Teamsters Multi-Benefit Trust is a non-profit Trust Fund subject to the Employee Retirement Income Security Act of 1974 (ERISA). The Teamsters Multi-Benefit Trust has been established in accordance with Collective Bargaining Agreements between various Teamsters Local Unions and Contributing Employers. Benefits are provided to Employees who are working or have worked for Contributing Employers who signed a Collective Bargaining Agreement that requires contributions to the Teamsters Multi-Benefit Trust Health Plan. The Board of Trustees, which consists of both Teamsters Local Union representatives and Employer representatives are solely responsible for administering the Fund. The Eligibility rules and benefits provided by the Fund are subject to amendment by the Board of Trustees. You are encouraged to read and become familiar with the Summary Plan Descriptions (SPD'S) which describe the benefits available and the various rules under the Fund. The SPD's describing the Plan of Benefits..