CRO COUNCIL - Key Persons
Al Riggieri joined Aflac in December 2016 as Senior Vice President, Corporate Actuary. In 2018, he was promoted to Senior Vice President, Chief Actuary and Chief Risk Officer for AFLAC Inc. In his role, he is responsible for enterprise level actuarial support in the areas of assumption governance, valuation, pricing support and capital efficiency having both direct and indirect relationships across the organization's actuarial resources. He also advises Executive Management in both US and Japan concerning strategic initiatives, quality growth, and expense controls. As CRO he is responsible for enterprise level risk management with both direct and indirect partnerships in US, Japan and Investment teams.
Prior to joining Aflac, he held various actuarial positons of increasing responsibility over his 36 year career at Unum Group. In 2010 he became Senior Vice President, Group Chief Actuary with a leadership role in the financial management of the company where he held broad responsibilities for actuarial matters pertaining to pricing, valuation, reinsurance, investments, and capital management. Over his career he has been involved with and made various contributions to industry actuarial committees.
Al received his Bachelor of Science degree in mathematics from Worcester Polytechnic Institute and served as an adjunct professor there teaching actuarial exam preparation courses. He is a Fellow of the Society of Actuaries and member of the American Academy of Actuaries.
Job Titles:
- Chief Risk Officer at Pacific Life
- Pacific Life
BUSINESS HISTORY: Mr. Papa serves as chief risk officer at Pacific Life and oversees the company's risk management framework and corporate actuarial function. He is responsible for the maintenance and execution of the company's risk strategy, governance activities as chair of the Enterprise Risk Committee, and is an active participant in the Board Audit and Investment & Finance Committees.
Prior to joining Pacific Life in May 2020, Mr. Papa served as chief of staff to the president and chief executive officer at MetLife, Inc. and was responsible for driving major strategic initiatives and managing MetLife's Reinvestment fund. Previously, he served as head of Insurance and Product Risk Management where he oversaw actuarial assumptions and pricing for major products, as well as the development of insurance risk analytics within Global Risk Management. As U.S. chief risk officer for MetLife, he was responsible for risk oversight of all U.S. business and MetLife Holding operations. He was also a member of the company's U.S. business senior leadership team.
Job Titles:
- Chief Risk Officer for Lincoln Financial Group
- Lincoln Financial
Andrew (Andy) Rallis is Chief Risk Officer for Lincoln Financial Group, responsible for independent oversight of risk across the company - including market risk, asset liability management risk, investment and credit risk, product and insurance risk, operational risk and strategic risk. He is a member of the company's Senior Management Committee and reports to CEO Ellen Cooper.
Rallis brings more than 40 years of experience as a risk-management leader in the insurance industry. He most recently served as Executive Vice President, Global Chief Actuary at MetLife, with responsibility for actuarial practices in 40+ markets throughout the company, including actuarial aspects of external financial reporting and internal value-based metrics, oversight of pricing activities, asset liability management and actuarial model development. In 2014 he was named America's Insurance Risk Manager of the Year by GlobalCapital in recognition for his work on MetLife's variable annuity hedging programs.
Rallis is a longstanding volunteer with the Society of Actuaries (SOA), notably as a speaker at numerous conferences and events, and for serving as President of the SOA in 2019-20, and on the SOA Board of Directors from 2015-2021. He was also a founder and the inaugural President of the Chief Actuaries Forum and has served on the corporate advisory council of the International Association of Black Actuaries for the past decade. He received Bachelor of Science degrees in both Mathematics and Physics from MIT and is continuing his education at MIT Professional Education with a certificate program in Artificial Intelligence and Machine Learning.
Job Titles:
- Vice - Chair / Non - Financial Risk Committee Co - Lead
Benjamin (Ben) Rosenthal joined New York Life in May 2016 and serves as Senior Vice President and Chief Risk Officer leading Risk Management for the company.
From 2012 to 2016, he was Senior Vice President and Chief Operational Risk Officer at Northern Trust, where he was responsible for overseeing the Operational and Fiduciary Risk practices, the development of stress testing and capital models, and leading risk management of the bank's operations business unit. Prior to 2012, he held increasingly responsible positions at Northern Trust, including Senior Vice President and Head of Corporate Risk Analytics & Insurance where he oversaw the global development of risk models, risk analytics, and risk transfer solutions.
Mr. Rosenthal's early career included the development of operational risk capital models for a large North American bank, building demand forecasting and pricing models for governance agencies, working in the oil and gas exploration industry, and serving in the Israeli military.
Mr. Rosenthal has an M.S. in Agricultural and Applied Economics from the University of Wisconsin - Madison and a B.A. in Economics from Wake Forest University.
Job Titles:
- Executive Vice President and Chief Risk Officer at the Travelers
- Fellow of the Casualty Actuarial Society
Bruce R. Jones is Executive Vice President and Chief Risk Officer at The Travelers. He is also a member of the company's Management and Operating Committees and leads Enterprise Risk Management department.
