Are you financially upside-down? If so, I can truly relate. I had lost my job and it took about six months for me to find a new one. During those six months, I drained most of my savings just to avoid losing my house. I dealt with daily collection calls from the creditors that I just couldn't pay and I struggled to keep from falling into a depression. I began looking into my options and found that the only option that I really had was to hire a bankruptcy attorney and go that route. Visit my site to find a few tips that helped me get through this difficult time without becoming clinically depressed.