VALLEY FINANCIAL SOLUTIONS - Key Persons
Amy Terry is the Practice Manager of Valley Financial Solutions. She is thrilled to live in the Roanoke Valley community and raise her daughter in Roanoke. Amy is a graduate of Cave Spring High School, Virginia Tech and Hollins University. She earned a Bachelor of Science from Virginia Tech, Master of Arts and Science from Hollins University (thesis pending), Education Certification from Hollins University, and AP Education Certification from Princeton College Board.
Amy's accountabilities at Valley are to help operationalize the vision of the Valley principals as well as fortify the consultative mindset of the Valley advisors on both a high level and granular level - from supporting firm level marketing initiatives to processing business.
Right out of graduate school, she began her career in post-secondary education. After five years in education, she transitioned into the private sector working in human resources/marketing/recruiting for a large financial services company and later for inpatient physician groups. She is dedicated to harnessing her theoretical and pragmatic experiences into helping expand Valley's positive image throughout the region. Amy is not registered with Royal Alliance Associates, Inc.
Amy is grateful to reside in Roanoke with her husband Bill, their beloved daughter Madeline, and their dog and cat. She loves sports, travelling, working in the yard, supporting Carilion Children's Hospital NICU capital expenditure fundraising, community activism, and anything Virginia Tech.
Doug's commitment is first and foremost to provide sound, informed financial advice as a trusted pillar in his clients' lives. He covets his role and strives to remain abreast of cutting-edge strategies for the accumulation and preservation of wealth.
Doug launched his professional career in a wholesale business in 1979 in his family's business in Roanoke - Chemical and Paper Service, Inc. He was involved in the marketing, selling, and operations of their janitorial supply, paper product and automotive chemical company. In 1995, he chose to transition into the financial services field. He began with John Hancock Financial Network focusing on long term care. In 1999, he chose to work through Metropolitan Life Insurance Company where he expanded his scope into a more comprehensive approach to full financial planning for individuals, families, and businesses. Joining Valley Financial Solutions in 2018 has allowed Doug to further practice in a comprehensive way as well as in an independent way due to Valley's boutique firm independence.
Doug and his wife Amy are both native Roanokers and reside in south Roanoke. He attended Patrick Henry High School, Virginia Western Community College, and Virginia Tech. Doug and Amy have a son, Mitch, who is a graduate of Virginia Tech with a degree in Electrical Engineering. In his leisure time, Doug is extremely active in the community through sports and church activism.
Job Titles:
- Investment Advisor
- Representative
Jeff resides with his wife Sonya in the Roanoke Valley. He has two children - Brandon and Sarah. Outside of his business, he enjoys being with his family and officiating volleyball and football.
*Working with an advisor that subscribes to the SmartVestor Pro network cannot guarantee investment success or that financial goals will be achieved. There can be no assurance that working with a SmartVestor Pro will produce or achieve better results than working with an advisor not affiliated with the SmartVestor program. Advisors pay a fee to belong to the SmartVestor Pro program. Dave Ramsey and the Dave Ramsey SmartVestor Pro program is not affiliated with nor sponsored or endorsed by Royal Alliance Associates, Inc.
Job Titles:
- Vice President of Operations
One of the most fulfilling joys of my life is my workplace. I have the distinct pleasure of working with top-notch, brilliant, multi-talented Advisors and Staff - the best in the industry. Our work environment is "TEAM." Our primary objective is to provide comprehensive financial planning, concentrating on collaborative processes to maximize your personal goals while integrating relevant elements of your personal & financial circumstances. Our commitment to our clients, and to each other, encompasses the utmost integrity, competence, care, skill, prudence and due diligence when providing counsel on an appropriate financial roadmap for you and your family.
Mary Jo Mitchell grew up in Roanoke and graduated from Jefferson High School and Virginia Western Community College. She is married to Dave Mitchell with whom she has two sons Trey and Joe. Trey attended the prestigious North Carolina School of the Performing Arts for his High School Senior year, graduating from Shenandoah University with a degree in Musical Theater. Joe graduated from the University of South Carolina with a degree in Business and Marketing.
Mary Jo has been with Valley Financial Solutions for 22 years and enjoyed a career in the financial industry spanning over 40 years. She believes the strength of our firm is its people. Superior leadership, talented staff, and exemplary advisors cultivate a professional work environment based on the core principle of integrity. Valley's planning independence paves the way for our clientele to also be reassured that choice is a fundamental element of our service to them. Adding in a team approach which utilizes our advanced, experienced advisors results in unsurpassed service in the Roanoke Valley and surrounding areas.
Mary Jo serves our firm as Vice President of Operations. Her accountabilities encompass every aspect of the business operating smoothly. She is a high-energy, hands-on professional willing to go to any length to serve our clientele, staff, and advisors. She performs her duties with utmost professionalism, integrity, and passion - thriving on making a positive difference in every life she touches. Mary Jo is not registered with Royal Alliance Associates, Inc.
