POINT

The Home Equity Investment (HEI) from Point lets you access $25,000 to $500,000 of home equity. It's not a loan, so there are no monthly payments. There is no interest charged, ever. Instead, Point becomes a partner with you in the future change in value of your property. If your home value rises, you share the gains when you sell or refinance. If your home value drops, Point shares in the loss.