CARDOZA LAW CORPORATION - Key Persons
Chris Ian G. Mike was kind, compassionate, knowledgeable and took an interest in learning the facts of my case before he made an assessment. He was willing to take the time to listen with an open mind. It was clear he enjoys helping people and he was very thoughtful when recommending the best approach for me. As you search for people to help you with your case, I would urge you to call Mike now! He also has a fantastic support team and great tools to help ease the struggle when you need to be heard.
James Albert graduated from The University of California, San Diego in 2020 with a B.S. in Electrical Engineering. Prior to joining The Cardoza Law Corporation, he served in the United States Air Force and was given an honorable discharge in order to focus on his education. James has been contributing to Cardoza Law by helping manage our clients along with our other Legal Assistants for over 2 years.
Job Titles:
- Attorney
- California Consumer Financial Protection Attorney
- Consumer Financial Protection Attorney
Michael F. "Mike" Cardoza is a California Consumer Financial Protection Attor ney who help s people regain control of their financial lives by getting the upper hand on creditors, debt collectors and credit reporting agencies. He is a former senior executive of a debt-buying company, a debt collection agency, and a major regional high-volume debt collection law firm. He now brings his experience and skill to help consumers exclusively. He is the author of "The Secret World of Debt Collection: Beat Collectors at Their Own Game" and is a regularly featured speaker and commentator on consumers' rights and credit reporting.
Trained as a trial attorney in the U.S. Marine Corps, Mike Cardoza has tried countless cases in federal and state courtrooms. He is a graduate of UCLA with a degree in Business Economics and also of the Georgetown University Law Center in Washington, D.C. Mike is a veteran of the war in Iraq and after additional assignments overseas and in the courtroom, retired from the U.S. Marine Corps Reserves as a Colonel. Mike founded The Cardoza Law Corporation in order to share the truth about consumer credit and finance with clients and to be their "partner in prosperity."
I've decided to write about my military experience because it, along with being a father, a husband, and an attorney, has shaped my worldview.
In the military, we live by a code where people do right by each other. Nobody's perfect, but one of the biggest sins is to do something wrong to your fellow Marine, Sailor, Soldier or Airman, or your failure to take care of him or her. Whether you particularly like them or not.
It's therefore a virtue to do right by people and, by extension, by your unit, your chain of command, and your service. If you make a mistake you own up to it.
Attorney Mike Cardoza has a unique perspective on consumer debt collection. He is not only an experienced trial litigator, he is a former debt buying corporation owner and senior executive at a debt collection law firm. Read more to find out how his insider knowledge gives his firm an advantage when taking on debt collectors and creditors.
Samuel Albert graduated with honors from the University of California, San Diego with degrees in Communication and Cognitive Science. During his time in college he served as President of the UCSD chapter of Phi Alpha Delta, the nation's largest professional law fraternity.
Mr. Albert's career in the legal field has focused primarily on consumer protection, but also includes practice with Intellectual Property, Business, and Employment Litigation. His experience comprises work done extensively in the California Superior Court system, the U.S. District Court of California, Northern, Eastern, Central, and Southern Districts, and the Supreme Court of the United States. Prior to joining The Cardoza Law Corporation, Mr. Albert served as the Director of Legal Services at Wirtz Law APC.