INTERCONTINENTAL - Key Persons


Adrian Devoto

Job Titles:
  • Portfolio Manager
Born in Buenos Aires, Argentina, Adrian spent his childhood in Argentina, Ecuador and Guatemala. He came to the United States in 1998 to attend The University of Texas at San Antonio from which he graduated cum laude in 2001 with a Bachelor's in Business Management and a concentration in International Business. Upon graduating, Adrian worked first for Enterprise Rent-A-Car where he became Assistant Manager at the age of 23. Next he joined JPMorgan Chase and served as a Customer Service Representative in several of their departments in Texas and Missouri. Adrian joined Intercontinental as a Portfolio Manager in 2007. He enjoys skiing, soccer and hiking and is an avid reader in the subjects of history and world political affairs.

Alfredo La Rosa - Chief Investment Officer, EVP

Job Titles:
  • Chief Investment Officer
  • Executive Vice President
  • Principal With
A native of Lima, Peru, Alfredo serves as Principal with Intercontinental and directs all trading and research activities. He chairs the Investment Committee and oversees the Portfolio Management process. His team blends intellect and experience in the creation of investment portfolios. Known widely for his skills, Alfredo is able to attract some of the best and brightest to our organization. Prior to joining Intercontinental in 1994, Alfredo served as Chief Financial Officer for Hermes Inversiones S.A., a group of marketing services companies in Bogota, Colombia. In Lima, he held the position of Project Manager for Grana y Montero Empresarios S.A., a subsidiary of one of Peru's largest construction companies. Alfredo holds a Bachelor of Science in Civil Engineering from the Pontificia Universidad Catolica del Peru. He also holds a Master of Business Administration and a Master's of Science in Civil Engineering from The University of Texas at Austin. A Chartered Financial Analyst, Alfredo currently serves on the Board of Directors of the San Antonio Symphony. He supports his daughters' athletic endeavors as a coach in the Alamo Heights/Ft. Sam Houston Soccer League.

Annette Sotelo

Job Titles:
  • Executive Assistant
  • Member of the Operations Team

Charles Lutz III - President

Job Titles:
  • President
  • in 2005 As Director and Chief Operating Officer
Charlie joined Intercontinental in 2005 as Director and Chief Operating Officer. Previously, he had enjoyed a thirty-five-year banking career, with his last position being President and CEO of Bank One's Central and South Texas Region. In July 2013, he became President of Intercontinental. A graduate of Trinity University and the Southwestern Graduate School of Banking at Southern Methodist University, Charlie has been active in many facets of community life in San Antonio, serving as Chairman of the Boards of Trustees for the University of the Incarnate Word, the Alamo Heights Independent School District, the YMCA of San Antonio & the Hill Country, the San Antonio Symphony, the Ecumenical Center for Religion and Health, and the World Affairs Council of San Antonio. He currently serves on the board of United Way of San Antonio and Bexar County.

Daniel Garza

Job Titles:
  • Senior Research Analyst
Daniel Garza was born and raised in Monterrey, Mexico. He joined the firm in 2019, having spent several years earlier in his career in banking in Monterrey. Daniel graduated from the Monterrey Institute of Technology and Higher Education with a degree in mechanical engineering and earned his MBA from Georgetown University McDonough School of Business. He also holds the Chartered Financial Analyst (CFA) designation. Fluent in Spanish and English, and conversant in French, he spent a high school semester in Paris studying the language and as well as taking intensive piano classes. Daniel enjoys working out, traveling abroad, reading fiction and skiing - and still loves playing the piano.

Fernanda Novaes

Job Titles:
  • Portfolio Manager
Fernanda joined Intercontinental in December of 2012 after moving to San Antonio from Miami. In Miami, she graduated summa cum laude from Florida International University with a B.B.A. in Finance and a Minor in Economics. She began her career interning for the ultra-high-net-worth team at Merrill Lynch. After graduating, Fernanda worked as an Analyst in the Private Wealth Management - Latin America division at Lehman Brothers and later Barclays Capital. In 2021, Fernanda earned a Certificate in Alternative Investments from Harvard Business School Online. She is fluent in Portuguese, Spanish, and French and holds Series 3, 7, 9, 63, and 66 licenses. In her free time, Fernanda takes an interest in interior design and loves hosting 'churrascos' for friends and family. She resides in San Antonio with her husband, Cullen, and young daughter, Joana.

