WALDEN WEALTH MANAGEMENT - Key Persons
Job Titles:
- Member of Saddleback Church
- Protection Planner / Insurance Agent
Arlene* is an independent Protection Planning Executive. She spends time helping clients determine their insurance needs and designing protection plans including Health Insurance, Long Term Care and Disability to safeguard their love ones and themselves from potential financial hardships in the event of death, disability, or critical, chronic and terminal illness. She offers complimentary analyses of life insurance needs and reviews current life insurance policies to make sure that people have the appropriate coverage and are paying the appropriate price for that coverage.
A Bachelor of Arts in International Studies graduate of Maryknoll College in Manila, Philippines, Arlene started out as an international flight attendant for 12 years with Cathay Pacific Airways in Hong Kong before moving to the U.S. and venturing into the hotel industry for 3 years. She then applied her entrepreneurial skills by becoming a business owner of a green company, All Ways Clean before expanding her focus to the insurance industry. "In my cleaning business, I have access to the residences of the wealthiest in Orange County and have seen it happen too many times where my clients lose their homes to life events like death, disability or chronic illness. There is no point in maintaining the habitat of your dreams only to lose it to such life events. That is why I shifted my focus to insurance. " She has been in the insurance industry since 2010.
On her community involvement, Arlene is a very active member of Saddleback Church and is currently a PEACE (Plant churches, Equip servant leaders, Assist the poor, Care for the sick and Educated the next generation) leader for the Saddleback International Community (Philippine team). She also helps mobilize church members to use their talents and abilities to do local and global PEACE. She has also volunteered for Strong Tower Ministries and Serve the People since 2008 and Transformacion Mundial since 2005.
*Arlene is not affiliated with Walden Wealth Management or Sagepoint Financial and is solely used as a resource to help guide our clients with her experience. The information being provided is strictly as a courtesy. When you link to any of the web sites provided herewith, you are leaving this site. We make no representations as to the completeness or accuracy of the information provided at these sites. Nor are the companies liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third party technology, sites, information and programs made available through this site. By clicking on the link above you will leave our website and assume total responsibility and risk for your use of the site.
At EMC Accounting Services* we pride ourselves in handling your books as if they are our own…with the utmost care and accuracy. We have been providing a variety of high-quality services at competitive rates to small businesses since we opened our doors in 2009. Allow us to handle the tedious and time-consuming tasks of bookkeeping and accounting and avoid the most common and costly bookkeeping mistakes while you effectively manage your business and your precious time. Our great service, personalized experience and overall value are just some of the reasons why our clients continue to place their trust in us to handle such an integral part of their business.
Elizabeth is not affiliated with Walden Wealth Management or NPC and is solely used as a resource to help guide our clients with her experience. EMC Accounting Services, Walden Wealth Management and NPC are separate and unrelated companies. The information being provided is strictly as a courtesy. When you link to any of the web sites provided herewith, you are leaving this site. We make no representations as to the completeness or accuracy of the information provided at these sites. Nor are the companies liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third party technology, sites, information and programs made available through this site. By clicking on the link above you will leave our website and assume total responsibility and risk for your use of the site.
Job Titles:
- Consultant
- Expert
- Federal Civilian Benefits Specialist
Lloyd is a retirement consultant, and speaks throughout the United States, its territories and outlying areas. His informative trainings and presentations are efficient, applicable and modern. He has been invited to speak to the employees and advise the clients of various corporations and government agencies, including people at the Secretary level and the highest ranking Congressional Staff.
Mark Pahor* graduated from the University of New Hampshire School of Law (formerly the Franklin Pierce Law Center) in 2009. His initial focus was to practice in the areas of intellectual property dealing with patents and trademarks. In... Read more
Founder and Wealth Manager, Cookie Walden has been an investment advisor since 1997. She consistently refers to her experience as having worked through the best of the bulls and the worst of the bears in an experiential 18-year period where the market did just that. "Being able to navigate through those market conditions can only be credited to the application of time-tested investment disciplines that are unadulterated by neither fear nor greed."
A cum laude Economics graduate of the University of San Carlos in the Philippines, Cookie started out as a representative for Independent Capital Management back in 1997. She was promoted to District Manager within six months but in 1999 decided to move to Trilogy Financial Services, Inc. for its comprehensive and holistic approach to financial planning. She was promoted to Vice of President of Investments within five years and headed the Management Advisory Council for 2 years. She was consistently recognized as one of the top 13 producers of the firm's Baker's Dozen for 12 consecutive years. She populated the elite group for a 13th year and was promoted to Senior VP of Investments before deciding to found her own firm, Walden Wealth Management.
