LINCOLN SPARROW - Key Persons
Job Titles:
- Senior Partner
- Owner of AMG Financial
Alan M. Gnoinski is the owner of AMG Financial, a financial services firm located in Western New York, as well as the senior partner for Lincoln Sparrow Advisors - the Registered Investment Advisory Division. Mr. Gnoinski started his financial career in 2001 with Delta Equity Services out of Boston, MA, and later moved on to The Legend Group where he founded AMG Financial. Mr. Gnoinski had been an associate of "The Financial Guys, LLC", and a consultant for Independent Solutions Wealth Management.
Alan M. Gnoinski is the owner of AMG Financial, a financial services firm located in Western New York. He is an Investment Advisor Representative and senior partner of Lincoln Sparrow Advisors and a Registered Representative of...
Daniel J. Heims is the Chief Operations Officer of Lincoln Sparrow Advisors in Williamsville, New York. Prior to a career in financial services, Mr. Heims spent sixteen years in the higher education field in the areas of student...
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Daniel J. Heims is the Chief Operations Officer of Lincoln Sparrow Advisors in Williamsville, New York. Prior to a career in financial services, Mr. Heims spent sixteen years in the higher education field in the areas of student activities and orientation, transition, and retention. Both areas had a high level of event and logistics management.
Most recently, Mr. Heims was the inaugural Director of a Conference and Events office for a local college. In this capacity, Mr. Heims raised awareness of the college as a place to hold events by increasing the use and revenue of the facility during his two-and-a-half years in office.
Mr. Heims has served on several Regional Conference Planning Committees while working in the Orientation, Transition, and Retention field. Additionally, Mr. Heims has combined his passions for cycling and cancer awareness through volunteering as a member of the Ride For Roswell Routes Planning group over the past 10 years.
Education
University at Buffalo
Graduate School:
Master of Education, M.Ed.
Joshua B. Heims, AIF® is a Founder and Managing Partner of Lincoln Sparrow Advisors in Williamsville, New York. Mr. Heims started his financial career with American Express Financial Advisors as a Corporate Advisor in Williamsville, New York. After moving his practice to an Independent Broker Dealer, Mr. Heims brought on a couple of partners in order to found two new Investment Firms, Independent Solutions Wealth Management and Neiman Funds Management. Prior to a career in financial services, Mr. Heims was the CEO and President of a multi-million dollar wholesale seafood distributor and the owner of a restaurant, both based in downtown Buffalo, New York.
Mr. Heims serves as the Managing Partner at Lincoln Sparrow as well as the CIO. As Lincoln Sparrow continues to create relationships with CPA's and Accountants, Mr. Heims is responsible for the day to day operations of the firm including Portfolio and Investment management as well as overseeing the Advisors and their relationships with clients.
As the former Chief Investment Officer for Independent Solutions, Mr. Heims was responsible for research and portfolio management for a number of advisors and their clients across the country, as well as a select group of individual clients.
Mr. Heims was a founding partner of Neiman Funds Management, LLC. As the former Chief Operating Officer for Neiman Funds, Mr. Heims was responsible for the day to day operations of the fund company. Mr. Heims also served as the Lead Portfolio Manager for The Neiman Balanced Allocation Fund and was responsible for the management, research, trading and oversight of the fund.
Mr. Heims has authored a number of articles for various publications and continues to publish content for financial and medical publications. Mr. Heims has spoken at a number of state and national financial planning/investing conferences as a skilled professional in areas ranging from "Advanced Asset Allocation Using Alternative Investment Strategies" to "Creating a Personal Road Map for Retirement". Mr. Heims has made many local TV and Radio appearances and continues to be a regular guest on WBEN 930 and WECK 1230.
Mr. Heims formerly served on the Investment Council for The Neiman Large Cap Value Fund, which at the time was a Morningstar 5 star rated mutual fund and is a former board member for the local branch of the Financial Planning Association (FPA), a national resource for information and tools, connecting consumers with financial planners who will deliver advice using an objective, client-centered, ethical process. Mr. Heims is a Registered Representative offering Securities through Avantax, Member: FINRA,SIPC and currently holds the following securities licenses in a number of states: Series 7, Series 66 as well as his Life, Accident and Health Insurance licenses and a NYS Partnership Certification in Long Term Care insurance. Mr. Heims earned the AIF® Designation from the Center for Fiduciary Studies in 2013. The AIF Designation certifies he has specialized knowledge of fiduciary standards of care and their application to the investment management process.
Job Titles:
- Partner
- Principal
- Partner / OSJ
Roger A. Clarkson is a partner of Lincoln Sparrow Advisors in Williamsville, New York and manages the firm's Norwich, New York location. A CERTIFIED FINANCIAL PLANNER ™,
Mr. Clarkson is also a registered securities principal and has supervisory responsibility over the brokerage activities conducted by Lincoln Sparrow's registered associates. He also is the owner of Red Oak Financial Management, LLC, a planning and insurance firm located in Norwich, NY.
Mr. Clarkson began his financial career with Marine Midland Bank in Poughkeepsie, NY. Over a 25 year career in commercial banking, he held a number of management positions including Regional Manager, Division Manager and Chief Operating Officer. From 1996 to 2013, he was founder and manager of the retail investment divisions of two upstate New York banks. Since 2013, he has worked directly with clients, providing advice, products and services aimed at helping them to: retire comfortably; educate their children; save on taxes; build a legacy; and manage the risks associated with their financial plans.
As a partner at Lincoln Sparrow, Mr. Clarkson is responsible for bringing the firm's expertise in Portfolio and Investment Management to clients in Central New York by creating relationships with families and small business owners. He also has a leadership role in maintaining the firm's high standards for client care and regulatory compliance.
Mr. Clarkson currently holds the following securities licenses in a number of states: Series 7, Series 24, Series 27, Series 65. He also holds life and health insurance licenses in New York and North Carolina. Mr. Clarkson became a CFP® professional in 2013. In addition to the comprehensive knowledge of financial topics required of a CFP® certificant, he is required to provide a fiduciary standard of care to all his client relationships and dealings.
Only one-third of adults have an estate strategy document such as a will in place, which may not be entirely surprising. No one wants to be reminded of their own mortality or spend too much time thinking about what might happen once they're gone. 1
But a will is an instrument of power. Creating one gives you control over the distribution of your assets. If you die without one, the state decides what becomes of your property without regard to your priorities.
A will is a legal document by which an individual or a couple (known as "testator") identifies their wishes regarding the distribution of their assets after death. A will can typically be broken down into four main parts.
1. Executors - Most wills begin by naming an executor. Executors are responsible for carrying out the wishes outlined in a will. This involves assessing the value of the estate, gathering the assets, paying inheritance tax and other debts (if necessary), and distributing assets among beneficiaries. It's recommended that you name at least two executors, in case your first choice is unable to fulfill the obligation.