Howard Lutz - SVP

Job Titles:
  • Senior Vice President
Howard joined Intercontinental in 2018, bringing 20 years of diverse banking experience, including leadership roles in the international and domestic sectors. Early in his career, Howard managed Bank of America's Military Banking operations in England and Iceland. Before joining Intercontinental, he spent the previous 10 years of his career leading the Private Banking division in prominent Texas banks, giving him enhanced insight into the needs of high-net-worth individuals and families. Howard holds an MBA in International Business from The University of the Incarnate Word and an undergraduate degree in Spanish from the University of Texas at Austin. Howard is a life-long resident of San Antonio and graduated from Alamo Heights High School in 1994. His pride in his hometown is evident in the leadership positions he's held in numerous nonprofit and educational organizations. Howard currently serves as a Vestry member of St. Luke's Episcopal Church, a member of the University of the Incarnate Word Development Board and an advisor for Child Advocates San Antonio's capital campaign. He was recognized as a 2011 San Antonio Business Journal "40 under 40" award winner. Howard is a member of Leadership San Antonio Class 35. Together, Howard and his wife, Jody, are members of Founders Council and Golden Circle at Texas Biomedical Research Institute. They have served as Witte Game Dinner Chairs and on steering committees for the McNay Museum Spring Fundraiser, the Zoo Ball and the Red and White Ball. Lifetime members of the Texas Exes and the Longhorn Foundation, they are members of the Founders Group for Young Texans Against Cancer.

Isabel Quiñones

Job Titles:
  • Member of the Operations Team
  • Operations Specialist

Isidoro Korngold - Chairman

Job Titles:
  • Chairman of the Board
A native of Lima, Peru, Isidoro Korngold co-founded Intercontinental with John Kauth in 1981. He holds a Master of Urban Studies degree from the School of Art and Architecture at Yale University and a Bachelor of Science in Economics from the Wharton School at the University of Pennsylvania. Prior to the formation of Intercontinental, Isidoro had a distinguished career with the Peruvian Central Bank. He also held high ranking positions in finance, banking, and research institutions in South America, Washington, D.C. and other U.S. cities. He served as a Professor of Economics at the Universidad Nacional Mayor de San Marcos in Lima and as a Professor of International Trade and as a professor of Marketing, International Trade and Money and Banking at Trinity University in San Antonio. Isidoro was recently profiled in Authority Magazine.

Jerry Orosco - VP

Job Titles:
  • Portfolio Manager
  • Vice President
Jerry has been with Intercontinental since 1997 and manages the Florida office. Born in Washington, D.C., Jerry grew up in Lima, Peru. He received his BA in Business Management, with a concentration in International Business, from The University of Texas at San Antonio. He is a Deacon at West Hialeah Baptist Church in Miami and serves as Vice President for the Family & Money Matters Institute.

John Hennessy

Job Titles:
  • Chartered Financial Consultant
  • Executive Vice President, Investment Management & Insurance Services
John Hennessy holds a Chartered Financial Consultant (ChFC®) designation as well as FINRA Series 6, 7, 24, 53, 63 and 65 licenses, in addition to his Texas Insurance License. After receiving his B.B.A. in Finance from UTSA, John joined USAA's Investment Management Company where he built his career and honed his skills in wealth management and retirement planning. Shortly after joining Intercontinental, John added an important facet to our product line by building our Intercontinental Insurance Agency (IIA). The addition of insurance products and life insurance to an existing investment portfolio protects our clients and their families, as well as their heirs, for generations to come. When not serving his client's needs, John loves spending time with family and friends, fishing, hunting, golfing, cooking, traveling, and enjoying all that life has to offer.

John Kauth - CEO

Job Titles:
  • Chief Executive Officer
The son of a naval aviator, John is a graduate of Texas A&M University and a non-practicing Certified Public Accountant. Prior to co-founding Intercontinental, John served as Vice President and Chief Financial Officer of Transworld Financial Services Corporation where he was responsible for financial matters including lease financing and credit approval. Before that, he was an Assistant Vice President with First National Bank of San Antonio. An avid golfer, John co-founded UTSA 24, an organization that provides significant support for the women's and men's golf teams at The University of Texas at San Antonio. John is active on the boards of the Cancer Therapy and Research Center Clinical Foundation, the Center for International Studies at Texas A&M University, the Alamo Colleges Foundation and Golf San Antonio. John has authored numerous articles on international investment for state and national business publications and, when asked, enjoys speaking as an expert on international economic matters. John was recently profiled in Beyond Exclamation Magazine and featured as one of the Top 10 Most Influential CEOs to Watch Out For in 2021.

