CALIFORNIA CONSUMER - Key Persons
Job Titles:
- Advanced Planning Consultant
Serves as a resource for advisors on financial planning issues, including business, education, estate, social security, and trust planning
Holds a bachelor's degree and JD from Duquesne University and an LLM (Master of Laws) in international human rights from the National University of Ireland
Is currently pursuing the CERTIFIED FINANCIAL PLANNER™ professional certification
Job Titles:
- Senior Research Analyst, Equity
Evaluates and selects managers and disseminates research in the international and emerging markets asset classes
Responds to advisor inquiries on equity portfolio construction, individual equity research, and equity portfolio reviews
Holds the FINRA Series 7 securities registration and the Chartered Financial Analyst® (CFA®) designation
Holds an MS in finance from Boston College and an MBA in finance from NMIMS in India
Job Titles:
- Senior Vice President, Investment Management and Research
Job Titles:
- Portfolio Manager, Investment Management and Research
Serves as a member of the Investment Management team, which oversees Commonwealth's Preferred Portfolio Services® Select program and the Commonwealth Model Portfolios
Assists with asset allocation, security selection, and ongoing portfolio monitoring
Job Titles:
- Senior Research Analyst, Equity
Evaluates and selects managers and disseminates research in the large-cap equity asset class
Responds to advisor inquiries on equity portfolio construction, individual equity research, and equity portfolio reviews
Job Titles:
- Advanced Planning Consultant
Serves as a resource for advisors on financial planning issues, including trust, estate, business, education, social security, and charitable planning
Has a bachelor's degree from the University of Massachusetts and a JD from the Massachusetts School of Law
Is admitted to the Commonwealth of Massachusetts bar and the State of New Hampshire bar
Job Titles:
- Research Analyst, Real Assets
Facilitates due diligence and research activities on real asset-focused investments
Holds FINRA Series 7 and 63 securities registrations and the Chartered Financial Analyst® (CFA®) designation
Job Titles:
- Portfolio Manager, Investment Management and Research
Job Titles:
- Advanced Planning Consultant
Serves as a resource for advisors on issues involving estate, charitable, tax, social security, and education planning
Holds a bachelor's degree from Endicott College, a JD from the University of San Diego, and an LLM (Master of Laws) in taxation with a focus on estate planning from Boston University and is currently pursuing an MS in financial planning from Bentley University
Holds the Certified Advisor in Philanthropy (CAP®) certification as well as FINRA Series 7, 9, 10, and 63 securities registrations
Has prior experience in positions at Bank of America Investment Services/Merrill Lynch and Investors Capital, as well as extensive operations experience at Commonwealth
Born and raised in Cranbury, New Jersey, Jim has deep connections to the community and attended Seton Hall University on a baseball scholarship, where he earned a BS in finance in 1989. Prior to starting his own firm, he worked with Chubb and Northwestern Mutual Life before joining Personal Investment Consultants (PIC) in 1994. PIC was founded in 1987 and was the predecessor to JCL Financial Group, LLC.
His designations, licenses, registrations, and memberships include:
Job Titles:
- Director, Equity Research
Oversees the Equity Research team, which assists advisors with ongoing due diligence and analysis of equity-based mutual funds, exchange-traded funds, separately managed accounts, and individual securities
Leeann is our office manager who acts as the "glue" of JCL Financial Group. She has been working with Jim for the past 15 years and her main focus is meeting client needs with a friendly demeanor. She handles all aspects of typical daily tasks like answering phones, scheduling, preparing files, and client paperwork quickly and efficiently. It gives her great satisfaction to help clients and understand each client's unique story. Having been in the client service industry since she was 15 years old, her enthusiasm for working with people has only grown through the years. For instance, she enjoys recounting important personal events like weddings and vacations with clients.
Outside of the office, she enjoys volunteering at Delaware Valley Golden Retriever Rescue (DVGRR). You can find her at local events educating people on the importance of adopting animals from rescues and shelters. Leeann also served in the Girl Scout community for 15 years until her daughter graduated high school in 2018. This emphasizes her dedication of giving back to the community both in and outside of finance.
Leeann lives in Stevens, Pennsylvania, with her rescued dog, Noodle, (a golden retriever) that is as silly as his name. Her daughter Kayla is pursuing a degree in Forensic Psychology with a minor in Chemistry at the University of Central Oklahoma, where she has been recognized on both the Presidential and Dean's List.
Leeann has been working with Jim for the past 15 years. Her main focus is helping to ensure client needs are met with a smile. Leeann handles all aspects of the day to day business such as answering phones, scheduling, preparing files,...
Michael's main focus is to help provide the best possible experience for clients while ensuring all their financial needs are met. He can been seen as Jim's right hand man with his general responsibilities consisting of organizing client data, maintaining performance reports, researching securities, monitoring portfolios, and other day-to-day activities. Outside of these duties, he works directly with Jim on more complex tasks, which include helping construct financial plans, preparing client presentations, and conducting meetings with clients.
Michael obtained a BS in finance from Pennsylvania State University and has been in the industry for three years. Throughout his life, he's always had a love of numbers, personal finance, and developing relationships. These factors prompted him to enter this industry during an internship with a Registered Investment Advisor during his last year of college.
Michael is a CERTIFIED FINANCIAL PLANNER TM professional and holds his FINRA Series 7 and 66 securities registrations through Commonwealth Financial Network®, in addition to Life and Health insurance licenses.
Michael is a lifelong resident of Langhorne, Pennsylvania where he resides with his wife Audrey, who is his high school sweetheart, and their beautiful daughter Delilah. While pursuing his degree, he was a captain of the golf team and won numerous events. Outside of work, he still enjoys getting out to play golf, spending time with family, and keeping up with the Philadelphia sports teams.
Job Titles:
- Senior Research Analyst, Fixed Income
Evaluates and selects managers and disseminates research in the fixed income asset class
Job Titles:
- Research Associate, Equity
Supports analysts with due diligence and research activities on mutual funds, exchange traded-funds, and equities
Assists the Investment Management team with calculating, analyzing, and updating both internal and external performance and attribution reports
Holds a BS in management, with an emphasis in finance, from Worcester Polytechnic Institute and is currently a Chartered Financial Analyst® (CFA®) candidate (level II)
Job Titles:
- Research Analyst, Fixed Income
Analyzes individual fixed income securities, responds to advisor requests, and assists with fixed income market research
Analyzes individual equity securities, responds to advisor red flag requests, and assists with mutual fund due diligence
Job Titles:
- Research Associate, Investment Management and Research
Supports analysts with due diligence and research activities in fixed income and alternative investments
Assists the Investment Management team with aggregating and presenting daily, weekly, and monthly investment analysis and performance reporting