PPFBANKA.CZ - Key Persons
Job Titles:
- Member of the Supervisory Board
Born in 1967, Aleš Kozelský earned his master's degree in automated control systems in economics and then pursued a business PhD at the Faculty of Economics of the VSB - Technical University of Ostrava. He worked as a stockbroker and portfolio manager for a number of financial institutions (Moravia Banka, Creditanstalt Securities, Guttmann & Cie, Delta Securities, and QUORUM Pro), before putting his hands-on experience of the capital market to use at institutions responsible for capital market supervision (Securities Commission, Czech National Bank).
Job Titles:
- Member of the Bank Management Team
- Director, IT Division
Born 1974. Graduated in Computer Science and IT from the Faculty of Electrical Engineering and Computer Science, Czech Technical University in Prague. He subsequently went on to complete his Master of Business Administration at Sheffield Hallam University in the UK in 2008. Starting in 1999, he steadily built up experience of information technology and project management at Czech and international companies, initially at RadioMobil a.s., then at T-Mobile Czech Republic a.s., where he rose to become Vice President Information Technology. Besides being responsible for corporate IT systems and IT architecture, he also oversaw the development and security of the IT environment, including the roll-out of new technologies and the impact they had on the company's business across multiple countries within Deutsche Telekom Group. In 2012, he moved to ČSOB as Director IT Development, later becoming IT DevOps Director for physical distribution, credit, financial markets, and Czech Post. He was responsible for IT strategy, core banking systems in the Czech Republic and Slovakia, IT applications and their architecture within ČSOB Group, and, ultimately, for transitioning the company and its IT processes to a more agile and efficient working model. In June 2022, he was appointed to head the IT division at PPF banka a.s.
Job Titles:
- Member of the Bank Management Team
- Member of the Board of Directors
- Vice - Chair of the Board of Directors
- Director, Operations Division
Born in 1968, Jaroslava Studenovská graduated from the University of Economics, Prague with a degree in General Economic Theory. Between 1992 and 1998 she worked at Česká spořitelna a. s. in various investment banking roles. Between 1999 and 2001 Jaroslava worked as Director of Back Office at IPB/ČSOB a. s. From 2001 to 2005 she worked as the Director of Back Office Treasury at Raiffeisenbank a. s. Jaroslava joined PPF banka a. s. in January 2006, from May 2007 she has been the Managing Director of the Operations Division. She became a member of the Board of Directors in 2012, and was appointed Vice-Chair of the Board of Directors in December 2016.
Job Titles:
- Member of the Bank Management Team
- Member of the Board of Directors
- Director, Commercial and Investment Banking Division
Born in 1978. He graduated in engineering and later received his PhD in Finance from Prague University of Economics and Business. He successfully completed his studies at the Chartered Financial Analyst Institute in 2009. He joined PPF Group in 2000. He initially worked at PPF burzovní a. s. as a stock analyst and then joined PPF Asset Management as a Portfolio Manager in 2004. He worked at Generali PPF Asset Management as a Senior Portfolio Manager from 2008. In 2014 he started his career with PPF banka a.s. as the Director of the Financial Markets Division, and in November 2021 he was appointed member of the Board of Directors and the Director of the Commercial and Investment Banking Division.
Job Titles:
- Chairman of the Supervisory Board
Born in 1963, Ladislav Chvátal graduated from the University of Economics, Prague, majoring in Automated Control Systems in Economics. He joined PPF Group in 1994. Within PPF Group, he has held a number of key managerial positions. Between 1998 and 2007, he managed Home Credit Group's development and international expansion as its CEO while serving as PPF Group's Executive Director for Retail Banking and Consumer Finance with responsibility for the strategic management of eBanka a. s. and ČP Leasing a. s. Between 2009 and 2014 he was part of the management team at PPF Partners.
Job Titles:
- Member of the Supervisory Board
Born in 1965, Lenka Baramová graduated from the University of Economics in Prague and joined Komerční banka, a. s. (an SBCS branch at the time) in 1987. In 1993 and 1994 she worked in the Credit Risk Department of ABN AMRO Bank N.V. in Prague. Between 1994 and 2000 she worked at Calyon (then known as Credit Lyonnais Bank Praha a. s.), initially in the Corporate Banking Department and then in Corporate Finance. Between 2000 and 2002, she worked for the consultancy Celestis Finance s.r.o. Since 2002 she has worked for PPF banka a. s. and is currently Senior Relationship Manager.
Job Titles:
- Member of the Bank Management Team
- Member of the Board of Directors
- Director, Risk Management Division
Born in 1980. A Mathematical Statistics graduate from the Faculty of Mathematics and Physics at Charles University, he completed his doctoral studies at this institution concurrently with studies at the Paul Sabatier University in Toulouse, France. He gained extensive experience in the financial sector at Ernst & Young s.r.o. where he worked from 2007 to 2019, as a Partner from 2016 and as the CESA Financial Services Risk Management Leader from 2018. He joined PPF banka a.s. in November 2020 as an Advisor to the Chief Executive Officer, then as an Advisor to the Director of the Risk Management Division, and in November 2021 he became a member of the Board of Directors and was appointed the Director of the Risk Management Division.
