ECMC - Key Persons

Job Titles:

• Corporate Secretary
• General Counsel

Brian C. Boardman is the general counsel and corporate secretary at ECMC Group. In this role, he is the primary legal advisor to the corporation and affiliates, including its executive management team and Board of Directors. Mr. Boardman also provides executive oversight to the Legal and Compliance departments. Mr. Boardman has dedicated his career to the field of education. His work in education began before attending law school when he worked for two years teaching fifth grade in Washington, D.C., through Teach For America. Soon after graduating from law school, Mr. Boardman began practicing higher education law, first as a litigation attorney in Chicago and then moving in-house to Northwestern University, where he worked for eight years prior to moving to ECMC Group. Over that time, Mr. Boardman developed deep expertise on legal issues related to students, including academic integrity, discrimination and harassment, study abroad and threat assessment, among many others. He was recognized by his colleagues at Northwestern with awards for his work as in-house counsel on two occasions. Most recently, he served as ECMC Group's deputy general counsel for more than five years. Mr. Boardman has expanded his experience since joining ECMC Group. He has worked to support its foundation and its student loan guarantor on issues ranging from program-related investments to guarantor servicing contracts; he oversaw the company's ethics function, and his work as assistant corporate secretary included governance oversight and advice. His progressive development has positioned him as a leader on legal issues facing nonprofit, educational organizations. As such, fueled by his interest in college affordability, Mr. Boardman has served since 2018 as a member of the board of directors of BestPrep, a Minnesota nonprofit whose mission is to prepare students with business, career and financial literacy skills. Mr. Boardman graduated with a degree in journalism, magna cum laude, from Northwestern University and he graduated from Stanford Law School, where he participated in its education advocacy clinic.

Job Titles:

• President
• Board Member and Treasurer for Tutapona

In his role as president of ECMC, Chad Tate is responsible for the management and coordination of all Federal Family Education Loan Program and guaranty agency program activities for ECMC. He also oversees our college access, training and outreach activities in the states where ECMC is the designated guarantor. Most recently, Mr. Tate was ECMC's senior vice president of operations where he oversaw guarantor operations and provided strategic direction and operational management to several departments. Before joining ECMC, he was at Blue Cross Blue Shield of Minnesota where he served in a variety of finance and operations roles, including collections manager, director of treasury operations, director of finance operations, senior director of claims and billing operations and vice president of claims operations. Mr. Tate is a board member and treasurer for Tutapona, a nonprofit organization focused on mental health. He also has served on the boards of Five Loaves Food Shelf and the YMCA in New Richmond, WI. Mr. Tate holds a master's degree in business administration with an emphasis in finance from Hamline University and a bachelor's degree from North Central University.

Job Titles:

• Chief Executive Officer
• President

Dan Fisher is the president and CEO of ECMC Group, where he leads a team committed to creating, providing and financially supporting advancements in postsecondary education-particularly for the historically underserved. Before his current role, Mr. Fisher was president of ECMC, where he was responsible for managing and coordinating all Federal Family Education Loan Program and guaranty agency program activities for ECMC. He also served as the general counsel and corporate secretary of ECMC Group, where he was the primary legal advisor to the corporation and affiliates, including its executive management team and Board of Directors. In addition to ensuring compliance with all laws and regulations, he has been critical in forming ECMC's national bankruptcy litigation strategy to standardize the treatment of student loans in bankruptcy. He has argued appeals involving student loan dischargeability standards, due process matters and collection cost issues. Mr. Fisher has given presentations on student loan-related matters at many industry conferences as well as the American Bankruptcy Institute and the National Council of Bankruptcy Judges. He is admitted to practice in most federal appellate courts and the U.S. Supreme Court. Prior to joining ECMC Group, Mr. Fisher served on active duty in the U.S. Army as a judge advocate, where his primary focus was court-martial litigation. Mr. Fisher also serves on the national board of directors for the nonprofit Credit Abuse Resistance Education, which has 60 state and local chapters focusing on teaching young people the skills to improve their financial literacy.

