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According to government guidelines, your IRA can be used for many other types of investments than most banks or even shared fund companies permit. The tax on IRAs often nullifies the tax-advantages you might get from other investments. In this post, some unconventional investments for IRAs are discussed apart from the tax regulations and self dealing limitations and the pros and cons of buying them. An example of a federal government certified strategy for retirement is Individual Retirement Account (IRA)... IRAs are funded by tax free rollovers from other retirement strategies or tax deductible contributions. The growth of IRAs is tax deferred. Post turning 701/2 one has to withdraw a minimum necessary annual distribution. Many have a lot of money stashed away in certified strategies. Taking cash out leads to a huge amount being sloughed off due to income taxation. Hence, they wish to opt for other investments for their IRAs, apart from the normal connected funds, stocks and bonds.