PROSPER CANADA - Key Persons


Adam Fair

Job Titles:
  • Vice President of Strategy and Development
  • Vice President, Strategy and Impact
Adam Fair is the Vice President of Strategy and Development at Prosper Canada. Adam began his career in social development at Prosper Canada in 2007. He is responsible for leading the strategic and operational planning, and managing partnership development. Adam studied politics and economics at the University of Toronto. He also completed the Graduate Diploma in Social Innovation at the University of Waterloo and the Performance Measurement for Effective Management of Nonprofit Organizations course at Harvard University.

Allison Meserve

Job Titles:
  • Senior Manager of Research
  • Senior Manager, Research and Evaluation
Allison Meserve is the Senior Manager of Research and Evaluation at Prosper Canada. Allison joined Prosper Canada in 2017 and is responsible for identifying key research and evaluation priorities, as well as leading innovative research initiatives for the financial empowerment field. She has worked internationally as a program manager and as an internal evaluator for a large community-based organization. She has also provided trainings and consultations on planning and evaluation across Ontario for the not-for-profit and government sectors. Allison studied Women's Studies at Colorado College and received a Masters of Public Health from the Columbia University Mailman School of Public Health.

Ana Fremont

Job Titles:
  • Manager, Program Delivery and Integration

Anitha Thillainathan

Job Titles:
  • Senior Officer, Marketing and Communications

Bethina Loiseau

Job Titles:
  • Senior Officer, Research and Evaluation

Camille Gooden

Job Titles:
  • Government Relations Consultant
Camille has a background in law, public policy, and government relations. She has practiced at the Bar in Jamaica and in Ontario and has worked with the Ontario provincial government. During almost a decade at Queen's Park, she honed her skills in public policy development, stakeholder and government relations, and regulatory affairs. As a former Chief of Staff and Senior Policy Advisor to various Ontario cabinet ministers, Camille has a wealth of experience in issues relating to consumer protection, affordable housing, and poverty reduction. She is also an avid volunteer and has been a member of various Citizen Advisory Committees in the Town of Ajax. A graduate of the University of the West Indies (Faculty of Law), she also holds a Certificate in Human Resources Management from Durham College and in 2019 completed the Wharton Advanced Management Program at the University of Pennsylvania.

Carmelina Riccio

Job Titles:
  • Chairman of Internal Affairs / Audit Committee
Recently retired Senior Finance Manager - Global Project Performance Management, Royal Dutch Shell, Carmelina Riccio has worked in the oil and gas industry for Shell for over three decades in a variety of Finance leadership roles. Most recently, her focus has been on the assessment and execution of major capital investments in Liquefied Natural Gas, Shales and Heavy Oil in the Americas and globally. Carmelina has a BComm and is a CPA. She is currently on the Board of World Heart Caregivers and of ABC Life Literacy, where she is Chair of the Finance Committee. She just completed a term on the CPA Energy Advisory Board where she led a team in assessing the impact of the energy transition.

Carrie Wong

Job Titles:
  • Manager, Learning and Training

Claire-Helene Heese-Boutin


Courtney Mo

Job Titles:
  • Director of Community Impact, Momentum
Courtney Mo has spent the past decade advancing financial empowerment and poverty reduction as a program manager, policy researcher, and advocate engaging with all orders of government. Courtney has a B.A. of Psychology and History, as well as an M.A. of Education. She is the Director of Community Impact at Momentum, a Calgary-based social enterprise focusing on systemic and root causes of poverty and offering a wide variety of income and asset building programs for people living on low incomes. She is passionate about collaborative social policy development; most recently on the issues of payday lending, children's education savings, financial coaching, income support and basic income policies.

