This system may be accessed by authorized users only. Individuals accessing this system in any way without express authority, or in excess of their granted authority, may be subject to legal action in accordance with state and federal law. These systems are subject to monitoring for security or performance purposes. You are hereby advised of this monitoring and by continuing past this screen, agree to be personally responsible and liable for activities performed from your account. All information and data is confidential and may not be transferred or disclosed to unapproved third parties without the prior written consent of PHH Mortgage.