ST. GERMAIN INVESTMENTS - Key Persons
Job Titles:
- Client Services Associate
Job Titles:
- Director
- Vice President - Marketing
Carlo started his career in broadcasting at an ABC-TV network affiliate in the Springfield-MA/Hartford, CT market. Much of his career has been in corporate communications, primarily on the agency side, where he worked on a variety of projects with national clients including SAAB Cars, USA; Welch's Foods; Ralston-Purina/Cereal Group; Burger King Corporation; Hasbro Toys; Porsche Cars North America among others. Carlo has received both a CLIO® and a Golden Pyramid Award® for strategic business-to-business communication programs. A graduate of Loomis-Chaffee in Windsor, Connecticut, Carlo received his BA in English Literature from Boston University and an MBA from the Isenberg School of Management, University of Massachusetts/Amherst.
With over 25 years' experience in customer service, Christine serves as a primary point of contact for our clients since joining St. Germain in 2010. Aligned with St. Germain's fiduciary commitment, Christine emphasizes the importance of truly listening to clients and gathering a full understanding of their financial objectives. She also oversees day-to-day customer service needs and the operations of client administration.
A graduate of the University of Massachusetts, Amherst, Christine has a Bachelor's Degree in Social and Behavioral Sciences. She has the FINRA Series 65 registration for investment advisors, as well as the FINRA Series 99 registration for financial operations. In addition, she holds the Financial Paraplanner Qualified Professional designation, identifying her as a professional who has met standards in financial planning, concepts and solutions.
Christine volunteers with the Margaret Fitzgerald Mentorship Program as a mentor for women transitioning out of the Dress for Success Foot-in-the-Door Program.
Job Titles:
- Associate
- Financial Advisor
David joined the firm in the January of 2023. Prior to working a St. Germain, David worked at Florence Bank as a credit analyst for the commercial lending department. There he would analyze and spread financial statements; to prepare written analyses of the risks for the Bank's commercial and real estate loans.
He earned his BS in Business Administration from Merrimack College and continues his education being enrolled for his MBA with a Corporate Finance concentration, at the University of Massachusetts/Lowell. David holds the FINRA Series 65 designation as a registered investment advisor.
Job Titles:
- Managing Director of October Mountain Financial Advisors
- Member of the Berkshire Funders' Roundtable
Gary M. Schiff is the Managing Director of October Mountain Financial Advisors, our d/b/a based in the Berkshires. With over 30 years of experience in wealth management, he brings a wide range of financial management skills, from portfolio and strategy development to research and analytics. Gary was previously a Vice President, Senior Investment Advisor with the Private Client Group at TD Wealth in Pittsfield.
A Berkshire native and active member of the community since the 1980s, Gary is a member of the Berkshire Funders' Roundtable, a corporator of the Massachusetts College of Liberal Arts Foundation, a member of the Berkshire County Estate Planning Council, a member of the Knesset Israel Investment Committee, and Chair of the Jewish Federation of the Berkshire's Investment Committee.
He is a past director and president of the Berkshire Chamber of Commerce, past director of the Berkshire Economic Development Corporation and the Colonial Theatre, and a former member of the Town of Lenox Planning Board, Berkshire County Regional Employment Board and Berkshire Community College Business Advisory Committee.
Gary is a graduate of Middlebury College and holds a Masters degree from Harvard University. He has also attended the Cannon Financial Institute Trust School. Gary holds Series 7 and 66 registrations.
Job Titles:
- Client Services Associate
Job Titles:
- CERTIFIED FINANCIAL PLANNER
Kelly is a CERTIFIED FINANCIAL PLANNER™ Professional with over 5 years of experience in the financial services industry. She met the rigorous CFP® requirements of education, ethics, experience and exam by attaining the Bryant University Financial Planning certificate.
Similarly, she also earned the Accredited Investment Fiduciary (AIF®) designation demonstrating the care and service needed to meet the best interests of our clients. Kelly has her Series 65 securities license as well.
