BGA WEALTH - Key Persons

Adam Howard joined Benedetti, Gucer & Associates in 2023 as a Wealth Advisor. He began his career in the financial services industry in 2012; during his tenure he worked at two of the largest broker-dealers in the United States. While working at these firms, Adam began to realize his true calling in the industry - financial planning. Prior to BGA, Adam spent seven years as an Investment Manager at a local wealth management firm in Ponte Vedra Beach, where he conducted holistic financial planning and managed client's assets. Helping clients achieve their goals by evaluating their entire financial picture is what drives Adam to succeed in this field. Adam's number one priority are the clients. He strives to exceed their expectations and aims to simplify their lives. Adam is a CERTIFIED FINANCIAL PLANNER™(CFP®) and acts as a Fiduciary on behalf of every client. Outside of work, Adam is an avid fisherman. He enjoys being on the water and spending time with family and friends. He also enjoys spending time with his dog, Lemmy. During football season, you can find Adam supporting his favorite team, the Jacksonville Jaguars.

Job Titles:

• CHIEF COMPLIANCE OFFICER

Amy Betts has over 20 years' experience as a compliance officer and regulatory consultant to insurance companies, agencies, broker/dealers, and investment advisory firms. Her areas of expertise include regulatory consulting, risk management, compliance reviews, staff training and mentoring. She has worked with companies such as Pacific Life, Protective Life, American General, Bank of America and Wachovia Securities. Amy was a First Vice President of Compliance and Independent Consulting Services with Mutual Service Corporation. In this role, Amy managed compliance staff as well as led the development of an advisory consulting service and support team to over 50 independent advisory firms associated with Mutual Service Corporation. Amy graduated from Florida Atlantic University with a B.S. in Accounting.

Arish Nurani joined Benedetti, Gucer & Associates in 2022 as a Wealth Advisor to help individuals and families reach their financial and life goals. Arish also serves as a member of the investment committee, collaborating with the firm's CIO and others on the investment and portfolio decisions. Additionally, he has helped in creating and is the host of our podcast, "Map Your Money." Arish is a CERTIFIED FINANCIAL PLANNER™ and holds an Accredited Asset Management Specialist SM designation.

Job Titles:

• Founding Partner

Fellow founding partner Bob Gucer is a native of Istanbul, Turkey. He earned a degree in finance from France's Universite d'Orleans and a Masters degree in finance and economics from this prestigious school. Bob also holds the Certified Financial Planner, Chartered Retirement Planning Counselor and Accredited Investment Fiduciary designations. He is a member of the national Financial Planning Association and the FPA of Georgia. Among his many civic and charitable activities, Bob is active in initiatives that seek to provide positive role models for students.

Job Titles:

• Financial Advisor
• WEALTH ADVISOR

Cher Scout joined the firm in 2018 as a Financial Advisor and brings over 18 years of experience in tailoring comprehensive financial solutions for clients. With her extensive experience around major shifts in the markets, Cher has built a process into her portfolio management that leverages a tactical and active approach to capitalize on market movements. Cher has dedicated her career to delivering these truly customized financial strategies that her clients deserve and she is fully invested in their success. Her big-picture goal is to help clients build, manage, preserve and transition wealth. Scout has almost two decades of practice in tailoring comprehensive financial solutions to the unique needs of her clients. With her extensive experience around major shifts in the markets, Cher has built a process into her portfolio management that leverages a tactical and active approach to capitalize on market movements. Cher has dedicated her career to delivering these truly customized financial strategies that her clients deserve and she is fully invested in their success. Her big-picture goal is to help clients build, manage, preserve and transition wealth. Originally from Jamaica, Cher began her career in the financial industry at Morgan Stanley, where she developed her fundamental investment knowledge. This growth would continue by means of corporations such as JPMorgan Chase and Wells Fargo Advisors. Now, after almost two decades in the industry, Cher has decided to accomplish her career in the capacity of an Independent Financial Advisor. Cher strives to provide each client with an extraordinary wealth management experience through active and tactical portfolio management. This is accomplished by being engaged with clients to ensure a complete understanding of current situations, goals and objectives. Only then can an effective strategy be designed and implemented. Cher values balance of work, play and faith in her own life, so she can achieve the continuity of service appreciated by her clients. She is happily married to her husband Chris. Together they have a blend of four adult children, Matt, Erin, Jessica & Hunter. Favorite activities include traveling & riding their Harley Davidson motorcycle. The recent empty nesters added a bichon-poo puppy to their family - his name…Harley (makes perfect sense)! Cher's areas of focus include but are not limited to: Goal Planning Investment Solutions Portfolio Management Asset Preservation Strategies Retirement Planning Retirement Income Solutions Life & Long-Term Care Insurance Solutions

Job Titles:

• DIRECTOR of CLIENT SERVICES

Dayna is the first point of contact for clients at Benedetti Gucer & Associates. She has 32 years of business experience including 20 years working with C level executives and business owners assisting with development of business processes. In 1999 Dayna Co-Founded and served as Director of CyberCapital, Inc. where she assisted in planning & organization in its start-up operations. Dayna has been involved in the development of processes and procedures in business organizations including AT&T, ProvidentUnum & Gaynes Financial Services. In 2006 Dayna received certification from Securities America, Inc. as a certified financial planning assistant as well as receiving a Bachelor's Degree in LPL Financials' AdminU program.

