INTRUM - Key Persons


Amon Ghaiumy

Job Titles:
  • CEO of Ophelos Limited
  • Co - Founder & CEO at Ophelos
Born: 1989 Amon Ghaiumy is the Co-founder & CEO at Ophelos and joined Intrum in October 2023. Amon co-founded the technology company Ophelos in 2020 and has been serving as its chief executive officer since. Ophelos was acquired by Intrum in October 2023. Prior to founding Ophelos, Amon was a Director at technology companies Moat, (acquired by Oracle), and ASAPP. Amon has extensive experience in building and scaling high-growth technology companies in the enterprise software industry. He holds a Bachelor of Arts in Economics from Brown University.

Andreas Näsvik

Job Titles:
  • Member of the Board
  • Member of the Remuneration Committee
Born: 1975 Elected: 2017 Education: M.Sc. in Economics and Business Administration, Stockholm School of Economics. Andreas Näsvik has previously worked with corporate finance and private equity investments at Deutsche Bank and Goldman Sachs. Andreas Näsvik is currently a Board Member of Sortera AB and Pro-Glove AG, and he has previously been a Board Member of Lindorff AB, Consilium AB and Cary Group. He is a partner in Nordic Capital Advisors.

Andrés Rubio - CEO

Job Titles:
  • Acting President
  • Chief Executive Officer
Born: 1968 Andrés was appointed acting President and Chief Executive Officer on 21 August 2022 and President and Chief Executive Officer on 18 January 2023. From 2019-2023 he was a member of the Board. Andrés Rubio was previously a Senior Partner and member of the management committee of Apollo Management International LLP as well as Global Co-Head of Morgan Stanley Principal Investments. He has served as Chairman of Altamira Asset Management S.L., Vice Chairman of EVO Banco S.A. and Director of Avant Tarjeta EFC, S.A.L. The Company is aware that the CEO has financial interests and is the Co-Managing Partner IMAN Capital Partners Ltd, the chairman of Crealsa Investments Spain, S.A, Board Member of Acme Intergalactic, Inc (i.e. Blipp Billboards), Board Member of Orbis Health Solutions, Inc and Member of the Investment Committee of Quarza Inversiones. Andrés has a Bachelor of Science in Foreign Service, Georgetown University, Washington D.C., USA.

Anna Fall

Job Titles:
  • Chief
  • Chief Brand & Communications Officer
Anna Fall joined as Chief Brand & Communications Officer for Intrum in October 2018. Ms Fall has a long background from the financial industry, where she most recently held the position as Head of Communications at Första AP-fonden (The First Swedish National Pension Fund). 2004 - 2016 she was Nordic Head of Marketing & Communications at The Royal Bank of Scotland (RBS) and prior to that, she had different roles at the property leasing company Nordisk Renting and within the real estate and construction company NCC. Anna Fall has a B.Sc. from Uppsala University in Political Science, Business Administration and Communications.

Annette Kumlien - COO

Job Titles:
  • Chief Operating Officer
Born: 1965 Annette Kumlien took on the role as Chief Operating Officer in May 2023. Annette has extensive experience from leading roles in listed and non-listed companies with a strong focus on business transformations. Prior to joining Intrum, she was Group Vice President and CFO of Munters. Annette has also held positions as CFO and COO of Diaverum AB and CFO at Höganäs AB and at Pergo AB respectively. She has a Bachelor of Science in Business Administration from the Stockholm School of Economics.

Chantal Verbeek-Vingerhoed - CHRO

Job Titles:
  • Chief Human Resources Officer
Chantal Verbeek-Vingerhoed joined as Chief Human Resources Officer for Intrum in August 2022. She joined from Scotiabank in Toronto, Canada, and prior to that she held various positions at ING both in the Netherlands and the US including such as global HR Business Partner for the COO/CIO domain. Chantal has a master's degree in organizational and industrial psychology from the Vrije Universiteit Amsterdam.

