HBW - Key Persons
Brad has an ENTP personality type, he loves to be around people. Since college he has consistently found himself working collaboratively with large groups of people whether as clients, colleagues, business partners or direct reports.
Job Titles:
- Financial Advisor With
- Partner, Wealth Manager and COO
Brian's devotion to helping people is what has driven him throughout his career. A career with more than a decade of experience in financial advisement, planning, and management. It is his diversified experience that has shaped his approach to wealth management. This knowledge along with his commitment to understanding every client's needs ensures a unique experience for both clients and businesses looking to plan for their future.
The advisor to client relationship is extremely important for Brian's business as he believes investment decisions should be driven by more than just risk tolerance or suitability but by a sound financial plan that is specific to each client's goals and values.
Outside of his career as a financial advisor with HBW, Brian has owned multiple businesses as both a sole proprietor and corporate executive. He continues to provide business consultations and mentorships via a referral only basis. As a former educator, Brian has taught at multiple universities and developed certification programs for multiple organizations. A father of four children, Brian understands the importance of planning for the future and protecting what matters most.
Education
Brian comes from a family of educators as his parents were public school teachers in the Sacramento area for more than 25 years. Their influence lead him to obtain his BA and MA from California State University, Chico. Beyond his studies at CSU, Chico, Brian has also attended colleges in San Diego, Sacramento, and Arizona. He nearly completed his PhD in Health and Community Wellness at Arizona State University before shifting his career focus towards business ownership and financial advisement. Beyond his formal education Brian has also completed workshops and certifications in Leadership and Business Development, holds a California Life and Health Insurance license, along with being a Notary Public.
When Brian is not working he enjoys spending time with his children and volunteering in his local community. As a previous collegiate athlete he has continued his love for physical fitness and participates in various outdoor and indoor activities. Brian has a love for history, documentaries and traveling to new places. His splits his time between offices in Northern and Southern California and considers San Diego home. He looks forward to adding to his passport and spending that time with his family.
Brian joined HBW after more than a decade of business ownership and the CEO of an international corporation. Currently a Partner with HBW, he serves as the COO for Northern California and holds his Series 65 Investment Advisor Registration.
Bio
Chad Francis joined HBW Advisory Services in 2017 and has served as a Fiduciary Advisor to the greater Sacramento area and surrounding communities, now with clients all across the country. In 2022, he opened Thrive Stewardship Financial Advisors, Inc. under the HBW family of firms.
Attention to detail, planning focused and trustworthy are just a few of the attributes his clients appreciate most. He is supported by a community of local professionals, insurance specialists, estate planners and investment managers whose teamwork and professionalism help him to provide his clients with a world-class experience.
He is the proud recipient of Roseville, Rocklin, and Granite Bay's Awards for "Best of the Best - Financial Advisor" for 2021, '22 & '23. His focus is on retirement preparation and income structures, wealth accumulation and Faith-based financial principles.
Chad is happily married to his beautiful wife Kristy. When he isn't supporting his clients, he can be found golfing, BBQ-ing with family and friends, leading Financial Peace University and volunteering at Bayside Adventure Church.
Hobbies and Interests: Cooking (or just eating) new foods with his wife.
Chad joined HBW Partners in 2017 and works in the Sacramento area and surrounding communities. He holds his Series 65 Investment Advisor Representative Registration with HBW and Life Agent Insurance License #0L72163.
Bio
Eric has a passion for coaching and teaching. His diverse background ranging from professional baseball to aerospace engineering has provided him the joy of the "ah-hah moment", when understanding clicks and execution brings growth and freedom in someone else's life.
After earning his BS in Mechanical Engineering while playing Division I baseball at Gonzaga University, Eric was drafted by the Detroit Tigers baseball organization. He traveled the country for four consecutive seasons, transitioning to aerospace engineering after completing his final year in Double A with the Los Angeles Angels of Anaheim.
With over 17 years of experience in leading aerospace projects and teams, he has brought many concepts from paper to production. He enjoys finding solutions to difficult issues and bringing creativity and change to the world.
He is passionate about educating and empowering clients to make informed decisions about their finances, from getting out of debt to building wealth and securing a legacy for future generations.
Eric joined HBW to fulfill his passion for educating and empowering. He lives in Meridian, ID with his wife and two children and holds his Series 65 Investment Advisor Registration.
Bio
Jeff lives in Eagle ID. with his wife Denise. They met in high school and have been married 37 years. They have two grown children; Justin & Jessica and one wonderful grandson named Sawyer who is almost 2.