Job Titles:

• Independent Financial Advisor
• WEALTH ADVISOR

Erik Anhaus is an independent Financial Advisor who has been assisting clients since 2003. Erik's primary focus is working with individuals, families, and business owners that have started growing or have grown their assets and are looking to maximize them to achieve a sustainable retirement and/or create a legacy.

Job Titles:

• CERTIFIED FINANCIAL PLANNER

Heather Gardner has been serving families as a CERTIFIED FINANCIAL PLANNER™(CFP®) in the financial services industry since 2010. Prior to joining Benedetti, Gucer & Associates, she spent 8 years as a partner on a two-advisor team at Merrill Lynch and 3 years developing and delivering Financial Plans for a large RIA. In her prior career, she worked as an organizational development consultant for McKesson, and as a Senior Management Engineer at Duke University Medical Center.

Jaime, one of the founders of Benedetti, Gucer and Associates, is a partner at the firm and a practicing Financial Planner. A native of Colombia, Jaime holds a degree from the University of Dayton and Georgia State University, as well as Certified Financial Planner®, Chartered Retirement Planning Counselor®, and Accredited Investment Fiduciary designations. Jaime has appeared on CNN Español and other national and local media. He is actively involved in a number of civic and charitable organizations in the Atlanta area.

Jeff joined Benedetti, Gucer, & Associates in 2022 as the Chief Investment Officer. Prior to joining the firm, Jeff built a diverse array of experience within the financial markets industry, including as a bank examiner, institutional equity research analyst, and as the Chief Investment Officer for a large Ameriprise Private Wealth practice. Jeff considers diversification essential; holding a collection of assets whose performance varies at different times is the hallmark of an efficient portfolio. Outside of the office, Jeff enjoys hiking with his girlfriend, Sam, and their dogs.

Job Titles:

• WEALTH ADVISOR

Originally from Memphis, Tennessee, Larry grew up in Athens Georgia and was educated in the local schools. As a high school senior, Larry told his parents where he wanted to attend college. His dad, a faculty member at the University of Georgia, offered, "Son, I'll pay for you to go the University of Georgia, or I'll pay for you to go to the University of Georgia." Larry took the first offer and spent the next 5 years attending football games, college parties, and ultimately completing his BBA and MBA.

Job Titles:

• CHIEF OPERATING OFFICER

Meg joined Benedetti, Gucer and Associates after a decade with one of the top performing Ameriprise Financial firms in the nation. She graduated in 2012 from The Ohio State University with a degree in Consumer and Family Financial Services. Meg began her career as a Creative Director with a focus on brand development and marketing. After five years, she grew into an executive leadership role with her previous practice. At Benedetti, Gucer and Associates, Meg manages the firm's operations and employees. Along with her passion for financial wellness, she is enthusiastic about her family, yoga, and volunteering in the community.

Job Titles:

• DIRECTOR of MEMORABLE CLIENT EXPERIENCES

Michael joined Benedetti, Gucer & Associates in 2023 as the Director of Memorable Client Experiences. Prior to joining the firm, he garnered a wealth of experience over five years at an independent broker-dealer, where he honed his skills in Operations, Transitions, and Onboarding. Combining a background in Hospitality and Financial services, Michael has consistently demonstrated a passion for empowering others to achieve their objectives. Beyond his professional pursuits, he finds joy in leisurely outings to the Orlando theme parks alongside his girlfriend, Kristen.

Job Titles:

• DIRECTOR of TRADING and BILLING

Morgan joined Benedetti, Gucer & Associates after 3 years serving as a Financial Coach at an independent investment advisory firm in Indiana. Previously, she attended Purdue University with a concentration of Financial Consulting and Advising. Her love for serving others led her to pursue a career in Financial Services. Originally from Chicago, Morgan recently moved to Savannah with her husband, Christopher, and their dog, Bigsby. In her free time, she enjoys volunteering, spending time at the beach, and traveling

Russell is a banking veteran and was with SunTrust for 17 years. He spent most of his banking career in Corporate Treasury Management where he worked his way up from client service specialist to Department Manager - managing 130 employees and being responsible for billions of corporate dollars. In his final two years there, he managed a group that serviced top corporate accounts. While at SunTrust, he also earned an MBA in Finance from Georgia State University. Though Russell loved the financial industry, he eventually needed a change - one in which his entrepreneurial drive would serve him well. In addition to being driven professionally, Russell is an avid volunteer and activist and has worked with Jerusalem House, a special place for homeless people with AIDS, Basset Hound Rescue of Georgia, The Anti-Prejudice Consortium which teaches middle school students about prejudice and discrimination, and most recently, the Bettie Brand Mothers' Empowerment Fund that gives women in Atlanta a "hand up, not a handout." One of his most notable volunteer experiences was working at the Olympic Stadium during the 1996 games. Russell Clarke grew up in a mill town of 900 people in North Carolina. Even though he had a very sheltered upbringing, he always knew he would leave and make his mark. He started on that journey when he attended the University of North Carolina, Chapel Hill, in 1973. After graduating, he stayed in Chapel Hill a couple of years before moving on to the adventure of a lifetime.