Bruce joined Travelers in 1978 as an actuarial student, working on the Workers Compensation product in Hartford, CT. He has held Chief Actuary positions in both National Accounts (10+ years) and Commercial Accounts (5+ years). He has helped build and lead the current ERM group (over the last 10+ years). During his career at Travelers, he has been instrumental in the development of CARMA (Client Access Risk Management Analysis), Loss responsive pricing and cash flow models, LRRS (Loss Reserve Reporting System), APE (Account Pricing Exhibits), Field Office and Regional Controllable Income reporting, Production reporting, Flow (Agency submission activity), ROE model, the proprietary hurricane catastrophe model, Economic Capital Model, business unit and product Performance Measures, the Chart Book for risk exposures and the Risk Book.
Bruce is a Fellow of the Casualty Actuarial Society, a Member of the American Academy of Actuaries and a Chartered Enterprise Risk Analyst (CERA). He has served as a member of the Individual Risk Committee of the NCCI, the Actuarial Research Committee of ISO, the NY, PA and MA WC Actuarial Committees, and the chairman of AAA ERM subcommittee. He also co-authored papers for the CAS on "Measuring R.O.E. from a Financial Planning Perspective" and for AAA on "Insurance Enterprise Risk Management Practices." He holds a bachelor's degree and a master's degree from Boston University.
Bruce and his wife, Debora, have six children and live in Connecticut.
Job Titles:
- Governance Committee Lead
- Senior Vice President & Chief Risk Officer of State Farm Mutual Automobile Insurance Company
Cathy Wallace is Senior Vice President & Chief Risk Officer of State Farm Mutual Automobile Insurance Company, headquartered in Bloomington, Illinois. She has more than 35 years of experience within the insurance industry.
In her role, Cathy leads Enterprise Risk Management, Compliance, Information Security, and the Flight Department. She coordinates with State Farm business-area risk owners to identify, report, and measure significant risks while evaluating the processes in place to manage these risks.
She joined State Farm in 1983 and has served in a variety of executive leadership positions including Operations vice president, Finance vice president, and assistant vice president of Planning and Analysis. In 2012, Cathy assumed her current role of Chief Risk Officer.
Cathy represents State Farm through multiple industry affiliations including the North American CRO Council, Incorporated, director of the Board of the Illinois Insurance Guaranty Fund, and member of the University of Illinois College of Business Dean's Advisory Council. She is a past board member of both DaVinci Reinsurance and TopLayer Reinsurance Companies and a past director of WTVP Public Television.
Cathy earned a Bachelor of Science degree in accountancy and a Master of Business Administration from the University of Illinois at Urbana-Champaign. She holds the certified public accountant (CPA), Chartered Life Underwriter (CLU), and Chartered Financial Consultant (ChFC) designations.
Deb A. Schultz is Vice President - Chief Risk Officer (CRO) of Northwestern Mutual. Schultz was appointed to this role in December 2022 and is responsible for enterprise risk management oversight. She is also a member of Northwestern Mutual's Finance Leadership team.
Previously, Schultz was Vice President - New Business and the head of the New Business Department. In this role, Deb ensured high quality underwriting execution across the product lines while delivering an efficient seamless purchase experience with an unwavering commitment to long-term financial strength.
Schultz held other roles within the Company during her 17-year tenure. She was formerly the Vice President - Financial Management and the head of Northwestern Mutual's Financial Management Department. In this role, her responsibilities included leading the Financial Management Department and its four divisions which include Budget & Expense Management, Sourcing and Procurement, Insurable Risk Management, and Treasury. Schultz was also a former member of the Actuarial Department serving as a Senior Actuary, where she had responsibility for the annuity and retirement benefits teams within the Actuarial Department.
Before joining Northwestern Mutual, Schultz was a consulting actuary with Towers Perrin. During her years with Towers Perrin, Schultz consulted to several large companies on the financial management of their pension and post-retirement medical plans while serving as plan actuary.
Schultz received her bachelor's degree in Business Administration with majors in Actuarial Science and Risk Management & Insurance from the University of Wisconsin - Madison and her Master of Business Administration degree from Northwestern University. She is a Fellow of the Society of Actuaries, a Fellow of the Conference of Consulting Actuaries, an Enrolled Actuary under ERISA, and a Member of the American Academy of Actuaries.
Schultz is passionate about strengthening education in the community and serves on the board of Howard Fuller Collegiate Academy.
Schultz resides in Oconomowoc, WI with her husband, Cory.
Job Titles:
- Executive Vice - President and Chief Risk Officer at Great - West Lifeco
Dervla Tomlin was appointed Executive Vice-President and Chief Risk Officer at Great-West Lifeco in February 2023. In this role, Dervla leads all aspects of risk management across the organization. Additionally, she has responsibility for Great-West Lifeco's Actuarial function, with the Appointed Actuary reporting to her.
