PENLAND TEAM - Key Persons
We just closed on our house today, and would highly recommend working with Andrew for your home financing needs. Andrew and his team made the whole process stress free and we easily met all the timelines. He was also super informative and always quick to respond with any questions or concerns we may have had throughout the process. If you're looking for a stress-free loan process with top notch customer service Andrew is your guy. Aaron O'Brien 12/18/2021
Job Titles:
- Senior Production Partner
Job Titles:
- Loan Officer
- Member of the Loan Officers Team
Originally from El Paso, TX, Adam made his home in San Antonio in 2005 just after graduating with a Bachelor's degree in Business Administration from Texas State University. Adam has been in the San Antonio real estate industry since June 2006. With over a decade of experience in this industry, Adam has made it a passion of his to truly serve his clients- providing them with top-notch customer service. Often described as knowledgeable, personable, caring, approachable and dependable, Adam has built a client network based solely on referrals. His #1 priority is to make sure he takes great care of you and your family.
Growing up in the Capital City, Andrew is proud to be an Austinite. Andrew has extensive mortgage knowledge, strong communication skills, and prioritizes one-on-one interactions to keep the loan process smooth. He takes an active interest in the mortgage industry environment, keeping up to date with any regulatory changes.
Since 2012, Andrew makes certain that the standards of excellence are met by closing each loan on time, providing unmatched customer service and offering very competitive interest rates. Andrew enjoys being out in the community meeting people face-to-face, and is involved in several industry groups.
In his free time, Andrew enjoys fitness, reading, hiking, Netflix, weekend trips, coffee and hanging out with his son, Connor, wife, Maggie.
Job Titles:
- Loan Officer
- Member of the Loan Officers Team
Andy has been in banking since 2009 and started his path in the mortgage industry as a processor in 2013 before transitioning into mortgage lending in 2015. Andy graduated from East Central University with a bachelor's degree in Business Administration with a concentration in Finance. He played baseball throughout high school and college before his venture in the banking industry.
Andy and his wife are natives to Dallas and the Lake Highlands area. He enjoys spending time with his wife and new-born daughter, running, and the Cowboys/Rangers/Mavericks. He has coached youth select baseball for the past four years and attends First United Methodist Church Richardson.
Andy prides himself on assisting clients to develop a mortgage strategy that works within their budgetary, equity and overall financial objectives. He strives to exceed expectations and give superior customer service to all clients.
Job Titles:
- Transaction Coordinator / Processor
Job Titles:
- Loan Officer
- Member of the Loan Officers Team
Job Titles:
- Loan Officer
- Member of the Loan Officers Team
Bethany Bump's goal is to create Raving Fans by striving for a smooth mortgage process with consistent communication for every single client. With a full service team dedicated to providing a friendly and responsive experience, every transaction is a priority and managed with determination and honesty.
Bethany was born and raised in Helotes, Texas. Bethany graduated from Texas A&M University with a Bachelor of Science in Mathematics and Statistics, which has supported her in being able to provide a high level of service with strong attention to detail. Bethany now lives in San Antonio with her husband James and son Hayden.
Bethany is determined to identify your goals, and make it her mission to help you fulfill them!
Job Titles:
- Loan Officer
- Member of the Loan Officers Team
- Consultant and Branch Manager for Legacy Mutual Mortgage
Brandon Hutcheson is a Mortgage Consultant and Branch Manager for Legacy Mutual Mortgage in Franklin TN. Brandon started his mortgage career in 2001. Brandon has worked in many different facets of the mortgage industry including wholesale mortgage and in an operations center.
The reason most clients love to work with Brandon is because he is a consultant and advisor, this means he doesn't simply throw you into a loan program, he looks at your overall financial picture and helps get you and your family in the perfect mortgage for your short and long term financial goals. Even if your scenario has challenges, his promise is you will leave with an approval or a step by step plan on how to get approved.
Over the years Brandon has developed a team of dedicated professionals around him, which helps him deliver the highest service level in the industry. His promises are to close on time every time, with unmatched communication, and with no surprises. Over 95% of his business is referral based and his team maintains a 98% client satisfaction rate.
Candice Lambert is a Loan Officer on a mission to make your mortgage experience seamless and, dare we say, FUN! From your first contact with Candice, you will know you are in good hands. With 3 professional licenses, the owner of an LLC herself, and 18 years of service and sales experience, Candice is passionate and creative about finding the best and most practical solutions for her clients. With Candice, your questions are always welcomed- regardless of if you are a tenured Client or just an inquisitive shopper! In addition, Candice's knowledge of specialized loan programs has proven to be of high value to the Realtor community that she serves.
