ELFPOINT

Elfpoint develops Technology and Intellectual Property. The current portfolio consists of six patents (4 issued, 2 pending) and working prototypes thereof... At the heart of our patents is a federated or decentralized payment architecture based on a store-and-forward payment bus that externalizes and routes payment requests from merchants to customers, enabling the customer to pay any payment request (physical or online) from any device... The payment bus provides addressing, routing and caching for payers, payees, payment requests and payment transactions, enabling any payer to pay any payee from their mobile device, synchronously or asynchronously.

Also known as: Elfpoint LLC