Job Titles:

• Executive Leadership

Derek Langhauser has substantial experience helping colleges provide affordable access to high-quality employment-centered education. For 25 years, Mr. Langhauser served as president and general counsel of the Maine Community College System and special counsel to the Maine Maritime Academy. During that time, he also served as the president of the National Association of College and University Attorneys, chair of the Journal of College and University Law, advisor to the Ford Foundation Project on Academic Freedom, member of the Author's Committee of the Education Law Reporter, advisor to several higher education organizations and advisor to a national Campus Safety Project. Mr. Langhauser also has substantial legal experiences outside of higher education. He has served as a law clerk to two justices on the Maine Supreme Court, chief legal counsel to two governors, special counsel to a former United States senator and counsel to one of Maine's largest corporations. In recognition of his work, Mr. Langhauser has been elected a fellow of the American Bar Foundation, fellow of the National Association of College and University Attorneys, member of the Council of the American Law Institute, chair of numerous education or law-related boards or commissions, and invited speaker at dozens of state or national education events. He also has been a college guest lecturer on constitutional law, and was the author or editor of numerous articles and books on constitutional or higher education law, including a 2,000-page compendium on campus freedom of speech. Mr. Langhauser earned a bachelor's degree from Bates College and a juris doctor from the University of Maine.

Job Titles:

• Executive Leadership
• Senior Sales, Business Development and Marketing Leader

Diana Ingram is a senior sales, business development and marketing leader with an extensive background in information technology in the U.S., Latin American and global markets. She has led organizations with as many as 8,000 employees with revenues exceeding $2 billion. Most recently, she led Oracle's technology consulting services business in Southern California, where she focused on helping corporate clients accelerate their transition to cloud computing and enhance their IT security posture. Earlier, she was executive vice president and head of operations for the U.S. start-up networking software company, IBT/Realtime. In previous years, Ms. Ingram held several key positions at IBM including director of security and privacy services, U.S.; vice president of global sales, wireless e-business solutions; vice president of telecommunications/media sector, Latin America; and director of enterprise content management software sales, Americas. In addition, she was senior vice president and general manager of operations, West region, Kinko's Inc., a leading business services company now part of FedEx. There she held overall responsibility for an organization comprised of 600 retail stores and 20 commercial print production centers, generating more than $1 billion annually. She serves on the board of directors of Rexford Industrial Realty, Inc., a public real estate investment trust, and Forest Lawn Memorial Parks. She is a past president of the Southern California affiliate of the International Women's Forum. Ms. Ingram also serves on the boards of Goodwill Southern California and the UCLA Foundation. Her previous board experience includes Big Brothers Big Sisters, Los Angeles, the Los Angeles Urban League and the Coalition for Clean Air. She holds the Certified Information Systems Security Professional (CISSP) designation from the International Information System Security Certification Consortium (ISC)². Ms. Ingram received her bachelor's degree from Stanford University and her MBA from the Kellogg Graduate School of Management at Northwestern University.

Job Titles:

• Chief Investment Officer
• in 1994 As a Financial Analyst

Greg Van Guilder is the chief investment officer for ECMC Group. His responsibilities include oversight for ECMC Group's investment portfolio, which is a diversified portfolio of global equities, alternatives, private capital and direct investments. In this role, Mr. Van Guilder works closely with the ECMC Group Investment Committee to implement a long-term investment strategy to grow our portfolio while prudently managing risk. Mr. Van Guilder joined ECMC Group in 1994 as a financial analyst and during his tenure has held a number of key leadership positions in finance. In 2006, he was promoted to chief financial officer (CFO). During his tenure as CFO, ECMC Group's revenues grew and were diversified materially. ECMC Group's financial success over the last 12 years has generated a significant investment portfolio that is used to support the missions of ECMC Foundation and ECMC Education. From 2016 through 2018, Mr. Van Guilder held both the ECMC Group CFO title and chief investment officer title. With the growth of ECMC Group's investment portfolio in both size and complexity, he transitioned to full-time chief investment officer in 2018.

Job Titles:

• Chief of Staff
• Senior Vice President

Heidi Johnson is the senior vice president, chief of staff (COS) and works with the executive officer team in the planning and coordination of strategic, highly complex activities across the organization. In addition to her COS role, she leads the Records and Information Management Committee and manages ECMC Group's enterprise disaster recovery and business continuity efforts. Ms. Johnson has 25 years of experience in higher education finance and software development-23 of which have been in a variety of positions within ECMC Group and its affiliates. She has managed every aspect of the information technology (IT) department. Prior to joining ECMC, she was an IT consultant, managing large-scale development efforts for health care insurance companies.