In her free time Candice enjoys inventing, being outdoors, cooking, and being surrounded by family and her 3 dogs - Frankie, Nugget, and Goose.
Job Titles:
- Team Lead / Sr. Loan Processor
Andrew was a great partner throughout the entire purchasing process. He was transparent regarding expectations and open/willing to answering any questions I had throughout. During tight deadlines, Andrew was able to deliver! Definitely recommend! Catherine Anderson 7/14/2021
I have purchased two homes with financing from Andrew at PRMI.... both in Southlake TX. He is BY FAR the most professional, organized, and all-around squared-away mortgage lender I have ever worked with. On top of that he's honest and automatically offers you the best terms available. There's no haggling, you're going straight to the best deal available. I am a professional real estate investor and manager, and my next purchase will be with Andrew again. There is nobody better out there. Chris Burton 10/13/2021
Job Titles:
- Loan Officer
- Member of the Loan Officers Team
Chris Kerr is no stranger to the world of helping protect his client's and customer's assets and also helping them plan for the future. With over 12 years of experience in the insurance and financial services industries, Chris understands the importance of taking care of all his clients and converting them into Raving Fan Home Buyers.
After graduating from Oklahoma State with a Bachelor's in Animal Science and a Masters in Agricultural Economics, Chris decided to put his Economics mastery to work by entering the financial sphere. His recent years at Farmers Insurance helped shape some of his beliefs and mannerisms with his clients and transactions. Chris firmly believes in communicating throughout the process so as not to leave the buyer or referral partner wondering what's going on. He believes it is his job to help set proper expectations up front to minimize surprises along the way.
In addition to handling the transactions for existing homes, Chris specializes in new home construction financing. Having built two custom homes personally, he understands how the process works for all parties involved and from all angles. Whether you are buying your first home or have purchased several, Chris wants to be there to guide you through the process. He is passionate about his work and excited to help you through the purchase of your dream home, no matter what stage of life you're in.
Chris, his wife and 3 children reside in the Spring Branch area. Chris enjoys giving back to his community and staying in touch with his roots in agriculture by volunteering at the San Antonio Stock Show & Rodeo on the Junior Livestock Auction Committee and also with the Comal County 4H.
Claudia, originally from Monterrey, Mexico, was already a well-es tablished mortgage lender in the Corpus Christi area with 15 years of banking experience when she opened her own branch. HomeSource Mortgage opened its doors in April 2015 and has quickly become known as ‘The source of ALL Your Mortgage Needs. HomeSource Mortgages' business model is based upon excellent communication and that is something Claudia strives for every time someone walks through the door.
Claudia doesn't believe that our job is simply to "generate loans" but that it is to help our customers achieve their dreams of owning their own home. Claudia says her passion for her work comes from the satisfaction she gets when she helps a family move into their new home. Her hard work and dedication has quickly made her a premier lender for several referral partners in the Coastal Bend area. Under Claudia's leadership and guidance, you are guaran teed to have a pleasant and hassle-free experience that surpasses all your expectations.
Job Titles:
- Loan Officer
- Production Partner
Clay grew up in the Lake Highlands area in Dallas, Texas. He graduated from University of Texas at Austin with a Bachelor of Arts in Urban Studies.
Prior to joining Legacy Mutual Mortgage in 2020, Clay worked in sales and customer service in the luxury automotive industry. Clay is passionate about building relationships, understanding client's goals, and creating a mortgage plan to obtain those goals. Whether you are a first-time homebuyer or you have owned a home for 50 years, he strives to provide a personalized experience to make the mortgage process seamless.
He and his wife, Katherine, moved back to Lake Highlands in 2013 to start a family. Clay enjoys spending time with his wife and two sons, Jackson and Parker. Some of his hobbies include golfing and coaching his son's youth soccer team. They will be welcoming a baby girl in September 2022.
Job Titles:
- Transaction Coordinator / Processor
Job Titles:
- Loan Officer
- Member of the Loan Officers Team
- Senior Loan Officer
Craig joined Paramount Mortgage in 2005 after having proven himself as a highly effective Director in nineteen plus years of managing manufacturing processes, operations and systems. Ultimately, he decided it was time to focus on local requirements, his family. Joining the Paramount Team has afforded that goal to become a reality, utilizing customer focus, result orientation, high integrity and trust as building blocks for personal and business partnerships.
