COMMUNITY BANK - Key Persons
Job Titles:
- Member of the Board of Directors
Ben Mackovak, has served as a Director of the Bank since 2018. He is the Co-Founder and Managing Member of Strategic Value Bank Partners, an investment partnership specializing in community banks. Strategic Value Bank Partners leverages over 80 years of successful bank investing and industry operating experience to partner with community banks that have disciplined underwriting standards, attractive market footprints, and talented management teams. Prior to Strategic Value Bank Partners, Ben was the Founder and Portfolio Manager of Cavalier Capital, an investment fund based in Cleveland, Ohio. Prior to founding Cavalier Capital, he was the Senior Analyst at Rivanna Capital, an investment fund based in Charlottesville, Virginia. Prior to Rivanna Capital, Mr. Mackovak worked at First American Trust, an investment firm based in Newport Beach, California. He began his career at Merrill Lynch. Mr. Mackovak has served as a director for community banks throughout the country. Mr. Mackovak holds an MBA from the University of Virginia's Darden Graduate School of Business and a BA from Kent State University, where he graduated magna cum laude.
Job Titles:
- Chief Technology Officer
- Member of the Management Team
- SVP
Chaula M. Pandya has over 25 years of experience in the banking industry. Prior to joining the Bank in October 2007 she served as Vice President of Cash Management at City National Bank from 2001 to 2002. She was employed with Civic Bank of Commerce from 1993 through 2001. She has a Bachelor of Arts degree from San Francisco State University and is a graduate of the Graduate School of Banking, University of Wisconsin.
Job Titles:
- Member of the Board of Directors
- Clinical Professor of Internal Medicine and Gastroenterology / Hepatology at the University of California Davis School of Medicine
Eddie C. Cheung is a Clinical Professor of Internal Medicine and Gastroenterology/Hepatology at the University of California Davis School of Medicine, and on the clinical faculty at the Stanford University School of Medicine. He has been involved in clinical practice, research and teaching for forty years and is involved on a national and international level in a number of efforts in the fight against hepatitis.
In that regard, he is currently Chairman of the American Liver Foundation's National Asian Leadership Advisory Council and on the Board of the ALF Northern California Division, past President of the Chinese American Physicians Society, where he currently chairs the hepatitis committee, on the Asian Health Foundation Board of Advisors and was Chief of Hepatology for the V.A. Northern CA Health Care System from 2005-2010.
Dr. Cheung received his medical degree from Taipei Medical University in Taiwan, received medical training at Tri-service General Hospital and Central Clinic in Taipei as well as Catholic Medical Center in New York and served as a Fellow in Digestive Diseases and Nutrition at the University of Louisville.
Job Titles:
- SVP, Chief Customer Experience Officer
Erick Kostuchek joined the Bank in 2023, bringing with him more than 30 years of experience in a multitude of channels, including building diverse teams in competitive markets. He is a visionary executive dedicated to effective sales and service processes, strategic planning, and enhancing the customer experience. He has held positions such as Director of Retail Banking, Executive Vice President of Commercial Banking, and other senior-level positions.
Frank Tsai was one of the original founders of the Bank and served as the Chairman of the Board of the Bank from 1999 to 2003. He has more than 20 years of business and finance experience in emerging growth and medium-sized companies either as chief financial officer or chief executive officer. Since 2006, he has been a Partner in FLG Partners, LLC, a professional services company providing interim and long-term financial services to Bay Area companies.
From 2002 to 2005, he was the Sr. VP of Finance and CFO of Summerville Senior Living, Inc., a privately held senior living company operating or managing 40+ assisted living communities. From 1996 until 2000 he was the CFO of American Baptist Homes of the West, a $100 million chain of retirement communities. Mr. Tsai received his Masters degrees in Business Administration from Northwestern University and Masters degree in Public Health from the University of Minnesota.
