LIFEDEAL

Premium rates can be on the higher side if you select a policy that is not ideal for you. Carefully reading the application form, understanding what options you have can help you get a policy within your budget... High risk buyers are people who smoke, have pre-existing health conditions or have a blue collar job. High risk buyers can expect to pay higher premiums compared to the average white collar employee who doesn't smoke and doesn't have any pre-existing health conditions. Gender, age and habits also influence the total amount you will have to pay towards premiums. Tax concessions and superannuation plans can also influence the total cost of the policy. Opting for a standalone plan or an add on plan can influence if you get tax concessions or not, for instance standalone income insurance plans and superannuation income insurance plans have tax benefits. You may not be eligible to enjoy tax benefits of you opt for an add on plan such as a TPD or trauma insurance plan along with..

Registration numbers: 85 087 648 708 (W)