Job Titles:

• Executive Leadership

I. King Jordan is from Glen Riddle, Pennsylvania, a small town outside Philadelphia. Dr. Jordan served four years in the U.S. Navy and during his service, became profoundly deaf as a result of a motorcycle accident. He earned a bachelor of arts from Gallaudet University and a master of arts and a Ph.D. from the University of Tennessee, all in psychology. After earning his doctorate, Dr. Jordan joined the psychology faculty at Gallaudet. He later became the department chairman and dean of the College of Arts and Sciences. Dr. Jordan made history in 1988 when, after a historic protest, he was named president of Gallaudet, the first deaf president since the university was established in 1864. His appointment led to him becoming a spokesperson for the rights and abilities of people who are deaf and people who are disabled. Dr. Jordan has served as a visiting scholar at universities in the United States as well as in Edinburgh, Scotland; Krakow, Poland; and Toulouse and Marseille, France. Dr. Jordan holds 12 honorary degrees and is the recipient of numerous other awards, among them: The U.S. Presidential Citizen's Medal, the Freedom Award from The Washington Times Corporation, the James L. Fisher Award from the Council for Advancement and Support of Education, and the Distinguished Leadership Award from the National Association for Community Leadership. In 1990, President George H.W. Bush appointed Dr. Jordan vice chair of the President's Committee on the Employment of People with Disabilities and in 1993, President Bill Clinton reappointed him to that role. In 2010, President Barack Obama appointed Dr. Jordan to the Commission on Presidential Scholars. Dr. Jordan serves on six corporate or nonprofit boards and continues to actively challenge the American public to examine their attitudes toward people with disabilities and to open their minds, hearts and workplaces to them.

Job Titles:

• Head of Corporate Affairs
• Senior Vice President

Iris Cumberbatch is senior vice president and head of corporate affairs at ECMC Group. Dr. Cumberbatch has held this position since 2016, leading a team of professionals responsible for media relations, external communications, executive communications, government affairs, community relations, internal communications, web services, graphic design, and social and digital media. Prior to joining ECMC Group, Dr. Cumberbatch was vice president and head of public affairs at the Federal Reserve Bank of Cleveland from 2012 to 2015, where she led public and media relations, internal and external communications, public official outreach to federal, state, and local government officials, Internet and intranet services, design services, social and digital media, and conference and event management. Previously, she was senior vice president of corporate communications for Wells Fargo Eastern Commercial Banking and Government & Institutional Banking from 2009 to 2012. Dr. Cumberbatch joined Wachovia in 2005 prior to the Wells Fargo/Wachovia merger and led corporate communications for all Wachovia General Bank segments including retail, small business, mortgage, card and payment services, distribution/Wachovia Direct Access, commercial banking, business banking and community banking. Prior to joining Wachovia, she led communications and marketing for numerous banking, investment, and online businesses at a variety of financial institutions including Bank of America, Citibank, National Securities Clearing Corporation, Shearson Lehman Hutton/American Express, E.F. Hutton, and Morgan Guaranty Trust Company. Dr. Cumberbatch began her career as a journalist with NBC News in New York and the BBC World Service in London. Dr. Cumberbatch earned her bachelor's degree in journalism/communications from Pennsylvania State University, her MBA from Queens University of Charlotte in North Carolina and her PhD in leadership and change from Antioch University in Ohio. She also received an advanced certificate in mass communications from the University of Manchester in Manchester, UK.

Job Titles:

• Executive Leadership

Jack O'Connell was elected to a second four-year term as State Superintendent of Public Instruction for California on June 6, 2006. He was the only statewide official to be elected in the June primary election, after earning more than half of all votes cast in a field of five candidates. He was first elected to serve as California's 26th state superintendent on November 5, 2002, earning more votes than any other contested candidate in the country. As chief of California's public school system and leader of the California Department of Education, Mr. O'Connell has focused on closing the achievement gap and preparing students for a rapidly changing global economy by holding high standards for all students. He is a strong supporter and facilitator of partnerships between schools, businesses, communities, and philanthropies in order to engage students with challenging, real-world education experiences. He has worked to smooth the transitions between all segments of education, from preschool to college or the workplace. As a former high school teacher and author of the legislation creating the California High School Exit Exam, he has led a comprehensive effort to increase rigor and improve student achievement in California high schools. Mr. O'Connell is a proven team builder with the ability to forge consensus on contentious issues, especially where challenges are strongest. He has worked to fortify California's world-class academic standards, strengthen California's school accountability and assessment systems, and bolster state funding for public school classrooms. He also has been a leader among state school chiefs nationwide in an effort to increase flexibility and fairness in the federal No Child Left Behind school accountability system. He is a long-time advocate for smaller class sizes, improved teacher recruitment and retention, comprehensive testing and up-to-date school facilities. He received a bachelor of arts in history from California State University (CSU) Fullerton and earned his secondary teaching credential from CSU Long Beach. He returned to his high school alma mater to teach for several years and later served on the Santa Barbara County school board. He was elected to the 35th State Assembly District in 1982 and was re-elected by wide margins thereafter, once garnering both the Republican and the Democratic nominations. In 1994, Mr. O'Connell was elected to the 18th State Senate District on California's central coast and easily won re-election in 1998. Throughout his career, Mr. O'Connell has worked to improve public education in California. As the author of numerous landmark education bills in both the California Assembly and the State Senate, he made quality education his number one priority. This commitment to the children of California earned Mr. O'Connell the praise and respect of colleagues and educators statewide. Currently, Mr. O'Connell is a partner with Capitol Advisors Group, an education advocacy and marketing firm, and he is a board member for Impact Teen Driver, working closely with the California Highway Patrol.

Job Titles:

• President

With more than 35 years of professional experience in higher education, philanthropy and public policy advocacy, Jacob Fraire became president of ECMC Foundation in February 2023. Here, he leads the Foundation's strategic grantmaking and investing to transform the postsecondary ecosystem and improve higher education and career outcomes for students from underserved backgrounds. Before joining the Foundation, Mr. Fraire served as director of policy and strategy for the Diana Natalicio Institute at the University of Texas at El Paso. Previously, Mr. Fraire was president and CEO of the Texas Association of Community Colleges (TACC) where he represented the presidents and chancellors of the state's 50 public community college districts, which enroll more than 700,000 students. Under his leadership, TACC secured policymaker support for state policies and funding in favor of community college students, including the creation of the Texas Commission on Community College Finance and legislative approval for the Texas Reskilling and Upskilling through Education program, authorizing short-term credentials for adult learners. Mr. Fraire also provided leadership to advance statewide implementation of guided pathways reforms to improve completion rates, post-graduation success and other student outcomes. Mr. Fraire co-led a statewide collaboration that resulted in legislative approval of student transfer policy and a corresponding state framework for transfer efficacy. He also led efforts to realize legislation to implement co-requisite instruction to accelerate the completion of developmental education. Before joining TACC, Mr. Fraire served as vice president of philanthropy at Trellis Company (formerly Texas Guaranteed Student Loan Corporation). As the chief architect of corporate philanthropy, Mr. Fraire stewarded $80 million in competitive grants to advance college access, need-based financial aid, student success and research. His leadership led to the creation of today's Trellis Foundation. Mr. Fraire also provided leadership to the company's operational programs supporting college access and persistence, financial education, and default prevention and management services for institutions. For a decade, Mr. Fraire served in multiple policy advocacy roles in Washington, D.C. He served as director of legislation and policy analysis at the Hispanic Association of Colleges and Universities, as the senior legislative coordinator at a firm representing research-intensive universities, and separately as principal of a firm representing multiple guaranty agencies in the Federal Family Education Loan Program. Mr. Fraire has served on multiple national and state boards, including Grantmakers for Education, Institute for Higher Education Policy (board chair), Advisory Board for the Community College Research Center, federal Committee on Measures of Student Success, Corporate Advisory Committee of the Council for Opportunity in Education, TACC Business Advisory Council, Texas Transfer Working Group and Texas Dual Credit Task Force. The son of migrant farmworkers, Mr. Fraire grew up in El Paso, Texas. He holds a bachelor of science from St. Edward's University and a master of public affairs from the University of Texas at Austin. He and his wife, Virginia, have five adult children.

