Q4 - Key Persons
Job Titles:
- Chief Operating Officer
- Executive Vice President
- Bank in 2015 As Its Vice President and Director of Internal Audit
Aaron M. Poffinberger is Executive Vice President, Chief Operating Officer. Mr. Poffinberger joined the Bank in 2015 as its Vice President and Director of Internal Audit. In 2019, he was promoted to Senior Vice President and Chief Risk Officer and in 2021, to Executive Vice President and Chief Risk Officer. Prior to joining the Bank, he spent 11 years at Yount, Hyde, & Barbour, P.C. providing various auditing and consulting services to financial institutions.
Job Titles:
- CEO
- President
- President and CEO of Bank of Clarke County
Brandon C. Lorey is President and CEO of Bank of Clarke (Bank) and Eagle Financial Services Inc. (the Company). Mr. Lorey was previously Executive Vice President / Head of Consumer / Business Banking for United Bank, a $7.3 billion asset bank headquartered in Connecticut from 2013 to 2019.
Job Titles:
- Trust Officer
- Vice President
BreeAnn is a graduate of the Campbell University Trust and Investment Management program, where she also earned the Master of Business Administration degree. She holds the CERTIFIED FINANCIAL PLANNER™ professional designation. BreeAnn has served as a Trust Officer for 15 years, managing many trusts, estates, conservatorships, and investment management relationships. She provides financial planning services to clients of the Bank. She has been instrumental in formulating Trust Department policies and procedures. BreeAnn joined Bank of Clarke in 2021.
Job Titles:
- Director
- President of H. N. Funkhouser & Co
Cary C. Nelson has been a Director since 2018. Mrs. Nelson is President of H. N. Funkhouser & Co., a petroleum products distributor serving residential, commercial, industrial and agricultural markets. A CPA, she is also a member and incoming president-elect of the Winchester Rotary Club. Mrs. Nelson's experience as an accountant and as an executive of a successful corporation provides the Company managerial accounting support and leadership skills in strategic thinking.
Job Titles:
- Chief
- Executive Vice President
- Executive Vice President, Chief Fiduciary and Bank Counsel
Debra has decades of experience in the law of trusts and estates and fiduciary administration. As Chief Fiduciary at the Bank of Clarke, Debra continues a longstanding tradition of accomplished fiduciary services. She is responsible for trust regulatory compliance, oversees all trust and estate administration, mentors a successful team of experienced trust and investment professionals, and develops fiduciary systems, products, and services. Debra also serves as an internal legal resource to Bank officers, helping to manage legal risk in several business lines.
Debra has counseled many fiduciaries and led a segment of U.S. Trust, Bank of America, where she earned national recognition for fiduciary excellence. She has also drafted and established trust policy and served as part of a fiduciary litigation team. Debra has served as business consultant or expert witness in matters involving prudent investor law, fiduciary liability, trust compliance, and bank trust services.
Debra L. Purrington is Executive Vice President, Chief Fiduciary and Bank Counsel. She is responsible for trust regulatory compliance, oversees all trust and estate administration, mentors a successful team of experienced trust and investment professionals, and develops fiduciary systems, products, and services. Ms. Purrington joined the bank in 2021.
Job Titles:
- Director
- Chairman of the Board and President of Winchester Equipment Company
Douglas C. Rinker has been a Director since 2006. Mr. Rinker is the Chairman of the Board and President of Winchester Equipment Company, an equipment sales, rental and service company headquartered in Winchester, Virginia. Additionally, Mr. Rinker currently serves on the Frederick County Economic Development Authority. As the chief executive officer of a successful company, Mr. Rinker provides the Board with valuable insight and guidance on the issues of corporate strategy, business community growth and risk management. Additionally, Mr. Rinker has demonstrated his commitment to the community by assisting several community and civic organizations.
Dr. Edward Hill was appointed a Director of the Company and the Bank in 2022. He is a physician executive, entrepreneur, investor, innovator, and medical jurisprudence professional with cross-discipline education, training and experience and a cross-functional skillset. He is the founding member of several corporations and companies in the northern Virginia area.