Jeff began his career in financial services in May of 1985 at the age of 19 getting his Life Agent Insurance license while attending Pacific Union College. During his time at PUC several of Jeff's professors became clients, which further solidified his desire to continue his efforts in the field of financial services.
He has been helping clients invest for their future since 1987 and today Jeff holds several professional licenses and registrations. ID Life & Health Agent License #0A75100, Securities Series 6, 63, 26, and fee based Investment Advisor Representative Series 65 registrations. He currently manages nearly $75 Million in client assets.
Hobbies and Interests: Jeff has a life-long love of horses and the outdoors. He has four horses and enjoys trail riding in the mountains and training young horses. He also enjoys off-roading in his Jeep Rubicon exploring the Idaho back country as well as hunting, fishing and spending time with family and traveling.
Jeff has been helping clients reach their financial goals for over 30 years; obtaining his securities registration in October of 1987. He is a trusted Advisor with the heart of a teacher who enjoys helping people and building relationships.
Bio
John's commitment to helping others and interest in finance has led him to HBW. His career began serving in the United States Army as an Air Traffic Control Specialist. Upon completion of his service, he was hired with the Federal Aviation Administration in Houston, TX. With over twenty years of federal service, John realized his passion was in the financial services industry. This is the place he could help clients understand financial concepts and lead them to making smart financial decisions, not only for themselves, but their loved ones. John is constantly seeking to learn, and with that knowledge, help clients achieve financial freedom and success.
Education
John received his associate degree in Air Traffic Control from the University of Anchorage Alaska in 2002. While in the U.S Army, he completed his bachelor's degree in Professional Aeronautics from Embry Riddle Aeronautical University. After that he went on to achieve his Master's in Business Administration, MBA from the University of Phoenix in 2017.
John joined HBW in 2019 and works in the Houston area. He holds his Series 65 Investment Advisor Registration and TX Life Agent License # 27408273. In addition, John is a designated Chartered Federal Employee Benefit Consultant.
Bio
Nick's love for small business and helping people pursue the American dream is what helped shape his career choice. As a Financial Advisor of HBW, he enjoys helping clients set and pursue long term goals, through genuine planning.
His purpose is to help people become self-sufficient and financially free, to allow them to spend more time doing what they truly love.
A top concern of his is to help all clients fully understand their investments and feel comfortable with them. He believes it is his responsibility to help others achieve goals through honest hard work, clear communication and self-accountability.
Education
Nick initially received his Bachelor in Business Administration from Oklahoma Panhandle State University. After that he went on to achieve his Master's in Business Administration, MBA from Southwestern Oklahoma State University in 2013.
Nick joined the HBW family in 2014 and services clients throughout the U.S. He holds his Series 7 and 66 Registrations.
Job Titles:
- Financial Advisor
- President
Bio
Richard's love for people and family are what has led to his successes and has driven him throughout his career. His life's mission has been to help as many people as possible live the American Dream and make smarter financial decisions.
Richard's passion is to allow people to fulfill their life's goals and pursue their life's dreams. He realizes that finances play a huge role in either helping a person's dream become a reality, or a hindrance.
Richard would describe his job as that of an educator, and he spends a huge part of each day teaching and educating, both clients and non-clients, sound financial principles, debt elimination tips, and investment advice. Richard has donated his time by speaking at Dave Ramsey Financial Peace University classes, University classes at multiple universities, Junior Colleges, and private businesses.
Education
Richard's education started young. As a boy he was given the opportunity to study all around the world, which led to his love of culture and humanity. He became fluent in his 5th language by the age of 19. He studied in Ensenada, Mexico as a Jr High student. A year later Richard studied a marine biology program in New Zealand and Australia getting his first college credits as an 8th grader through Eastern Washington State University. Two years after that amazing experience, Richard's entire family moved to Brisbane, Australia while he in the 10th grade. After that year, they moved back to California where he completed High School in Antioch, California. Immediately after High School, Richard left again this time moving to Valencia, Spain. After his year in Spain, he started in an honors program at CSU, Chico where he completed all his pre-requisites as a freshman and declared his majors; Business Finance, International Business and Spanish. After his 1st year in college, Richard took a leave from school to fulfill his dream of serving as a missionary for his church for two years. During those two years Richard lives in the Naga and Legazpi regions in the Philippines. Upon completion of his missionary services, he returned to college at CSU, Chico, obtained his degrees, and began working as a personal financial advisor.
