CONSUMERBANKERS - Key Persons


Aaron Rykowski - Chief Compliance Officer, SVP

Job Titles:
  • Chief Compliance Officer
  • Senior Vice President
  • Vice Chair

Abuk Jiel

Job Titles:
  • Education Coordinator

Adrian Martinez

Job Titles:
  • Member of the Risk Committee
  • Chief Risk Officer for US Retail Banking / Citigroup Inc. New York, NY

Angie Berkey

Job Titles:
  • Assistant Vice President, Marketing, Design & Creative

Anthony Antonopoulos

Job Titles:
  • SVP, Director of Consumer Compliance / Rockland Trust Company / Norwood

Arindam Majumdar

Job Titles:
  • Member of the Risk Committee
  • Managing Director - Enterprise Risk Analytics

Bart Leahey - Chief Compliance Officer

Job Titles:
  • Chief Compliance Officer

Becky Griffin

Job Titles:
  • Chief Administrative Officer, Consumer Banking - JPMorgan Chase

Benjamin Vega

Job Titles:
  • Member of the Risk Committee
  • Chief Risk Officer / Crescent Bank & Trust / Carrollton, TX

Bill Simpson

Job Titles:
  • Chairman of the Risk Committee
  • Chairman / EVP - Head of Consumer Bank Business Risk Services & Compliance

Billy Rielly

Job Titles:
  • Vice President, Press Secretary & Director of Speechwriting
Billy Reilly is a Pittsburgh native who graduated from Wake Forest University with a major in Political Affairs and Entrepreneurship. He comes to CBA with experience working on political campaigns, Capitol Hill and in public affairs for leading corporate advocacy clients. Previously, Billy served as Special Assistant to Senator Pat Toomey (R-PA) and as Communications Director for Congressman Dan Meuser (PA-9)

Brad Rago

Job Titles:
  • Member of the Risk Committee
  • SVP Compliance Leader

Brant Standridge

Job Titles:
  • President of Consumer & Business Banking - Huntington Bancshares Inc

Brendan Coughlin

Job Titles:
  • Head of Consumer Banking - Citizens Financial Group, Inc

Brian Cahoon

Job Titles:
  • Director, Compliance Risk Management / BMO Harris Bank / Chicago, IL

Brian Carmody

Job Titles:
  • EVP, Deputy General Counsel / Citizens Financial Group / Fort Washington, PA

Brian Fritzsche

Job Titles:
  • Regulatory Counsel and Vice President
  • Vice President, Regulatory Counsel
Brian Fritzsche is Regulatory Counsel and Vice President at the Consumer Bankers Association (CBA). His expertise covers a variety of legal and regulatory consumer financial services issues. He manages CBA's Default Management, Digital Channels and Internal Audit Committees. Prior to joining CBA, Brian was an attorney in the financial services group of a top international law firm, where he advised banks and non-banks alike on a wide range of complex regulatory issues arising under the financial services laws. Brian graduated, magna cum laude, from Georgetown University Law Center, where he was elected to the Order of the Coif. Brian received his B.S. in Foreign Service, summa cum laude, Phi Beta Kappa, from Georgetown University's Edmund A. Walsh School of Foreign Service. Brian is a member of the District of Columbia Bar and the Maryland State Bar Association.

Brian King

Job Titles:
  • Consumer Chief Risk Officer & Head of Business Operations - Goldman Sachs

Brittney Stroup

Job Titles:
  • Member of the Risk Committee
  • Vice President, Individual Segment Risk / First National Bank

Bryan Filipowicz

Job Titles:
  • SVP, Fair Lending Compliance Officer Compliance and Operational Risk Management / Associated Bank / Milwaukee, WI

Cara James - Chief Risk Officer, EVP

Job Titles:
  • Chief Risk Officer
  • EVP
  • Member of the Risk Committee

Cassandra McKinney

Job Titles:
  • Executive Vice President, Retail Bank - Comerica

Celia Karam

Job Titles:
  • President, Retail Bank - Capital One

Chad Borton

Job Titles:
  • President, SoFi Bank

Charles Beard

Job Titles:
  • SVP, Lead Manager Business Risk and Controls / KeyBank / Cleveland, OH

Christine Channels

Job Titles:
  • Head of Community Banking and Consumer Governance - Bank of America