Since 1979 Gunter M. Unruh was the president/owner of Metric Design and Manufacturing, Inc., a firm that specializes in engineering, machining and manufacturing in Campbell. Before owning his own company Mr. Unruh was a manufacturing specialist with IBM and a stockbroker. Mr. Unruh held a degree from Berufs & Handelsschule Trade Technical College, Moenchen-Gladbach, Germany.
Job Titles:
- Member of the Board of Directors
- Member of the American Institute of Certified Public Accountants
- President of Seideman Accounting Group
Ken Seideman is the president of Seideman Accounting Group, a full service San Francisco Bay Area accounting firm with offices in San Mateo and Dublin, California, established in 1968. Ken has a wide variety of experience including domestic and international tax issues. The firm provides accounting services including individual, business, estate and gift tax planning and tax return preparation, certified audits, compiled and reviewed financial statements, business accounting/bookkeeping, business valuations, and international tax assistance.
Job Titles:
- Member of the Management Team
- SVP
- Banker at Some of San Ramon Valley
Dedicated to her clients and community for over 40 years, Margie Perry has been a leading banker at some of San Ramon Valley's finest independent banks; from the Bank of San Ramon Valley to Diablo Valley Bank. She is proud to be part of Community Bank of the Bay's commitment to solution-driven, relationship-based approach to banking through strong partnerships with clients and community organizations. Margie is a true believer in the customer relationship and embraces the customer for life philosophy.
Job Titles:
- Member of the Management Team
- SVP, Chief Banking Officer
Mark comes to CBB with an extensive background in Structured Commercial Real Estate Lending and Portfolio Management. With almost 30 years of banking and lending experience, he is exceptionally knowledgeable in client marketing, structuring, risk determination, and due diligence. Prior to CBB, Mark spent over seven years as a Senior Vice President Client Manager in the Commercial Real Estate Bank of Bank of America/ Merrill Lynch. He was also a Senior Vice President of Mid Peninsula Bank / Greater Bay Bank Corp which was acquired by Wells Fargo in 2002. He is adept at arranging large commercial real estate transactions up to $50 million.
Job Titles:
- Chief Credit Officer
- Member of the Management Team
- President
Mukhtar Ali joined the Bank in January 2018. He has over 35 years of experience in the banking industry. Prior to joining the Bank, he served as President and Chief Executive Officer at Mission National Bank, San Francisco, California from 2012 to 2017. Mr. Ali is graduate of Pacific Coast Banking School, University of Washington.
Job Titles:
- Member of the Board of Directors
- Director of Community Bank of the Bay
Patricia Remch was appointed a director of Community Bank of the Bay in March, 2019. She has 35 years of experience in the financial services industry. Ms. Remch has held various roles at the Federal Home Loan Bank of San Francisco, most recently Senior Vice President, Sales, Marketing, and Business Development, from March 2017 to July 2018. Previously, Ms. Remch was Senior Vice President, Sales and Marketing, from August 2011 to March 2017, and was Senior Vice President, Mortgage Finance Sales and Product Development, from February 2005 to August 2011. She joined the Federal Home Loan Bank of San Francisco as an economist in 1982, was promoted to Capital Markets Specialist, and became Vice President, Sales Manager, in 1998. Ms. Remch is a graduate of the ABA Graduate School of Banking and a Ph.D. Candidate in Economics at the University of Maryland, where she also received her Master of Arts in Economics.She earned her Bachelor of Arts in Economics from the State University of New York at Albany.
Job Titles:
- Member of the Board of Directors
- Vice Chairman
Raymond J. Figone, Vice Chairman and Director, since 1976 has been the owner of Figone Materials Inc. dba South Bay Materials, a landscape and building materials supply company in San Jose, California. He is also the owner of Power Go Leasing, Inc., a motorized equipment leasing company in San Jose. He began doing business in Santa Clara County in 1976 as a partner and manager of Monte Vista Garden Center in Cupertino. In 1982, he and his father purchased Monterey Garden Center in South San Jose and after moving the business to the Willow Glen area of San Jose in 1989, the company was renamed South Bay Materials. Mr. Figone became sole owner of the company in 1996.
