The straightforward truth regarding life is that it is unpredictable. As humans, we aim to intend as well as forecast what the future could hold regardless of our failure to understand for certain just what exists ahead. With an unknowable future, having an economic plan is constantly an excellent suggestion. Plans keep us focused and on track in a world loaded with diversions as well as lures. With that said, there is a difference in between having a plan and also having an excellent strategy. That distinction can be summed up in one word: if.