Commitment & Enthusiasm Recognizing the need to be committed to the development of meaningful Business Partnerships with each and every customer, Craig's desire to provide the best possible services to the Realtors with which I work, yielding success and growth through positive referrals Encouraged by the fact that his services can benefit all levels of financial requirements, he has an opportunity to be "everything to everyone". One key and very important aspect of his business philosophy, "How can I help?". Craig Drake is accountable to each and every customer. Furthermore, committed to the communication system that is critical for information and creative solutions for total follow-through with his clients.
Customers Are Key Craig's customers are the focus of everything he does. His work will be carried out with a goal of consistency, exceeding their expectations.
Quality Comes First Ultimately, dedicated to delivering a first-class service, on time, every time, to each of his clients, Craig Drake is committed to the ongoing improvement of quality systems to assure the continuance of key quality relationships.
Job Titles:
- Loan Officer
- Member of the Loan Officers Team
Curtis has deep roots in the home buying process. His brother-in-law owns his own brokerage and his father-in-law is the 2nd highest grossing sales agent for a very reputable home builder. His cousin is a title agent and Curtis has many friends that have careers in insurance as well. With such close connections to the financial community, Curtis understands the potential issues that could arise and knows what it takes for everything to run smoothly and work as a cohesive unit.
Curtis has worked in the service industry for over 10 years and has perfected the art of customer service along the way. He views the customer experience as a critical part in the home buying experience. Curtis is our resident foodie- he's a classically French trained chef with very southern roots. His most memorable moment is marrying his best friend, Katie. His most valued mentor is his Grandfather - he owned his own business, ran a ranch, managed rental homes, hunted, fished - all while never missing any of his grandchildren's recitals or sporting events!
Job Titles:
- Loan Officer
- Member of the Loan Officers Team
Dani Rudd is a San Antonio, TX native. After some time in Houston and Lubbock, TX, Dani made his move back to his hometown of San Antonio for good. He has been in the financial industry for the past 9 years.
Dani has made it his passion to help guide clients through the home buying process while also taking great care of them along the way. Often described as caring, personable and a young professional, Dani has built his network of clients purely from referrals.
Dani is a loving husband to his wife Joann and together they share a beautiful daughter named Ana and son Levi. In the past Dani has participated in competitive cycling and traveled the state and nation competing in cross-country mountain biking and road racing competitions. Dani and his wife enjoy going to their local gym and spending time at the pool with their family.
Job Titles:
- Chief Operations Officer
- President
Job Titles:
- Loan Officer
- Member of the Loan Officers Team
- Senior Loan Officer With Legacy Mutual Mortgage
Donna Terrell is the Senior Loan Officer with Legacy Mutual Mortgage in Boerne, Texas, and the leader of The Terrell Team. Donna's goal is to find a mortgage plan that will meet the specific needs of her clients. With a full-service team dedicated to providing a friendly and responsive experience, every transaction is treated as a priority. Donna earned her Engineering degree from the University of Texas at Austin and has 20+ years of experience in producing mortgages throughout South Texas. Her detail-oriented and caring approach has made Donna one of the top loan offers in the area. She has been ranked in the Top 25 Residential Mortgage Loan Officers by San Antonio Business Journal since 2012 and was recognized for her tenured career in the industry in the 2016 SABJ Mortgage Loan Officer special edition. With determination and honesty, Donna has been able to carefully and successful manage transactions while helping her clients reach their goals.
Job Titles:
- Loan Officer
- Member of the Loan Officers Team
Drew Carls is a Texas-based Loan Officer (NMLS #1425716) at Legacy Mutual Mortgage.
Job Titles:
- Loan Officer
- Member of the Loan Officers Team
- Vice President / Senior Loan Officer
Gary Linville founded Paramount Mortgage in 1996 and has been providing expert counsel to home buyers for over 24 years. He has worked hard to build a company that is centered around customer service and a superior mortgage experience for our clients. In 2011, Gary and his team merged with Legacy Mutual Mortgage to carry on the philosophy of exceptional customer service.
Gary and his wife have 3 daughters and reside in Fort Worth. They are active in Christ Chapel Bible Church and Colonial Country Club.