Job Titles:

• Chief Executive Officer and Co - Founder of the Partnership for Education Advancement
• Executive Leadership
• U.S. Secretary of Education Arne Duncan

James Runcie's professional career spans the private, public and nonprofit sectors. Mr. Runcie is currently the chief executive officer and co-founder of the Partnership for Education Advancement, a nonprofit organization committed to supporting social mobility by strengthening postsecondary institutions that serve low-income, first-generation and underrepresented students and families. Before Education Advancement, Mr. Runcie was appointed by U.S. Secretary of Education Arne Duncan to lead Federal Student Aid (FSA) as its chief operating officer. FSA manages the student loan portfolio, which currently has more than $1.6 trillion in assets and oversees more than 6,000 Title IV-eligible institutions. Mr. Runcie was responsible for an administrative budget of $1.7 billion and more than 13,000 staff and contractors. Mr. Runcie proudly served with a team of leaders that delivered numerous and significant accomplishments. These included top customer satisfaction scores (ACSI), substantial reductions in student default rates (20% decline), unprecedented expansion of Direct Loans and Pell Grants, and record FSA employee satisfaction levels (FEVS). Mr. Runcie spent 19 years as an investment banker, delivering results at major domestic and international financial institutions including UBS, Bank of America, and Donaldson, Lufkin & Jenrette. Mr. Runcie held various leadership and management roles in product and industry groups and on critical institutional committees. Mr. Runcie has originated or executed domestic and cross-border transactions, totaling billions of dollars involving capital raising, mergers and financial advisory assignments. Mr. Runcie is a first-generation high school and college graduate and consequently believes strongly in the transformative power of education. Mr. Runcie has served on several nonprofit boards relating to education or youth development, which continue to be his passions. Mr. Runcie is a current board member of Follett Higher Education, Thrivent Mutual Funds and Skillpointe Foundation. Mr. Runcie also is an Investment Committee member of the College Board. Mr. Runcie holds an MBA with distinction from Harvard Business School and a bachelor's degree in mathematics from the College of Holy Cross.

Job Titles:

• Chairman of the Board of Directors
• Officer
• Senior Executive
• Managing Partner of Valentine Associates LLC

During his professional career, James V. McKeon has served as a senior executive officer of a large publicly traded health care company, co-founded and monetized several entrepreneurial businesses, currently serves on the boards and committees of large public and nonprofit enterprises, and provides advice to owners, senior managers and entrepreneurs. Mr. McKeon is the managing partner of Valentine Associates LLC, a Pennsylvania-based advisory practice specializing in strategic planning, finance, performance improvement, and mergers and acquisitions. He has served in executive positions of service organizations for more than 25 years while also pursuing his entrepreneurial interests. Throughout his career, Mr. McKeon has been successful at growing several businesses by focusing on the fundamental strategies of improving infrastructure, aligning interests of constituencies, and ensuring accountability of execution while maintaining fiduciary responsibility. In his capacity as an advisor, Mr. McKeon has been active in assisting a diverse set of businesses achieve their goals, which have included capital raising, strategy development, recapitalization and monetization. Mr. McKeon serves as the chair of the Board of Directors of ECMC Group, a nonprofit organization with a mission to help students succeed. At ECMC Group, he serves as the chair of the Investment Committee, chair of the Governance and Compensation Committee and is a member of the Audit Committee. He most recently served on the board of directors of Genesis HealthCare LLC (NYSE: GEN) and was chair of the Nominating, Corporate Governance, Quality and Compliance Committee and was a member of the Governance and Compensation Committee. Mr. McKeon also serves on the boards of several privately held organizations. He is a Certified Public Accountant, inactive status in the Commonwealth of Pennsylvania. Mr. McKeon is a first-generation college graduate and strongly believes in the impact of education and the opportunities it creates. Mr. McKeon has been active in advocacy causes having previously served on the board of directors of The Tug McGraw Foundation, which is focused on quality of life for brain tumor patients and their families. He also served on the Finance Committee of Bancroft, a nonprofit organization that assists children and young adults with developmental challenges. Mr. McKeon holds a B.S. in accountancy from Villanova University.

