VG CAPITAL INSURANCE SERVICES - Key Persons


Cecilia Pena

Job Titles:
  • Independent Agent

Dennis Pastrana

Job Titles:
  • Office Administrator

Elizabeth Cacanindin

Job Titles:
  • Independent Agent
My name is Elizabeth Cacanindin and I am an Independent Agent with VG Capital. I have been in the insurance industry since 2006. Prior to being an Agent, I worked in various law firms as a Legal Secretary, Paralegal and Law Office Administrator. I found my calling as an Independent Agent and I am very passionate about helping new and existing clients. I am a graduate of St. Mary's College and hold a Bachelor's degree in Business Management. I am married to my husband Robert, I have 4 adult children and an English Bulldog named "Kona". In my spare time, I love to travel and take in the many different sights, sounds and scents of the world. I enjoy experiencing new food, wine and culture.

Erie Luces

Job Titles:
  • Independent Agent

Francine Naas

Job Titles:
  • Independent Agent

Gilbert Garcia

Job Titles:
  • Managing Member of VG Capital Financial Services LLC
Gilbert Garcia is the Managing Member of VG Capital Financial Services LLC and the Managing General Agent that mentors and supervises the financial firm's Insurance Agents and Financial Advisors. He is also an Investment Advisor Representative for Fusion Capital Management, a Registered Investment Advisory Firm. More importantly, he's a husband to Vicky and Father to their three beautiful and smart children.

John M. Peterson

Job Titles:
  • Financial Advisor
  • Member of VG Capital
John Peterson is a member of VG Capital serving the community in creating retirement strategies. He is also an Investment Advisor Representativefor Fusion Capital Management, a Registered Investment Advisory Firm.FINRA Series 65...

Julio Sinohui

Job Titles:
  • Independent Agent

Larry Hunt

Job Titles:
  • Independent Agent
Larry Hunt currently works with numerous A+ rated companies to help educate his clients and to achieve their individual unique goals in the area of wealth and health. I am an experienced professional who has successfully helped many people. Allow me to see if I can help you as well. What I do is not about me, it's about you and your family's needs.

Laurie Cheatham

Job Titles:
  • Independent Agent

Lena Phan

Job Titles:
  • Independent Agent
Greetings! My name is Lena Phan and I am an Independent Agent with VG Capital. I have been in the insurance industry since 2007 and am honored to be of service to you and your family. I grew up in the Bay Area and love the beauty of our Golden State. I am a graduate of Cal State Hayward (now Cal State East Bay) and hold a Bachelors of Science in Business Administration. In my free time, I enjoy spending time with family and friends, volunteering with local organizations and schools, and sharing experiences with others through our life journey. I am available to help answer your questions and concerns regarding life insurance planning. I invite you to share your vision and goals with VG Capital. We can help take care of the future needs for you and your family.

Leo Biscocho

Job Titles:
  • Independent Agent
Leo Biscocho is an experienced professional with a strong background in the Insurance, Real Estate, and Financial Industries. He obtained his insurance license in 1998 and has since expanded his expertise by acquiring series 6, 63, and 26 licenses to market variable products in the late 90s. Leo also holds a Real Estate License since 2000. Currently, Leo is associated with VG Capital Services LLC, where he specializes in retirement planning. He offers a comprehensive range of financial products, including Fixed Index Annuities, Indexed Universal Life (IUL), Final Expense/Burial Plans and Whole Life Insurance. With his extensive knowledge and experience, Leo assists clients in securing their financial future and achieving their retirement goals. In addition to his professional pursuits, Leo is actively involved in his community as the Music Director at St. Bernadette's Catholic Church. He directs the choir and provides music for all church activities, showcasing his passion for music and commitment to enhancing the spiritual experiences of his churchgoers. Leo is recognized for his expertise, dedication, and personalized approach to financial services. He strives to build long-lasting relationships with his clients based on trust, integrity, and exceptional service. Leo's multifaceted background in finance and music underscores his well-rounded approach to both professional and personal endeavors.

Leyne Fernandez

Job Titles:
  • Independent Agent

Mark K. Kerns

Job Titles:
  • Independent Agent
Dedicated to those I work with. Honest, helpful, and courteous to everyone I meet. Doing what is right for the client and putting others first is more than a statement. It is my passion.As your trusted Financial professional. I am...

Nilo Williams

Job Titles:
  • Independent Agent
I have been a Licensed Life and Health Agent with VG Capital Financial Services LLC since 2007. My goal is to provide excellent service whether it is for Life Insurance, Retirement Planning, Burial Services, Annuities, or Healthcare...

Regina Alvis

I have been a licensed insurance agent since 2008, servicing mainly San Joaquin county and neighboring areas and within California and Nevada. I treat my clients and future clients as members of my family. It would be an...

Rey Dela Cruz

Job Titles:
  • Independent Agent
I am an Independent Agent of VG Capital Financial Services LLC. As a local agent serving the county of San Joaquin, I am also a Licensed Life and Health Insurance Agent for the Sate of California. It is my honor to serve your family and to offer Insurance advice and solutions to help you achieve your financial goals, needs, and aspirations.

Rita Palaruan

Job Titles:
  • Independent Agent

Roy Ramos

Job Titles:
  • Independent Agent

Royce Taasin

Job Titles:
  • Independent Agent
Hello, my name is Royce and I am an Independent Agent with VG Capital. I am passionate about helping people protect themselves and their families. I believe everyone should understand and be aware all of the different policies and options available so that they can choose what makes sense for their situation. Some of the services I offer include life insurance, health insurance, disability insurance, and retirement planning.

Tara Khor

Job Titles:
  • Independent Agent
I am a Life and Health Insurance Agent that provide services in the San Joaquin and Stanislaus counties. I am very committed to my work and I take pride in what I do and have managed my business with respect and integrity. My goal is...

Terrence Asuncion

Job Titles:
  • Independent Agent

Tracy Toastmasters

Job Titles:
  • Member ( April 2014 - Present )
  • Vice President of Membership ( January 2014 - Present )