Dervla has over 30 years' experience in the industry. She joined the Great-West Lifeco team in 2013 as part of the acquisition of Irish Life. She was appointed Chief Actuary, Great-West Lifeco in April 2015, having previously served as the Chief Risk Officer and Chief Actuary for Irish Life. In addition to corporate actuarial and risk experience, Dervla has extensive operational experience, including pricing and product development, marketing, customer service and leading a successful strategic business transformation.
Dervla has a degree in mathematics and economics from University College Dublin. She is a Fellow of the Society of Actuaries in Ireland and the UK Institute of Actuaries and holds the Chartered Enterprise Risk Actuary designation. She is also an Associate of the Canadian Institute of Actuaries. Throughout her career, she has been an active member of professional and industry bodies. She is a Past President of the Society of Actuaries in Ireland.
Job Titles:
- Athene 's Executive Vice President and Chief Risk Officer
Doug Niemann has served as Athene's Executive Vice President and Chief Risk Officer since May 2020. Mr. Niemann is responsible for overseeing the enterprise risk management functions, as well as providing key support in connection with strategic operating decisions across the Athene organization.
Mr. Niemann brings over 25 years of experience and expertise in risk management related to insurance. Prior to joining Athene, Mr. Niemann was the Senior Managing Director of Investment Management and Chief Investment Risk Officer for Guardian Life Insurance Company. Before joining Guardian Life Insurance Company, he was the Managing Director and Chief Investment Strategist of Global Insurance Solutions at JP Morgan Asset Management and prior to that served as the Managing Director and Head of Asset Liability Management at AIG Asset Management. He also held the positions of Head of Investment and Financial Risk and Head of Group Risk Modeling at Zurich Financial Services.
Mr. Niemann received a Master in Business Administration in risk management and insurance as well as finance, investments and banking from the University of Wisconsin Madison School of Business in 2000. He received a Bachelor of Arts in economics from Northwestern University in 1992.
Job Titles:
- Chairman / Financial Risk Committee Co - Lead
- Expert
- Managing Director and Chief Risk Officer at Global Atlantic
Edward is Managing Director and Chief Risk Officer at Global Atlantic, responsible for enterprise-wide risk governance and oversight. He serves on the Executive Committee, Management Committee, and is Chair of the Risk Committee.
Edward is an expert at risk management and his experience encompasses institutional client business risk, counterparty credit risk, balance sheet and capital planning, funding and liquidity risk management, asset-liability strategy and market risk.
Edward joined Global Atlantic from Goldman Sachs where he was Managing Director and Global Head of Risk for the Prime Services business. Previously, Edward was a founding member and Head of Global Liquidity Products, working with the Corporate Treasury department on firm funding and liquidity risk strategy.
Edward held a variety of roles in his more than 26 years at Goldman Sachs, from overseeing risk in the Equities Division to various trading roles in the FX, Equity Derivatives and Interest Rate Products businesses. He was in risk roles for 13 out of his 26 years. He also served as chair of the Clearing House Risk Committee, the Firmwide Asset-Liability Committee and the Securities Division Risk Committee. Additionally, he was a member of the Firmwide Finance Committee.
Job Titles:
- Senior Vice President, Chubb Group
Frances D. O'Brien is Senior Vice President, Chubb Group and Deputy Chief Risk Officer. In this global role, she supports all Chubb enterprise risk management activities, including strategy, management framework and related processes across the company.
Ms. O'Brien has more than 40 years of insurance industry experience. Prior to her current role, she was Division President, North America Personal Risk Services, with executive operating responsibility for the personal lines property and casualty insurance business that serves affluent and high net worth clients in the U.S. and Canada. Prior to ACE's acquisition of Chubb in 2016, Ms. O'Brien was Senior Vice President, Chief Risk Officer of Chubb, with global responsibility and oversight for identifying, measuring, monitoring and minimizing operational, financial and strategic risks across the organization. She joined Chubb as an actuarial trainee in 1980, and served in a number of positions of increasing responsibility in actuarial, product development and underwriting, including Chubb Personal Insurance (CPI) Chief Underwriting Officer, CPI Chief Underwriting Officer for International Business, and CPI Worldwide Underwriting Manager.
She holds a Bachelor of Science degree in Mathematics from Villanova University.
Job Titles:
- Treasurer
- MassMutual 's Chief Risk Officer
Geoffrey ("Geoff") Craddock is MassMutual's Chief Risk Officer. In this role, Geoff is responsible for driving a holistic risk management approach across MassMutual and its subsidiaries, managing financial, operational and reputational risks while setting the strategic priorities of the Enterprise Risk Management (ERM) function. He is responsible for anticipating changes in our environment, proactively acting to limit risk and quickly reacting to disruptions, playing a critical role in achieving the company's strategic objectives. He is a member of the MassMutual's Executive Leadership Team.
