SOUTHERN TRUST - Key Persons


A Virginia Beach

A Virginia Beach native, Andrew graduated from Cox High School and continued his education at Virginia Tech, where he received his Bachelors in Chemical Engineering - go Hokies! Andrew is known for his vast mortgage product knowledge and excels at advising his team of loan officers and clients. His focus this year is offering high-value client consultations in navigating the tedious underwriting and compliance requirements of today's mortgage environment. Andrew is an avid golfer and fisherman. He also enjoys traveling with his family and friends and is especially proud of his family which include his wife of 8 years and 2 young children that keep him busy!

Adam Backes

Job Titles:
  • Branch Manager
  • Branch Manager, NMLS 653829
  • Senior Loan Officer With Southern Trust Mortgage
  • Your Loan Officer
Adam Backes is a Senior Loan Officer with Southern Trust Mortgage and works out of the Prince Frederick, MD office. As a seasoned loan officer, his goal is to help make the home mortgage process as easy for you as possible. He's been in the mortgage business now for over 15 years. In that time, he's worked for a few small brokerages, a fortune 500 builder as their preferred lender, several top retail lenders in the country and now a fast-growing regional mortgage company, aka Southern Trust Mortgage. His diverse background with the different types of companies has served him well in gaining industry knowledge and experience. This allows him to assist his clients in finding the best options for their situation. His goal is 100% customer satisfaction! Adam specializes in many home loan programs including first-time homebuyers, FHA, VA, and conventional loans. Currently, he is licensed to do loans in Maryland, with a concentration in the Annapolis, Garrett County, Allegany County, Washington County, Frederick County, Montgomery County, Prince George's County, Anne Arundel County, and Baltimore City areas. Adam attended the University of Maryland and grew up in beautiful Southern Maryland. He currently lives in Chesapeake Beach with his wife and son. When he's not working or spending time with his family, you'll probably find him on the golf course or at a local sporting event. Adam is a member of the following organizations: Calvert County Chamber of Commerce Southern Maryland Association of Realtors (MAR/NAR) Affiliate Sons of American Legion Heroes Home Advantage

Alexander Kellam

Job Titles:
  • Loan Officer

Alexander Nicholas

Job Titles:
  • Loan Officer

Andrew Kellam

Job Titles:
  • Branch Manager
  • Loan Officer
  • Branch Manager / Loan Officer, NMLS 200234
  • Your Loan Officer

Anne Manchester

Job Titles:
  • Sales Manager / Sr. Loan Officer

April Huf

Job Titles:
  • Loan Officer

Ashley Good

Job Titles:
  • Loan Officer

Avery Tuell

Job Titles:
  • Loan Officer

Benjamin Lacey

Job Titles:
  • Loan Officer

Bill Lane

Job Titles:
  • Loan Officer

Blair Young

Job Titles:
  • Area Manager

Brad Shoemaker

Job Titles:
  • Sales Manager / Sr. Loan Officer, NMLS 207069
  • Your Loan Officer

Brandon Beddie

Job Titles:
  • Loan Officer

Brandon Kussmaul

Job Titles:
  • Loan Officer

Brandon Reilly

Job Titles:
  • Loan Officer

Brian Canady

Job Titles:
  • Branch Manager
  • Loan Officer

Brian Daly

Job Titles:
  • Loan Officer

Brian Picker - SVP

Job Titles:
  • Regional Manager
  • SVP
  • Senior Vice President With
  • SVP / Regional Manager, NMLS 455882
  • Your Loan Officer
Brian Picker is a Senior Vice President with Southern Trust and oversees the company's Northern region (MD, DE, PA) from Ellicott City, MD. As a top producing originator, Brian attributes his success to providing clients with the highest level of service. His priority is to ensure all customers have a pleasant and well-informed mortgage experience. As a result, Brian has closed over $1,000,000,000 in mortgages and has garnered loyalty from his past clients. It's not uncommon for Brian to acquire customers for life. Brian specializes in several home loan programs as well, including First-Time Homebuyers, FHA, VA, USDA, Conventional loans, and more. He is a licensed Loan Officer in OH, DC, DE, FL, MD, NC, SC, PA, TN, and VA. Brian is also highly respected by his colleagues and is an integral part of the decision-making process for Southern Trust Mortgage. His previous experience includes serving as Branch Manager for 1st Mariner Mortgage for 11 years. Brian got into the mortgage business right out of college in 2001. Brian is a graduate of Carson Newman University with a degree in Business Management. He is from Howard County and currently lives in Glenelg, Maryland with his wife and four daughters. When not spending time with his family or working, Brian enjoys golfing.