Christine Oldenburg

Job Titles:
  • Member of the Risk Committee
  • Head of Business Risk Platform Solutions / the Goldman Sachs Group, Inc. New York, NY

Cindy Collins - Chief Compliance Officer, SVP

Job Titles:
  • Chief Compliance Officer
  • Senior Vice President

Colin Carr

Job Titles:
  • Vice President, Congressional Affairs

Conchata Brown

Job Titles:
  • Director of BSA / AML / OFAC Compliance / First Horizon National Corporation

Crystal Daniel-Poole

Job Titles:
  • Member of the Risk Committee
  • Vice President, Director of Lending Services Operational Risk

Dan Smith

Job Titles:
  • Executive Vice President, Head of Regulatory Affairs
Dan Smith joined the Consumer Bankers Association (CBA) to lead the Regulatory Affairs program and be a part of CBA's executive team. He has more than 25 years of legislative and regulatory experience at both the federal and state level. Most recently, Dan was Senior Vice President and Executive Director of the American Bankers Association's (ABA) Card Policy Counsel where he represented the top credit card issuers and networks in front of congress and regulatory agencies on all issues impacting the credit card market including: interest rate cap proposals, interchange, Regulation Z, modernization of disclosures and e-sign legislation. Prior to joining ABA, Dan was the Consumer Financial Protection Bureau's (CFPB) first Assistant Director for the Office of Financial Institutions and Business Liaison, where he built out the office and created its framework. Dan was responsible for managing the Bureau's relationship with more than forty trade associations, senior executives and government relations professionals at all major banks and financial service companies to facilitate constructive dialogue on all consumer financial policy issues. Before joining the CFPB, Dan spent 4 years at Freddie Mac serving as the Director of Industry and State Relations and was responsible for legislative, regulatory, and industry issues in all 50 states. Dan managed Freddie Mac's relationships with the National Association of Realtors (NAR), the minority realtor groups, and state realtor associations. He joined Freddie Mac after having spent 15 years lobbying governors, attorneys general, state agencies, and legislative bodies in all 50 states on behalf of direct marketers and publishers, fortune 500 companies, international publishers, and three trade associations as Vice President at Dehart and Darr Associates. Dan is a leading authority on state legislative processes and has an in-depth knowledge of consumer protection laws and regulations in all areas of consumer financial services, foreclosure prevention, mortgage, privacy, direct marketing, and publishing. Dan received his Master of Business Administration and undergraduate degree in Political Science from Mount Saint Mary's University in Emmitsburg, Maryland.

Danni Lu

Job Titles:
  • Senior Vice President, Finance

David Pommerehn - Chief Legal Officer, SVP

Job Titles:
  • General Counsel
  • Senior Vice President

Dawn Mugford

Job Titles:
  • Member of the Risk Committee
  • Senior Vice President and Chief Risk Officer / Rockland Trust Company / Middleboro

Deborah Clark-Bauserman

Job Titles:
  • Assistant Vice President of Engagement

Denise Garry

Job Titles:
  • SVP, Chief Compliance Officer / First United Bank & Trust / Sherman, TX

Donald Robinson

Job Titles:
  • Enterprise Compliance and Regulatory Affairs

Ebony Johnson - SVP

Job Titles:
  • Associate General Counsel
  • SVP

Edward Keefe

Job Titles:
  • Vice President, Senior Counsel / Wells Fargo

Ellen Fitzsimmons

Job Titles:
  • Chief Legal Officer & Head of Public Affairs - Truist

Emilio Revilla

Job Titles:
  • Managing Vice President C Hief Counsel, Regulatory Advisory / Capital One Financial Corporation / Richmond, VA

Erin Felix - SVP

Job Titles:
  • Member of the Risk Committee
  • Senior Vice President
Senior Vice President | Retail COO: Operational Risk Management

Ernest Piccioli - Chief Risk Officer, EVP

Job Titles:
  • Chief Risk Officer
  • Executive Vice President
  • Member of the Risk Committee

Ernie Diaz

Job Titles:
  • Executive Vice President, Head of Consumer Distribution, Wealth & TD Auto Finance - TD Bank

Ernie Johannson

Job Titles:
  • Group Head, North American Personal Banking & U.S. Business Banking - BMO Harris Bank

Gabriela Holloway

Job Titles:
  • Senior Vice President / International Bank of Commerce / Laredo, TX

