360 FINANCIAL GROUP - Key Persons
Carl has been in the tax and accounting and financial services industry and has owned his own business since 1991.
After a career in engineering, in 1991, Carl started 360 Financial Group. Carl's experience owning, managing, and operating his own small business makes him well-able and an expert in assisting other small business owners discover their potential in owning, managing and operating their small businesses.
Carl's dedication to the industry and client service stems from years of experience. Carl seeks to create long-lasting client relationships by working with each client, learning what their individual needs are and work together to achieve their goals.
Carl earned a bachelor's degree from McDaniel College, as well as a bachelor's degree from the University of Maryland in mechanical engineering. He also earned his MBA from Loyola University. Carl is a Certified Financial Planner and holds FINRA Series 6, 7, 63 and 65 licenses. He also carries an enrolled agent designation which allows him to represent taxpayers, before the IRS.
Carl is partnered with the broker/dealer, Cambridge Investment Research, Inc. and has received the Leaders Club Award which distinguishes his accomplishments, in delivering some of the highest levels of client service, in his profession.
Carl resides in Monkton, Maryland, with his wife and two sons, and is a native of Harford County, Maryland. Carl is a graduate of John Carroll High School. He is a lecturer on small business issues as well as various financial topics. Carl currently works with Harford County's Office of Community and Economic Development and has been on a panel of "Ask the Experts". In the past, he had written a regular column as "The Small Business Advisor", for The Harford Business Ledger. In his spare time, Carl enjoys golf, tennis, hiking and playing the guitar.
Job Titles:
- Cambridge Investment Research Advisors, Inc. a Registered Investment Advisor. Cambridge and 360 Financial Group Are Not Affiliated
Cheryl joined the 360 Financial Group, in 1994, and works with individuals and businesses providing expertise in personal, corporate and partnership taxation as well as assisting clients with their accounting needs. With more than 25 years of experience and in-depth knowledge of C and S Corporations, partnerships, LLCs, sole proprietors and non-profits, Cheryl has a unique talent for understanding and solving the many issues small business owners face.
John advises our clients in all aspects of federal and state tax planning and income tax return preparation. He is also a specialist in assisting our clients in resolving a variety of tax issues, with the IRS and state taxing authorities. John carries an enrolled agent designation which allows him to represent taxpayers, before the IRS.
Prior to 360 Financial Group, John was an auditor with the IRS, for 39 years, and since that time, he worked with H&R Block and has now been with 360 Financial Group, for more than six years.
John is a proud Vietnam Veteran and lifelong Maryland resident currently living in Forest Hill, with his wife. In his spare time, John enjoys serving as Treasurer for his Knights of Columbus Council and is active in his church.
Job Titles:
- 360fingroup.Com / Director of Client Services for Tax & Accounting
Kim joined the 360 Financial Group in 2017 and is our Director of Client Services for Tax & Accounting. Kim has more than 25 years of Administrative experience and has worked in the tax and accounting field for more than 14 years.
Kim is married, with two daughters, and lives in Harford County. She enjoys spending time with family and friends, hiking, traveling and is an avid Pittsburgh Steelers fan!
Lorri is a seasoned tax accountant, tax preparer and tax software specialist and she will be working year-round with our individual and business clients.
Lorri is a graduate of Loyola University and has more than 40 years of experience in the accounting field. She worked in public accounting for 14 years before starting her own business in the accounting software field. As a business owner, she traveled extensively providing software training to clients spread throughout the world, from Toronto to Kiev. Lorri has worked for two other local Harford County accounting firms, before joining 360 Financial Group.
Lorri has been a Harford County resident since 1986 and lives in Fallston. She is active in alumni events for her high school, the Institute of Notre Dame located in Baltimore. She is an avid book reader and movie buff. She enjoys spending time with her friends and participates in charity events such as making blankets for cancer patients at Mercy Hospital.
Job Titles:
- 360fingroup.Com / Director of Client Services for Wealth Management, Office Manager
Sam joined the 360 Financial Group in 2022 and is Director of Client Services for Wealth Management as well as our Office Manager.