Bryan Booth

Job Titles:
  • Loan Officer

Chris Daly

Job Titles:
  • Branch Manager
  • Loan Officer

Chris Owens

Job Titles:
  • Branch Manager
  • Loan Officer

Clayton Hicks

Job Titles:
  • Regional Manager

Courtland Parnell

Job Titles:
  • Loan Officer

Dale Lacy

Job Titles:
  • Loan Officer

Darien Pearce

Job Titles:
  • Loan Officer

David Johnston

Job Titles:
  • Loan Officer

Deborah Park

Job Titles:
  • Loan Officer

Dennis Sullivan - SVP

Job Titles:
  • Chief Production Officer
  • SVP

Dex Auer

Job Titles:
  • Loan Officer

Diane Stein

Job Titles:
  • Loan Officer

Don Ryan

Job Titles:
  • Loan Officer

Eric Kline

Job Titles:
  • Loan Officer

Erin Pierce

Job Titles:
  • Loan Officer

Evan Young

Job Titles:
  • Loan Officer

Grace White

Job Titles:
  • Loan Officer

Greg Mathis

Job Titles:
  • Loan Officer

Jason Gasior

Job Titles:
  • Sales Manager

Jeff Rhoades

Job Titles:
  • Loan Officer

Jessica Courtney

Job Titles:
  • Loan Officer

Joe Case

Job Titles:
  • Branch Manager

John Eiler

Job Titles:
  • Loan Officer

Karen Ramirez - Español

Job Titles:
  • Branch Manager / Head of Hispanic Division
  • Gerente De Sucursal / Directora De La División Hispana

Kelley Heitzer

Job Titles:
  • Loan Officer

Kelly Barnes

Job Titles:
  • Loan Officer

Kevin Weatherspoon

Job Titles:
  • Loan Officer

Kevin West

Job Titles:
  • Loan Officer

Kip Painter

Job Titles:
  • Loan Officer

Kirsten Nelson

Job Titles:
  • Loan Officer

Kylie Raffi

Job Titles:
  • Loan Officer

Larry Roussil

Job Titles:
  • Loan Officer

Laura Cooper

Job Titles:
  • Senior Loan Officer

Libby Tamson

Job Titles:
  • Loan Officer

Lindsey Detreville

Job Titles:
  • Loan Officer

Logan Vargas

Job Titles:
  • Loan Officer

Maddy Armstrong

Job Titles:
  • Loan Officer

Mandy Moore

Job Titles:
  • Loan Officer

Margaret Templeton

Job Titles:
  • Loan Officer

Marilyn Mikan

Job Titles:
  • Loan Officer

Mark Atkinson

Job Titles:
  • Loan Officer

Marty Meade

Job Titles:
  • Loan Officer

Mary Marks

Job Titles:
  • Loan Officer

Matthew Bittner

Job Titles:
  • Loan Officer

Michael Grunwald

Job Titles:
  • Loan Officer

Michael Huff

Job Titles:
  • Loan Officer

Mike Vaughan

Job Titles:
  • Loan Officer

Miles Mulkey

Job Titles:
  • Loan Officer

Mitch Guy

Job Titles:
  • Loan Officer

Pat McGuire

Job Titles:
  • Loan Officer

Pat Miller

Job Titles:
  • Loan Officer

Phil Johnson

Job Titles:
  • Loan Officer

Rachel Harwood

Job Titles:
  • Loan Officer

Randy Shaw

Job Titles:
  • Loan Officer

Ricky Higgins

Job Titles:
  • Loan Officer

Robert Magruder

Job Titles:
  • Loan Officer

Sam Meekins

Job Titles:
  • Branch Manager

Scott Spencer

Job Titles:
  • Loan Officer

Steve Hawley

Job Titles:
  • Loan Officer

Steve Sager

Job Titles:
  • Regional Manager

Tiffany Barber

Job Titles:
  • Loan Officer

Tina Edge

Job Titles:
  • Loan Officer

Travis Harris

Job Titles:
  • Loan Officer

Trey Cooper

Job Titles:
  • Sales Manager

Wade Coble

Job Titles:
  • NC / SC VP of Business Development

Wes Flowers

Job Titles:
  • Loan Officer

Wes Smith

Job Titles:
  • Loan Officer