A highly regarded professional with more than 30 years of financial markets experience and 20 years of risk management experience, Geoff began his career in a range of trading and brokerage positions with various investment banks beginning in Europe. Subsequently, he held roles at the Canadian Imperial Bank of Commerce (CIBC) where he oversaw global market risk management for the bank's investment banking, trading and retail activities, leading teams in London, Toronto and ultimately moving to New York.
In 2008, Geoff joined MassMutual's asset management subsidiary, OppeheimerFunds, establishing and leading their risk management and asset allocation function after the global financial crisis, enhancing their governance structure and facilitating execution of strategic initiatives. Of note, Geoff's leadership established his organization as a highly credible, client-centric business partner as well as a credible influencer with key regulators. Passionate about philanthropy, Geoff also served as the leadership sponsor for OppeheimerFunds corporate giving program. Geoff assumed his current role at MassMutual in 2017.
Geoff holds an MBA from Cranfield School of Management and a BA/MA from Magdalene College, Cambridge, both in the United Kingdom.
Job Titles:
- Chief Risk Officer at Manulife
Job Titles:
- Senior Vice President and Global Head of Risk Management at Assurant
Herb Seitz is the Senior Vice President and Global Head of Risk Management at Assurant and part of the Assurant Leadership Team. In this role Herb is responsible for further deepening Assurant's risk framework and working closely with the global Risk team, business leaders and key stakeholders internally and externally to embed risk management into the fabric of Assurant. The Risk Management function plays a key role in assessing, advising and assuring risk management activities to all employees and the Assurant board of directors. Additionally, as a global priority Herb is responsible for establishing and guiding Assurant's risk appetite and framework as the firm move towards creating stronger digital and risk analytics capabilities.
Prior to his role at Assurant, Herb worked with Northern Trust where he served as the Chief Operational Risk Officer and Head of Risk Analytics. In that role, Herb led a team of 150 risk professionals globally. Herb set the vision and strategy for Operational Risk and Risk Analytics Areas for his global organization, while also leading the redesign of a firm-wide operational risk program in partnership with employees from all functions and lines of business. Herb has also held positions with HSBC and Merrill Lynch.
Herb obtained his undergraduate degree from Marquette and an MBA from DePaul University. He is married with three children and lives in Chicago.
Job Titles:
- Chief
- Member of the Insurance Internal Audit Group
Jason Coyle is the Chief Audit and Risk Officer at Mutual of Omaha. He provides leadership over strategic planning and execution of the company's Internal Audit program.
Coyle joined Mutual's Internal Audit team in April 2013, serving in various roles within IT Audit and Professional Practice. He was promoted to Chief Internal Auditor in January 2017 and served in that role until assuming his current position.
Before joining Mutual, Coyle served as Chief Information Officer for a foreign currency investment management firm. Before that, he was Vice President of Data Analytics-Coordination and Support for BNP Paribas and Bank of the West. Coyle has 24 years auditing experience and 25 years financial services industry experience.
Coyle earned a bachelor's degree from Nebraska Wesleyan University and a graduate degree from the Pacific Coast Banking School at the University of Washington. He is a Certified Internal Auditor and Certified Information System Auditor.
Coyle is a member of the Insurance Internal Audit Group, Institute of Internal Auditors and the Information Systems Audit Control Association.
Job Titles:
- Executive Vice President and Global Chief Risk Officer for Reinsurance Group of America
- External Stakeholder Committee Lead
Jonathan Porter is Executive Vice President and Global Chief Risk Officer for Reinsurance Group of America, Incorporated (RGA), a role that incorporates both management of RGA's global enterprise risk management and corporate pricing oversight. He has deep insights into RGA's global business, having previously served as Chief Pricing Actuary of International Markets, and more recently as Senior Vice President, Global Analytics and In-Force Management, which he continues to lead. He is also a member of RGA's Executive Committee.
Before joining RGA in 2008, Jonathan worked for Manulife Financial for almost 15 years, where his last position was Chief Financial Officer, U.S. Life Insurance.
Jonathan received a Bachelor of Mathematics degree from the University of Waterloo. He is a Fellow of the Society of Actuaries (FSA) and a Fellow of the Canadian Institute of Actuaries (FCIA).
Job Titles:
- Principal Financial
- Senior Vice President and Chief Risk Officer of Principal Financial Group
- Vice President and Chief Actuary
Ken McCullum is senior vice president and chief risk officer of Principal Financial Group. He is responsible for helping the company identify and successfully manage risk across the company to deliver the best value to our customers, employees, shareholders, and communities where we do business.
