PCF BANK - Key Persons
Job Titles:
- Chief Financial Officer
- Member of the Executive Committee
Caroline has significant experience as a finance director, most recently as Chief Financial Officer and Board Member at White Oak UK, where she was responsible for finance and treasury and helped develop their response to the pandemic. Additionally, Caroline has a strong knowledge and understanding of PCF's reporting requirements both as a listed entity and bank, having previously served as Group Finance and Transformation Director at Arrow Global PLC and led the Co-operative Bank's financial reporting for two years as Chief Accounting Officer. Whilst at the Co-Operative Bank, she was one of their key contacts with the PRA. Caroline has more than 25 years' experience in finance and banking, including twelve years at Deutsche Bank, latterly as UK Finance Director, working within the UK regulatory environment. Caroline qualified as an accountant at PricewaterhouseCoopers and has a First-Class Honours Degree in Economics from the University of Hull.
Job Titles:
- Chief Operating Officer
- Member of the Executive Committee
Chris has over 35 years of Banking and Financial Services experience. Chris has held senior roles in retail banking including at Permanent TSB, Allied Irish Bank and the Co-operative Bank and in Financial Services organisations focussed on operations, including at Bluestone Mortgages, Cabot Financial and Allied International. Chris has a breadth of experience across Operations, IT and Transformational Change with a deep knowledge of loan origination and servicing, arrears management, quality assurance and debt purchase/sale. Chris joined the Group as Head of Operational Excellence in early 2021 and was appointed Chief Operating Officer on 1 September 2022 on an interim basis pending full formal regulatory approval.
Job Titles:
- Independent Non - Executive Director
- Member of the Executive Committee
Christine is a chartered accountant with over 25 years' experience in asset finance, for UK and international banks. Over the last 9 years, she has served as non-executive director on a number of boards in the health, housing, leisure and finance sectors, including as chair of the audit committee. She is currently a non-executive director of Buckinghamshire Building Society and chairs its audit committee. Christine is the Chair of the Audit & Risk Committee and a member of the Nomination Committee and the Remuneration Committee.
Job Titles:
- Member of the Executive Committee
- Non - Executive Director
David has over 35 years' experience in international banking, building his career at Standard Chartered Bank in Europe and the Far East. Since leaving Standard Chartered in 2003, he has been involved in a range of business advisory and non-executive roles. He is currently a non-executive director of Somers Limited, Bermuda Commercial Bank Limited and Waverton Investment Management Limited. He is also Chairman of Harlequin FC, the Premiership rugby club. David is a member of the Audit & Risk Committee, the Nomination Committee and the Remuneration Committee.
Job Titles:
- General Counsel
- Member of the Executive Committee
- Solicitor
Duncan is a solicitor who has accumulated considerable experience as a corporate commercial lawyer over the years having undertaken a wide range of M&A and general company commercial work for national and international financial sponsors, corporates and individuals. Over that time this has been undertaken both in private practice as a partner at Pinsent Masons, Olswang and Taylor Wessing and in-house as general counsel at Credit Suisse (in the 1990's), Citigroup Capital UK (in the mid 2000's) and recently as part of Taylor Wessing's general counsel team.
Job Titles:
- Chief Executive Officer
- Member of the Executive Committee
Garry is a financial services professional having had a variety of roles in listed, owner managed, state and private equity controlled businesses. He has extensive experience across financial services with a focus on credit risk management, operation transformation and M&A. Garry's early career was with Nationwide Building Society where he was a senior executive and a member of Retail Credit Committee. Since then he has worked extensively in private equity as both a founder, CEO, NED and Chairman. Garry was a non-executive director of Computershare Loan Services Ltd for six years including chairing the Audit and Compliance Committee for part of that time. He has joined us from a leading fintech lender where he played a key role in supporting their rapid growth plans. Garry is a Member of the Institute of Credit Management (MICM) and holds the Finance and Leasing Diploma.
Job Titles:
- Chief Risk Officer
- Member of the Executive Committee
Jason joined PCF Group in October 2016 and is responsible for the chief risk, compliance oversight and money laundering reporting senior management functions. He has over 15 years' experience in risk management and compliance and joined from Royal Bank of Canada, where he spent 8 years in various senior roles, including the Global Head of Operational Risk for Treasury Market Services and the Chief Risk Officer for RBC Investor Services UK.
Job Titles:
- Member of the Executive Committee
- Non - Executive Director
Mark was Chairman of Stockdale Securities from November 2014 until it was bought by Shore Capital in April 2019. He was previously Chief Executive of Collins Stewart Hawkpoint and brings a wealth of experience and leadership in both small and large financial services business. Having worked as Global Head of Research for ABN AMRO and HSBC and as Chief Executive of ABN's UK equities business, Mark led the successful turnaround of Arbuthnot Securities followed by Collins Stewart Hawkpoint. Mark is a member of the Nomination Committee and the Interim Chair of Remuneration Committee.
Job Titles:
- Independent Non - Executive Director
- Member of the Executive Committee
- Independent Non - Executive Director - Senior Independent Director
Mark's banking career spans over forty years starting at Midland Bank. He went on to become CEO of three fast growing and profitable specialist challenger banks - Sun Bank Plc, Heritable Bank Plc and most recently, Hampshire Trust Bank Plc. Mark is currently Chair of Cashplus Bank, a fintech business, where he has also been Chair of Audit and Remuneration Committees and serves on the Risk Committee. He is also Chair of a small Swedish SME finance Group. He is current Chair of the Strategic Advisory Board at the Loughborough University School of Business and Economics, where he also served for nine years on Council, Chaired the Audit Committee, was elected Alumni President and was appointed Pro-Chancellor. He is a former Chair of the Specialist Banks Advisory Board at UK Finance and served on the Board of both the BBA and UK Finance (chairing its Audit Committee). Mark holds a B.Sc Honours degree in Banking and Finance and M Phil, both from Loughborough University, is a Fellow of the Chartered Institute of Bankers and a Fellow of the RSA. He is a Past Master of the Worshipful Company of International Bankers. Mark is the Chair of the Board Risk Committee.
Job Titles:
- Member of the Executive Committee
- Independent Non - Executive Director - Chair
Simon has over thirty years' experience of the banking industry, primarily with Chase Manhattan, in London and New York, and Barclays where he was the regional director for the corporate banking activities in Wales and the South West of England. Simon has been a director of Cambridge and Counties Bank since its foundation in 2012 and chairman since 2015. He is also chairman of RCI Bank UK, the UK arm of the French bank RCI Groupe, part of the Renault Group. He served as the International Director of the Confederation of British Industry and latterly as director for London and the South of England. He was a member of the CBI Management Board. Outside banking and industry, Simon has served as a governor of the University of the West of England and is now a trustee of the Wallscourt Foundation, which acts to promote the student experience and teaching objectives of the university. In addition, Simon is a lay member of the Audit and Risk Committee of the Recruitment and Employers Confederation and a former non-executive director of the Government Office of the South West.
Job Titles:
- Chief of Staff
- Member of the Executive Committee
Stephen's main role is to support the CEO and assist the chief executive office with prioritising and project managing tasks and projects, to ensure successful implementation and delivery. Within such role he has responsibility and oversight of the Group's HR and Talent functions. Stephen has over 30 years' experience in financial services with specific expertise in credit management, leading and executing change. He was Operations Director and Executive Board Director of private equity backed credit management businesses for 13 years and prior to that was a member of the senior team in Collections and Recoveries at Nationwide Building Society