Richard started in financial services in 2001 and joined the HBW family in 2004. He has clients throughout the US and holds his Series 65, 63, 6 Registrations and California Life Agent Insurance License #0D90304.
Bio
Steve lives in Meridian, ID with his wife Heather. They celebrated their 38th wedding anniversary in 2021. They have four children and 3 great-grandchildren. Steve spent most of his professional life leading teams in the pharmaceutical field. He currently holds a fee-based Investment Advisor representative Series 65 registration.
Education
Steve graduated with a Bachelor of Science degree in Finance at the David S Eccles school of business at the University of Utah and a Master in Business Administration degree from the University of Phoenix.
Steve lives in Meridian, ID with his wife Heather. Steve spent most of his professional life leading teams in the pharmaceutical field. He currently holds a fee-based Investment Advisor representative Series 65 registration.
Steven lives in Springfield, Ohio with his wife Nancy. He has lived in Springfield his entire life. Their son Sean graduated from the University Dayton with a mechanical engineering degree and in 2020 with a master's degree in renewable clean energy.
Steven has been helping individuals, families, and businesses with their investing goals and retirement planning for over 25 years.
Steven holds several professional licenses and registrations. He holds a Life & Health Agent License, Series 7, 63, and fee-based Investment Advisor Representative Series 66 registration.
Steven enjoys working with and being part of a large team of other Advisors at HBW Advisory Services, where they all benefit from sharing current market conditions, investment ideas and strategies on a weekly basis. This is a tremendous help to staying current and up to date on the latest trends and strategies to best help his clients.
Hobbies and Interest - Spending quality time with his wife Nancy, and son Sean. Playing golf, billiards / one pocket, hiking in Utah, vacations with family, and walking full marathons each year on the first Sunday in May in Cincinnati, Ohio. Steven is a 10 - Year Squadron Member for participating and completing the Flying Pig Marathon over 10 years.
Bio
Taylor's desire to serve others is what led him to joining HBW. He served four years in the United States Marine Corps and served on three tours in Iraq. After his military service, Taylor opened multiple small businesses with his father and friends including auto shops, a towing company, and government contracting companies. He also worked as a firearms instructor at one of the largest shooting schools in the US. His passion is to help others better understand finances and achieve freedom through sound financial decisions.
Education
Taylor received a bachelor's degree in international relations with an emphasis in global financial management from the University of Southern California. After finishing his bachelor's, he completed his Master's in Business Administration at the USC Marshall School of Business. He also received an executive coaching and leadership development certificate from Concordia University Irvine.
Taylor's desire to serve others is what led him to HBW. He served four years in the United States Marine Corps and received a bachelor's degree in international relations with and emphasis in global financial management from USC.
Bio
I currently hold my series 65 license and recently joined HBW as an Adviser. I have been married to my beautiful, strong and patient wife (Guillermina) since 2012 and we have 3 wonderful children (Elijah, Ethan, and Elizabeth). We are expecting a fourth child due fall 2021. Having come from a family of teachers and served a couple of years in the public school system, I have a passion for working with people in order to help them learn, mature and meet goals. I have been a coach, missionary, teacher, private business owner, and also worked in the corporate environment as an analyst for about 7 years before entering my work as an advisor with HBW. I have a plethora of life experience to relate to people from diverse backgrounds.
My core values of integrity, compassion, perseverance and excellence drive my life and work. I hold two undergraduate degrees, one of which is in Pastoral Ministry. I am ecstatic to bring my passion of helping others become all they were meant to be to the financial world. Money is not the end game, but it is a means to the end game: caring for people. My passion for finance started during my undergraduate studies when I learned in my Church Administration class that many pastors have a great heart and desire to help others, but often lack critical administrative and financial planning skills needed to create a flourishing non-profit organization.
Eventually this led to me going back to school to pursue a greater understanding of both business and finance; hence getting my MBA with a concentration in finance. I now feel my calling and vocation is to help others build a successful financial future so they can properly care for their families/organizations and be empowered to live generously. My ambition is to lead by example. I am excited to build a legacy of helping people reach their goals and live to their fullest potential one person at a time.
Hobbies and Interests: Running, hiking, camping, Oakland A's, football, traveling, weight lifting, mission work, humanitarian work, videography, guitar, singing and many more. Most importantly spending quality time with family and friends.
My core values of integrity, compassion, perseverance and excellence drive my life and work. I hold two undergraduate degrees and am ecstatic to bring my passion of helping others become all they were meant to be to the financial world.