Daniel Frick

Job Titles:
  • Chief
  • Chief Information & Technology Officer
Born: 1971 Daniel Frick was appointed Chief Information & Technology Officer (CITO) of Intrum on 30th October 2023. Prior to joining Intrum, Daniel was the CIO of Mölnlycke Healthcare with the responsibility for driving IT transformation and effective IT operations across the organisation globally. He has also been driving digitalisation across the Mölnlycke enterprise focusing on building a solid foundation to support business areas to develop digital solutions and products. Daniel has more than 20 years' leadership experience within IT and has also worked in other global organisations, such as AstraZeneca and IKEA. He holds a BSc in Information Systems and Systems Analysis from the University of Växjö, Sweden.

Debra Davies

Job Titles:
  • Board Member and Member of the Transformation Committee
Born: 1963 Elected: 2023 Education: BA, Business Studies, The Polytechnic of West London. Debra Davies has over 25 years' of experience leading large global business units, mainly with American Express. She has strong experience in customer service, digital transformation, technology, marketing and relationship management from the UK, EMEA and emerging markets. She currently holds Board positions with the Yorkshire Building Society and AXA UK plc.

Emil Folkesson

Job Titles:
  • Interim Chief Financial Officer
  • Interim CFO
Born: 1983 Emil Folkesson assumed the role as interim CFO in February 2024. He joined the company in 2016 as Group Treasury Director, he has also had the role as Investor Relations Director and Head of CFO office. Prior to joining Intrum, Emil has served in various leading treasury positions at Scania, as well as financial risk advisory positions at Nordea bank AB. Emil holds a MSc in Business Administration from Jönköping University and a postgraduate diploma in accounting and finance from LSE.

Enrico Risso - Managing Director

Job Titles:
  • Managing Director
  • Managing Director Intrum Italy
Born: 1973 Enrico Risso took on the role of Managing Director Italy in February 2024. He joined Intrum in 2021 as Operations Director and was appointed General Manager of Intrum Italy in July 2023. Prior joining Intrum, Enrico has held senior management positions in companies such as Michelin, State Street and McKinsey & Company. He holds a degree in Management Engineering from Politecnico in Turin

Enrique Tellado Nogueira

Job Titles:
  • Managing Director of Intrum Spain
Born: 1974 Enrique Tellado Nogueira was appointed the Managing Director of Intrum Spain in January 2024. Enrique has more than 25 years of experience in banking and financial services with a special focus on technology, growth strategy, and turnarounds. From 2014 to 2021, he served as the CEO and Board Member of EVO Banco and prior to that, Enrique held leading positions such as CFO and CTO of Grupo IFA, CFO of NCG Banco, and Deputy General Manager of Novacaixagalicia. He has also worked as a consultant at Boston Consulting Group and McKinsey & Company. Enrique is an independent board member of Holaluz.com, Ibersys, and BSD Digital, as well as a senior advisor for Plexus Tech. Enrique holds a BSc from CEU San Pablo University in Madrid and studied at the London School of Economics.

Geeta Gopalan

Job Titles:
  • Member of the Audit and Risk Committee
  • Member of the Board
Born: 1964 Elected: 2023 Education: Madras University & Chartered Accountant Institute, India. Geeta Gopalan has over 20 years of management experience in payments and transaction services in commercial and retail banking across the UK, Europe, the US and Emerging Markets. She has a deep understanding of the digital economy, having developed digital products through her executive career and more recently working with fintech's in a non-executive capacity. Her current Board positions include Funding Circle Holdings, and Virgin Money UK.

George Georgakopoulos

George Georgakopoulos joined Intrum in October 2019 and was appointed GMT member in February 2020. He has a long career in financial services and worked in London, where he started at Barclays Group in 1995. George has also worked in Paris and more recently in Eastern Europe and Greece. He was e.g. CEO at Bancpost in Romania and later CEO of digital lender 4Finance. His last position was Executive General Manager at Piraeus Bank. George is a graduate of Athens Law School and holds an MBA from Glasgow University.

George Polyzos

Job Titles:
  • Operations Manager
George is a highly motivated operational professional with over 17 years of contact center experience. Specialised in multilingual environments & various sectors such as Technical support, Customer Care and Banking, effectively organising and driving operational efficiency. Encouraging & promoting teamwork to cultivate productive working relationships with employers and partners. Also coming with a friendly, patient, & pleasant attitude, exceptional detail orientation, analytical, decision making, & communication/listening skills and commitment to customer satisfaction and a highly developed sense of integrity.

