EXAMINATION RESOURCES - Key Persons
Job Titles:
- CIE, FAHM, MCM Assistant Supervisor
Ashley has over 6 years of experience in Human Resources and is a SHRM Senior Certified…
Job Titles:
- Audit and Tax Accountant
- MCM Director
Bradley R. Hazelwood has previous experience as an audit and tax accountant and has been in…
Job Titles:
- Senior Consulting Actuary
Brent worked for more than 20 years for Taylor-Walker Consulting, LLC prior to its acquisition by…
Bryan Fuller has 25+ years of experience working in the reinsurance and insurance regulatory consulting industries…
Job Titles:
- CIE, FAHM, MCM Senior Manager
Caroline began her career in insurance regulation and compliance at Examination Resources performing market conduct exams…
Chris currently serves as the Senior Manager of the Market Conduct Examinations team for ER's health…
Chris DiBona has over 25 years' experience in the accounting field in both the private and public sectors and in the concentrations of bookkeeping, financial reporting, financial planning, and taxation. Her bookkeeping and taxation began as a staff accountant for a local CPA firm in Chapel Hill, NC where she was involved in payroll processing, bookkeeping for local companies and individual tax preparation. As the Accounting Manager at Damascus Homes, LLC and Parish Capital Advisors, LLC, she was responsible for all accounting processes for a minimum of 5 intercompany entities and was the liaison for the annual audits. During her time at an investment company and a pharmacovigilance company she worked with multi-office companies in multiple countries.
Chris is currently a Manager for Receiverships and Special Projects. In her role as Manager, she is responsible for overseeing the accounting and finance functions of insurance companies that have been placed into supervision, rehabilitation, or liquidation.
Chris obtained a BA in Economics from the University of North Carolina at Chapel Hill. She is a member of the Society of Financial Examiners (SOFE). Chris works and resides in Huntsville, AL.
Job Titles:
- Managing Director
- MCM Managing Director
Christine is currently leading Examination Resources health, market conduct and information technology practice areas. Christine comes…
Craig has 28+ years of experience in audit and insurance company examination services. In addition to…
Job Titles:
- MCM Executive Administrator
Deborah has been in the insurance industry for over 30 years. Prior to joining ER, she…
Don Roof - Managing Director
Job Titles:
- Managing Director
- MCM Managing Director
Don has been in the field of insurance regulation for 30+ years. Prior to joining ER…
Job Titles:
- Project Management Specialist
Erika has over 12 years of experience in the regulatory insurance consulting industry. Prior to joining ER in 2023, she worked as a contract operations manager in the Healthcare Technology field. She also has 11 of years in the industry as a billing department and resource manager.
As a Project Management Specialist, Erika works with the management staff to ensure all project objectives, internal and external, are met. She is responsible for the assembling and reviewing of proposals, contract management, marketing development as well as other corporate projects including event planning. Erika received her B.S. in Criminal Justice from Briarwood College in Connecticut. She resides and works in Aiken, SC.
Job Titles:
- IT Systems & Reporting Administrator
Gail has 8+ years of experience in accounting and office management. Prior to joining ER, she worked as an accounting manager at a brokerage firm in Atlanta where she managed multiple, high-volume accounts. She also collaborated with corporate leaders to develop, track, and maintain growth within the company. This background has allowed her to transition into her current role at ER.
As the IT Reporting & Systems Administrator, Gail works with the Executive Leadership team and divisional directors to develop, build, and maintain a multitude of analytics and reports for projects across all divisions. She is responsible for identifying and resolving reporting issues and ensuring proper procedures are in place to provide a high level of service to both clients and management.
She also works closely with IT to implement new system changes, troubleshoot software/hardware challenges, and helps facilitate new staff onboarding.
Garland's experience in the health insurance and health care industry spans 33 years. Before joining ER, Garland held the CEO position with UnitedHealthcare responsible for North Carolina, South Carolina, and Georgia.
As CEO, Garland had P&L responsibility for commercial group business in these states with up to 2 billion in revenue and 2 billion in ASO medical spend. The primary responsibility was leading the planning and deployment for local provider, customer, consumer, regulatory and legislative initiatives in both states. This included, attaining 70% penetration in both NC and SC with provider value-based reimbursement, transforming the commercial marketplace by finalizing legislation that removed MFNs from NC and allowing small business owners access to level funded benefit plans in NC and SC, winning the state of Georgia employee/retiree health plan serving over 300,000 members, and partnering with DOI to launch individual exchange plans to serve over 175,000 members in NC.
Prior to the CEO of the Carolinas role, Garland served in the CEO position for Tennessee and Arkansas with United Healthcare.
Before the UnitedHealthcare acquisition, Garland was the VP of operations for John Deere Healthcare in the states of Virginia and Tennessee and then VP of Operations for Iowa, Illinois, and Wisconsin. In this role he had P&L responsibility for commercial group, individual, Medicare advantage, Medicare cost, Medicaid, and CHIP lines of business serving 750,000 members.