George Seeberger

Job Titles:
  • General Counsel / 1st Financial Bank / Darien, CT

Gonzalo Luchetti

Job Titles:
  • CEO, U.S. Personal Banking - Citi

Greg Cohen

Job Titles:
  • Member of the Risk Committee
  • Senior Director, Enterprise Risk Management

Harsha Kapur

Job Titles:
  • Member of the Risk Committee
  • EVP - Risk, Controls and Compliance / KeyBank / Cleveland, OH

Hearing WASHINGTON

Job Titles:
  • CBA Reacts to Senate Banking CEO
CBA Reacts To Senate Banking CEO Hearing WASHINGTON - Consumer Bankers Association President and CEO Richard Hunt today released the following statement after the CEOs of JPMorgan Chase, Bank of America, Citi, and Wells Fargo testified before the Senate Banking Committee on the state of the industry: "Today's hearing was a great opportunity for the chief executives of the nation's leading banks to tout the critical role their employees played in supporting the American people during an unprecedented pandemic, even as they contended with the same challenges as the rest of the country. Bankers...

Heather Estes

Job Titles:
  • Member of the Risk Committee
  • Senior Vice President, Director, Enterprise Risk Management

Heather Frye

Job Titles:
  • Member of the Risk Committee
  • Senior Director, Enterprise Risk Management

Howard Hammond

Job Titles:
  • Executive Vice President, Head of Consumer Banking - Fifth Third Bank

Hsu To

Job Titles:
  • Acting Comptroller

Isabella Brennan

Job Titles:
  • Membership & Webinar Administrative Coordinator

Jake Letterie

Job Titles:
  • Government Relations Coordinator

James Johnson

Job Titles:
  • Member of the Risk Committee
  • SVP, Retail Risk & Operations Director

Jayme Shy

Job Titles:
  • SVP, Divisional General Counsel

Jean Marie Bunton - EVP

Job Titles:
  • Chief of Staff
  • Executive Vice President

Jeffrey Bloch

Job Titles:
  • Vice President, Deputy Director, Regulatory Affairs

Jennifer Harris

Job Titles:
  • Senior Vice President / Webster Bank

Jennifer Ruggiero

Job Titles:
  • Chairman / Senior Vice Officer, First Line Risk Director

Jennifer Terrones

Job Titles:
  • Member of the Risk Committee
  • Director of Risk & Compliance / BMO Harris Bank / Chicago, IL

Jenny DeBerry

Job Titles:
  • Executive Administrator to the President & CEO, Liaison to Board of Directors

Jessica Hall

Job Titles:
  • Vice President, Congressional Affairs

Jill McElroy

Job Titles:
  • Member of the Risk Committee
  • SVP, Head of Business Risk / Atlantic Union Bank / Glen Allen, VA

Jim Costa

Job Titles:
  • Member of the Risk Committee
  • Executive Vice President, Chief Risk Officer / Banner Bank / Walla Walla, WA

Joanna Beaver

Job Titles:
  • Senior Vice President, Committees & Events

Joe Belew

Job Titles:
  • President December 1984 - January 2009

John Klimowich

Job Titles:
  • Member of the Risk Committee
  • Executive Vice President - Chief Risk Officer

John Rainwater

Job Titles:
  • Member of the Risk Committee
  • Consumer Policy and Quality Control Manager / First Horizon National Corporation / Memphis, TN

Jordan Selmer

Job Titles:
  • Vice President, Associate Membership & Sponsorship

Julie Tarvin

Job Titles:
  • Member of the Risk Committee
  • EVP Enterprise Risk Management / International Bank of Commerce / Laredo, TX

Julie Vanderslice

Job Titles:
  • SVP & Chief Compliance Officer / United Bank / Vienna, VA

Justin Windschitl

Job Titles:
  • Member of the Risk Committee
  • Senior Vice President, Chief Risk Officer - Consumer and Business Banking

Karen Neeley

Job Titles:
  • Committee Director

Karen Ruckle - Chief Compliance Officer

Job Titles:
  • Chief Compliance Officer

Karl Kaufmann

Job Titles:
  • Senior Vice President, Chief Banking and Regulatory Counsel

Kate Danella

Job Titles:
  • Senior Executive Vice President, Head of Consumer Banking Group - Regions Financial Corp

