NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY - Key Persons

Job Titles:

• Director of Insurance Operations and Services

Originally from Dallas, Gabriele graduated from the University of North Texas with a Bachelor of Business Administration in Finance. She is responsible for assisting new insurance and investment clients through the underwriting/new account process, and existing clients with insurance administration & investment needs. As an Associate Wealth Management Advisor (AWMA) she holds a Series 7 and 63 as well as Life, Health and Disability licenses. Outside of work, Gabriele enjoys concerts, traveling, cooking, and spending time with friends and family. 1. What do you love most about working for BCA? Our team works seamlessly together and is uplifting in not only our professional growth but personal as well. This paired with navigating clients through decisions that provide clarity and security is so rewarding. 2. Best financial advice you have ever received? Live below your means and invest early.

Job Titles:

• Co - Founder and Principal of Belvin

Michael Belvin is Co-Founder and Principal of Belvin, Cleveland, & Associates. After graduating from Baylor University with a B.B.A. in Finance and International Business, he aimed to use his financial background along with his passion to help others to establish a career that would be meaningful. Since 2004 at Northwestern Mutual, Michael has been helping individuals and families with their estate, business, and investment planning needs with that passion to help others as his focus. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) and Retirement Income Certified Professional (RICP®) certifications. Michael is originally from the Dallas area and now resides in Richardson, Texas. He is a 4th generation graduate of Baylor University and is married to his wonderful wife Katie. They have two beautiful girls that always keep them on their toes. Michael enjoys running, playing golf, tennis, and being outdoors. He is passionate about his community, volunteering, and family. Outside of work, Michael can be found emersed in his neighborhood, family, and various projects. John Michael Belvin, Justin Daniel Cleveland, Kristi Lynn King and Gabriele Moreno use Belvin, Cleveland, & Associates as a marketing name for doing business as representatives of Northwestern Mutual. Belvin, Cleveland, & Associates is not a registered investment adviser, broker-dealer, insurance agency or federal savings bank. Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company, Milwaukee, WI (NM) (life and disability insurance, annuities, and life insurance with long-term care benefits) and its subsidiaries. John Michael Belvin, Justin Daniel Cleveland, Kristi Lynn King and Gabriele Moreno provide investment advisory services as Advisors of Northwestern Mutual Wealth Management Company® (NMWMC), Milwaukee, WI, a subsidiary of NM and federal savings bank. John Michael Belvin, Justin Daniel Cleveland and Kristi Lynn King are Agents of Northwestern Long Term Care Insurance Company, Milwaukee, WI, (long-term care insurance) a subsidiary of NM. John Michael Belvin, Justin Daniel Cleveland, Kristi Lynn King and Gabriele Moreno provide investment brokerage services as Registered Representatives of Northwestern Mutual Investment Services, LLC (NMIS), a subsidiary of NM, registered investment adviser, broker-dealer and member FINRA (finra.org) and SIPC (sipc.org). John Michael Belvin, Justin Daniel Cleveland, Kristi Lynn King and Gabriele Moreno are Insurance Agents of NM.

Job Titles:

• Insurance Operations Specialist

Originally from New Jersey, Jill graduated from Duke University with a BA in Liberal Arts. She brings years of experience in the telecommunications industry along with customer service management to Belvin, Cleveland, & Associates. As an Associate Financial Representative, she holds a Series 6 and 63 as well as Life, Health and Disability insurance(s). She is a great resource for client servicing needs and administration. Outside of work, Jill enjoys running marathons, cycling, theatre, and family game night. 1. What do you love most about working for BCA? I enjoy being part of a professional, cohesive, and fun team that is determined to meet the unique needs of each client. I like knowing we can make a difference; that the work we do is meaningful and adds value to people's lives. 2. Best financial advice you have ever received? With the exception of your house, if you can't pay cash for it, you shouldn't be buying it.

Job Titles:

• Principal
• Co - Founder and Principal of Belvin

Justin Cleveland is Co-Founder and Principal of Belvin, Cleveland, & Associates. After graduating from Texas Tech University with a B.B.A. in Management, he aimed to work towards impacting people's lives now and for generations to come. Since 2004 at Northwestern Mutual, Justin has been helping individuals and families with their estate, business, and investment planning needs with making a difference in people's lives and financial security as his focus. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) and Certified Life Underwriter (CLU®) certifications. Justin lives in McKinney, Texas and has been married to his beautiful wife Ashley since 2007. They have three children, Felicity, Caroline Mae, and Crockett. He was a left-hand pitcher at Texas Tech and is still passionate about the game. Justin and his family are members at City Bridge Community Church in Plano and enjoy serving there with their community and friends. 1. What do you love most about working for BCA? I love meeting people, hearing their stories, and working together to create a lifetime of financial security. 2. Best financial advice you have ever received? Include saving, protecting, and investing in your base "must have" budget and never talk yourself out of it!

Job Titles:

• Director of Investments and Operations

Kristi comes to our team with over 25 years' experience in the financial services industry. Her career began managing investment related client service teams at Guardian Life Insurance, and she developed expertise in non-qualified executive programs at Promus Financial. As an Associate Wealth Management Advisor (AWMA) she holds a Series 7, 6 and 63 as well as Life, Health, Disability and Long-term care insurance licenses. She strives to be a perpetual student and is currently pursuing an elective designation. Outside of work, Kristi enjoys spending time with her family and fur babies (Jewels, Oliver and Lincoln), cooking, reading, and painting. 1. What do you love most about working for BCA? I feel extremely blessed to have found a team that shares the same philosophy as I do. Thoughtful and intentional holistic planning with keeping our client's goals in mind, furthering our education to keep up with the market and delivering exceptional customer service. BCA is an unstoppable team and we are only getting warmed up. 2. Best financial advice you have ever received? "Never pay interest on depreciating assets." - Jerry Burkit aka Pappy

Job Titles:

• Client Coordinator

Lindsey moved to Dallas in 2006 where she graduated from Dallas Baptist University with a BA in Management and an MBA in Project Management. She has been working at Northwestern Mutual since 2011 and enjoys interacting with our clients. As a licensed Associate Financial Representative, Lindsey is a great resource for questions or information regarding client accounts and servicing needs. When not at work, you can find Lindsey working out, taking care of her family, and trying new recipes! 1. What do you love most about working for BCA? I love the consistency in BCA's commitment to high standards and care for both their employees and clients. 2. Best financial advice you have ever received? Don't live beyond your means.