Trey has been in the field of insurance regulation for 20+ years. Prior to joining ER in 2023, Trey worked with UnitedHealthcare as Associate General Counsel and Director of Regulatory Affairs where he provided legal counsel to the South Atlantic CEOs and executives and ensured overall enterprise compliance for the SE region. He also has extensive work experience with the Georgia Department of Insurance. He managed the Division of Insurance and Financial Oversight which consisted of all areas including financial examination, market regulation, financial analysis, life and health financial analysis and administrative supervision and receivership. In addition, Trey spent part of his career in private practice at the law firm of Locke Lord, LLP, where he served as outside counsel to healthcare and other insurance clients as a member of the Regulatory and Transactional Practice Group.
As Director for ER, Trey will provide legal guidance for troubled company administration, liquidation, and receiverships. Trey earned both his Bachelor of Arts in Accounting and Juris Doctor from Georgia State University. He is a State Bar of Georgia member and a member of the American Bar Association. Trey is a licensed attorney and works and resides near Atlanta, GA.
James started his regulatory career with the Texas Department of Insurance in 2010. In 2013, James…
Jean's career has been focused on the field of insurance regulation for the past 20+ years.…
Ms. Fuller has over 20 years of experience in the financial services industry. The first 10…
Job Titles:
- Accounting Manager
- Manager
Joey has over 9 years' experience working in the corporate accounting field. Joey moved to Georgia and joined the Atlanta team in 2015.
As Accounting Manager, he oversees all aspects of the accounting cycle for the business as well as providing the leadership team with key financial analysis to facilitate decision making. Other duties include designing and managing internal processes which help increase efficiency.
Joey holds a BS in Finance from the University of South Florida and is a licensed Certified Public Accountant in the state of Georgia. Joey works and resides in Atlanta, GA.
Job Titles:
- CIE, FLMI, AMCM Senior Manager
Justin Durrance has 25+ years of experience in the field of insurance regulation. From 1995 to…
Katie Dzurec is a Director in Examination Resources, LLC's Health Consulting Services Division. As a past…
Job Titles:
- Senior Consulting Actuary
Kirk has worked in the actuarial field for over 30 years. He has extensive experience assisting…
Job Titles:
- Executive Administrative Assistant
- ER As Executive Administrative Assistant
Krissy joined ER as Executive Administrative Assistant providing comprehensive support to the Receivership Division's leadership team. Her responsibilities include monitoring project progress and contract compliance, prioritizing Division tasks, ensuring timely and effective communications with our clients, and coordinating scheduling, travel arrangements and preparation of
Leo has been in the field of providing management consulting, business advisory, and transaction advisory services for regulators, insurers, and managed care organizations for over 30+ years. Prior to rejoining ER in 2023, Leo held the position of Director with a previous consulting firm providing Troubled Company and Receiverships (TCR) services for regulators. Leo originally joined ER in 2009 and worked with ER's managing member in establishing ER's TCR Services. Previously Leo was a Managing Director and Senior Manager for two Accounting and Consulting firms providing external audit, internal audit, SOX, and business and transaction advisory services to insurers, managed care organizations, and regulators. During his tenure Leo was appointed "financial expert" for the Board and Audit Committee as well as engaged as an external consultant to provide corporate governance and forensic analysis expertise to the Organization. Leo's management and industry experience in the private sector includes the following: VP Finance and Operations for a health insurer, Corporate Controller for a Managed Care Organization operating TPAs and provider networks, and Regional Finance Director for a Managed Behavioral Care Organization. Leo's overall industry experience includes life and health, managed care, property and casualty, and reinsurance assisting enterprises ranging from start-ups, captives, reciprocals, Co-Ops, MCOs, MGAs, PBMs, RRGs, TPAs, middle market, mutual insurers, and diversified financial organizations.
Leo has been involved in multiple TCR engagements over the years and brings specialized experience and knowledge for providing Regulators, Receivers, and Guaranty Associations services for oversight of insurers and managed care organizations. Primary services include providing financial analysis, business performance and operations reviews, target examinations, administrative supervision, rehabilitation, liquidation, and run-off services. Leo has held and executed the roles of Deputy Supervisor, Deputy Rehabilitator, and Deputy Liquidator. As Assistant Director for ER, Leo's main role will be to provide services and guidance to clients. for Troubled Company and Receiverships engagements. Leo earned his Bachelor of Science in Accounting from Providence College. Leo is a licensed CPA and works and resides near Atlanta, GA.
Job Titles:
- CFE, AMCM, CFE ( Fraud ) Director
Prior to joining ER in 2019, Mark was the Division Director of Insurance & Financial Oversight…
Job Titles:
- Member of the Insurance Regulatory Examiners Society
- PAHM Senior Manager
Melinda Domzalski-Hansen has worked in the insurance industry for 20 years. For the first half of her career she worked in customer servicing roles, then moved into individual sales which lead her to acquiring a role as an Account Manager for Major and National accounts where she oversaw and serviced large and national group clients. For the second half of her career, she has worked in product management, regulatory compliance, and management roles where she oversaw the implementation of various Medicare and Health Insurance products and directed the implementation activities related to the setup of ACA health insurance programs and the state exchange.