McCullum joined Principal in April 2015 as vice president and chief actuary. He was promoted to his current position in September 2020. Prior to joining the company, he served as executive vice president responsible for business development and in-force management in Delaware Life Insurance Company. Before Delaware Life, McCullum was a senior vice president responsible for managing the life and annuity businesses at Sun Life. He helped lead the transaction which created Delaware Life when Sun Life sold its closed life and annuity blocks to a group of private investors arranged by Guggenheim Partners. Earlier in his career, McCullum spent 15 years with The Hartford where he held several positions including leading their institutional investment products division and chief actuary of their legacy holdings division.
McCullum earned his bachelor's degree from Ball State University in Muncie, Indiana. He is a fellow of the Society of Actuaries and a Member of the American Academy of Actuaries. He is Vice Chairman on the board of directors for By Degrees, a Des Moines-based charity that partners with entire schools to increase high school graduation and postsecondary readiness rates while engaging community partnerships to uplift students, families, and whole neighborhoods.
Job Titles:
- Member of the Board of the Risk Institute at the Ohio State University
- Senior Vice President - Chief Risk Officer at Nationwide
- Strategic Risk Committee Co - Lead
Klaus Diem is Senior Vice President - Chief Risk Officer at Nationwide. As Nationwide's Chief Risk Officer, Klaus leads the Enterprise Risk and Capital Management functions overseeing the company's approach to identifying, assessing, aggregating, and optimizing its risk profile. He is responsible for Investment Risk Management, Quantitative Modeling and Analytics, Operational Risk Management, Corporate Risk Management and Reinsurance, Catastrophe Risk Management, Risk Governance and Reporting, and Risk-Adjusted Return Optimization.
Klaus began his career at Nationwide in 2005 and has served as the Director of Investments Operations, Investment Professional within Enterprise Portfolio Management where he was responsible for relationship and client management, and as Chief Financial Officer - Planning and Administration for Nationwide Investments with additional financial leadership responsibility for Nationwide Innovation. Most recently, Klaus was the Chief Risk Officer for Nationwide Investments.
Prior to joining Nationwide, Klaus held several positions at State Street Bank in their Insurance Outsourcing practice.
Klaus is a member of the Board of the Risk Institute at The Ohio State University. He is an executive committee member of the North American Chief Risk Officer Council (NACRO), a group of Chief Risk Officers of the largest insurers in the United States, Canada, and Bermuda where he co-chairs the Strategic Risk
Job Titles:
- Enterprise Chief Actuary and Chief Risk Officer
Leonid Rasin is Enterprise Chief Actuary and Chief Risk Officer of Liberty Mutual Group. He is responsible for company-wide actuarial oversight and support of all business units within Liberty. As the CRO, he leads Liberty's global ERM program as well as the company's economic capital and catastrophe modeling programs and their integration into strategic decision making.
Job Titles:
- Head of Enterprise Risk / Management at Equitable
- Interim CRO at Equitable
Maggie Carter is currently the Interim CRO at Equitable, leading
Job Titles:
- Interim Chief Risk Officer
Mark "Blake" Hodges was appointed as Genworth's Interim Chief Risk Officer by the Board Risk Committee and Genworth's CEO in November 2021.
Previously, Blake served as Deputy Chief Risk Officer for Genworth and its U.S. Life business. In his most recent role, Blake provided oversight to execute required activities and shared services for Genworth's overall ERM program (i.e. Risk and Regulatory Reporting, ORSA, etc.). Additionally, he had responsibility for all risk management activities within the U.S. Life business, to include insurance, operational, technology, model, market and emerging risks.
Job Titles:
- Allstate in 1996 As a Quantitative Analyst
- Executive Vice President and Chief Risk Officer of Allstate Insurance Company
Mark Prindiville is Executive Vice President and Chief Risk Officer of Allstate Insurance Company. He chairs the Enterprise Risk and Return Management Committee, which oversees all corporate risk and return activities.
Prindiville joined Allstate in 1996 as a quantitative analyst in the Investment Risk Management group, and subsequently held roles that spanned Allstate's portfolio and investment risk management functions. In 2010, he was promoted to Managing Director of the Investments Research and Analytics team, where he led the development of economic forecasting, asset allocation and risk measurement frameworks. He later served as Chief Risk Officer for Allstate Investments, and subsequently led the business analytics team within Allstate's data-and-analytics organization.
Prindiville earned a doctorate in operations research from Stanford University and bachelor's degrees in economics and systems engineering from the University of Pennsylvania. He serves as a member of the Strong Neighborhoods Committee and Board of Directors of the United Way of Metro Chicago.
Job Titles:
- Chief Risk Officer and a Member
- MetLife in 2011 As Executive Vice President and Treasurer
Marlene Debel is MetLife's chief risk officer and a member of the Executive Group. In this role, she is responsible for monitoring, analyzing and managing risk for the enterprise.