David Ike

Job Titles:
  • Senior Officer, Program Delivery and Integration

Debbie Dimoff

Job Titles:
  • Chairman, External Affairs Committee / Chief Client Officer, Cygnus Investment Partners
  • Managing Partner at Growing Legends
Debbie Dimoff is Managing Partner at Growing Legends, a transformation consultancy focused on helping leaders, teams, and companies accelerate their impact and business success. She is a leadership and management consultant, facilitator, and speaker. Debbie combines business expertise from a long track record as a corporate executive, management consultant, and start-up experimenter, to help her clients initiate big change. Much of Debbie's leadership background has been in technology-based financial and professional services across direct banking, enterprise technology, digital communications, and private equity/asset management.

Dorothy Yu

Job Titles:
  • Finance
  • Manager

Elizabeth Mulholland - CEO

Job Titles:
  • Chief Executive Officer
Elizabeth Mulholland is the Chief Executive Officer of Prosper Canada, a national charity dedicated to expanding economic opportunity for Canadians living in poverty through program and policy innovation. Elizabeth joined Prosper Canada in 2011, after a 25-year policy career in the public, private and non-profit sectors, including a decade of independent policy consulting, five years as senior social policy advisor in the Office of the Prime Minister, and five years directing United Ways of Ontario's government relations program. Elizabeth holds a Bachelor of Arts Degree in Geology and French from Wellesley College and successfully completed McGill University's Graduate Summer Program in Epidemiology and Biostatistics.

Galen MacLusky

Job Titles:
  • Director
  • Director of Frontline Programs
Galen MacLusky is the Director of Frontline Programs at Prosper Canada, and is responsible for leading strategies, initiatives, and teams to enhance and expand access to quality financial help services for people with low incomes. Galen joined Prosper Canada in 2020 after holding multiple leadership roles in service design and community innovation consulting in the private and voluntary sectors. Galen is passionate about ensuring that all Canadians living on low incomes have access to high quality Financial Empowerment supports that help them access income-boosting benefits and trusted 1-on-1 supports and advice.

Gavin Goes

Job Titles:
  • Leader
  • Director, Digital Infrastructure, Strategy, and Solutions
Gavin is an entrepreneurial thought leader with a breadth of experience building, transforming and leading enterprise technology environments over his 20+ year career. He founded, built and sold a technology company that provided proactive and reactive IT services and solutions to small and medium businesses. Gavin's versatile and personable demeanour allows him to build strong relationships with colleagues and external vendors and partners alike. This allows him to continually align his team's initiatives with both internal and external stakeholders to manage expectations.

Graeme Deans

Job Titles:
  • Partner With Ernst & Young 's Transaction
  • Partner, Ernst & Young LLP
Graeme Deans is a Partner with Ernst & Young's Transaction Advisory Services and leads the Firm's Operational Transaction Services practice across Canada. He has over 30 years of management consulting experience, with expertise is business strategy, mergers & acquisitions, organization design and corporate governance. Graeme is also a part-time lecturer at York University's Schulich School of Business in the areas of business strategy, international business and economics. Graeme holds a BSc (Honours) in chemical engineering from Queen's University and an MBA from the Tuck School of Business at Dartmouth College.

Greg Elward

Job Titles:
  • Senior Solutions Developer

Helen Payne Watt

Job Titles:
  • Senior Officer, Program Delivery and Integration

Janet Flynn

Job Titles:
  • Senior Officer, Program Delivery and Integration

Jenni Bolton

Job Titles:
  • Senior Officer, Learning and Training

John Capozzolo - SVP

Job Titles:
  • Member of the Board of Directors
  • Senior Vice President
  • Chairman, Executive Committee / Senior Vice President, Direct Channels, TD Bank Group
John Capozzolo is the Senior Vice President, Direct Channels, TD Bank Group where he leads TD's North American Phone Channel and ATM businesses. He oversees a diverse cross-bank team of over 8,000 employees from TD Insurance, TD Wealth, TD Canada Trust and TD Bank. John gives back through involvement in the Toronto Food Bank and as an Advisor to the TD Group Bank United Way Cabinet. John holds a BA, Economics from York University and an MBA from Queens University.

