ZUK FINANCIAL GROUP - Key Persons

Ahamad Manohorathat

Job Titles:
  • Registered Representative

Barbara Gruenwald

Job Titles:
  • Financial Advisor With
  • Napa / Financial Advisor
Barbara Gruenwald, a Financial Advisor with Zuk Financial Group, is located in Napa, California. A Registered Representative for LPL Financial, Barbara holds FINRA Series 7 with LPL Financial and 66 registrations. She is also licensed with the California Department of Insurance for Life, Disability, Health, Long Term Care, and Fixed & Variable Annuities. Through her financial planning practice, Barbara represents a complete spectrum of mutual fund families, stocks, bonds, annuities and life insurance related programs. Her thorough preparation, keen insight and integrity-based advice build trust and long-lasting relationships. Barbara utilizes her experience to educate her clients on strategies designed to work toward building financial security. She thoroughly enjoys her role in assisting her clients in analyzing all the information necessary to develop a personalized financial plan. A specialist in retirement planning, Barbara is frequently invited to present educational seminars for schools, colleges, and education professional organizations. Barbara has developed extensive knowledge in the Public Employee Retirement System (PERS) and the State Teacher Retirement System (STRS). She also does seminars on investment and retirement planning for small businesses and non-profit organizations. Barbara has earned a reputation for explaining difficult subjects in a style that is easily understood. Barbara's diverse background includes classroom experience in Bay area school districts, as well as the corporate world. In her off-hours Barbara enjoys her family and cheering on little-league baseball games.

Broc Wavra

Job Titles:
  • Financial Advisor
  • San Diego / Financial Advisor
Broc Wavra entered the financial Industry as a Financial Advisor in 2005. He has a long and extensive background in assisting clients with long- and short-term goals. Broc has held his licenses since the beginning of his career. He has a Series 7 held through LPL Financial and Series 66 held through LPL Financial and Valley Wealth Strategies, LLC. With over 16 years in the industry, Broc has navigated various economic and market conditions and strives to keep clients focused on their goals either long or short.

Dan Buster

Job Titles:
  • Financial Advisor With
  • Lake Forest / Financial Advisor
Dan Buster, is a Financial Advisor with Zuk Financial Group. His 15+ years in financial services began while also attending The University of Southern California (USC). Shortly after graduation, he was recruited by one of the world's largest institutional investment firms. He would later serve as Regional Vice President for 10 years before joining Zuk Financial Group. Both as a wealth manager and a financial advisor, Dan strives to be at the forefront of innovative retirement planning. He conducts regular educational classes for clients and their friends at his offices and other regional locations to help them make informed and intelligent investment decisions. Dan listens to his client's values, goals, dreams and desires to craft a personal roadmap for each individual to help achieve the retirement lifestyle they desire. Dan specializes in assisting pre-retirees and retirees in building their retirement nest eggs, generating retirement income and preserving wealth. Dan employs asset management, tax, and estate planning strategies with clients and places a specific emphasis on taking a holistic view in the planning process. Special consideration is given to will/trust planning, helping clients make prudent decisions as it relates to their defined benefit pensions such as CALSTRS, CALPERS and social security as well as creating qualified retirement plans such as 401K and 403B. The past decade has presented significant challenges for investors and led Dan to create a philosophy of "it is not what you make it is what you keep". As it relates to this philosophy, Dan works with his clients to help them preserve what they have worked so hard to build and to plan for risks that present themselves such as volatility, taxes, inflation and longevity. Dan is from a 3rd generation Southern CA family. He and his wife, Sara both attended USC and have gone on to professions in finance. Dan took the path as a financial advisor and Sara is a CPA and director for a tax and business management firm. They have built a home here with their 2 children who are hopeful future USC Trojans. Dan considers his upbringing by his parents and grandparents of a "once" small town Orange County an asset in working with his clients because it instilled the importance of reputation with one's community and working to build solid relationships with his clients. Dan is a Registered Representative with LPL Financial. He holds FINRA series 6, 7, 63 with LPL Financial and 66 registrations is also licensed with the California Department of Insurance and is a Certified Estate Planner with Citadel Law. Through his investment advisory and financial planning practice, as an independent advisor Dan represents a complete spectrum of investment programs to meet his client's needs.

David Phillips

Job Titles:
  • Financial Advisor With
  • Walnut Creek / Financial Advisor
David Phillips is a Financial Advisor with Zuk Financial Group and is located in Walnut Creek, California. A Registered Representative with LPL Financial, David holds FINRA Series 7, 63 with LPL Financial and 65 registrations. He is also licensed with the California Department of Insurance for Life, Disability, Long-Term Care Insurance and Variable Annuities. Through his investment advisory and financial planning practice, David represents a complete spectrum of mutual fund families, stocks, bonds, annuities and life insurance related programs. As an Investment Advisor Representative, David offers both institutionally managed programs to his clients as well as fee based consulting. David is an enthusiastic financial professional who seeks to establish a strong client partnership and is committed to maintaining the strength of that partnership from generation to generation. David is very conscientious of the unique needs and goals of each of his distinctive clients, and is thorough in analyzing all information necessary to construct a successful financial plan for each one. David earned his undergraduate degree at Boston University, a J.D. from Antioch School of Law and a Master of Laws in Taxation from John Marshall Law School in Chicago. David enjoys sports, music and exploring California with family and friends in his spare time.

