MADISON - Key Persons


Carl Eiche

Job Titles:
  • Member of the Leadership Team
  • Vice President, Solution Development of Madison National Life Insurance Company, Inc
Carl Eiche is Vice President, Solution Development of Madison National Life Insurance Company, Inc. He joined the company in 2003 and is responsible for worksite product development as well as Third Party Administrator and vendor account management. Prior to his current role, Eiche has held senior level claims and underwriting management positions at both Madison National Life as well as EPIC Specialty Benefits. Eiche is a graduate of UW-Madison and resides in Oregon, Wisconsin.

Cheryl Lutz - Chief Legal Officer

Job Titles:
  • Member of the Leadership Team
  • Senior Counsel
Cheryl Lutz is Senior Counsel at Madison National Life Insurance Company, Inc. She is responsible for providing legal advice and support to Madison National Life on a variety of corporate matters. Lutz has more than 20 years of legal and insurance industry experience, including management roles, specifically in the insurance areas of health, life, disability and Medicare and Medicare supplemental coverages. Lutz's experience prior to her work in the insurance industry includes both government and private practice. Lutz is a graduate of the University of Wisconsin Law School, and holds a Bachelor of Science degree in Sociology and Behavioral Science and Law from the University of Wisconsin - Madison. She is a member of the Wisconsin State Bar and is very active in community activities, particularly those connected with the school system. Lutz resides in Marshall, Wisconsin.

Daniel Taylor

Job Titles:
  • Member of the Leadership Team
  • Assistant Controller - MNL
  • Assistant Controller of Madison National Life Insurance Company, Inc
Daniel Taylor is Assistant Controller of Madison National Life Insurance Company, Inc. He is responsible for overseeing financial reporting, internal controls, and accounting policy for Madison National Life. Taylor has held various positions within the organization for the past 30 years. Taylor holds a B.S. degree in Accounting and Business Administration from Viterbo University, and completed his CPA certification. He resides in Verona, WI.

Diane Schauer - VP

Job Titles:
  • Controller
  • Member of the Leadership Team
  • Vice President
  • Vice President & Controller - MNL
Diane Schauer is Vice President & Controller of Madison National Life Insurance Company, Inc. She has held key roles within Madison National Life's Accounting and Finance department since 2002. Schauer's previous experience includes auditing at KPMG's Chicago office, and various financial reporting management roles at Allstate Insurance Company and Zurich American Insurance Company. Schauer holds a B.S. degree at DePaul University's School of Commerce in Accounting, and an MBA from the University of Wisconsin-Madison's School of Business with a concentration in Entrepreneurship. Schauer resides in Madison, Wisconsin.

Diann Thumser

Job Titles:
  • Member of the Leadership Team
  • Vice President of Group Underwriting of Madison National Life Insurance Company, Inc
  • Vice President, Underwriting
Diann Thumser is Vice President of Group Underwriting of Madison National Life Insurance Company, Inc. She has led Madison National Life's group underwriting team for ten years and has over 25 years of insurance industry experience. Prior to joining Madison National Life, Thumser held senior underwriting positions at Great-West Life and EPIC Life Insurance companies. Thumser has a B.S. degree in Health and Exercise Science from Colorado State University, and resides in Madison, WI.

Horace Mann

Horace Mann maintains an "A" Financial Strength Rating from AM Best, S&P and Fitch Ratings, as well as an "A2" Financial Strength Rating from Moody's Investor Service. All ratings have a "stable" outlook. For more information, visit Horace Mann's site.

Jennifer Grutzik

Job Titles:
  • Member of the Leadership Team
  • Director, Finance & Reporting of Madison National Life Insurance Company, Inc
Jennifer Grutzik is Director, Finance & Reporting of Madison National Life Insurance Company, Inc. She joined Madison National Life in 2009 and is responsible for statutory financial reporting, tax reporting, and overseeing product line reporting and forecasting. Grutzik's prior experience includes a range of roles within the Accounting Department, including statutory filing, tax information filing, and reinsurance reporting. Grutzik is a graduate of the University of Wisconsin Madison with a B.B.A. in Accounting, and resides in Madison, WI.