John Stephenson

Job Titles:
  • Manager, Program Delivery and Integration

Kavita Ramkumar

Job Titles:
  • Vice President, Finance and Administration

Kobie Mercury-Clarke

Job Titles:
  • Senior Officer, Information Systems

Koker Christensen

Job Titles:
  • Member of the Board of Directors
  • Chairman, Governance Committee / Partner, Fasken Martineau DuMoulin LLP
Koker Christensen is a partner with Fasken Martineau DuMoulin LLP and is Co-Leader of the Firm's Financial Institutions Group. His practice focuses on advising banks, insurers and other financial service providers on mergers and acquisitions, corporate governance, and a wide variety of corporate and regulatory matters. Koker holds a BA from Simon Fraser University and a JD from the University of Toronto.

Layla Rich

Job Titles:
  • Program Delivery and Integration Officer

Lina Pulido

Job Titles:
  • Senior Officer, Research and Evaluation

Lisa Rae

Job Titles:
  • Director of System
  • Director, System Change
Lisa Rae is the Director of System Change at Prosper Canada and is responsible for advancing policy and advocacy efforts to catalyse "upstream" policy, regulatory, and institutional changes. Lisa has worked in public policy, advocacy, stakeholder engagement, and communications for fifteen years. She has held roles in membership organizations, the postsecondary education and health sectors, and in government. Lisa served as a senior advisor to the Ontario Minister for Advanced Education and Skills Development and served as the Minister's lead on the co-creation and introduction of legislation recognizing Indigenous Institutes and on the transformation of OSAP. Lisa holds a Master of Public Policy degree from the University of Toronto.

Marlene Chiarotto - VP

Job Titles:
  • Vice President
  • Vice President, Impact and Operations
Marlene Chiarotto is the Vice President, Impact and Operations at Prosper Canada. Marlene is responsible for managing Prosper Canada's externally funded projects, and implementing service system integration as part of Prosper Canada's scaling strategy. Marlene earned a Bachelor of Business Administration degree after graduating from the Schulich School of Business in Toronto. She later obtained an Ontario Chartered Accountant designation and gained 15 years of audit and finance experience in both the public and private sectors, predominantly in the financial services industry. Marlene joined Prosper Canada in 2015 to better align her passions with her career by employing her skills and talents to enhance the lives of others.

Melissa Choi

Job Titles:
  • Office Administrator

Mladen Raikovic

Job Titles:
  • Head of Canada, Global Partnerships, Google
Mladen leads Google Canada's Global Partnerships team managing relationships with Canada's largest companies to drive innovation and revenue partnerships. He focuses on helping companies build digital innovation and new revenue models into their operations and businesses. Mladen has 20 years of leadership experience in technology and digital advertising as a successful entrepreneur (exiting his first start up), incubating new digital businesses within large traditional companies, and scaling startups.  Mladen has led diverse business functions, including sales and business development, product development, strategy and operations. He has held several key board positions and was President of The Toronto Advertising Club.  He has led various committees on behalf of the Interactive Advertising Bureau. Today, he sits on the boards of The Parkdale Centre for Innovation and The Canadian Comedy Hall of Fame.

Pat Dunwoody

Job Titles:
  • Executive Director of the Canadian ETF Association
  • Executive Director, Canadian ETF Association
Pat Dunwoody is the Executive Director of the Canadian ETF Association and has held this role since the Association was introduced. Pat has over 30 years of experience in the financial services industry with the last 20 in executive positions. The majority of her career was spent at mutual fund management companies, including AGF, Fidelity and Trimark. Throughout the years, she has been an active member of key industry committees at IFIC, FundSERV, and the CCMA. Pat is also involved in her community - acting as Chair of the Community Living Dufferin Board of Directors and as a Board member of Prosper Canada.