Debel previously served as executive vice president and head of Retirement & Income Solutions, the company's institutional retirement business. In this role, Debel oversaw the growth, development and distribution of market leading businesses, including pension risk transfer; annuity and investment products for defined contribution plans; corporate and bank owned life insurance; funding for post-retirement benefits; and structured settlements. She led one of the strongest periods of growth for the business while working to ensure that MetLife delivered on its long-term promises to customers.
Debel joined MetLife in 2011 as executive vice president and treasurer. In this role, she was responsible for the strategic management of MetLife's financial resources, including capital management, liquidity risk, cash management, and managing the company's relationships with both banks and rating agencies. She was also responsible for MetLife's transition to federal regulation as a non-bank Systemically Important Financial Institution.
Job Titles:
- Vice President, Enterprise
Mary Theilen is Vice President, Enterprise Controller at American Family Insurance Group, where she leads a team that is responsible for the timely and accurate reporting of results, publishing regulatory and tax filings, treasury functions, and financial technology. The Enterprise Controller Division is comprised of approximately 150 people and includes Accounting and Financial Reporting; Tax; Treasury; and Business Technology. Effective January 2023, Mary is also serving as Interim Chief Risk Officer.
Mary began her American Family career in 1999. She held positions in the Actuarial and Product Lines divisions until being elected as the P&C Loss Reserving Vice President in February 2010. This role expanded overtime to include newly developed risk functions. She became the Chief Risk Officer in December of 2016, with accountability for capital modeling and analysis, capital allocation methodology development, and quantification of prospective and stressed capital needs, as well as corporate oversight of enterprise risks, including catastrophe management and loss reserving. In 2017, Mary was appointed to the Personal Lines President position, where she was accountable for product development, management and pricing as well as claims, underwriting operations and supporting functions.
Mary earned a bachelor's degree in mathematics from the University of Northern Iowa. She is a Fellow of the Casualty Actuarial Society, a Chartered Property Casualty Underwriter, a Chartered Enterprise Risk Analyst, and a member of the American Academy of Actuaries. She has a master's certificate in project management.
Mary and her husband, Jason, live in Columbus, WI and have four children.
Job Titles:
- Senior Vice President, Chief Risk Officer of Unum
Mary Wagnon is Senior Vice President, Chief Risk Officer of Unum. Playing an active role in both strategy and operations, Mary provides leadership, direction and oversight to the Board of Directors, Chief Executive Officer, Chief Financial Officer and senior management team concerning Enterprise Risk Management. She established and continues to manage the corporate risk philosophy and appetite, ensuring the company culture maintains risk awareness while aligning with the company's purpose, values and business strategies.
Many of Mary's 25 years of experience in financial and actuarial roles has been at Unum, which she joined in 2000 as an actuarial student on the valuation team. She then worked in actuarial Director roles, followed by Assistant Vice President roles in analysis and pricing. In her most recent role as Vice President, Financial Lead for Voluntary Business, she combined Colonial Life and Unum US Voluntary Benefits into one P&L team. She also helped modernize the approach to financial analysis through long-duration target improvements implementation. Prior to joining Unum, she held actuarial assistant roles at MONY Life Insurance Company (AXA) and Blue Cross Blue Shield of South Carolina.
Mary earned her Bachelor of Science in Intensive Mathematics, with a minor in Statistics from the University of South Carolina. She is a Fellow of the Society of Actuaries and Member of the American Academy of Actuaries.
Job Titles:
- Financial Risk Committee Co - Lead / Prudential
- Senior Vice President and Chief Risk Officer of Prudential Financial, Inc
Meyrick Douglas is Senior Vice President and Chief Risk Officer of Prudential Financial, Inc., with responsibility for the Company's global risk management program. As Chief Risk Officer, Meyrick will reports Prudential's Vice Chairman and be accountable to the Risk Committee of Prudential's Board of Directors. Prior to this role, Meyrick served as Prudential's Chief Auditor. Prior to joining the Internal Audit Department in 2021, Meyrick was the Deputy Chief Risk Officer and Global Head of Prudential's Operational Risk Management organization, while also overseeing the Company's insurance and model risk management programs.
Meyrick joined Prudential in 2013, as Chief Market Risk Officer, and led the development of the Company's model risk management infrastructure, risk appetite framework and enterprise stress testing. From 2006 to 2013, Meyrick held various positions at Morgan Stanley, including Chief Risk Officer for the Fixed Income Division. Previously, he was head of Market Risk for Corporate and Structured Credit at BNP Paribas, in London, prior to which he held senior market risk management positions at Credit Suisse.
He began his career in actuarial finance with the Old Mutual group in South Africa. Mr. Douglas earned a Bachelor of Business Science degree in actuarial science from the University of Cape Town (South Africa) and an MBA from INSEAD (France).