Job Titles:

• Executive Leadership

Jennifer Anderson joined Community Reinvestment Fund (CRF), USA in August 2015, as its chief financial officer, and in November 2017, assumed the additional responsibilities of the president of the organization. Responsible for the operations and financial health of the organization, Ms. Anderson led the five-year strategic growth plan with the CEO and board of trustees and is currently leading the execution of the plan. Prior to CRF, Ms. Anderson was vice president and treasurer at AgriBank, FCB, where she led the redesign of the liquidity strategy for the organization. Prior to AgriBank, Ms. Anderson spent several years with the predecessor organizations to Ally Financial. While there, Ms. Anderson led the growth strategy for new trading products and in 2005 she accepted an international assignment to lead the capital markets activity for three continental European countries. As a result of the global financial crisis, in 2007, Ms. Anderson was asked to lead the restructure of the European companies and to create an exit strategy on behalf of the U.S. parent company. After three years, Ms. Anderson successfully completed the sale of the companies and repatriated to the United States. In the early part of her career, Ms. Anderson spent seven years at Bank of America, San Francisco, as a fixed income trader and a financial analyst. Ms. Anderson earned a B.S. in economics with a math emphasis and minors in math and international relations from the University of Minnesota, Twin Cities.

Mr. DePodesta is a graduate of Harvard College and holds a juris doctor degree from the University of Pennsylvania Law School.

Job Titles:

• Executive Leadership
• Member of the Board of Directors of Pacific Life
• Retired President and Chief Operating Officer of East West Bank - the

Julia S. Gouw is retired president and chief operating officer of East West Bank-the second largest commercial bank headquartered in California. Prior to joining East West Bank in 1989, Ms. Gouw was a senior audit manager with the accounting firm KPMG. Ms. Gouw was ranked one of the "25 Most Powerful Women in Banking" five times by American Banker magazine and has received the Los Angeles Business Journal's "Women Making a Difference" award two times in recognition of her achievements and philanthropic contributions. Ms. Gouw currently serves as a member of the board of directors of Pacific Life and VIZIO Inc., and chairwoman of the board for Piermont Bank. In celebration of Asian American and Pacific Islander Heritage Month, Ms. Gouw was recognized as one of the 2023 "Top 30 Asian American and Pacific Islander Board Members in the U.S." by BoardProspects. Ms. Gouw was appointed Ontario International Airport Authority (OIAA) commissioner in September 2016. The OIAA provides overall direction for the management, operations, development and marketing of Ontario International Airport in Southern California. Born and raised in Indonesia, Ms. Gouw came to the United States in 1978 where she earned her bachelor's degree in accounting from the University of Illinois at Urbana-Champaign.

Job Titles:

• Executive Leadership

An entrepreneur who has created and led three successful global businesses, K. Paul Singh is a strategic thinker with expertise in building highly effective organizations that deliver superior performance and customer experience. He is the founder and chief executive officer (CEO) of Rezon8 Capital & Advisory Group, a family office venture fund that primarily invests in technology-driven early-stage companies, and serves as an advisor to several privately held companies. Mr. Singh is a NACD Board Leadership Fellow. Prior to forming Rezon8 Capital & Advisory Group, Mr. Singh was the co-founder, chairman and CEO of Primus Telecommunications Group, a publicly traded global telecommunications company. Between 1994-2001, Mr. Singh grew annual revenue from zero to more than $1 billion. Additionally, he led the company's initial public offering on NASDAQ in 1996 and raised $1.4 billion in public equity and debt over a 10-year period. Prior to Primus, Mr. Singh served as founder, chairman and CEO of Overseas Telecommunications, Inc., a company that ranked 80 on the Inc. 500 in 1990 and was acquired by MCI Telecommunications in 1991. Mr. Singh then served as vice president of global marketing for the $10 billion large accounts division of MCI for three years. Over the course of his 30-year career, Mr. Singh has garnered numerous accolades. In October 2010, he was named "#1 Top Performing CEO of Public Companies with Annual Revenue Between $100 Million and $999 Million in the D.C. area" by the Washington Business Journal. He also won the prestigious Ernst & Young Entrepreneur of the Year Award in 2000, the TiE D.C. Legends Award in 2017 and a Stevie Award for leading the best business turnaround. Mr. Singh has also been active in numerous philanthropic organizations over the last 25 years, including the Darrell Green Youth Life Foundation, the Loudoun County Free Clinic, INOVA hospitals and its nursing scholarship program, the American Heart Association and Hoop Dreams. Mr. Singh currently serves on the boards of the Community Foundation for Northern Virginia, Publication Academy, Inc. and Floorwire, Inc. He previously served as a board member for the Harvard Business School Club, Washington, D.C., and as president of the Washington, D.C., chapter of The Indus Entrepreneurs (TiE), a global nonprofit association with the sole mission of fostering entrepreneurship and mentoring start-up founders. Mr. Singh holds a master of business administration degree from Harvard Business School and a master's degree in electrical engineering (MSEE) from the State University of New York at Stony Brook.