Outside of Valley, her interests include golf, tennis and college football - go Hokies and go Gamecocks. Mary Jo and Dave attend Grandin Court Baptist Church enjoying helping people and giving back to their community. And she loves returning home each day to a precious Bichon named Fergie who sits in the bay window anxiously awaiting the arrival of her mommy and daddy.
Job Titles:
- Investment Advisor
- Representative
Patrick has enjoyed serving as an investment advisor representative with Valley Financial Solutions since 2018 - and in the financial services industry for seven years. Patrick is a native of the Roanoke Valley - growing up near Smith Mountain Lake and graduating from Staunton River High School. He is a graduate of Roanoke College and earned a Bachelor's Degree in Business Administration with a minor in Finance and was a 4-year Varsity Letterman in golf. His
totality of experiences are harnessed into his holistic core approach with his clientele. The core principles behind Patrick's holistic approach are an emphasis on protection and on wealth building. The financial pitfalls of disability, death, long term healthcare, and estate taxes are areas in which he thrives. Fortified by a strong Valley team around him, Patrick independently guides clients with options around their savings, retirement objectives, charitable giving strategies, and multi-generational wealth transfer goals. He holds his Series 7, 63, 65, and Life/Health Licensures.
Patrick began his career with Wells Fargo Asset Management in Boston, first serving on the service team by fielding clients inquiries across the country regarding mutual fund accounts. Then, he transitioned into solely working with financial advisors nationwide finding proper mutual fund investments for their clients before he was ultimately promoted to Internal Wholesaler in the Florida footprint. During his time there, he and his partner were regularly regarded as one of the top teams nationwide. Patrick was ultimately chosen to be part of the Wells Fargo mentorship program in Boston. After five years in Boston, Patrick decided return home to his large extended family in the Roanoke Valley.
Patrick resides in the Roanoke Valley and enjoys playing golf, attending Virginia Tech athletic events, and anything related to Boston sports teams.
Job Titles:
- President of Eades & Lower Insurance Company
- Registered Representative
Roy is president of Eades & Lower Insurance Company. Additionally, he collaborates with as a broker with Valley Financial Solutions since 2009 allowing him to expand his base of product and service. He has enjoyed a long-serving career for his clientele in the financial planning and insurance industry since 1981.
Job Titles:
- Investment Advisor
- Representative
- CEO of Valley Financial Solutions Inc
Stephen A. Stilwell serves as CEO of Valley Financial Solutions Inc. - a firm formed in 2009 through the merger of Barham, Stilwell & Associates and Capital Financial Solutions. Steve boasts over thirty years of high quality financial advising for his clientele.
Steve is a native Roanoker and a graduate of Cave Spring High School and Virginia Tech. He earned a Bachelor of Science in Accounting and, upon graduation, entered the field of public accountancy. Soon thereafter, he transitioned that expertise into the financial services field. He holds the 6, 63, and 65 FINRA as well as the Accredited Investment Fiduciary (AIF) designation. The scope of the AIF assures clients that their advisor possesses the sophistication of investing assets and the integrity of conduct in carrying out those responsibilities.
Steve resides in Roanoke with his wife Susan and they have two grown children. Steve enjoys playing golf and attending Virginia Tech sporting events.
Job Titles:
- Investment Advisor
- Representative
Hunter is a graduate of Cave Spring High School and Guilford College. He has over 25 years of experience in the financial services field. He launched his career with National Life and Equity Services in 1993 spending nearly 15 years building his practice. He earned lifetime membership in the President's Club Circle of Excellence and qualification in the Million Dollar Round Table. He also served in agency recruitment and training for new advisors.
Hunter joined Valley Financial Solutions during its founding in 2009 to expand his commitment of excellence and independence to his clientele as well as to promote the growth of the firm in the Mid-Atlantic. His keen focus is on his clients' successful achievement of their financial goals for their families and businesses - knowing they can rely on his breadth of knowledge and fiduciary commitment combined with the backing of the expertise within the Valley firm.
Hunter resides in Roanoke with his wife Lisa and is the father to two sons Hunter and Spencer.
Job Titles:
- Investment Advisor
- President
- Representative
- Member of the National Association of Insurance and Financial Advisors
William R. Terry II (Bill) is president of Valley Financial Solutions. The native Roanoker is a graduate of Cave Spring High School and Virginia Military Institute. He holds a Bachelor of Science in Business with a minor in English. He has always played sports and was a 4 year Varsity letterman on the VMI baseball team.
Bill is a member of the National Association of Insurance and Financial Advisors (NAIFA) and has been recognized as a qualifying and Life member of the International Million Dollar Round Table.