SBG WEALTH - Key Persons

Raymond H. Smith Jr. has served as President of Smith, Brown & Groover Inc., a securities broker/dealer in Macon, Georgia, since 1992. His father, Raymond Smith Sr., served as past president of Smith, Brown & Groover, and his mother, Kathleen V. Smith currently serves as Senior Vice President. Raymond earned his B.B.A in Finance from the University of Georgia, and his M.B.A. from the University of Texas. He spent 8 years working on Wall Street, first as a Vice President at Prudential Capital, then a Vice President at E.F. Hutton, and later co-founding Capital Risk Management Corp, before returning to Macon and the family business. With a special interest in the banking industry, Raymond co-founded Rivoli Bank and Trust, a commercial bank chartered in Georgia, and served on its board of directors until its sale in 2005. In 2009, he co-founded Cordia Bancorp, (A Bank Holding Company) and was recently appointed to the Board of Directors of The Bank of Virginia, serving as the chairman of the Compensation Committee. Raymond recently served as chairman of a 5-state committee for the Financial Industry Regulatory Advisory Board (FINRA District 7), formerly the National Association of Securities Dealers. He also spent the last four years serving on FINRA's Small Firm Advisory Board in Washington, DC. In his free time, Raymond enjoys traveling and spending time with his children. He loves participating in the Ocmulgee Porsche Club of America (of which he is a past President and Vice President), golfing and playing tennis at Idle Hour Country Club, hunting and fishing on his Monroe County property, and tackling manual projects like rebuilding his classic cars, and renovating investment properties. Raymond has enjoyed volunteering in many charities in the middle Georgia area, and currently serves as Chairman of Goodwill Industries of Middle GA and the CSRA (recently recognized as the fastest growing Goodwill in the world).