In addition to his personal business interests, Mr. Figone was an organizer and proposed director of " Pacific Commonwealth Bank, Proposed" in 2007. The Bank was intended to be located in San Jose, California and obtained approval of the California Department of Financial Institutions ("CDFI") to organize. The Bank obtained Federal Deposit Insurance Corporation approval of its deposit insurance application in early 2009, but due to economic recession, Pacific Commonwealth Bank, In Organization withdrew its regulatory application approvals.
Job Titles:
- Vice Chairman of the Board of Directors
- C - Level Operating and Financial Officer
Sam Hedgpeth is a C-level operating and financial officer in the internet, software, manufacturing, supply chain, retail and hardware distribution industries with international and complex technology and product transaction experience. His portfolio includes five start-ups, three IPOs and one merger.
He has a B.S. in Business Administration from University of California, Berkeley and an MBA from University of California at Los Angeles. He was the Assistant Dean of the Jack Baskin School of Engineering at University of California Santa Cruz from 2002-2004, and for over 30 years he has been adjunct faculty at UC Santa Cruz, Santa Clara University and De Anza College.
Job Titles:
- Member of the Management Team
- EVP, Chief Digital Transformation Officer
Tony Sachs joined the Bank in May 2023. He is a veteran banker with over 20 years of private banking experience. Over the course of his career, he has worked for several Bay Area banks and fintech companies in a variety of roles. His experience has included systems, technology, strategy, lending, operations, product, sales, and credit. Tony believes everyone should have access to a great private banking experience. As part of Community Bank of the Bay, he will help deliver that private banking experience to our clients. Mr. Sachs received an MBA, Finance from University of San Francisco School of Management.
Job Titles:
- Member of the Board
- Member of the Board of Directors
- Trustee
- General Manager of Environmental Systems, Inc
Tracey A. Enfantino has been General Manager of Environmental Systems, Inc. since 1990. The company is a mechanical contractor and energy management services provider, with offices in San Jose and Sacramento. She is part of the second generation owning and operating the firm. She has been with the company for over thirty years. Mrs. Enfantino was a founder of San Jose based Heritage Bank of Commerce and served as a director of the bank from 1994-2003.
Over the last two decades, Mrs. Enfantino has served as a trustee, and board member on numerous organizations, community boards, and nonprofits, and schools. In 2004, she helped establish a community foundation for the communities of Saratoga and Monte Sereno and currently serves on the board of directors of that foundation. She currently serves as a trustee of the San Jose-Silicon Valley Chamber of Commerce. She is a member of the Rotary Club of San Jose, and the San Jose State Spartan Foundation.
Job Titles:
- Chairman of the Board
- President of Purcell International
William E. Purcell has been the President of Purcell International since 1984. The company is 56 years old and is engaged in the business of food importation and brokerage. Mr. Purcell received a BA in International Economics from U.C. Berkeley in 1975. He was a member of 5 National Championship water polo teams and a 10 time All American. He founded Diablo Water Polo in 1999. He is also a former Board member of the Olympic Club, the Meat Importers Council of America and the Association of Food Importers.
Job Titles:
- Chief Executive Officer
- Member of the Management Team
William S. Keller joined CBB in April 2009. Prior to being appointed Chief Executive Officer and Director, Mr. Keller provided consulting services to the bank from November 2008 through March 2009. Mr. Keller served as a banking consultant from April 2008 until March 2009. He served as executive vice president and chief operating officer for Diablo Valley Bank from October 2003 until its acquisition by Heritage Bank of Commerce in April 2008.
Mr. Keller previously was president and chief executive officer of Bay Bank of Commerce, a wholly owned subsidiary of Greater Bay Bancorp and senior vice president of CivicBank of Commerce. He holds a B.A. in Psychology from California State University, East Bay and is a graduate of Pacific Coast Banking School, University of Washington. He has been active in local nonprofit organizations, including acting as a board member of Oakland's Children's Hospital & Research Center Foundation.