Job Titles:
- Loan Officer
- Member of the Loan Officers Team
Job Titles:
- Member of the Loan Officers Team
- Senior Loan Officer
Grover Greer and his team at Legacy Mutual Mortgage work hard to make the home buying experience as smooth as possible for all their clients. A recent recipient of the 5280 Five Star Award for great service in the Mortgage Industry, Grover's top priority is making each client and business partner a true raving fan. Grover's decade plus of mortgage lending experience has helped him build a strong reputation for outstanding service and an ability to think outside of the box to help even in the toughest of situations. When he isn't working to close loans, Grover enjoys CrossFit, biking, snowboarding, camping and time with his beautiful wife, Natalie, and son, Holdon.
Job Titles:
- Member of the Loan Officers Team
- Senior Loan Officer
- Senior Loan Officer / Branch Manager
Harold's exposure to the industry began at a young age while working after school and summers at his parent's real estate firm in Amarillo. Harold earned a BBA in Entrepreneurship and Management from Baylor University. He sharpened his communication and presentation skills as a corporate trainer during his 8 years with ExecuTrain. Then he returned to his real estate roots, now with over 15 years in home financing.
Harold is dedicated to listening to clients, then educating them on best options based on their specific needs and situation. He recognizes the value of delivering beyond the expected. His knowledge about the home buying process does not stop at home finance. His ability to provide outstanding customer service comes from his complete understanding of the buying and selling process and strategies. He creates raving fans and is blessed to have numerous families he has helped repeatedly over the years.
Harold regularly presents to groups on the topics of home finance, credit reports, home buying process, and strategies to help clients and realtors. He frequently works in coordination with financial planners to help mutual clients with real estate needs.
Harold and his family are actively involved at The Village Church - Dallas Campus where he and his wife, Shelby, serve as Deacons, Home Group Leaders, and several other volunteer roles. Harold serves on the Board of Dallas Life Homeless Ministry, the largest homeless shelter in North Texas providing food, shelter, clothing, education, medical care, and long-term rehabilitation. Harold is a regular in the early morning class at Orange Theory Fitness. Harold and Shelby have three children and are often involved in their school, athletic, or scouting events.
Harold and his team were professional, honest, and thorough. He was the first person we turned to when we got serious about our home search and he guided us through to the end. I've already recommended him to close friends after having such a smooth closing. Thank you for your time, Harold!
Job Titles:
- Loan Officer
- Member of the Loan Officers Team
- Senior Production Partner
Jake grew up in the small town of Boerne, Texas and graduated from Texas Tech University with a Bachelor of Business Administration in Finance in 2018. He moved to Dallas immediately after to start his career in the mortgage industry. Jake now resides in The Colony, TX with his wife, Jessica, and their 2 dogs, Colt and Millie.
Jake is dedicated to helping each client find the best possible loan program to fit his/her individual financial goals. He firmly believes that the mortgage process should be worry and stress free when you have the right people behind you. With a full service team dedicated to providing a smooth and friendly experience, every transaction is a priority and each client is treated with honesty and respect.
Jenn attended the University of Texas at Austin, graduating with a Business and Economics degree in 2005. She spent over 5 years investigating mortgage fraud alongside the FBI and has combed through thousands of loan files. Then she took 4 years "off" to raise two little ones (Ryder and Autumn) and meanwhile, she founded a wildly successful motorcycle boot company (Motobailey.com) with her husband, Blake.
Jenn's number one goal is to make the mortgage process as stress free as possible for you and your family. She currently lives in New Braunfels, and will be focusing on our local Hill Country market, as well as spending time in San Antonio and neighboring cities and suburbs.
Job Titles:
- Member of the Loan Officers Team
- Senior Loan Officer
Job Titles:
- Producer
- Senior Loan Officer
Jennifer Hughes Hernandez is a Senior Loan Officer and Top Producer in Legacy's Houston area office. Since 1995, Jennifer has built her business 100% on referrals, with 2/3 of her referral base from realtors and business partners, and the remainder from past clientele. Jennifer and her team's reputation is known for closing accurately, on time, and with lots of communication. Jennifer is passionate about paying it forward through mentorship and coaching and currently serves as a business coach for the Core Training, Inc., a national lender and realtor coaching program. Additionally, as a part of her business practice, she holds a minimum of 10 speaking engagements and seminars per year for her referral partners and prospective clients. Her topics range from mortgage, time management, the loan process and raving fan service!
