ARGYLL COVENANT ADVISORY LIMITED - Key Persons
Job Titles:
- Chairman
- Professional Independent Trustee
Andrew is the Chairman of Argyll Covenant. He was previously a partner at Grant Thornton for 25 years and founded their employer covenant practice which he headed from 2003. He has more than 40 years of providing corporate restructuring, insolvency and covenant advice.
Andrew was previously a partner at Grant Thornton for 25 years. He founded their employer covenant practice in London which he headed from 2003. He has more than 40 years of providing corporate restructuring, insolvency and employer covenant advice, and has acted as a financial and business adviser to lenders, creditors, shareholders and companies in relation to pension scheme management.
Andrew is one of the most experienced employer covenant advisers in the UK and has advised in relation to a number of high profile transactions, including those involving regulatory intervention. He has advised both the Pensions Regulator in relation to Scheme Specific Funding and the PPF in relation to scheme compromises.
Outside of Argyll Covenant, Andrew is also a professional independent trustee employing his many years' experience of working with trustees and companies to find pragmatic funding solutions for schemes. He is particularly well placed to help trustee boards understand covenant risk and interpret the advice they receive.
Andrew qualified firstly as a chartered accountant and subsequently was a licenced Insolvency Practitioner for over 25 years.
Gabriela is based in our Reading office and holds an MSc in Corporate Finance.
Jamie was previously an Audit & Accounts Specialist at Sagars for over 3 years, preparing statutory accounts for companies and pension schemes. Based in our Leeds office, she is skilled in accounting and financial analysis.
She is an ACA qualified accountant and holds a first class degree in Accounting and Finance.
Gabriela was previously a Corporate finance Analyst at HMT and before that a Corporate Development Analyst at Cabot Financial (corporate finance). She has worked for 4 years in corporate finance and over 3 years in covenant advisory. She is skilled in accounting and financial analysis, and in supporting client teams on corporate transactions given her corporate finance background.
Joshua was previously an M&A Insurance Analyst at insurance broker Howden M&A, advising on transactional risks in the M&A process and aiding the implementation of insurance solutions to mitigate transaction risks. He had a particular focus on private equity transactions and the UK Real Estate market.
He has also had a number of M&A related internships at corporate finance firms and a Big 4 accountant.
He is skilled in financial due diligence and analysis, in particular in relation to M&A transactions.
Joshua holds a degree in Economics.
Lukas was previously an Analyst at KPMG in the Corporate Finance department of Deal Advisory. Based in our Reading office, he has worked for 5 years in covenant advisory and is skilled in accounting and financial analysis.
He has a Masters Degree in Economics.
Job Titles:
- Senior Consultant
- Insurance, Reinsurance and Financial Institutions Specialist
Paul is an Insurance, Reinsurance and Financial Institutions Specialist and leads Argyll's insurance services. He was previously Director of Insurance Solutions at ING Bank and Director of Insurance Rating Services, Europe at Standard & Poor's.
Paul has around 40 years' experience working in the insurance industry, developing insurer financial structures, risk transfer solutions and rating models.
He is skilled in analysing complex financial structures and communicating the key features for clients.
Rich was previously a Manager in the Pensions Covenant & Restructuring Team at PwC. He has worked for over 12 years in corporate restructuring and insolvency, and over 5 years in employer covenant. He is skilled in advising trustees on covenant and corporate transactions, with a specialism is developing complex insolvency models.
Job Titles:
- Associate Director
- Founder
- Senior Partner
Richard is Head of Covenant Advisory and founded Argyll in 2013. He has been a covenant advisor to trustees and employers for over 18 years, with an additional 12 years of pensions advisory experience.
He was previously Head of Pension Services at the rating agency Standard & Poor's, one of the first companies to provide covenant analysis. He was also previously a Managing Director in the pensions team of Lincoln International.
He is skilled in negotiations and thinks creatively to find solutions acceptable to all parties. He advises on all employer covenant matters, including mergers and acquisitions, funding negotiations and innovative support structures.
Richard is a qualified actuary and for 11 years provided actuarial advice to trustees and companies. He uses his actuarial background to communicate effectively with Scheme Actuaries to ensure that the strength of the covenant is fully integrated into funding and investment decisions.
Richard is a Fellow of the Institute of Actuaries and holds an Honours degree in Law.
Rich was previously a Manager in the Pensions Covenant & Restructuring Team at PwC and before that in the Business Recovery Services team. Rich heads up our Leeds team.
He has worked for over 12 years in corporate restructuring and insolvency, and over 5 years in employer covenant. He is skilled in advising trustees on covenant and corporate transactions, with a specialism is developing complex insolvency models.
Rich is a CIMA qualified accountant.
Sarah was a Business Analyst at BCMS specialising in corporate finance. Sarah has worked for over 20 years in finance with over 5 years in corporate finance, and over 4 years in employer covenant. Her specialism is advising trustees on covenant assessments, the impact of transactions and performance monitoring given her corporate finance background.
Based in our Reading office, she has worked on a diverse range of assignments from non-profit organisations to multi-employer schemes with overseas parents.
Sarah is an ACCA qualified accountant.
Sean previously spent 6 years as a Senior Consultant at Towers Watson providing advice on employer covenant-related matters to trustees and companies.
He worked for 7 years in the corporate insolvency and restructuring team at Grant Thornton and in 2006 was seconded to the Pensions Regulator's corporate risk management team to review applications for Clearance under the Pensions Act 2004. He has a detailed knowledge of the working practices of TPR.
He began his career at Deloitte and between 1996 and 1998 he was consultant to World Bank, USAID, and European Union-funded institutional and financial reform programmes in eastern europe.
Sean is a qualified insolvency practitioner with 15 years' experience of advising on corporate insolvency and restructuring projects. Sean is based in our London office.