Job Titles:
- Chief Credit Officer
- Executive Vice President
James S. George, II is Executive Vice President, Chief Credit Officer. Mr. George was named Senior Credit Officer in 2014. Prior to joining BOCC, he was the Senior Credit Officer of the Blue Ridge region of BB&T.
Job Titles:
- VP, Financial Advisor Osaic Institutions
Janice joined Bank of Clarke in 2005 as an Osaic Institutions Investment Consultant (formerly Infinex), bringing with her 10 years of Investment Services experience. Prior to joining Bank of Clarke, Janice was a financial representative for MetLife, specializing in the setup of retirement plans in the non-profit field including schools, hospitals, and religious organizations. Prior to this, she was a retirement planning specialist for Morgan Stanley for 5 years.
Janice attended Broward Community College, Western Carolina University, & the Cannon School of Business. She holds a Series 7, 63 & 66 registration through Osaic Institutaions, Inc. Janice also holds her Life, Health, & Annuity Insurance License. She resides in Winchester with her husband.
John D. Stokely Jr. has been a Director since 2006. Mr. Stokely is the President and owner of Cavalier Land Development Corp., a real estate development company in Oakton, Virginia and is a former President of the Northern Virginia Building Industry Association and the Home Builders Association of Virginia. Mr. Stokely is also Chairman of the Board of Trustees of Shenandoah University as well as a Trustee of the University of Virginia School of Engineering and Applied Science. His broad experience and perspective as an entrepreneur brings to the Board a substantial resource with respect to finance, strategic planning and corporate governance.
John R. Milleson has been a Director since 1999. Mr. Milleson recently retired as President and Chief Executive Officer of both the Company and the Bank after 20 years in that executive position. From 1997 to 1999, he was Executive Vice President and Secretary-Treasurer of the Company and Executive Vice President and Chief Administrative Officer of the Bank. He brings operational risk management and financial accounting knowledge.
Joseph T. Zmitrovich is President, Chief Banking Officer. Mr. Zmitrovich served as Senior Vice President and Senior Loan Officer until 2019. He served as Senior Vice President and Commercial Executive for Susquehanna Bank and from 2015 to 2016 he served as Market President/southern Pennsylvania region for BB&T. Mr. Zmitrovich joined the bank in 2016.
Kaley P. Crosen is Executive Vice President, Chief Humans Resources Officer of the Bank and Secretary of the Company. Mrs. Crosen served as Senior Vice President of Human Resources through 2019. Mrs. Crosen joined the bank in 1998.
Job Titles:
- Executive Vice President, Head of Community Bank
Kathleen Croson is Executive Vice President, Head of Community Banking. She is responsible for the Retail Branches, Call Center, and Consumer Lending. Kathleen has extensive banking experience, including at Freedom Bank of Virginia and Middleburg Bank. She joined Bank of Clarke in 2021.
Job Titles:
- Chief Marketing Officer
- Executive Vice President
Marianne Schmidt is Executive Vice President and Chief Marketing Officer. Prior to joining the Bank in 2022, Ms. Schmidt spent 25 years on Wall Street, holding numerous marketing leadership positions at J.P. Morgan Chase, Citigroup, Bank of America-Merrill Lynch and most recently, Folio Financial, which was acquired by Goldman Sachs.
Mark joined Bank of Clarke in August of 2023 and brings over 20 years of experience in financial services to the team. Mark has been a financial advisor and manager with Ameriprise Financial and Metlife as well as a Regional Vice President with Prudential. Mark specializes in helping families and businesses reach their financial goals through planning.
Mary Bruce Glaize has been a Director since 1998. Mrs. Glaize is a retired educator and community volunteer. She currently serves as a Trustee on the Board of Shenandoah University. Additionally, Mrs. Glaize is a founder and trustee emerita of the Shenandoah Valley Discovery Museum.
Job Titles:
- Chief Financial Officer
- Executive Vice President
- Investor Relations Contact
Kathleen J. Chappell is Executive Vice President, Chief Financial Officer of the Company and the Bank. Mrs. Chappell served as Senior Vice President / CFO through 2019. From 2005 to 2008 she served as Senior Vice President and Chief Financial Officer of Middleburg Financial Corporation. Mrs. Chappell joined the bank in 2009.