Job Titles:

• Chief Financial Officer

In August 2018, Martin Scanlon became the chief financial officer (CFO) for ECMC Group. His responsibilities include treasury, internal and external financial reporting, financial planning and analysis, financial operations, tax, budgeting, and business development, including mergers and acquisitions. Mr. Scanlon has more than 20 years of experience leading high-growth businesses, including multiple Fortune 500 companies, nonprofit organizations and consumer finance firms. He has effectively led and managed a full spectrum of disciplines including finance, accounting, business services, operations, human resources, product management, sales and marketing. Previously, he was the senior vice president of finance and CFO of ECMC, where he is responsible for finance across both our guarantor (ECMC) and career and technical education (ECMC Education) business lines. He also served as the president and chief executive officer of ECMC Holdings, where he was responsible for ensuring continuous improvement to sustain operational excellence, as well as pursuing revenue diversification opportunities through investment or acquisition in other companies. Prior to joining ECMC, Mr. Scanlon was CFO at EdFund, and held senior positions at the consumer finance firms Washington Mutual and Sallie Mae. As CFO at EdFund, he led and was responsible for all aspects of finance, accounting, business operations and human resources. He also directed and managed EdFund's strategic planning, company-wide performance measurement, research, financial, and business activities. As vice president and national manager at Washington Mutual, he led the Student Relationships and Education Lending division. He also served as vice president of finance for Student Loan Finance Association, an education credit division of Sallie Mae.

Job Titles:

• Chief Information Officer

Rahoul Ghose, an information technology (IT) executive with more than 30 years of experience, joined ECMC Group as the chief information officer (CIO) in July 2018. Mr. Ghose is responsible for the technology vision and strategic leadership for all business lines across ECMC Group. He has held senior leadership positions with Lifetouch, Best Buy, Cargill, Ecolab and Honeywell. Most recently, he worked at Winnebago Industries where he partnered with the Winnebago CIO to drive a technology-enabled transformation for the RV company. Mr. Ghose has a history of transforming IT capabilities through innovation, building shared service organizations and driving business value through technology. Mr. Ghose serves on the board at the MacPhail Center for Music in Minneapolis and on the Analytics Advisory Board for Hamline University's School of Business. He has an engineering degree from the Indian Institute of Technology and an MBA from the University of Minnesota Carlson School of Management.

Job Titles:

