CALIFORNIA CONSUMER - Key Persons

Job Titles:

• LPL Financial Planner

As a CERTIFIED FINANCIAL PLANNER™ professional, Bette Lynn Paez guides her clients to avoid what she calls random acts of finance. By helping them to develop a good working relationship with their money, they can get ready to be the little old people they can't imagine being.

Job Titles:

• Insurance Specialist
• Warner Wealth in 2022 As an Insurance Specialist

Brian joined Warner Wealth in 2022 as an insurance specialist. His experience with the Warner method of doing business goes back much further, as he also helped lead one of James Warner's early enterprises, Shore Publishing Community Newspapers. "I have a passion to help make complicated issues more understandable. As a licensed insurance agent with a focus on Medicare, I'm now able to draw on the skills and community connections built through a two-decade career in community journalism to help people make informed decisions. Brian's community service experience ranges from Chamber of Commerce leadership to local non-profit board duties. Brian earned his bachelor of arts in American Studies/Environmental Studies from Yale University. He lives with his wife in Deep River, where he likes to putter in his workshop and occasionally make music with his reluctant bandmates.

Job Titles:

• Plan Manager

Brooke has been an LPL Financial employee since 2021 and is part of the Virtual Para-planning Services team. Brooke received her Bachelor's Degree in Economics from Michigan State University and obtained her CFP® designation in 2022. At LPL she partners with advisors to deliver back-office planning support by providing detailed data analysis and comprehensive planning strategies to assist clients in reaching their financial goals. LPL's Paraplanning Solutions group is not affiliated with

Job Titles:

• Client Services Associate

Danielle Berlepsch, Client Services Associate, graduated from Southern CT State University with a degree in Psychology and brings strong organizational skills, communication, and energy to the team. She can be found in the Shelton office answering phones, helping clients and our advisors, and is the friendly face you see when you first walk in. Danielle and her husband Justin live in Orange with their three children Peyton, Colton, and Barrett. In her free time, Danielle can be found cheering on her boys at hockey and baseball and her daughter at dance. Danielle is thrilled to be a part of the Warner Wealth team and looks forward to interacting with clients.

Job Titles:

• Master of Paw - Crastination

Elsy is a 3 year old fawn Frenchie who lives up to her title---Master of Paw-crastination. She doesn't like to lift a paw, but if she does, she can be found sleeping for hours after. Her email message is often set to "on vacation" and her voicemail is always full. You've heard our story, now we want to hear yours. To learn more about how Warner Wealth can serve you, give us a call today.

Job Titles:

• Pawsitivity Relationship Manager

Emmy is a lilac French Bulldog puppy. When she's not sleeping on the job, she takes her role as Pawsitivity Relationship Manager very seriously. In addition to naps and cuddling, Emmy loves peanut butter, socks, and her big sister Elsy; also a WW employee. Puppy math: 1 puppy + 1 shoe = .5 shoes.

Job Titles:

• Client Service Associate
• Client Services Associate

Gabriella Ciocca joined Warner Wealth as a Client Services Associate in May of 2021. Prior to joining Warner Wealth, Gabby's career centered around guest services, with her most recent position being a retail operations manager. Gabby is very detail-oriented and brings useful problem-solving skills to her role at Warner Wealth. She graduated from WCSU with a bachelor's in Fine Art, which is a passion of hers. Gabriella lives in Naugatuck with her husband Vinny, her dog Apollo, two cats Ameera and Cleo, and a little parrot named Rico Suave. In her spare time, she enjoys hiking with the pup, taking care of her garden, and tending to her extensive houseplant collection.

Job Titles:

• CERTIFIED FINANCIAL PLANNER
• Lead Wealth Advisor
• WG Founding Member

Jim Warner is a financial educator who has been helping people make smart decisions with their investments and insurance since 1983. The skills he developed as a college professor following graduate school have been used to present on topics including retirement planning, social security maximization, estate planning, business continuation planning and insurance modeling in continuing education programs at business leadership conferences, libraries and community centers. Jim is a CERTIFIED FINANCIAL PLANNER™ Practitioner. To become a CFP® professional, he successfully completed a comprehensive course of study culminating in a 10-hour, two-day test proving his expertise in financial planning, tax planning, employee benefits and retirement planning, estate planning, investment managing, and asset protection. Another important designation that Jim holds include a Chartered Life Underwriters (CLU). Each of these designations require extensive study and mastery of economics, finance, government, and employee benefits. Each program presents advanced applications of insurance, investments, taxation, estate planning, and comprehensive financial planning. Jim is also a former President of The Society for Financial Services Professionals and a former President of The Chamber of Commerce. Jim and his wife Connie love to travel, photograph, and sample new restaurants. Jim makes his own wine and is an accomplished chef. He enjoys nature by exercising and playing golf and playing with his twin grandchildren! James Warner, CFP is Warner Wealth's Lead Wealth Advisor who provides detailed financial consulting and analysis for his clients and offers financial services through LPL Financial that are tailored to address their current needs & future goals. In 2011, James merged his practice with his father's (which was established in 1983) to deliver more expansive services for all their clients and is licensed in 26 states for securities, life, and health. He is a Certified Financial Planner™ and holds his Series 7 & Series 66 registration with LPL Financial. He heads up a team that focuses on multi-generational planning and management. He specializes in estate and tax planning, business retirement plans, retirement income and education funding strategies for clients that revolve around their individual goals. My goal is to help our clients pursue their goals, not just manage a portfolio. I get to use my entrepreneurial focus to help business owners and retirees plan for their future. We do that by listening to our clients to understand their specific situation and then provide customized financial and investment recommendations to help them work towards those goals. This is not a one size fits all firm. I am proud of what we do for our clients and their families. Prior to joining Warner Wealth, James was a successful entrepreneur in Connecticut for more than three decades. His most notable startup was Shore Publishing Newspapers, which he co-founded in high school and expanded into the second largest newspaper group in Connecticut. Acting as Publisher and Chief Financial Officer, he sold the newspaper group to the New London Day in 2008. James received Bryant Universities' Young Alumni Leadership Award in 2009. He has been awarded small business of the year by Business New Haven magazine in 2003. He has also appeared in articles in the Hartford Courant, Entrepreneur Magazine, NBC News, the New York Times, and Editor & Publisher Magazine. James and his wife Emily live on the CT shoreline and are the proud parents of three boys - twins Tristan & Sterling and their baby brother Quinn. They enjoy boating, fishing, hiking and can be found skiing in VT during the winter. James is very active in the community and volunteers his time when he is not spending time with his family.

Job Titles:

• LPL Financial Advisor

John Kinney has been assisting his clients with money management since 1989. His practice focuses on helping his clients avoid the common mistakes made in handling their investments. John's clients include retired employees, retired teachers, physicians and business executives approaching retirement. John also has experience with retirement plans like 401(k), Simple IRA, and Pension Plans. Some of his techniques include tax reduction strategies on fixed income investments, and estate planning. John is a licensed Life, Health and Annuity producer as well as having a Series 7, 65, and 24 registrations held with LPL Financial and is an Accredited Investment Fiduciary. John grew up in New Haven, CT., attended college at Stonehill College in North Easton, MA., and now resides in Guilford, CT. with his wife and two daughters. John is very active in his community, plays golf, and occasionally likes to fish and ride his motorcycle.

Job Titles:

• Head of Puplick Relations

Paisley is our Shelton office greeter! She is often found eating peanut butter, looking for a belly rub, and assisting Rachael with our clients.

Job Titles:

• Director of Client Services

Rachael joined Warner Wealth as a Client Service Associate in June of 2019. She comes from a strong background in client relations throughout the years. As Director of Client Services, she helps James and Robyn in their roles to help clients pursue their financial goals. Rachael received her Bachelor of Arts in History from Western Connecticut State University in 2014. She also holds an Associate's Degree in Business Management - Marketing. In her spare time, Rachael enjoys being outdoors, practicing photography, reading, baking sourdough, and hanging with her dogs.

Job Titles:

• Chief Barking Officer

Rhea is just like her name says, a ray of sunshine! Rhea enjoys being outside, playing with her three brothers, and occassionally answering phones.

Job Titles:

• Financial Advisor
• LPL Financial Advisor

Robyn Wolcott is a Financial Advisor who says she got into the business to help make sense of all the financial jargon for her clients. "So many people don't plan because they don't have the time to learn the financial lingo," she says. "I work hard to demystify it and explain things in normal terms so clients can more easily understand and implement a path for the future. The best compliment I've received from clients is when they explain to me that no one else has told talked to them about finances in a way that makes sense. Hearing this makes me feel that I've done the job I promised to do. As an advisor, it's too easy to get swept up in acronyms in this industry and soon, eyes are glazing over during meetings - no one likes that.

Job Titles:

• Office Manager
• Madison Office Manager

Sarah Layton is the Madison Office Manager with a bachelors degree from CCSU in studio art and darkroom photography. Additionally, she holds a masters in elementary education from UNH. Sarah has brought so much to the WW team already, including her energy and work ethic. She goes the extra mile for every client. Sarah lives in Madison with her daughter Kassidy and dog Madaket. When she's not at work, Sarah enjoys walking the beach searching for sea glass, reading, DIY crafting, and watching football. (GO EAGLES!) Her favorite part about Warner Wealth? "The people! This is such an incredible and positive team to work with."

Job Titles:

• Director of Marketing
• Director of Marketing / Shannon
• Director of Marketing With Warner Wealth

Shannon Cushing is the Director of Marketing with Warner Wealth. She brings a creative and energetic approach to positive client engagement and enjoys coming up with new ways to promote the business.

Job Titles:

• Client Services Associate

Sharon joined Warner Wealth as a Client Services Associate. Sharon's background is diverse with more than thirty years in the health and wellness industry, Sharon is a Certified Holistic Health Coach specializing in nutritional supplementation. And has nearly two decades of experience in small law firm management and operations.