Job Titles:
- Member of the Bank Management Team
- Director, Legal Department
Born in 1988, Marek Polák graduated in Law and Legal Science from the Faculty of Law of Charles University in Prague, having also gained experience at leading Czech law firms during his studies. From 2012 to 2014 he was engaged as a lawyer at Komerční banka, a.s., before coming to PPF banka a.s., initially as a lawyer and later rising to Senior Legal Counsel. Over his career he has accumulated a wealth of expertise spanning the whole banking industry and PPF Group, and has participated in numerous high-profile banking projects that have advanced his professional skills in this sector. In 2022 he was promoted to Director, Legal Department.
Job Titles:
- Member of the Supervisory Board
Born in 1974, Martin Hýbl graduated from the Trade and Business Faculty of the Silesian University, Karviná, majoring in Business Economics. In 1998, he joined ČP Leasing a. s. and progressively held the positions of a financial analyst, head of financial management, Chief Financial Officer and Member of the Board of Directors. Between 2003 and 2005, he worked at PPF Group in various financial management positions. Since 2005, he has been with PPF banka a. s., initially heading the HC Treasury Department and the head of Investment Services Department. He currently serves as the Head of Investment and Transaction Services Department.
Born in 1983, Martina gained her degree in Economics and Operations at the Czech University of Life Sciences Prague. She has worked in HR for 18 years, gaining experience in designing, fine tuning and implementing HR strategies in line with the strategic goals of various companies, including HR process management. She continues to grow in her field, currently pursuing a study programme at the Oxford Business Education Institute. She served as Head of HR at Equa bank a.s. from 2016 to March 2022, before joining PPF banka a.s. as Director of the CEO's Office and HR in April 2022.
Job Titles:
- Member of the Bank Management Team
- Member of the Board of Directors
- Director, Financial Management Division
Born in 1966, Miroslav Hudec graduated from the Institute of Chemical Technology in Pardubice, majoring in Industry Economics and Management. He worked as the head of finance departments at Monokrystaly Turnov a .s. and Šroubárna Turnov a. s. He later joined Česká spořitelna's Fi nance Division. Before joining PPF banka a. s., Miroslav worked as the Head of Controlling and Deputy Chief Financial Officer at Credit Lyonnais bank Praha and held the same position at the Credit Agricole bank Praha organisational unit. He has worked at PPF banka a. s. since September 2012 as an adviser to the Chief Executive Officer. He became Managing Director, Financial Management in January 2014 and in May 2016 he was appointed to the Board of Directors.
Job Titles:
- Member of the Bank Management Team
- Director, Internal Audit Department
Born in 1965, Pavel Ditz graduated from the Czech Technical University in Prague. In 1988-1991 he worked at Kovoprojekta Praha, s.p. He then joined Komerční banka, a. s., where he held several management roles until 2001. In 2001, he was appointed as the executive director of ENIT, a. s. In 2003, he joined PPF banka a. s. as the Director of the Receivables Department. He has been the director of Internal Audit since September 2005.
Job Titles:
- Chairman of the Board of Directors
- Chief Executive Officer
- Member of the Bank Management Team
Born in 1973, Petr Jirásko graduated from the University of Economics, Prague. Prior to graduating, he studied at the International College of Queensland in Brisbane for a year. During his university studies he gained practical experience at Budějovický Budvar n.p., Investa Příbram a. s., Credit Lyonnais Bank Praha a. s. and Tabák, a. s. In 1998, he started to work for Credit Lyonnais Bank Praha a. s. Between 2000 and 2002, he worked at Komerční banka, a. s., ultimately as the Head of the Derivatives Desk. He joined PPF Group in 2002; until 2004 he worked at PPF burzovní společnost a. s., and in April 2004 he switched to PPF banka a. s., starting out as the Managing Director of Financial Markets. He became the Chairman of the Board of Directors and Chief Executive Officer of PPF banka a. s. in October 2013.
Job Titles:
- Member of the Bank Management Team
- Director, Compliance Department
Born in 1972, Václav Zelenka graduated from the Faculty of Law of Charles University in Prague. After gaining professional experience at the Czech Ministry of the Interior and at Expandia Banka, a. s. for a year, he joined eBanka, a. s. in 2001, and from 2003 he served there as the Director of the Legal Department. He joined PPF banka a. s. in December 2006 as its Director of Compliance.
Job Titles:
- Member of the Supervisory Board
Born in 1989, Štěpán Křeček graduated in economics and business administration from the Prague University of Economics and Business, Štěpán Křeček began working as an economic analyst in 2012. He has held the position of chief economist at BH Securities, a licensed securities trader and member of the Prague Stock Exchange, since 2017. In 2022, he joined the Advisory Panel of the Prime Minister of the Czech Republic. In the past, he has served on a regional public procurement commission and on municipal commissions responsible for furnishings, tendering and asset disposals.