ESURANCE

While Esurance premiums are a bit higher than average, bundling home or renters insurance can bring rates down. Esurance also offers discounts for customers who pay in full and those with safe driving records... Esurance began online in 1999 and was available in only four states. They have since grown to be a top player in the auto insurance space and now offers coverage to almost 90 percent of the population. In May of 2011, Esurance was acquired by Allstate, further cementing itself as a reputable brand... An insurance company is only as reliable as their ability to pay out on claims, that's why we've made our financial stability score a 20% factor of our overall rating. We aggregate ratings from prominent, insurance-focused financial analysis agencies, such as A. M. Best.