Ms. Tanya Matthews was appointed a Director of the Company and the Bank in 2022. She is the Co-Founder, President, and Chairman of the Board of the The Matthews Group, Inc. t/a TMG Construction Corporation (TMG). Woman/Native American owned and MBE-certified, TMG specializes in new construction, renovations and additions, and facilities maintenance support under Lump Sum, Indefinite Delivery/Indefinite Quantity (IDIQ) Task Order, and Job Order contracts.
Job Titles:
- Vice Chair
- Managing Member of Smalley Properties
Robert W. Smalley Jr., Vice Chair, has been a Director since 1989. Mr. Smalley is the managing member of Smalley Properties, LLC, a company focused on real estate management in Berryville, Virginia. He is also the Vice Chairman of Loudoun Mutual Insurance Company, a property and casualty insurance provider in the State of Virginia. Mr. Smalley's institutional knowledge and longstanding board service make him a distinctively qualified member of the board.
Job Titles:
- Director
- President and CEO of Integrus Holdings, Inc
Scott M. Hamberger has been a Director since 2016. Mr. Hamberger is the President and CEO of Integrus Holdings, Inc. where he has been employed since founding the company in 1993. Integrus' flagship business, Fortessa Tableware Solutions, is a recognized global leader in commercial foodservice and upscale consumer tableware. As an entrepreneur and executive, Mr. Hamberger brings analytical ability and leadership skills to his role as Director. Additionally, by living and operating a business in the Company's area of operations, Mr. Hamberger is able to help identify the needs of the Company's customers and potential customers.
Job Titles:
- VP, Investment Consultant Osaic Institutions
Tammy has been with Bank of Clarke since 1998. Prior to joining Bank of Clarke, Tammy spent 16 years in retail banking.
She is a graduate of the Virginia Banker's Association School of Bank Management. She holds a Series 6 & 63 registration through Osaic Institutions (formerly Infinex), and a Life, Health, and Annuity Insurance License.
Tammy is a resident of Frederick County, Virginia where she resides with her husband.
Thomas T. Gilpin, Chair, has been a Director since 1986. Mr. Gilpin is the Chairman of the Board of both the Company and the Bank. He is the President of Lenoir City Company, a real estate investment company in Winchester, Virginia and President of Clarco Corporation, which operates as Northside Lanes, a bowling center in Winchester, Virginia. He is also a Board member for Valley Health System. Mr. Gilpin's broad experience provides the Company leadership and consensus-building skills to guide the Board through critical discussions regarding its current challenges and future strategic initiatives.
Job Titles:
- Chief Technology Officer
- Executive Vice President
Todd A. Braithwaite is Executive Vice President, Chief Technology Officer. Mr. Braithwaite served as Vice President / Director of IT until 2019. From 2000 to 2014 he served as Vice President of IT for Middleburg Bank. Mr. Braithwaite joined the bank in 2015.
Job Titles:
- Trust Officer
- Vice President
Wendy Pinsky came to Bank of Clarke in July 2021 as Vice President and Trust Officer. She has worked over 25 years in the Trust industry, focusing on trust administration and estate settlement. After earning a bachelor's degree from Southwestern College in Kansas in 1994, she moved to Virginia, where she attended Southeastern Trust School at Campbell University in North Carolina. In 2004 she completed the three-year program at Cannon Trust School and attained the Certified Trust and Fiduciary Advisor designation. The same year, she earned the title of Vice President and Trust Officer at The Fauquier Bank Wealth Management. Wendy and her two children live in southern Fauquier County. Weekends will find her volunteering in various capacities through her church and community organizations, hiking, kayaking, or spending time with her family.
Will joined Bank of Clarke in April 2023 as a Private Banker. Will brings 17 years of experience in retail banking, including 10 years of branch management. Will is a graduate of the Virginia Banking Management Program through the Virginia Bankers Association. Will enjoys being part of the Winchester community, where he currently resides. He enjoys spending time working in the yard, being on the river, eating at restaurants in downtown Winchester, as well as spending time with family and friends.