• Emeritus
• Commissioner from Minnesota
• Professor

Professor Robert A. Stein is the Everett Fraser Professor of Law and Distinguished Global Professor at the University of Minnesota Law School, a position he has held since 2006. Previously, from 1994-2006, Professor Stein was the executive director and chief operating officer of the American Bar Association (ABA). He was responsible for managing the world's largest professional membership association, with more than 400,000 members, a 900-person staff, and annual budgets of more than $180 million at the ABA's headquarters in Chicago and its office in Washington, D.C. Before that, Professor Stein was dean of the University of Minnesota Law from 1979-1994. He was the first William S. Pattee Professor of Law from 1990-1994. Before becoming dean of the law school, Professor Stein was vice president for administration and planning of the University of Minnesota from 1977-1979. Professor Stein was appointed to the University of Minnesota Law School faculty in 1964. Professor Stein was a visiting professor at the University of Chicago Law School in 1975-1976 and UCLA Law School in 1969-1970. He was a visiting scholar at the American Bar Foundation from 1975-1977. He also served as the University of Minnesota's representative to the NCAA, the Big Ten and the WCHA. He continued to be involved with the NCAA even after leaving the university in 1994, serving on the NCAA's Division I Infraction Appeals Committee. Professor Stein is a commissioner from Minnesota to the National Conference of Commissioners on Uniform State Laws and has served as the national president of the Uniform Law Commission. He is a member of the American Law Institute (ALI) and has served on the Council of the ALI. He is currently an emeritus member of the Council of the ALI. Professor Stein has served as an advisor to several of the institute's Restatements. Professor Stein currently teaches courses on the U.S. Supreme Court and the Rule of Law. He is a nationally recognized authority in the areas of estate planning, trusts and probate law. He is an academic fellow of the American College of Trust and Estate Counsel and an academician in the International Academy of Estate and Trust Law. He is also a fellow in the American College of Tax Law. Professor Stein holds leadership positions in numerous organizations. He served as co-chair of the Rule of Law Action Group of the London-based International Bar Association. He formerly served as chair of the Public and Professional Interest Division of the International Bar Association. He is a past president of the University of Minnesota Alumni Association, and he was a charter member of the Minnesota Law Review Advisory Board, serving from 2005-2006. He currently serves on the boards of directors of several organizations, including American Friends of Uppsala (Sweden) University and Managing Board of Directors of the CEELI Institute in Prague, Czech Republic. In 2013, after 20 years, Professor Stein stepped down as the ECMC Group chairman of the Board but remains active serving as emeritus director. Professor Stein holds both a bachelor of science in law degree and a juris doctor degree from the University of Minnesota. He also holds an honorary doctor of laws degree from Uppsala University in Sweden.

Job Titles:

• Emeritus
• President
• Member of the American Academy of Arts
• President of the American Bar Association

A magna cum laude graduate of the University of Colorado, Roberta Cooper Ramo earned her law degree from the University of Chicago. She has received six honorary degrees. She is a partner with New Mexico's largest law firm-Modrall Sperling, P.A. Mrs. Ramo concentrates her practice in transactional work and arbitration. She has particular expertise in working with large corporate and nonprofit entities in strategic planning and governance. In 1995, Mrs. Ramo became president of the American Bar Association (ABA), the first woman in history to head the world's largest organization of attorneys. Mrs. Ramo was the first woman to serve as president of the American Law Institute (ALI), and is the only lawyer to be both president of the ALI and the ABA. She served as president and then chair of the ALI board from 2008-2020. She is president emeritus and received the ALI's distinguished service medal in 2023. Mrs. Ramo is on the board of the Santa Fe Opera and is chair of the board of Think New Mexico, a bipartisan think tank. She was an independent director of BlackRock Mutual Funds for 20 years and she served on the New Mexico State Board of Finance. Mrs. Ramo was appointed by President Clinton to serve on the National Advisory Council on Violence Against Women. Mrs. Ramo also served on the five-member commission appointed by the United States Olympic Committee (USOC), which made recommendations for reformation of the USOC. She was appointed by Senator John McCain to co-chair a committee to reform governance of the International Olympic Committee. Mrs. Ramo is a member of the American Academy of Arts and Sciences and is recognized in Who's Who in America. She served for six years on the University of New Mexico's board of regents and was president of the board for two years. During her tenure, she led the university in establishing a science and technology corporation. In 1993, she received the Governor's Distinguished Public Service Award for community service in New Mexico. In 2000, Mrs. Ramo was made an honorary member of the Bar of England and Wales and of Gray's Inn. In August 2015, she received the ABA Medal.

Job Titles:

• Chief Human Resources Officer
• Chief Human Resources Officer ( CHRO )

Sarah Strehl joined ECMC Group in May 2015 as chief human resources officer (CHRO). In this capacity, Ms. Strehl is responsible for the human resources function and people-related processes, policies, and decisions for ECMC Group and its subsidiaries. Ms. Strehl serves on the HR Committee of the board of directors for the Jeremiah Program. Prior to joining ECMC Group, Ms. Strehl was vice president of human resources in the for-profit higher education industry for several years. From 1998 to 2012, she served in various human resources roles at Cargill, Inc., including enterprise human resources leader, organization effectiveness practice leader, human resources process leader and human resources generalist. Ms. Strehl has 20 years' experience in human resources, with more than 16 years in a leadership position. She leads with energy-creating an environment that enables individuals to fully use their talents to execute against the company's mission and drive value for the organization.