EPPOLITO FINANCIAL - Key Persons
Job Titles:
- Operations Associate, EFS Registered Representative, RJFS
Job Titles:
- CFP® President, EFS Financial Advisor, RJFS
Larry has more than 38 years of experience in the financial services industry, with specialized expertise in retirement planning and investment management.
He'll tell you investing can be a complex, ever-changing process, as goals change and the strategies used for pursuing them evolve over time. He knows his clients count on him to take the burden off their shoulders and guide them on their lifelong journeys - a responsibility he embraces.
He has a knack for tuning out the noise and getting to the crux of the matter - this applies to both planning and money management issues.
He believes that the media largely stokes euphoria and pessimism, and that his role is to put things in the proper perspective, as objectively and as clearly as possible - which he regularly does through his client letters.
Before joining Raymond James in May 2017, Larry was a managing director and investment officer at Wells Fargo Advisors (and its predecessor firm A.G. Edwards & Sons) in Chelmsford, Massachusetts, where he worked for more than 28 years. He began his career at Merrill Lynch in Burlington, Massachusetts, in 1984.
Larry earned a bachelor's degree from the Suffolk University School of Management, graduating magna cum laude. He was a member of the Delta Mu Delta National Business Honor Society and an assistant captain of the varsity hockey team. He earned his Certified Financial Planner™ certification in 1992. He went back to school at night to earn his MBA from Boston University's Graduate School of Management, knowing it could help him make better decisions for his clients in the ensuing years.
Originally from Norwood, Massachusetts, Larry lives in Chelmsford with his wife, Sheila. Their three daughters, Grace, Rose and Sophie are currently in violation of Larry's "200-mile Rule." The girls are not allowed to be more than 200-miles away from him. In his free time, Larry enjoys studying history, playing hockey, bike riding, traveling and spending time with his family, vacationing on Cape Cod, and skiing and hiking the White Mountains of New Hampshire. Larry has hiked all 48 of New Hampshire's 4000-footers.
Michael works closely with families, individuals and entrepreneurs to provide guidance and advice on essential financial matters, such as wealth accumulation, investment management, cash flow planning and risk management.
Michael holds two key professional credentials that help him serve the specific and complex needs of his clients. As a Chartered Financial Analyst®, he holds one of the of the world's most respected and recognized investment credentials. As a Certified Financial Planner™ professional, he also holds one of the most respected financial planning credentials and the recognized standard of excellence in personal financial planning.
He is highly focused on helping his clients manage their money, mitigate their risk and address their individual financial goals, needs and concerns. In order to deliver quality advice, he devotes considerable time to understanding the issues, tradeoffs, risks and potential outcomes of every scenario.
His long-standing belief is that long-term financial success is most often the result of many smart decisions compounded over time. He dedicates much effort to educating clients as he believes it is what can lead to more confident and informed decision-making.
Michael began his career advising clients at Fidelity Investments before joining Larry Eppolito at Wells Fargo Advisors and then moving to Raymond James together in 2017. He holds a bachelor's degree in business from Westfield State University and a master's degree in finance from Northeastern University's D'Amore-McKim School of Business.
Originally from Franklin, Massachusetts, Michael lives in Westford with his wife, Corinne, and Chocolate Lab, Grizzly. In his free time, he enjoys golfing, hiking, skiing, and spending time with his family and friends. He serves on board of the Lowell Transitional Living Center.
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Investment advisory services offered through Raymond James Financial Services Advisors, Inc.. Eppolito Financial Strategies is not a registered broker/dealer and is independent of Raymond James Financial Services.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™, and in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
Shannon has more than 23 years of experience in the banking and financial services industries. She builds strong relationships with the clients she serves, working to resolve any challenges they face and generally making their lives easier in any way she can.
Shannon first began working with Larry Eppolito in 2001 at A.G. Edwards, and subsequently at Wells Fargo Advisors after a series of corporate mergers. She transitioned to Eppolito Financial with the team in 2017. Earlier in her career, she worked for Republic Bancorp. She is a graduate of Chelmsford High School and an alumna of Smith College and Syracuse University. She earned her degree from the S.I. Newhouse School of Public Communications.