Juan Pablo Villamarin

Job Titles:
  • Senior Research Manager
Juan Pablo is invaluable in providing fundamental research support to our portfolio managers and analysts. He initially joined Intercontinental as an intern after graduating in 2012, and became a full time member of the trading room in 2013. Originally from Bogota, Colombia, Juan Pablo grew up in Venezuela and Ecuador. He came to San Antonio in 2008 to study at Trinity University, where he obtained a BA in Economics and a minor in History. With a keen interest in economics, he recently completed his Master's in Financial Economics from Maastricht University in the Netherlands. He also holds the Chartered Financial Analyst (CFA) and Chartered Alternative Investment Analyst (CAIA) designations.

Kenneth Korngold

Job Titles:
  • International Director
Kenneth Korngold, who joined the firm in 2001, grew up in San Antonio. Upon graduation from The University of Texas at Austin with a Bachelor's in Business Administration, Kenneth worked as product development and research specialist at Probursa International on Wall Street. He later went on to obtain a Masters in Latin American Studies from New York University and a Master's in International Affairs from Columbia University. In his spare time, Kenneth plays a supporting role with numerous museums and galleries and often participates in art fairs. He enjoys collecting the art of emerging talents and limited-edition design pieces.

Linda Ortega

Job Titles:
  • Member of the Operations Team
  • Operations Specialist

Mari Sloan

Job Titles:
  • Member of the Operations Team
  • Operations Specialist

Marissa Oyervides

Job Titles:
  • Member of the Operations Team
  • Vice President of Operations
Marissa joined Intercontinental in 1996. She oversees day-to-day business operations, including client services, back office operations, financials and personnel for the firm. Marissa earned her BA in Human Resources and a MAA in Applied Administration from the University of the Incarnate Word. Marissa is married and has a son. She and her family enjoy traveling and being outdoors. Marissa previously served as a parent volunteer on the executive board of Central Catholic High School's Athletic Booster Club and now serves as a volunteer with Central's Parents of Alumni Club.

Nestor Hernandez

Job Titles:
  • Portfolio Manager
Originally from Torreon, Mexico, Nestor joined Intercontinental in 2015 after receiving his B.B.A in Finance from The University of Texas at San Antonio. During this endeavor, Nestor participated in three study abroad programs in reputable Universities in Canada, India and China. He also formed part of the Investment Society at UTSA, a Finance student organization that manages an actual investment portfolio, as a Senior Analyst. Nestor enjoys traveling and learning about different cultures and languages. He is fluent in Spanish, English and French.

Nohemi Tarin

Job Titles:
  • Executive Assistant
  • Member of the Operations Team

Pablo Sotomayor

Job Titles:
  • Portfolio Manager
Pablo joined the firm in 2007. He attended the University of the Incarnate Word where he received his Bachelor's in Business Management with a concentration in Finance. When not working at Intercontinental or enjoying time with his three young children, Pablo is an avid tennis player. With his volunteer hours, he serves as an advocate for The Leukemia & Lymphoma Society as well as The San Antonio Humane Society. Both causes are near and dear to Pablo.

Ruth Lopez

Job Titles:
  • Member of the Operations Team
  • Operations Specialist

SaVion Harris

Job Titles:
  • Financial Advisor
SaVion Harris joined Intercontinental in the summer of 2021 after graduating from the University of Texas at San Antonio with a Bachelor of Business Administration degree in Finance. He currently helps manage client assets as a Financial Advisor, working to truly understand clients' situations, goals, and dreams - helping them envision their future and then take the steps to make it a reality. He has attained his Texas Life Insurance license as well as his Series 65 Uniform Investment Adviser Law license. During his time at UTSA, SaVion was a student-athlete as a member of the football team and had dreams of playing in the NFL. Outside of the office, SaVion enjoys playing golf, working out, listening to jazz, trying new food, and spending time with his Pocket Bully, Chanel. In the future, he plans to travel around the world and would like to build a school for underprivileged children in a poverty-stricken community.