ARMADA - Key Persons
Job Titles:
- Title Trustees, Who Provide Trustee Services for Native Title Trusts across Australia, Are Also Part
Job Titles:
- DIRECTOR
- Credit Representative
Adam has been in the finance industry for over 19 years. He has experience in all facets of Finance Lending and Banking.
Having helped clients that are seasoned investors and people taking their first steps into property ownership alike, Adam has become an expert in:
Housing Loans - Residential and Investment
Business & Commercial Loans
Motor Vehicle, Plant & Equipment Loans
Debtor Financing
Self-Managed Super Funds Loans (SMSF)
Property Development
Adam Carmignani is a credit representative (CR 495656) of BLSSA Pty Ltd ACN 117 651 760 (ACL 391237)
Alan Thomas has over 37 years' experience in the accounting profession, predominantly in public practice.
He has significant experience in most areas of accounting, taxation, company administration, and business management.
His passion remains providing efficient and practical taxation, and financial advice to a diverse client base.
He has particular expertise in Self-Managed Superannuation Funds, Business Restructures, Trusts and Capital Gains Tax.
With over 25 years of experience in the industry, Heather has built a strong relationship with Armada and her clients. Her expertise in business services and taxation has enabled her to deliver exceptional results.
Job Titles:
- Accountant
- Advisor
- Director
Janie Quinn is a CA and CPA qualified accountant with over 30 years' experience.
Janie specialises in:
Business Performance and KPI Management
Management and Board Representation
Business Process Restructuring
Cash Flow and Profit Forecasting
Business Valuations
Janie also serves as an advisor in our Better Business Program. She works with business owners to make significant improvements in their cash flow, business value and overall systems and processes.
With a passion to build long-term client relationships and the dedication to put in the time to gain a full understanding of her clients businesses, Janie is able to provide a service tailored to her client's needs.
Khim is Director specialising in providing Accounting and Taxation services to a range of clients including Not-For-Profit Organisations and Businesses Migrating to Australia.
Providing her clients with a comprehensive service, Khim has associations with other professionals to ensure that all facets of the business will be well looked after. Khim is passionate about establishing long-term relationships with her clients especially journeying with them to make their businesses more profitable and enjoyable.
Other areas Khim specialises in are:
Providing Strategic Business Advice
Tax Planning and Asset Protection
Fringe Benefits Tax (FBT)
Business Performance and Improvements
Doing Business in Australia
Not-for-Profit Accounting and Tax
Khim is a member of CPA Australia and the Chinese Chamber of Commerce.
Languages:
English (Full Proficiency)
Lindsay has over 20 years of experience in assisting clients to achieve their financial goals.
Lindsay provides advice across all areas of Financial Planning to a wide range of clients from retirees facing the ever changing regulatory, investment and Centrelink environment to pre-retirees meeting their primary financial goals for wealth accumulation and debt reduction asset protection strategies.
Lindsay has extensive experience in advising clients utilising a Self-Managed Super Fund (SMSF) to assist with their compliance, investment, estate planning and other strategic planning areas.
As a highly technically proficient and experienced adviser with a strong client focused manner Lindsay understands each client's goals are unique and can provide the necessary tools to achieve positive outcomes.
Marcia is a Director in our Audit & Assurance Division, and brings a wealth of expertise to the role. She has been working in public practice for nearly two decades, both in South Africa and Australia.
Beginning her career in a major national firm based in Cape Town South Africa, Marcia steadily rose up the ranks from Auditor to Director. In 2008, Marcia became a Chartered Accountant and was appointed Director two years later. Following her migration to Australia in 2013, Marcia has qualified as an Approved SMSF Auditor and a Registered Company Auditor.
Marcia specialises in external and internal audit & assurance, financial reporting, risk management and financial controls. Providing services to a wide range of clients across numerous industries, Marcia's industry experience includes (but is not limited to) ASX-listed Companies (Mining, Oil & Gas, IT and Medical Research) and unlisted (AFSL, IT, Retail, Medical Practice and Insurance), Local Governments, Not-for-Profit entities (Aged Care, NDIS and Retirement Villages), and Aboriginal Corporations.