Before she started working for ER, she was working as the Director of Health Insurance Programs, for the Minnesota Department of Commerce. In this position, she directed the Health Insurance Division team's regulatory oversight of forms, rates, marketplace filings, various health reform programs, grants, audits, and certifications.
Melinda is a member of the Insurance Regulatory Examiners Society (IRES) and holds the Market Conduct Management (MCM) and Accredited Insurance Examiner (AIE) designations. Melinda resides in Minneapolis, Minnesota.
Miryam Ramirez has 10+ years' experience in the insurance industry with extensive experience in insurance regulatory…
Job Titles:
- CIE, FAHM, MCM Director and in - House Counsel
Mitchell began his regulatory career in 2014 working with the Minnesota Department of Commerce as a…
Job Titles:
- Supervisor
- Member of the Insurance Regulatory Examiners Society
Ms. Rutkowski has over 30 years of insurance and policy experience serving in numerous capacities with 17 of those years distinctly concentrated in insurance regulatory and compliance side of operations. Ms. Rutkowski was the Director with the Florida Office of Insurance Regulation (OIR) responsible for regulatory oversight of all Life and Health insurance products, actuarial review of rate filings and enforcement of laws and regulations governing insurance policy contract forms, applications, endorsements, etc. During her time with OIR, she served on various NAIC and IIPRC committees and working groups. Following her position at OIR, Monica became a members of a senior executive leadership team and a Vice President of Regulatory Compliance and External Affairs at one of the largest US based consulting and brokerage companies with insurance and reinsurance expertise, strategic advisory services, and industry-leading analytics. Ms. Rutkowski has been with Examination Resources since June 2022 where she currently oversees the Non-Federal Government Plans investigations.
Ms. Rutkowski is a member of the Insurance Regulatory Examiners Society (IRES) and holds the Certified Insurance Examiner (CIE), Fellow, Academy for Healthcare Management (FAHM), and Market Conduct Management (MCM) designations. Ms. Rutkowski earned her Bachelor of Arts from University of Connecticut, Master of Social Work, Master of Public Administration, Graduate Certificate in Health Care Policy and Administration and PH.D. (ABD) from Florida State University. Ms. Rutkowski is an active member of IRES, PMI and AICP.
Natalie has 17+ years in the insurance industry, including over 11 years of experience working in the field of insurance regulation serving multiple state insurance departments as an Examiner-in-Charge/Field Examiner. Natalie has experience performing financial examinations on traditional and captive insurance companies for various lines of insurance.
In addition to Natalie's regulatory experience, she worked as a Senior Internal Auditor for a large health care organization leading assurance and advisory audits. She started her career at State Street Bank working as an Investment/Senior Accountant responsible for Statutory and GAAP investment accounting.
Natalie earned her M.B.A. degree from MidAmerican Nazarene University and B.S. degree in Accounting from Missouri Western State University. She is a Certified Financial Examiner (CFE), Certified Fraud Examiner (CFE) and holds the Associate in Captive Insurance (ACI) designation.
Natalie resides in California and is a member of the Society of Financial Examiners, Association of Certified Fraud Examiners and Institute for Internal Auditors.
Job Titles:
- Managing Director
- MCM Managing Director
Rachelle has been in the field of insurance regulation for 20+ years and started her career…
Rebecca (Becky) Belanger, founder of Examination Resources (ER), is excited to announce her new Executive Leadership Team consisting of Fatameh Aadelvand, Rachelle Gowins, Don Roof, and Christine Thomas. Fatameh Aadelvand has been promoted to Executive Director and Rachelle Gowins and Christine Thomas have been promoted to Managing Director alongside Don Roof. This exciting realignment comes during the year-long celebration of ER's 20 years of success serving regulatory clients.
Fatameh has been an integral part of managing ER operations for the past 14 years and has worked closely with Becky as ER has grown. Her generous positive energy, interpersonal skills and tenacity are enjoyed by all at ER and by our clients with whom she interacts.
Job Titles:
- Managing Member
- ER Executive Leadership Team
- Manager of the QPA Audits Team for ER
Rebecca is the Manager of the QPA Audits team for ER's health consulting division. In this…
Rebecca has been working in the field of insurance regulation for the past 30+ years. Her…
Job Titles:
- Senior Consulting Actuary
Scott has worked in the actuarial field for over 20 years, including 17 years with Taylor-Walker…
Job Titles:
- Senior Consulting Actuary
Solomon worked for Taylor-Walker Consulting, LLC (TWC) for his entire 14-year actuarial career, prior to TWC's…
Steven Sigler has 20+ years of employment experience in Insurance; 7 years involving IT support, IT…
Susan Heath has over 20 years' experience in the accounting field in both the private and…
Previous to joining ER in 2021, Tiffany worked for the Office of the Montana State Auditor,…
Tim Kelley has 15+ years' experience in the insurance industry with extensive experience in insurance regulatory…
Whitney began her regulatory career in 2017 working with the Wisconsin Department of Health Services within…