Job Titles:
- Executive Vice President and Chief Risk Officer for USAA
Neeraj Singh is Executive Vice President and Chief Risk Officer for USAA, one of America's leading financial services companies, which offers insurance, banking, and investment and retirement solutions to its more than 13 million members. Singh, a proud USAA member, oversees all aspects of the association's enterprise risk management and compliance functions. He joined USAA in January 2021.
Singh was previously the Chief Risk Officer, U.S. Consumer Bank and Head of Global Consumer Risk Modeling, at Citi. He was responsible for organization-wide risk management and risk governance for all businesses within the U.S. Consumer Bank, including Retail Banking, Mortgages, Wealth Management, Small Business, Credit Cards and Unsecured Lending. Singh managed the strategic direction and priorities of risk management for U.S. Consumer Bank while ensuring the safety and soundness of lending portfolios and risk-taking activities.
Singh also led Citi's Global Consumer Bank Risk Modeling Utility, where he united all modeling efforts across businesses and geographies covering decision and regulatory models to drive best-in-class methodologies, execution agility, innovation and talent strategy.
Prior to these roles, Singh worked at Citi from 2017 to 2021 and from 2002 to 2007 in various risk, finance and decision management roles.
From 2011 to 2017, Singh was a senior risk executive at TD Bank and held numerous leadership roles. In his last role at TD, Singh was the Senior Vice President, Enterprise Consumer Credit, Model Development and Risk Capital Assessment, leading key risk functions for the bank for all consumer businesses across North America. He joined TD Bank as its Chief Risk Officer, North American Credit Cards & Merchant Services, responsible for leading the risk management function for the business unit.
Prior to joining TD in 2011, Singh spent five years at Barclays in several global leadership roles in risk management across the UK, U.S., Europe and other countries.
Singh serves on the Advisory Board for the D'Angelo Institute for Veterans & Military Families at Syracuse University. He holds an MBA from the University of Maryland with a concentration in finance and a Bachelor of Mechanical Engineering from the Birla Institute of Technology in India. Singh also completed the Advanced Risk Management Program at the Wharton School at the University of Pennsylvania.
Singh and his wife, Archana, are empty nesters with two adult children. In his spare time, Singh, a tennis enthusiast, enjoys being active and experimenting with various cuisines from around the world.
Job Titles:
- Treasurer
- Non - Financial Risk Committee Co - Lead / Progressive
Patrick Brennan is Treasurer and CRO of The Progressive Corporation, overseeing treasury, capital strategy and risk management, and investor relations. Prior to his appointment in 2015, he served as Commercial Lines Product Manager. As state product manager, he was responsible for, at various times, eleven states, including Louisiana, Georgia, and Florida. Following his state management role, he was named segment product manager, owning marketing strategy for two countrywide customer verticals, amounting to nearly half the commercial lines division premium.
Patrick joined Progressive in January 2006 as Senior Treasury Analyst and soon became Senior Manager, Investor Relations, leading all of Progressive's investor relations activities. Prior to Progressive, Patrick worked in treasury at IBM, in roles focused on foreign exchange, funding strategy, and balance sheet risk management. He holds an MBA and a Bachelor of Science degree in Mathematics from the University of Notre Dame and lives in Shaker Heights, Ohio, with his wife and two sons.
Job Titles:
- Executive Vice President and Chief Risk Officer for Brighthouse Financial
- Regulatory Affairs Committee Lead
Philip A. Melville is an Executive Vice President and Chief Risk Officer for Brighthouse Financial. Brighthouse Financial was spun off from MetLife in 2017. Mr. Melville is charged with oversight of the company's risk management profile and activities. His team focuses on understanding, monitoring, and managing credit, market, operational, liquidity, model and product risks. Mr. Melville chairs both the Balance Sheet and Financial Risk Committee and the Operational Risk Committee, identifying and ensuring that top risks are openly discussed with necessary mitigation plans agreed and in place. Mr. Melville is also Brighthouse Financial's Chief Economist, where he is responsible for developing the firm's macro-economic and market outlook.
Previously, Mr. Melville was the Chief Market Strategist and Head of Credit for Brighthouse Financial's Investment division. Mr. Melville was MetLife's Chief Market Strategist from 2012 to 2017 and the Global Credit Strategist from 2006 to 2011. Before joining MetLife, Mr. Melville was a Managing Director at FAF Advisors (now Nuveen), the asset management arm of U.S. Bancorp where he was the Head of Credit Research and was Co-Portfolio Manager of the High Yield Fund. Mr. Melville has previously worked at New York Life, Credit Suisse Asset Management, J.P. Morgan, Prudential Investments and Mutual Benefit Life as a credit analyst covering a multitude of sectors across the private placement, public investment grade, bank loan and high yield markets.
Mr. Melville earned a B.B.A (cum laude) degree in Finance from Hofstra University, an M.B.A. degree from New York University and holds the Chartered Financial Analyst (CFA) designation.