David Sasson

Job Titles:
  • Financial Advisor With
  • Menlo Park / Financial Advisor
David Sasson is a Financial Advisor with Zuk Financial Group and is located in Menlo Park, California. A Registered Representative with LPL Financial, David holds FINRA Series 7, 63 with LPL Financial and 66 registrations. He is also licensed with the California Department of Insurance for Life, Disability, Long-Term Care Insurance and Variable Annuities. Through his investment advisory and financial planning practice, David represents a complete spectrum of mutual fund families, stocks, bonds, annuities and life insurance related programs. As an IAR, David offers both institutionally managed programs to his clients as well as fee-based consulting. David is an enthusiastic financial professional who seeks to establish a strong client partnership and is committed to maintaining the strength of that partnership from generation to generation. David is very conscientious of the unique needs and goals of each of his distinctive clients, and is thorough in analyzing the information necessary to help construct a successful financial plan for each one. David graduated with a degree in Business Economics from the University of California, Santa Barbara. David's first opportunity in the financial services industry came with a position in investment finance in New York City for 3 years, before he moved back to the Bay Area to work for Zuk Financial Group in 2008. David currently resides in San Francisco and loves to watch and participate in baseball, football, basketball, hockey, and golf, and pretty much anything else that involves a round object and a group of people.

George Tarwater

Job Titles:
  • Representative With
  • Yuba City / Financial Advisor
George Tarwater, a Registered Representative with Zuk Financial Group, is located in Yuba City, California. A Registered Representative with LPL Financial, George holds FINRA Series 6, and 63 registrations with LPL Financial. He is also licensed with the California Department of Insurance for Life, Disability, Long-term Care Insurance and Variable Annuities. Through his investment advisory and financial planning practice, George represents a complete spectrum of mutual fund families, annuities and life insurance related programs. As an Investment Advisor Representative, George offers both institutionally managed programs to his clients as well as fee based consulting. George brings over 15 years of experience in working with employees and employer groups in public education as a personal financial representative. George utilizes his experience to educate his clients on strategies designed to work toward financial security. He thoroughly enjoys his role assisting his clients in analyzing all the information necessary to develop a personalized financial plan. A specialist in retirement planning, George is frequently invited to present educational seminars for schools, colleges, and education professional organizations. George has developed extensive knowledge in the Public Employee Retirement System (PERS) and the State Teacher Retirement System (STRS). He also does seminars on investment and retirement planning for small businesses and non-profit organizations. George has earned a reputation for explaining difficult subjects in a style that is easily understood. A long-time resident of Northern California, George enjoys spending time with his wife of over 35 years Cindy and their children and grandchildren as well as their extended family and friends.

Jaynie Sullivan

Job Titles:
  • Financial Advisor With
Jaynie Sullivan, a Financial Advisor with Zuk Financial Group since 1994, is located in Lake Forest and San Dimas, California. A Registered Representative for LPL Financial, Jaynie holds FINRA Series 6, 7, 63 with LPL Financial and 65 registrations with Zuk Financial Group and LPL Financial. She is also licensed with the California Department of Insurance for Life, Disability, Long-term Care Insurance and Variable Annuities. Through her investment advisory and financial planning practice, Jaynie has access to a spectrum of mutual fund families, stocks, bonds, annuities and life insurance related programs. As an IAR, Jaynie offers both institutionally managed programs to her clients as well as fee based consulting. She holds an MBA with an emphasis in finance and personal investing and worked as the financial director of a major San Diego real estate firm. Jaynie thoroughly enjoys her role assisting her clients in analyzing all the information necessary to develop a personalized financial plan. A specialist in retirement planning, Jaynie is frequently invited to present educational seminars for schools, colleges, and education professional organizations. Jaynie has developed extensive knowledge in the Public Employee Retirement System (PERS) and the State Teacher Retirement System (STRS). She also does seminars on investment and retirement planning for small businesses and non-profit organizations. Jaynie has earned a reputation for explaining difficult subjects in a style that is easily understood. The secret to Jaynie's successful client relationships: understanding that every plan is uniquely tailored to fit the needs and goals of each client and remembering that good financial planning is about providing qualitative solutions, not just quantitative answers.

