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When you find the next investment property, you will surely find out that finding a loan for that investment rentals are not as easy as it used to be. There are a lot of companies funding loans for investment properties like traditional banks, portfolio banks, hard money lenders, etc. and you can definitely get approved, however, you will need to take note from the current guidelines that a few of these lenders have... The days of no advance payment and low down-payment have long disappeared.. Today to be able to fund your next investment property you'll need to put 20%-30% down. You must also have a very good credit rating. However, if the credit is just okay and not stellar then you will need to put even more cash down, much more.