Hans Larsson

Job Titles:
  • Member of the Audit and Risk Committee
  • Member of the Board
  • Chairman of the Board of Skandia Life Insurance Company
Born: 1961 Elected: 2017 Education: M.Sc. in Business Administration and Economics, University of Uppsala. Hans Larsson currently serves as Chairman of the Board of Skandia Life Insurance Company. He has previously served as Chairman of the Board at Bank Norwegian ASA and Nordnet AB, and as Board member of Nordax Bank AB, Swedish Export Credit Corporation and Lindorff Group. Hans Larsson has also been Deputy CEO for the Lindorff Group and has previously held various leading executive positions within the Skandinaviska Enskilda Banken group.

Javier Aranguren - Chief Investment Officer

Job Titles:
  • Chief Investment Officer
Born: 1976 Javier Aranguren assumed the role as CIO on February 2020. He joined the company in 2011 where he has performed several roles within the Investment organization including Group Investment Director position since 2018. Prior to that, Javier has held various leading positions within the finance sector in companies such as Capital One, GE Money and TDX. Javier holds two Bachelor's degrees in Business Administration and Law at Pontificia Comillas University (ICADE E-3).

Johan Brodin - Chief Risk Officer

Job Titles:
  • Chief Risk Officer
  • in 2011 As Chief Risk Officer ( CRO )
Born: 1968 Johan Brodin joined Intrum in 2011 as Chief Risk Officer (CRO). From 2019 to 2023 he held the position as Chief Technology Officer (CTO) and in February 2023 he resumed the position as Chief Risk Officer. Prior to joining Intrum, he held the position as CRO at SBAB Bank. Johan Brodin has previously held different positions within risk control at Handelsbanken, as well as Management consultant within financial services at KPMG and Oliver Wyman. Mr Brodin holds a M. Sc. in economics from Örebro University.

Magnus Lindquist - Chairman

Job Titles:
  • Chairman
  • Chairman of the Board, the Remuneration Committee and the Transformation Committee
Chairman of the Board, the Remuneration Committee and the Transformation Committee Born: 1963 Elected: 2022 Education: Studies at Stockholm School of Economics. Magnus Lindquist has more than 20 years of experience from senior positions in global industrial companies, mainly as Group Vice President at Autoliv and Perstorp Group. He has also had a senior partner role at Triton and has experience from several boards, for example as Chair of the Boards of Munters and Cary Group, and member of the Board of Directors of Trust Payment Holdings Ltd.

Michel van der Bel

Job Titles:
  • Board Member and Member of the Remuneration Committee and Transformation Committee
Born: 1960 Elected: 2022 Education: Master of Business Administration, Henley Business School, UK. Michel van der Bel has more than 20 years' of leadership experience from Microsoft. As President of the Europe, Middle East and Africa business, Michel led more than 20,000 employees, across 29 subsidiaries and 70 languages, during a time of profound corporate change. Prior to joining Microsoft, Michel held various senior positions at Getronics. He is a member of the Board of Red Sift and was previously a member of the Board of G4S.

Mohammed Salloum

Job Titles:
  • Chief of Staff, Deputy COO
Born: 1985 Mohammed Salloum assumed the role of Chief of Staff, Deputy COO in November 2023. He joined the company in August 2020 as Group Finance Director and has also had the role of Chief Transformation Officer and Interim COO. Prior to joining Intrum, Mohammed was employed at McKinsey & Company where he specialized in strategy, transformation and finance topics. He has a broad finance and consulting background from companies such as Hemfrid AB, Capgemini Consulting and Volvo Group. Mohammed holds a PhD in performance management and a Bachelor's degree in finance.

Niklas Lundquist - Chief Legal Officer

Job Titles:
  • Chief Legal Officer
  • Justitia As General Counsel
Born: 1970 Niklas Lundquist joined Intrum Justitia as General Counsel in January 2011. Previous to that, he held the same role at Tradedoubler AB (publ). He also has experience from two prominent law firms and has served at the Swedish courts. Mr Lundquist holds a law degree from Stockholm University.