Her greatest passion is caring for her family. Providing for a full household of 2 kids, parents in law, and their dog, Mini, could not be possible without the loving support and teamwork of her husband, Fernando. A large part of their time at home is speaking Spanish! Fernando is from Mexico, and Jennifer met him there while as an exchange student (from Texas A&M) studying Economics at Tecnologico de Monterrey in 1993. They are determined that their children are bilingual, so there is zero tolerance at the dinner table! In 2017, the Hernandez family started hosting an exchange student through AFS for the school year. They plan to do this for as many years as they can.
Jordan Monroe, CCIM is a seasoned lending professional with experience in both commercial and residential lending. Jordan transitioned to Legacy Mutual Mortgage after serving as Vice President of Commercial Lending with Crockett National Bank, Legacy's sister company.
Jordan is a Veteran who served as a Signals Intelligence Analyst for the United States Army. His military service included a deployment in Iraq with the 1st Cav out of Fort Hood, Texas.
Jordan received his MBA from Texas A&M and has stayed connected to the Aggie Nation through ongoing training with MBAs at the Mays Business School.
He lives on a farm in Millican with his beautiful wife, Georgia, and daughter, Sedona, where they grow specialty cut flowers for the public and local florists.
Jordan strives to provide an unparalleled home loan experience for home owners in the Brazos Valley.
Job Titles:
- Loan Officer
- Member of the Loan Officers Team
Josh Brown graduated from Texas A&M in 2001 with a degree in Finance and began his lender career in 2003 after serving in the United States Navy. Since the day he became a lender, Josh has made it his top priority to create honest and lasting relationships with clients and referral partners, which has been the key to his success. He has consistently ranked in Top 25 Lenders in Austin by Austin Business Journal.
Josh's business model is based upon the book "Ravings Fans" by Ken Blanchard. A "raving fan" is a client who is so amazed by the level of service they receive that they can't help but tell the story over and over. 93% of customers are referred to Josh Brown by their friends, family, coworkers, and realtors, who he is honored to have as his raving fans. Josh is always excited to meet new people and looks forward to catching up with past clients. Weekly updates by phone-email-text, quick response times, knowledgeable answers, clearly defined systems, transparency, and clear communication for all parties make up the cornerstone of Josh's dedication to his clients and referral partners. Josh firmly believes that nothing should come between you and the excitement of moving into your new home. He will walk you through all the steps and offer sound financial advice along the way.
In today's lending world, having an experienced team is crucial to the process. Josh has developed a team that lives and breathes the culture of H.O.N.E.S.T.:
Job Titles:
- Loan Officer
- Member of the Loan Officers Team
Job Titles:
- Member of the Loan Officers Team
- Senior Vice President
- Vice President & Senior Loan Officer
Job Titles:
- Loan Approval Coordinator
Job Titles:
- Executive Assistant / Marketing Concierge
Job Titles:
- Business Development Specialist
- Closing Coordinator / Marketing
Job Titles:
- Loan Approval Coordinator
Job Titles:
- Loan Officer
- Member of the Loan Officers Team
Job Titles:
- Loan Officer
- Member of the Loan Officers Team
Job Titles:
- Member of the Loan Officers Team
- Senior Loan Officer
Job Titles:
- Loan Officer
- Member of the Loan Officers Team
Job Titles:
- Loan Officer
- Member of the Loan Officers Team
Job Titles:
- a Great Company and People to Work Within Home Loans
Job Titles:
- Loan Officer
- Member of the Loan Officers Team
Job Titles:
- Business Development Representative
Job Titles:
- Member of the Loan Officers Team
- Senior Loan Officer
Job Titles:
- Loan Officer
- Member of the Loan Officers Team
- Team Manager
Job Titles:
- Administrative Assistant / Business Development
Job Titles:
- Loan Officer
- Member of the Loan Officers Team
Job Titles:
- Member of the Loan Officers Team
- Senior Loan Officer
Job Titles:
- Loan Officer
- Member of the Loan Officers Team
Job Titles:
- Loan Officer
- Member of the Loan Officers Team
Tania Olivero - Chief Compliance Officer
Job Titles:
- Member of the Loan Officers Team
- Senior Loan Officer
Job Titles:
- Loan Officer
- Member of the Loan Officers Team
Job Titles:
- Loan Officer
- Member of the Loan Officers Team
Job Titles:
- Loan Officer
- Member of the Loan Officers Team
Job Titles:
- Loan Officer
- Member of the Loan Officers Team