BRISLAWN LOFTON

If you're in need of a financial product, the likelihood is that your credit rating will be an important factor in whether or not you will be accepted, as well as how much it will cost you. So Why Credit Ratings are Important and How They Can Help You. This can apply, not only to loans and credit cards but also things like car and home insurance too. Your credit rating really does make a difference and any black marks on your score can be felt for months or even years to come... The good news, however, is that you have the power to change and improve your score, it just takes time, patience and self-discipline.