FCG WEALTH MANAGEMENT - Key Persons
Christopher J. Morales, born and raised in Miami, FL., is the President of FCG Wealth Management, located in Coral Gables, FL. Christopher graduated from Florida International University (FIU) with a bachelor's degree in Finance. After graduating in 2005, Chris began his financial services career as a Financial Advisor in Miami.
Christopher started his career as a Registered Representative with Prudential, where he quickly excelled, setting himself apart as a premier financial services representative in the Miami area. Consequently, Christopher was recruited as the Managing Associate of John Hancock South Florida Group.
Over the course of 5 years, he assisted in growing the firm from 9 Financial Service Representatives to over 40 associates, which he trained and developed.
While at John Hancock, Christopher was awarded with the prestigious ACE Convention Award, which he received for building an office ranked Top 3 in the Nation for four consecutive years.
In 2012, he then went on to establish a successful Wealth Management Practice as an Independent Financial Advisor and Owner of FCG Wealth Management. Specializing in Investment Management and Retirement Planning he serves those currently employed or retired from various fortune 500 companies. Helping employees within their 401k's with Fidelity, Vanguard, Charles Schwab, and any plan with a Self-Directed Brokerage Option. Chris works with employees at companies such as Visa, AT&T, L3Harris, Texas Instruments, American Airlines, John Deere, Chevron, FedEx, Qualcomm and many more. Upon their retirement he's helped hundreds of individuals create a financial plan to navigate all stages of life.
Chris works and lives in Coral Gables, Florida and enjoys CrossFit, golfing, boating, and most importantly spending time with his family, his loving wife Melanie and sons CJ and RJ.
Daniel Frayle was born and raised in Miami, FL. He graduated from Florida State University with his Bachelors in Finance and Marketing; and recently graduated from Florida International University with his Masters in Finance.
Daniel began his career in finance with MassMutual as a Licensed Insurance Agent in 2018 and eventually transitioned into a role where he served as an Investment Research Analyst and New Business Coordinator. In 2020, Daniel joined FCG Wealth Management as Head of New Business and Investment Research as he pursued his MBA in Finance. Daniel's experience in all facets of the Financial Services Industry have provided him with invaluable knowledge which he has been able to successfully implement within the firm. Daniel is currently licensed as a General Securities Registered Representative.
Daniel lives in Miami, FL and enjoys spending time with his family, exercising, reading, attending sporting events and boating.
Jose E Cruz has been registered with FINRA since 2005 where he started as a trader for Fidelity Investments. Jose is originally from Boston, MA and studied at the University of Massachusetts at Amherst. In 2009, Jose relocated to Florida with Fidelity and transitioned over to the retail side of the business where he would begin meeting clients face to face. Relationship building is a natural talent that would become the foundation of his independent practice in years to come.
After incredible success and becoming Fidelity's top financial advisor in Florida in 2009, Jose decided to leave Fidelity and begin his own practice with the focus on the customer experience. After joining FCG Wealth Management,
Jose has worked closely with Miami Dade County employees such as teachers, firefighters, and law enforcement. Specializing in FRS pension and benefits. Jose was able to expand his business nationally specializing in the 401k sector helping employees professionally manage their accounts and transitioning to retirement.
Jose is married, and has two children, Micah and Myles. During his free time, he enjoys golf, motor sports, craft beer and cooking. He looks forward to continuing to grow his practice while keeping a family feel to his relationships
As an authority on wealth management. Remy Dou has been invited by institutions such as universities, professional associations, Physician groups and engineering corporations to be a guest speaker and educational event host. Event topics include retirement ready, managing down market investment risk, how to reduce your tax burden, and transferring your family wealth in the most tax advantageous way. Remy Dou is the Founder and owner of RPC Advisory Group, specializing in helping employees of fortune 500 corporations manage their 401k's and assisting entrepreneurs, professional practitioners and retirees overcome the 5 major challenges facing successful families. He is a warm communicator with a passion for helping people transform their financial futures. Remy understands the multifaceted set of financial worries people face as they become more successful and enter the retirement red zone.
He empathizes personally with each client and delivers a collaborative client experience that empowers people to reach their life goals. With more than a decade of experience, Remy's professional credentials include a Bachelor of Arts degree in Finance from Florida International University, financial Services Certified Professional designation, and wide array of experience in portfolio management and tax strategies.
Remy is always working to become better personally and professionally. A key part of this is productivity. Remy believes this is why he was able to become so successful. He makes sure to keep up on the latest developments in the financial industry by reading any important financial news. He also makes sure to focus on the tasks at hand throughout his workday. He works hard to ensure that he can be the best version of himself and continues to improve where he needs to.
A ative of South Florida, Remy is passionate about enriching his community and helps raise money for Miami Dade county and Broward County public schools. His organization supports several causes that empower children by ensuring they have access to quality education.
William has an MBA from the University of Dubuque and started in the financial services industry with Mass Mutual of South Florida.
Previous to his experience with Mass Mutual, William spent thirteen years at Iowa Northern Railway as the Director of Marketing. In that capacity he worked with major corporations developing logistics strategies, project design and implementation. Projects involved complex financial plans, contract negotiations, engineering, and coordination among many entities and disciplines to construct and initiate rail operations.
William lives in Palmetto Bay, Florida and enjoys reading, exercise, golf, and fishing with his wife. His licenses include series 7 and 66 and a 2-15 (life/health/annuities).