Job Titles:
- Executive Vice President and Chief Risk Officer for the Hartford Financial Services Group, Inc
- the Hartford in 1996 As Senior Vice President, Corporate Finance
Robert Paiano was appointed executive vice president and chief risk officer for The Hartford Financial Services Group, Inc. in 2017. He is responsible for oversight of insurance, market, credit and operational risks and risk management practices across the enterprise. Previously, he served as senior vice president and treasurer overseeing capital management, corporate banking and treasury operations.
Mr. Paiano joined The Hartford in 1996 as senior vice president, Corporate Finance and has held various leadership roles including overseeing investment strategy for the company's $65 billion general account investment portfolio, catastrophe risk management, ceded reinsurance and enterprise risk management.
Prior to joining The Hartford, Mr. Paiano held executive positions at American Express Co., Citicorp Inc., First Interstate Bancorp and ITT Residential Capital. He received his Bachelor of Science and Master of Business Administration degrees from Arizona State University.
Job Titles:
- Chief Risk Officer at the Guardian Life Insurance Company of America
- Strategic Risk Committee Co - Lead
Sarah Williams is Chief Risk Officer at The Guardian Life Insurance Company of America (Guardian). She joined the company in 2022 and is responsible for overseeing all aspects of the company's enterprise risk management function, including investment and market risk, cybersecurity risk, derivatives use and governance, and operational risk. Williams oversees Guardian's enterprise risk appetite ensuring it aligns with the company's purpose and values and also serves as the chair of the Corporate Risk Management Committee.
Williams' career spans more than 20 years in the insurance industry. Prior to joining Guardian, she held several leadership roles including Deputy Chief Risk Officer at Global Atlantic Financial Group; Vice President of Global Capital Risk at MassMutual where she led the company's assessment of international capital standards. Williams also spent ten years at The Hartford in a variety of finance, actuarial and risk roles, most recently as Vice President of Risk Analytics and Governance. She started her professional career as an auditor at Liberty Mutual Insurance Company.
Williams is active in industry forums, including the Insurance Policy Advisory Committee (IPAC) of the Federal Reserve Board, which she has served on since 2021.
A graduate summa cum laude, Williams holds a BA in Accounting from American International College and a MS in Accounting from Western New England College. She became a Chartered Property Casualty Underwriter in 2004.
Job Titles:
- Chief Risk Officer, Enterprise Risk Programs
In her more than 20 years at TIAA, Selina has held numerous leadership roles in the
Job Titles:
- Executive Vice President
- Senior Executive
Tom Bolt is an Executive Vice President and the Chief Risk Officer at AIG, overseeing the organization's corporate risk management strategy on an enterprise-wide basis. He is also a member of AIG's Executive Leadership Team.
Job Titles:
- Executive Vice - President and Chief Risk Officer of Sun Life
Tom Murphy is Executive Vice-President and Chief Risk Officer of Sun Life. Appointed in 2022, Tom leads all aspects of risk management across Sun Life globally, including Financial, Insurance, Credit, Operational and Enterprise Risk. He also has oversight responsibility for the company's global Actuarial and Asset Liability Management (ALM) functions.
Tom brings more than 25 years of global asset management experience to Sun Life. He previously held the role of President of Fixed Income and Head of Institutional Business for SLC Management, Sun Life's alternatives asset manager. Tom joined SLC Management in 2018 as Head of Affiliate Development and Business Strategy. Prior to that, he was a Senior Partner with Mercer for 20 years where he built and led the company's investment management businesses in Europe and also led Mercer's North American Investments and Actuarial businesses.
Tom is a member of the Massachusetts Board and Chair of the Development Committee for Bottom Line, a non-profit organization dedicated to helping low income and first-generation students enroll in college and earn their college degree.
A native of Dublin, Ireland, Tom holds a Bachelor's degree in Economics and Statistics from University College Dublin and has a Master of Business Administration from UCD Michael Smurfit Graduate School of Business in Dublin. He is a Fellow of the Society of Actuaries in Ireland.
Job Titles:
- Executive Responsible for W. R. Berkley Corporation 's Enterprise
- Fellow of the Casualty Actuarial Society
Trish Conway is the executive responsible for W. R. Berkley Corporation's Enterprise Risk Management function. She has been with W. R. Berkley Corporation since 2015.
She began her (re)insurance career as a property cat modeller in Dublin, Ireland. She then worked in the London market before moving to New York in 2006 to work for a global reinsurer. She was VP, Risk Management with responsibility for the internal economic capital model prior to being appointed Global Chief Risk Officer of the reinsurer.
Trish is a Fellow of the Casualty Actuarial Society and a Member of the American Academy of Actuaries. She received a BA and MSc in Mathematics from Trinity College, Dublin, Ireland. She received a MSc in Financial Mathematics from King's College, London, UK.