Jill Flores

Job Titles:
  • Registered Representative
  • Santa Ana / Registered Representative
Jill Flores is a Registered Representative with LPL and is located in Santa Ana, California. As a Registered Representative for LPL Financial, Jill holds FINRA Series 6 and 63 licenses. She is also licensed with the California Department of Insurance for Life, Disability, Long-term Care Insurance and Variable Annuities. Jill is able to offer a complete spectrum of mutual fund families, annuities and life insurance related programs. Jill has worked in the field of financial and investment consulting with Zuk Financial Group since 1998. She utilizes her experience to educate her clients on strategies designed to help pursue financial security. Jill believes that the key to a successful long term financial relationship is consistent communication, along with a strategy designed to address the unique needs and goals of each and every client. A retirement planning professional, Jill has developed extensive knowledge in the Public Employee Retirement System (PERS) and the State Teacher Retirement System (STRS). Jill can help provide answers to difficult subjects in a style that is easily understood. When not in the office, Jill treasures the time she spends with her sons Danny and Jacob.

Kelly Kruzick

Job Titles:
  • Financial Advisor With
  • Santa Monica / Financial Advisor
Kelly Kruzick is a Financial Advisor with Zuk Financial Group and is located in Los Angeles, California. An Investment Advisor Representative (IAR) with LPL Financial, Kelly holds FINRA Series 7, 63 with LPL Financial and 65 registrations. She is also licensed with the California Department of Insurance for Life, Disability, Long-term Care Insurance and Variable Annuities. Through her investment advisory and financial planning practice, Kelly represents a complete spectrum of mutual fund families, stocks, bonds, annuities and life insurance related programs. As an IAR, Kelly offers both institutionally managed programs to her clients as well as fee-based consulting. Kelly maintains a holistic approach to the financial planning process that includes strategies for investing client wealth and then employing strategies to help manage that wealth for a lifetime. Kelly believes that the key to a successful long term financial planning relationship is consistent communication, along with a plan designed to address the unique needs and goals of each and every client. A specialist in retirement planning, Kelly is frequently invited to present educational seminars for schools, colleges, and education professional organizations. Kelly has developed extensive knowledge in the Public Employee Retirement System (PERS) and the State Teacher Retirement System (STRS). She also does seminars on investment and retirement planning for small businesses and non-profit organizations. Kelly has earned a reputation for explaining difficult subjects in a style that is easily understood. Kelly's passion is yoga and meditation and she applies the goal of total well being to both her clients and herself. She also thoroughly enjoys traveling, hiking and rollerblading.

Mike Mueller

Job Titles:
  • Elma / Financial Advisor
  • Financial Advisor With
Mike Mueller is a Financial Advisor with Zuk Financial Group. He is located in Elma, WA where he owns and operates Mueller Insurance, Inc. A Registered Representative with LPL Financial, Mike holds series 6, 63, & 65 registrations with FINRA. He is also resident licensed in Washington State for Life, Health, Disability, and LTCI as well as holding non-resident licenses in 8 other states including CA. Mike has extensive experience in the employee benefits arena with regards to both employer paid and voluntary benefits including: health, life, dental, disability, indemnity, FSA, HSA, and 403(b) plans. Accustomed to small community values, Mike is passionate about building personal relationships with his clients while effectively looking after their financial interests over the long term. Mike believes in a balanced approach that helps his clients to both maximize their current and retirement wealth through investment options in-line with their goals and values, and to protect their interests with insurance that matches their lifestyle. Mike and Michele have been married since 1995 and have 3 sons that are a true joy and privilege to raise. Mike is actively involved with ministry in his local community and has been the senior pastor of Abundant Life Church since it started in 2007.

Nicole Kikugawa

Job Titles:
  • Sonora / Financial Advisor

Oscar Sasson

Job Titles:
  • Financial Advisor With
  • Menlo Park / Financial Advisor
Oscar Sasson, a Financial Advisor with Zuk Financial Group since 1988, is located in Menlo Park, California. A Chartered Retirement Planning Counselor (CRPC) and a Registered Representative for LPL Financial, Oscar holds FINRA Series 7, 63 and 65 registrations. He is also licensed with the California Department of Insurance for Life, Disability, Long-term Care Insurance and Variable Annuities. Through his investment advisory and financial planning practice, Oscar represents a complete spectrum of mutual fund families, stocks, bonds, annuities and life insurance related programs. A major factor in Oscar's client relationship success is his commitment to communication. He strongly believes in the concept of a partnership where both he and each of his clients share in the development and success of their investment and retirement strategy. A specialist in retirement planning, Oscar is frequently invited to present educational seminars for schools, colleges, and education professional organizations. With an MBA degree and 20 years of professional financial experience, Oscar has developed extensive knowledge in the Public Employee Retirement System (PERS) and the State Teacher Retirement System (STRS). As a Certified Fund Specialist (CFS), he also does seminars on investment and retirement planning for small businesses and non-profit organizations. Oscar has earned a reputation for explaining difficult subjects in a style that is easily understood. Married to his wife Michelle for nearly 40 years and the father of three, Oscar has lived in the Menlo Park, California area for over 25 years. His personal interests center on traveling and sailing. Oscar's hearty and contagious laugh as well as the twinkle in his eye is a "small" indicator of his keen interest in life and people.

Rick Hughes

Job Titles:
  • Sunnyvale / Financial Advisor