Kay Lewis

Job Titles:
  • Chief Compliance Officer / Five Star Bank / Buffalo, NY

Kelly Schlitz - Chief Compliance Officer, SVP

Job Titles:
  • Chief Compliance Officer
  • Senior Vice President

Kevin OConnor

Job Titles:
  • Senior Vice President, Membership, Sponsorship & Corporate Philanthropy

Kim Wallace

Job Titles:
  • Executive Director / USAA Federal Savings Bank / Valparaiso, in

Kisha Jones

Job Titles:
  • Assistant General Counsel - Consumer Banking / Bank of America / Charlotte, NC

Kristie Shields

Job Titles:
  • Executive Vice President, Chief Compliance Counsel / Mechanics Bank / Irvine, CA

Krystal Cobb

Job Titles:
  • Member of the Risk Committee
  • SVP, Consumer and Small Business Banking Control / Wells Fargo

Kwabena Poku

Job Titles:
  • Member of the Risk Committee
  • Head of Financial Risk, Operational Risk / ERM and Chief Model Risk Officer, Vice President / Huntington Bancshares Incorporated / Riverwoods, IL

Lachelle Thigpen

Job Titles:
  • Vice Chair of the Risk Committee

Laheeb Betti

Job Titles:
  • Member of the Risk Committee

Laura Pfeiffer

Job Titles:
  • FVP, Compliance Deputy Director / MidFirst Bank / Oklahoma City, OK

Lauren Bianchi

Job Titles:
  • Senior Vice President, Public Affairs & Strategic Initiatives

Leo Gurevich

Job Titles:
  • Member of the Risk Committee
  • Senior Vice President, Deputy Chief Risk Officer / Five Star Bank / Warsaw, NY

Linda Metzmaier

Job Titles:
  • Deputy Chief Risk & Chief Compliance Officer / First Commonwealth Bank / Indiana, PA

Lindsey Johnson - CEO, President

Job Titles:
  • Chief Executive Officer
  • President

Manuel Alvarado

Job Titles:
  • Senior Vice President, Compliance & Risk Management

Maria Tedesco

Job Titles:
  • President - Atlantic Union Bank

Meg Johnson

Job Titles:
  • Member of the Risk Committee
  • EVP, Deputy Chief Risk Office / S & T Bank / Marblehead, OH

Meghan Davis

Job Titles:
  • Compliance Partner Team Lead VP / Flagstar Bank / Troy, MI

Melanie Arthur

Job Titles:
  • Member of the Risk Committee
  • Business Risk & Control Leader / USAA Federal Savings Bank / San Antonio, TX

Michael Reynolds

Job Titles:
  • SVP, Operations Compliance Manager

Michele Scarbrough

Job Titles:
  • Director, Global Regulatory Strategy & Policy, CAO / Citigroup Inc. Washington, DC

Michelle Aughinbaugh - EVP

Job Titles:
  • Chief Administrative Officer
  • Executive Vice President

Michelle Lee

Job Titles:
  • Immediate past Chair

Mike Drury

Job Titles:
  • Senior Executive Vice President, Mortgage & Consumer Lending - M & T Bank Corp

Mitslal Girmay

Job Titles:
  • Accounting Director

Morgan S. Chandler

Job Titles:
  • Assistant Vice President, Director of Education Operations

Nathan Graham

Job Titles:
  • VP, Regulatory Program Management / Discover Financial Services / Riverwoods, IL

Nichole Shimamoto

Job Titles:
  • Chief Compliance Officer / Bank of Hawaii / Honolulu, HI

Nick Webster

Job Titles:
  • Member of the Risk Committee

Nicole Perkes - SVP

Job Titles:
  • Director
  • Member of the Risk Committee
  • SVP

Nicole Wadlinger

Job Titles:
  • Member of the Risk Committee
  • Head of Business Management and Governance, Consumer Bank / TD Bank / Portland, ME

Nitin Mhatre

Job Titles:
  • President & CEO - Berkshire Hills Bancorp, Inc.