Cookie holds Finra Series 6,7, 63, and 65 securities regulations license as well as life and health insurance licences. "With these licenses and my relationships with other professionals, I am able to provide a holistic and comprehensive approach towards financial planning. It is pointless for clients to successfully accumulate investment wealth only to lose most of it to Uncle Sam or even everything to chronic illness, disability, or death."
Cookie works with her clients to accumulate wealth, manage it, and disseminate it in a tax-efficient manner. She works extensively with business owners, retirees and pre-retirees to ensure an inspired retirement by aligning their values with finances designed to last; and provides tools for business owners to allow their money to work hard for them instead of the other way around.
"I am in the business of teaching people in all walks of life how to use money sustainably and harness its power to achieve the ultimate goal: The net improvement in the quality of their lives."
On a personal note, Cookie is married to Tom Walden who is a Senior VP of Trilogy Financial Services. They have two wonderful boys Cody (7) and Lance (5) who live and breathe sports and music. The entire family is an active member of Saddleback Church in Lake Forest. In that Purpose-Driven environment, Pastor Rick Warren does not breed comfortable, couch Christians so sent they were, for purposeful ‘discomforts'!
Cookie has done innumerable mission trips locally and globally to Peru, Rwanda, Mexico, and the Philippines. She volunteered at the Saddleback International Ministries for three years and is now serving at an Assisted Living Community in Laguna Woods. "When you see the suffering around the world and the dire need for God in people's lives, it puts things in perfect perspective and it takes our attitude of gratitude up a notch. It also makes our sheltered, comfortable little lives and the things we agonize over here in the U.S. seem downright frivolous. "Yes, there are more things in life larger than our own, and more things in life that are more valuable than wealth itself."
My husband and I of 26 years have experienced the highs and lows of home ownership! Our children are 22, 20 and 18 and have grown up in the south Orange County area! I remember the thrill of buying our first home, the loss of that home... Read more
*Tracey is not affiliated with Walden Wealth Management or Sagepoint Financial and is solely used as a resource to help guide our clients with her experience. The information being provided is strictly as a courtesy. When you link to any of the web sites provided herewith, you are leaving this site. We make no representations as to the completeness or accuracy of the information provided at these sites. Nor are the companies liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third party technology, sites, information and programs made available through this site. By clicking on the link above you will leave our website and assume total responsibility and risk for your use of the site.
Tracy* graduated from Southwestern University School of Law in 2004. She began to clerk for an experienced, 40+ year Trusts and Estates attorney, Harry A. Olivar, in Los Angeles, who became a friend and mentor for five years.
In 2009, Harry passed away due to cancer. While working for Harry, after about two years, Tracy decided that she needed to litigate cases in order to gain a rounded and comprehensive understanding of the Law as well as developing needed skills in a Court of Law. For seven years, she litigated cases as an insurance defense attorney and in 2010 resigned as an associate from Fernandez & Lauby LLP located in Riverside, California.
In early 2010, Tracy felt that she was being led to pick up where Harry left off and carry his torch in assisting clients with estate preservation and planning as well as providing legal advice to the elder population. In July 2010, Tracy began the journey of delving into the area of Trusts, Probate, Conservatorships, Guardianships, and Trust/Probate Administration.
In 2010, Tracy helped her father retire from 53 years of practicing medicine in San Dimas, California. Tracy's father's age and health issues were a contributing factor in her career change and there is a need for Estate Planning Attorneys who have the knowledge, skills, and compassion to navigate a family's needs regarding their aging family members. Tracy enjoys assisting individuals and families who need someone to navigate the legal waters and to walk with them as they make decisions related to estate planning, wealth preservation and more.
Tracy completed her undergraduate education at California Polytechnic University, Pomona in Finance, Real Estate and Law. She received her Juris Doctorate in 2004 from Southwestern University School of Law in Los Angeles.
Before attending law school, Tracy was a licensed real estate agent for seven years selling commercial and residential property throughout the Inland Empire.
She has a wide variety of experience in civil litigation encompassing the fields of trust contests, personal injury, construction accidents, construction defects and general business litigation. In 2005 Tracy worked on the highly publicized Firestone Tire rollover cases and has defended public entities such as police departments and the Department of Social Services related to Constitutional challenges.
Tracy is licensed to practice before the Federal Courts and State Courts of California and has experience with appellate issues both in State and Federal forums.
Tracy now runs her own law practice, Kayser Pahor, Attorneys, LLP., and specializes in Trusts & Estates, Asset Protection Planning, Trust & Probate Administration, Conservatorships & Guardianships, and Trust & Probate Litigation.
*Tracy is not affiliated with Walden Wealth Management or Sagepoint Financial and is solely used as a resource to help guide our clients with her experience. Kayser Pahor, Attorneys, LLP., Walden Wealth Management and Sagepoint Financial are separate and unrelated companies.