995, Tyrone returned to Gibraltar to commence a career in the fast growing local Banking and Finance sector. In 2000 Tyrone completed a second degree in Financial Services from the University of Manchester and became a Chartered Associate member of the London Institute of Banking & Finance. Tyrone has a comprehensive and varied professional experience in the Gibraltar financial services sector. Following graduation, he worked for several years at the Gibraltar Financial Services Commission as a Manager of the department of Fiduciary and Investment Services Supervision. In 2007, Tyrone moved into the private sector and joined Credit Suisse Gibraltar as the Senior Legal and Compliance Officer. He joined SG Hambros Bank in 2014 as the Director of Control and Support Functions. In his current capacity as Chief Operating Officer, Tyrone is a member of the Senior Management team and has overall responsibility for the Front Office Support Functions, including policy development across the Bank and assisting teams in developing a sound framework of systems, controls and Management Information, commensurate to the business undertaken. Other duties include legislative implementation, maintenance and tracking of the Bank's Issues log.
Job Titles:
- in 2023 As Treasury Officer
- Treasury Officer
Valerie joined Turicum Private Bank in 2023 as Treasury Officer. She spent over 20 years at a well-established, family-owned business in Gibraltar where she held multiple roles from client facing to management. This combination has provided her with broad organisational skills as well as a deep understanding of the importance to deliver a service that is of the highest standard.
Job Titles:
- Senior Relationship Manager
In 1994 Yves started his career at Credit Suisse through their apprenticeship scheme. After 15 years of experience at Credit Suisse, including more than 8 years as a Relationship Manager (within this, more than 5 years as Assistant Vice President) in the Private Banking Department, Yves decided to join Turicum Private Bank in 2011 where he aims to focus on developing the Jewish Community Desk. His network in Israel and in the communities in Europe has helped him achieve this ambitious target as he continuous to develop his client portfolio.
Job Titles:
- Member of the Securities Management Team
- Securities Manager
Zanna started her finance and banking career back in 2006 in Estonia. Before joining Turicum Private Bank in late 2022 she further developed her knowledge and experience working in various finance and banking projects in London. Zanna is focusing on consolidation and optimization of the operational processes with focus on financial sector dynamics and more transparent and report-oriented models. Zanna successfully completed various ICMA Operations Certification Programmes from University of Reading UK and is a member of Chartered Institute for Securities & Investment.
Job Titles:
- Company Secretary & Data Protection Officer
Zoe has developed her career in the finance industry in Gibraltar over the last 20 years. On completion of her GNVQ in Advanced Business and Finance in 1998, Zoe joined the banking industry as a Customer Advisor with Newcastle Building Society. On obtaining her CeMAP (Certificate of Mortgage Advice and Practice) in 2005, she moved to Leeds Building Society as a Mortgage Advisor and was promoted to Assistant Manager in 2006. During the summer of 2008, Zoe took on the role of Operations Manager for the mutual building society and gathered a wealth of knowledge and experience in all aspects of operational functions. Subsequently, the bank's Board appointed her as MLRO (Money Laundering Reporting Officer) for the Gibraltar Branch. Zoe joined Turicum in January 2019 as a Compliance Analyst and was promoted to Head of Credit in August following the development of the Credit department in the Bank and in January 2023 took over as Company Secretary and Data Protection Officer.