Kelly holds an MBA from the Isenberg School of Management at University of Massachusetts/Amherst.
Job Titles:
- CFP® Planner and Financial Advisor
Laura is an industry professional with over 25 years of experience Laura Delmolino, CFP® Planner and Financial Advisor in financial services, encompassing multiple roles in traditional brokerage, investment advisory and insurance. A Berkshire native, her career started with her own boutique brokerage office, Montauk Financial Group in Pittsfield. From there she went on to work with Ameriprise Financial and comes to us from Apella Capital, LLC. As a Certified Financial Planner [CFP®], Laura's passion is working closely with clients in the creation of financial plans to help them achieve their goals. Laura works out of our Northampton, MA office. She holds a B.A. in business administration from the Massachusetts College of Liberal Arts and a Financial Planning Master Certificate from Boston University.
Job Titles:
- Client Services Associate
Marianne has a solid background in financial services along with the experience and poise to work in Client Services. Her role with the firm covers a variety of responsibilities. With experience in client service, banking, loans, trusts and estates, Marianne tends to a myriad of details that range from data verification and operational processing to customer relations and trust administration.
Mary Kate, aka MK, is a Certified Financial Planner™ with over 10 years of experience in the financial management services industry. She is client-centric, helping clients prepare, and navigate retirement, as well as to save and invest for the goals that matter most to them.
MK holds the CERTIFIED FINANCIAL PLANNER® designation, having met rigorous experience, ethics, coursework, and exam requirements. MK holds both a Bachelor's and Master's Degree in Business Administration from Nichols College. Mary Kate holds FINRA Series 6, 7, 63, and 66 securities representative licenses.
Job Titles:
- Client Services Associate
Mary Kay Hannon has a strong working knowledge of client services and financial operations with over a decade of experience in those fields.
Prior to joining St. Germain, Mary Kay held similar duties and responsibilities at Pioneer Financial Group. Mary Kay is also a working artist with creations in ceramics and watercolor. Currently she has been focusing on botanical watercolor projects.
Mary Kay has also been active as a volunteer with the Williamsburg Cultural Council. A graduate of the University of Hartford, Mary Kay also earned her MFA from Mills College, a small, prestigious liberal arts institution for women. The college is noted as being the first all-women's 4-year college west of the Rockies.
Matt works with clients to design and implement high quality fixed income portfolios. He has over 10 years experience working in the wealth management industry managing fixed income assets. Prior to joining St. Germain, Matt was Vice President/Portfolio Manager at Alexandra Dest Capital Management and Investment Officer at Berkshire Bank Wealth Management. Matt has a Master of Science in Investment Management from Boston University and a Bachelor of Arts in Economics from St. Michael's College. Like Messrs. Matty, Suffish and Welch, Matt holds the CFA [Chartered Financial Analyst] designation. He is also a member of the CFA Institute and the Boston Security Analysts Society. Matt has designations NASAA Series 65, FINRA Series 7, FINRA Series 52, and FINRA Series 53.
Job Titles:
- Client Services Associate
Polly Cordle - Chief Compliance Officer
Polly Cordle joined the firm in 2021 as the Chief Compliance Officer, after working with the firm in a consulting capacity for two years. In addition to her duties as Chief Compliance Officer, she also works closely with our clients in a service capacity.
Polly, a native of the Richmond, Virginia, brings to the firm over 20 years of experience in operations, branch office and compliance experience. She holds the Series 7, 24 and 66 licenses. Polly began her career as a Credit Clerk at Wheat First Butcher Singer, a regional firm based in Virginia. Through many mergers and role changes, Polly stayed with the firm until, as Wachovia Securities, the firm moved its headquarters to St. Louis, Missouri. Polly joined Oyster Consulting, LLC where she served many compliance, training and operations roles in an outsourced, consulting capacity.
Job Titles:
- Client Services Associate
Job Titles:
- Marketing Communications, Compliance
Job Titles:
- Senior Vice President, Head of Equities
Tim has spent his career in the financial services industry performing