Paul Butters

Job Titles:
  • Director
  • Member of the Leadership Team
  • Director, Claims
Paul Butters is Director, Claims of Madison National Life Insurance Company, Inc. He joined the company in 1999 and is responsible for the Group Claims Administration department. Butters has more than 30 years of insurance industry experience in the Health and Disability fields. Butters is a graduate of University of Wisconsin Madison.

Robert "Bob" Stubbe - SVP

Job Titles:
  • Member of the Leadership Team
  • Senior Vice President
  • Senior Vice President, Group Benefits
Robert "Bob" Stubbe is Senior Vice President, Group Benefits of Madison National Life Insurance Company, Inc. He joined Madison National Life in 2006, and has played key roles managing its portfolios of group life, health and disability income products for both the public and private sector. Stubbe has more than 30 years of insurance industry experience, including working as an employee benefits actuary with specialty in life, health, disability income, retirement and executive benefits. He was also a Vice President at CUNA Mutual Group. Stubbe is a graduate of University of Wisconsin at Stevens Point, and resides in Madison, Wisconsin.

Scott Lulloff

Job Titles:
  • Member of the Leadership Team
  • Vice President, Claims of Madison National Life Insurance Company, Inc
Scott Lulloff is Vice President, Claims of Madison National Life Insurance Company, Inc. He joined Madison National Life in 2003 and is responsible for its Group Claims Department which manages and adjudicates claims for life, disability income and ancillary product lines.

Susan Caldwell - VP

Job Titles:
  • Assistant General Counsel
  • Member of the Leadership Team
  • Vice President
Susan Caldwell is Vice President & Assistant General Counsel of Madison National Life Insurance Company, Inc. She is responsible for advising Madison National Life on a variety of legal and compliance matters. Caldwell has more than 30 years of experience in the group and individual life, health and disability insurance and self-funded industry. She also has extensive operational and management experience in claims and regulatory compliance. Caldwell holds a J.D. from the University of Wisconsin Law School and a B.A. in History from the University of Wisconsin-Madison. She frequently participates as a mock trial judge for the annual State of Wisconsin High School Mock Trial Tournament; and as a judge for the Business and Ethics segment of the annual state DECA competition. Caldwell resides in Merrimac, Wisconsin.

Tim O'Meara - VP of Sales

Job Titles:
  • Member of the Leadership Team
  • Officer
  • Vice President, Sales
Tim O'Meara is Vice President, Sales Officer of Madison National Life Insurance Company, Inc. He is responsible for leading the sales and marketing efforts of Madison National Life's group life and disability, and voluntary benefit product portfolios. He works collaboratively with key distribution and administrative partners to develop and bring to market creative solutions to meet the needs of employers and their workers. O'Meara has more than 30 years of employee benefits experience. Prior to joining Madison National Life, he held many senior leadership roles at insurance companies and regional Health Maintenance Organizations. He has extensive experience in designing, implementing and executing strategies that protect employees and employers. O'Meara graduated from the University of Illinois with a degree in Economics, and resides in Madison, WI.

Timothy Murwin - VP

Job Titles:
  • Member of the Leadership Team
  • Vice President
  • Vice President & Actuary
Tim Murwin is Vice President & Actuary of Madison National Life Insurance Company, Inc. He is responsible for leading the actuarial efforts, including valuation, rate filings and pricing oversight. Murwin has more than 30 years of group and individual life, health and disability insurance experience. Prior to joining Madison National Life, he was a Vice President at CUNA Mutual Group. He has extensive experience in product manufacturing, pricing and underwriting, financial consultation and financial planning and analysis. Murwin holds a degree in Mathematics from the University of Wisconsin at Madison and a Masters in Managerial Economics from Northwestern University. He is an Associate of the Society of Actuaries and is a member of the American Academy of Actuaries. He resides in DeForest, WI.

Tonia Locher

Job Titles:
  • Member of the Leadership Team
  • Director, Claims of Madison National Life Insurance Company, Inc
Tonia Locher is Director, Claims of Madison National Life Insurance Company, Inc. She joined Madison National Life in 2002, and is responsible for its Group Claims Department which manages and adjudicates claims for life, disability income and ancillary product lines. Prior to joining Madison National Life, Locher managed Group Short Term Disability and Long Term Disability claims for The Hartford. Locher is a graduate of Winona State University, and resides in Madison, WI.