Patrick Smith

Job Titles:
  • Head of Consumer and Business Banking - Santander Bank

Quincy Miller

Job Titles:
  • Chairman - Elect

Quyen Truong

Job Titles:
  • Managing Director, Head of Consumer & Digital Banking Policy / the Goldman Sachs Group, Inc. Washington, DC

Renee Huffaker - Chief Compliance Officer

Job Titles:
  • Chief Compliance Officer

Richard Hunt

Job Titles:
  • CBA President and CEO

Rob Wilcox

Job Titles:
  • Chief Compliance Officer / First National Bank

Robin Faircloth - SVP

Job Titles:
  • Compliance Officer
  • SVP

Rodney Abele

Job Titles:
  • Senior Counsel, Regulatory Policy / PNC Financial Group, Inc. Pittsburgh, PA

Roman Burleson

Job Titles:
  • Vice President, Creative & Digital Strategy

Rosemary Gaidos

Job Titles:
  • Member of the Risk Committee
  • Executive Vice President, Head of Consumer Banking Risk / Citizens Financial Group / Warwick, RI

Ryan Bailey - Chairman

Job Titles:
  • Chairman

Ryan Blake

Job Titles:
  • Vice President, Committee Advocacy & Engagement

Ryan Morrison

Job Titles:
  • Member of the Risk Committee
  • Executive Director, Business Risk and Controls Commercial, Consumer, and Business Banking / Santander Bank

Sallie Mae

Job Titles:
  • Member of the Risk Committee

Sam Whitfield

Job Titles:
  • Senior Vice President, Congressional Affairs

Samantha Melting

Job Titles:
  • Senior Vice President, Head of Consumer Bank - Synchrony

Sarah Smith

Job Titles:
  • Member of the Risk Committee
  • Director of ERM / First United Bank & Trust / Durant, OK

Scott Miller

Job Titles:
  • Member of the Risk Committee
  • SVP, Retail & Preferred Consumer Risk Lending, FINCEN, CC & Community Banking Risk Executive / Bank of America / Charlotte, NC

Scott Senter - EVP

Job Titles:
  • Executive Vice President
  • Member of the Risk Committee

Sean Walther

Job Titles:
  • Deputy Chief Compliance Officer / Huntington Bancshares Incorporated / Columbus, OH

Shelley Thompson - VP

Job Titles:
  • Associate General Counsel
  • Vice President

Sodaba Azad

Job Titles:
  • Accounting Director

Sophia Garza

Job Titles:
  • Associate General Counsel II / Woodforest National Bank / the Woodlands, TX

Stephen Merritt

Job Titles:
  • Member of the Risk Committee
  • Chief Administration Officer - Compliance / Ally Bank / Charlotte, NC

Steve McClain

Job Titles:
  • VP, Compliance Director, Consumer & Business Practices Compliance

Steve O'Neill

Job Titles:
  • Member of the Risk Committee
  • Vice President, Risk Management / Capital One Financial Corporation / McLean, VA

Steven I. Zeisel

Job Titles:
  • Executive Vice President & General Counsel September 1991 - September 2019

Sue Jenkins

Job Titles:
  • Compliance Analyst III / Atlantic Union Bank

Susan Stutz

Job Titles:
  • Vice President, Advanced Education

Susan Teixeira

Job Titles:
  • Member of the Risk Committee
  • SVP, Risk Management & Policy

Tammy Morgan

Job Titles:
  • Director, Database & Event Logistics

Tammy Stacy

Job Titles:
  • Vice President, Principal Compliance Officer / Bank of the West / Tempe, AZ

Tawnya Schoolitz - Chief Compliance Officer

Job Titles:
  • Chief Compliance Officer

Theresa Connolly

Job Titles:
  • Member of the Risk Committee
  • SVP, Senior Risk Officer - Consumer Lending / TIAA Bank / Providence, RI

Tim Welsh

Job Titles:
  • Vice Chair, Consumer & Business Banking - U.S. Bancorp

Timothy Harden

Job Titles:
  • Member of the Risk Committee
  • Director Business Controls, Senior Vice President

Todd Barnhart

Job Titles:
  • Executive Vice President and Retail Distribution Executive - PNC Financial Services Group, Inc

Todd Harris

Job Titles:
  • Compliance Specialist IV / First Financial Bank / Cincinnati, OH

Tom Dent

Job Titles:
  • Senior Vice President, Director of Executive Education

Travis Dreibelbis

Job Titles:
  • Member of the Risk Committee
  • Senior Vice President, BSA / OFAC Officer / Woodforest National Bank / the Woodlands, TX

Troy Damboise

Job Titles:
  • Member of the Risk Committee
  • EVP, Chief Operational Risk Officer

Victor Alexander

Job Titles:
  • Executive Vice President, Head of Consumer Banking - KeyCorp

Viktorija Stich

Job Titles:
  • Committee Director