NEW YORK LIFE INSURANCE COMPANY - Key Persons

Job Titles:

• Registered Representatives

John A. Forte, CLU®, ChFC®(CA Insurance Lic. #0H03596), John M. Scheidegger(CA Insurance Lic. #0M29382), and Autumn Sims are agents, collectively, licensed to sell insurance through New York Life Insurance Company & may be licensed with various other independent unaffiliated insurance companies in the states of NY, CA, CO, FL, IN, MA, MD, ME, PA, NC, NJ, NV, SC, and VT. No insurance business may be conducted outside the states referenced. John A. Forte, CLU®, ChFC®, John M. Scheidegger and Autumn Sims are registered representatives of and collectively offer securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency, 26 Century Hill Dr, Latham, NY 12110 (518) 220-4200 and/or 184 Edie Road, Suite C, Saratoga Springs, NY 12866 (518) 871-1338. In this regard, this communication is strictly intended for individuals residing in the states of NY, CA, FL, GA, MA, PA, CO, IN, MD, ME, NC, NJ, NM, SC, VT. No offers may be made or accepted from any resident outside the states referenced. John A. Forte, CLU®, ChFC®, John M. Scheidegger and Autumn Sims are Financial Advisers, collectively, offering investment advisory services through Eagle Strategies LLC, a Registered Investment Adviser in the states of NY, CA, FL, GA, IN, MA, ME, PA, CO, MD, NJ, NM, NV, VT. No offers may be made or accepted from any resident outside the states referenced. Magna Cum Laude graduate of MCLA with Bachelors in Mathematics

Job Titles:

• Associate Financial Adviser - Saratoga Springs

Jodi's responsibilities include financial planning support services, client service administration, and account operations. She is committed to ensuring that each client receives excellent service and has an exceptional experience with the practice. Jodi earned a Bachelor of Science in Business Administration from Wake Forest University and an M.B.A. from Boston University. She attained her Financial Paraplanner Qualified Professional designation from the College for Financial Planning in December 2010. In 2013, she attained her Series 7 and Series 66 licenses. Prior to joining the practice, Jodi was an Account Executive and Client Service Associate with Raymond James Financial Services for 10 years where she provided financial advisory services, including wealth management, client service and account operations. Prior to that, Jodi was a Senior Manager for a Boston based software development consulting firm that provided services to the financial services industry. She also managed a group that provided business analysis and project management services to the industry's largest mutual fund and annuity administrators. Jodi lives in Wilton, New York with her husband and their three children. She is active with several charitable organizations and enjoys attending her children's sports activities, skiing, reading and spending time with family and friends.

Job Titles:

• Financial Adviser / Managing Partner - Saratoga Springs

Job Titles:

• Wealth Strategies Group in 2003 As an Administrative Assistant

Melissa joined Wealth Strategies Group in 2003 as an Administrative Assistant and has since been promoted to Director of Operations.