Mark De Luca is a Director and ambassador of Armada, with a focus of striving to improve people's lives as if it were his own.
More specifically, he has had more than 30 years of experience in helping all types of clients maximise their overall wealth and protecting such wealth.
Mark's industry focuses are in the areas of Mining and Resources, Building and Construction, Real Estate, Manufacturing and high net worth families with complex structures.
He has particular expertise in improving business performance, protecting family and business assets by careful structuring, whilst considering the tax advantages of such structures.
Mike Berry has been involved in the Financial Planning industry since 1999, and has helped a variety of clients organise their financial lives.
Mike joined the team in 2013, and has brought in experience in superannuation, insurance (personal and business) and investment (cash, shares, property) strategies.
Mike enjoys providing trusting advice to clients to help achieve their financial and lifestyle goals.
Mike has a Bachelor of Commerce, is a Certified Financial Planner and is a member of the Financial Planning Association of Australia.
Job Titles:
- DIRECTOR
- Director of Financial Planning at Armada Accountants & Advisors
Neil Hancy is a Director of Financial Planning at Armada Accountants & Advisors with over 25 years' experience in the Financial Services Industry.
Neil joined the team in 2004 and has experience in life insurance, superannuation, investment and account based pension strategies.
Neil has a Degree in Bachelor of Business, is a Certified Financial Planner and a member of the Financial Planning Association of Australia.
Nigel Dias is the Director of Armada Audit Services and has over 17 years of extensive Audit & Assurance experience with businesses of varying size and scale.
Nigel appreciates that no two projects are the same and for clients, delivers results.
Being in business is about building legacies, discovering opportunities and creating value. Keeping these in mind, Nigel stimulates success through continuous improvement. Whether its uncovering problematic accounting practices, identifying efficiency gains or providing cost-effective recommendations.
He works closely with clients to manage their obligations, improve their internal controls and expedite their success.
Specialising in two key areas-Audit & Assurance and Corporate Services for well over a decade, Nigel has refined his approach, one which is built on relationships, diligence and data. Numbers and people drive business.
Nigel believes in tackling issues with empathy, walking a mile in someone's shoes to understand why decisions or mistakes were made and operating with transparency. This enables him to quickly navigate delicate issues and ultimately, provide answers.
Nigel has experience in providing internal audit and internal control reviews including:
Examining prevailing systems to determine whether adequate internal controls exist (controls design, implementation and operating effectiveness)
Identifying practical sustainable and cost effective recommendations to address any internal control gaps identified
Formal documentation of the system incorporating our findings and recommendations from our internal controls review.
Nigel believes in giving back to the community. One way in which he does this is by working closely with Not-for-profit organisations notably, in the fields of domestic violence and people with disabilities. Though it may seem cliché-Nigel draws satisfaction from helping others and believe simple acts of kindness can build a bigger, better and brighter future.
Utilising her 30+ years' experience, Robyn assists her clients to achieve their financial goals. Robyn describes herself as a proactive business advisor who provides a personalised and quality service.
Specialising in working with Small and Medium Enterprises (SMEs) in Manufacturing, Engineering, Wholesale and Medical industries, Robyn works with her clients to:
Increase Profits & Performance
Optimise Tax Planning
Build the Value of the Business
Use Various Structures including Self-Managed Super Funds
Robyn thrives on building long-term relationships with her clients. She works with them on their financial and tax requirements with a view to increase profits and gain a sustainable cash flow for the clients business.
Job Titles:
- Director
- Fellow of the Chartered Accountants Australia
As a Director at Armada Tax & Accounting with over 20 years' experience in public practice, Sean has been able to profile professional advice to better the future of his clients businesses.
He has provided client support across a wide range of industries including mining, exploration, research and development.
Sean's primary areas of expertise include, taxation consulting and compliance, corporate restructuring, financial reporting and company secretarial requirements.