Paul Chong

Job Titles:
  • COO of Ophelos Limited
Born: 1968 Paul joined Intrum and became a GMT member from the acquisition of Ophelos in October 2023. He is co-founder and the COO for Ophelos. Prior to starting Ophelos, Paul has been an executive leader offering more than 20 years of experience in senior management, sales and consultancy for IBM and Natwest. Most recently he held positions as Head of IBM Watson Europe (AI and Intelligence), and Vice President of Strategic Partnerships, IBM Europe. He holds a BSc degree from the University of Surrey, UK in Business.

Philip Thomas

Job Titles:
  • Member of the Board
Born: 1972 Elected: 2023 Education: Graduate in Business Administration, European Business School, Schloß Reichartshausen, Germany & MBA, INSEAD. Philip Thomas has over 25 years of experience within asset and investment management, with a broad exposure to real estate, distressed credit and private equity investments. He is currently a senior advisor with Sixth Street, a global investment firm. Prior to that, Philip worked as an investor and portfolio manager with Marathon Asset Management and Thomas H. Lee Putnam.

Péter Felfalusi

Job Titles:
  • Managing Director Tactical Markets, Managing Director Intrum Hungary
  • Regional Director for Tactical Markets
Péter Felfalusi was appointed Regional Director for Tactical Markets (Hungary, Slovakia and Czech Republic) 1 April 2024. He joined Intrum Hungary in 2003 as a Sales Director for Consumer Sales and has been Managing Director of Intrum Hungary since 2004. Prior to that he held various finance positions, he started his career as a stock trader then became the Head of Derivatives at OTP Securities Rt., and after that he worked as Finance and Treasury Director at Synergon Informatika Rt. He holds a MSc degree in economics from Corvinus University of Budapest and has three other degrees including an EFFAS international diploma as a Financial Analyst in Investments. Since February 2013 he is a member of the board of MAKISZ (Association of Hungarian CMS Companies and Business Information Providers) and was President of the association between 2013-2019.

Ragnhild Wiborg

Job Titles:
  • Board Member and Chair of the Audit and Risk Committee
Born: 1961 Elected: 2015 Education: Bachelor's degree in Business Administration from the Stockholm School of Economics and has studied a Master's program at Fundacao Getulio Vargas, Sao Paolo. Ragnhild Wiborg is the Chair of the Board of Energia AS and a Board Member of Rana Gruber and Kistefos. She was previously a board member of Gränges AB, Sbanken ASA, Cary Group and RecSilicon. She has also been active in asset management as CIO and Portfolio Manager at Odin Fonder and Wiborg Kapitalförvaltning. Prior to that, she worked for investment banks in the Nordics and London.

Thomas Hutter

Job Titles:
  • Managing Director Middle Europe, Managing Director Intrum Switzerland
Born: 1967 Thomas Hutter took on the role as Managing Director of Middle Europe (UK/Ireland, France, Netherlands/Belgium, Germany/Austria and Switzerland) in February 2024. He is also the Managing Director of Intrum Switzerland since 2003. Thomas started 30 years ago as a debt collector in Intrum's Swiss organization and has held several leading positions since then including regional positions in the DACH- and Central European countries. He has been President of the Swiss Debt Collection association for several years with a clear focus on making debt collection as an important contributor to the business and society.

Tommi Sova

Job Titles:
  • Managing Director Northern Europe, Managing Director Intrum Finland
Born: 1975 Tommi Sova took on the role as Managing Director of Northern Europe (Denmark, Finland, Norway, Sweden and Poland) in January 2024. He is also the Managing Director of Intrum Finland. Tommi's extended career at Intrum has afforded him comprehensive insights into both the industry as well as client's and their business environment. He joined Intrum in 2003 and was appointed Managing Director of Intrum Finland in 2010. He also has previous experience of working as a member of the region's management team and coordinating the Baltic region. Tommi holds an MBA degree from Hanken School of Economics in Helsinki and has supplemented his studies with Executive Education at Aalto University and Global Management Program at Insead University Business School of Economics.