Patrick Ens

Job Titles:
  • President of Capital One Canada
Patrick Ens is President of Capital One Canada, responsible for Customer Acquisition, Customer Management, and Partnerships strategy for the credit card portfolio. He leads multiple customer focused teams all dedicated to the common goal of helping Canadians succeed with credit. Patrick is also the executive champion for the company's Diversity and Inclusion strategy in Canada. He holds a Bachelor of Commerce degree from Queen's University.

Ranjeet Virdi

Job Titles:
  • Senior Officer, Accounting

Rosie Finnie

Job Titles:
  • Coordinator, Marketing and Communications

Sasha McNicoll

Job Titles:
  • Policy Manager

Scott MacKenzie

Job Titles:
  • CEO, Fidelity Clearing Canada ULC
  • Chief Executive Officer of Fidelity Clearing Canada
Scott MacKenzie is the Chief Executive Officer of Fidelity Clearing Canada. Scott has been with Fidelity Clearing Canada since 2011, when he was brought on as the Senior Vice President, Business Development, with responsibility for Sales, Relationship Management, Platform Strategy and Marketing. Over his career Scott has lived and worked in Canada and the US contributing to the growth of public and private companies. Scott graduated with honours from Queen's University and holds the Partners, Directors and Senior Officers (PDO) designation and successfully completed the Canadian Securities Institute Conduct and Practices Handbook course.

Shermeen Beg

Job Titles:
  • Senior Officer, Learning and Training

Sherri Torjman

Job Titles:
  • Social Policy Consultant, Sherri Torjman Associates
Currently a social policy consultant, from 1992 to 2017 Sherri was Vice-President of the Caledon Institute of Social Policy, one of Canada's leading social policy think tanks. In this role, she helped to propose and design the Canada Child Benefit and other income security and tax measures. From 2018 to 2022, Sherri served as the Vice-Chair of the Disability Advisory Committee reporting to the Minister of National Revenue. She Co-Chaired the Technical Advisory Committee on Tax Measures for Persons with Disabilities in 2004-05, reporting to the Minister of Finance and Minister of National Revenue. In 1987, Sherri wrote Welfare in Canada, developing the methodology still used today for calculating social assistance incomes across Canada. Sherri has worked for the House of Commons Committee on the Disabled and written four books on disability policy for the Roeher Institute. She was a founding partner of the Vibrant Communities initiative focused on local solutions to reducing poverty. For the policy work Sherri has dedicated herself to she has been awarded the 2017 Senate 150 Anniversary Medal, the 2012 Queen Elizabeth II Diamond Jubilee Medal, the 2011 Champion of Human Services Award from the Ontario Municipal Social Services Association and the 2010 Top 25 Canadians Award from the Canadian Association of Retired Persons.

SM Leduc

Job Titles:
  • National Government Relations Advisor, Canadian Mental Health Association
SM Leduc  is a non-partisan government relations professional. Her interests lie at the intersection of federalism and socio-economic public policy, with experience in both the federal civil service and the non-profit sector, where she seeks to untangle jurisdictional divisions that impede successful poverty reduction efforts. Currently working in the mental health and addictions sector, her past roles include advocacy at the Canadian Housing and Renewal Association, where she worked on advocacy strategies and coalition campaigns resulting in the federal government making historic investments in community housing, undertaking initiatives to address chronic homelessness, and enshrining the right to housing as a human right through the National Housing Strategy Act

Wendy Abbott-Serroul

Job Titles:
  • Senior Manager of the Marketing and Communication Department
  • Senior Manager, Marketing and Communications
Wendy Abbott-Serroul is the Senior Manager of the Marketing and Communication department leading and supporting various aspects of Prosper Canada's strategic and operational branding, communications, and business development efforts. Wendy has held a variety of positions in her career including Director of Marketing, Senior Account Director and held a Marketing Consultation role for many years. Wendy holds a Masters Degree from the University of Western Ontario. Having joined Prosper Canada in 2019, Wendy is committed to elevating Prosper Canada's profile and helping support the building of longer-term, sustainable solutions to poverty in Canada.