He has been the company secretary of a number of publicly listed companies and is regularly called upon to advise Directors of their duties.
Sean is a Fellow of the Chartered Accountants Australia and New Zealand, a Chartered Tax Adviser and Member of The Tax Institute, as well as a registered Tax Agent and a registered Self-Managed Superannuation Fund Auditor.
By spending time with his clients to gain a full understanding of their business and individual needs, Sean is able to provide a service tailored to his client's needs at an excellent standard.
Job Titles:
- Chartered Accountant
- Director
Selma is a Chartered Accountant with a strong desire to help her clients take reign of their financial affairs and take the burden out of tax compliance.
Selma believes that accounting can change people's lives and has a passion in assisting small business owners make the best of their situation. Apart from providing traditional accounting and taxation advice, Selma's speciality areas include:
Asset protection
‘Bloodline' estate planning
Tax structures and business restructuring
Self-Managed Superannuation Funds
Business advice, growth and wealth strategies
Job Titles:
- PROPERTY SERVICES MANAGER
Steve Byers is a Property Services Manager at Armada with 40 years' experience in the Professional Accounting industry. For the past 25 years, Steve has been involved in many small to medium developments ranging from $1,500,000 to $10,000,000. He has the ability to develop land, home and light commercial projects in addition to possessing a clear understanding of the regulatory framework around the development approval process. He brings a wealth of experience to the development team, with a focus on financial rigour and corporate compliance.
Steve has been part of the Armada team for almost 15 years, and has experience in various industries with an in depth knowledge of medical, childcare, commercial, retail and industrial.
Steve specialises in:
Budgeting & Forecasting
Project Management
Construction Estimation
Loan/Finance Negotiation
Contracts & Leasing Negotiation
Steve has a Bachelor of Business and a Masters of Business Administration. He also holds a Diploma of Property Services and is a Fellow Chartered Accountant.
Job Titles:
- Commercial Client Manager
- Credit Representative
Tanwyn is a Commercial Client Manager at Armada Lending with over 19 years experience at senior levels in Commercial & Corporate Banking. He puts his clients at the centre of everything he does and helps them to grow their business, acting as a long term advocate and partner to help simplify banking for you ensuring you get the best structure, terms and deal to meet your needs.
Having also owned his own small business and been the General Manager of a listed company he has a deep appreciation for the challenges of business.
Tanwyn specialises in:
Holistic Banking Solutions including Debt & Transaction Banking Requirements.
Commercial Cash flow Lending for Trading Businesses from Start-up to Corporate's.
Merger & Acquisition Funding.
Commercial Property Development & Investment.
Motor Vehicles, Plant & Equipment.
Working alongside Adam Carmignani, Tanwyn provides a central relationship point for all your finance & banking needs with extensive industry knowledge and networks.
Tanwyn Travers is a credit representative (CR 523149) of BLSSA Pty Ltd ACN 117 651 760 (ACL 391237)
Job Titles:
- Managing Director
- Managing Director of Armada Accountants & Advisors
Tony McDowell is the Managing Director of Armada Accountants & Advisors and has over 25 years' experience in working with clients to achieve their goals.
He provides advice to small and medium business enterprises, utilising his expertise in taxation planning, wealth creation strategies, due diligence and business valuations.
Tony has a Bachelor of Business and is a member of the Chartered Accountants Australia and New Zealand. Tony is also a Chartered Tax Adviser and Member of The Tax Institute, as well as a registered Tax Agent.
With over 25 years' experience working in public practice, Troy provides advice to various Businesses and specialises in company taxation, tax planning, asset protection, wealth creation strategies and international businesses trading in Australia.
Troy also has an understanding and experience working with and improving businesses in the industries of Engineering, Retail, Building Industries as well as International Companies trading in Australia.
Troy has a Bachelor of Business in Accounting from Edith Cowan University. He is a member of the Chartered Accountants Australia and New Zealand and a Member of The Tax Institute where he sits on the Professional Development Committee.