JUMO - Key Persons


Andrew Watkins-Ball - CEO, Founder

Job Titles:
  • CEO
  • Founder
  • Group CEO
  • Member of the Leadership Team
CEO and founder Andrew Watkins-Ball relocated to Singapore to support the company's expansion in the region. Andrew started his career as an entrepreneur before joining Salomon Brothers, working in London and New York. After seven wonderful years, he moved back to focus on building businesses within the Technology sector. Andrew's passion, which ultimately led to him founding JUMO, is to find capital and put it to work to create products, jobs, opportunities and growth. Since 2015, Andrew has been leading JUMO's mission to enable the world's unbanked entrepreneurs access to the financial services they need to grow and prosper.

Fábio Matos - CTO

Job Titles:
  • Chief Technical Officer
  • Member of the Leadership Team
Fabio has worked in systems and software development for over 14 years. His tech leadership experience covers e-commerce and banking. He helped build the engineering team for neobank N26, and is building a world-class, compliant and scalable platform for JUMO.

Joe Mucheru - President

Job Titles:
  • Member of the Leadership Team
  • President
Joe was the former Kenyan Cabinet Secretary in the Ministry of ICT, Innovation and Youth Affairs, appointed by then President of Kenya, Uhuru Kenyatta. He held office from 2015 to 2022. He brings a wealth of government experience and in-depth knowledge of pan-African tech to the JUMO executive team and board. Joe was also previously the head of Sub-Saharan Africa (SSA) for Google, based in Nairobi, serving as Google's first SSA employee. He joined Google in 2007 where he led the delivery of strategy, business planning and operations and was key to setting up Google's presence on the continent.

Michael Ball - CFO

Job Titles:
  • Chief Financial Officer
  • Member of the Leadership Team
Michael has over 20 years' experience in CFO roles and a successful track record for building scale and value. He is recognised industry-wide for operational efficiency, business transformation, liquidity management, financial structuring, refinancing and IPO preparation and execution. During his previous tenures as Group CEO for Zepz/WorldRemit and Sysco, his financial responsibilities also included strategy and M&A. Michael lives in North London with his wife, Eloise, young daughter, Amelie and two dogs. He likes to keep fit, plays very average golf and is a season ticket holder at Manchester United.

Nichola Pease

Job Titles:
  • British Fund Manager

Paul Whelpton

Job Titles:
  • Chief Analytics Officer
  • Member of the Leadership Team
Prior to joining JUMO, Paul spent seven years in various senior roles running analytics teams at Standard Bank. He was most recently the executive responsible for product and pricing across the South African business. Paul's banking experience spans retail, business and commercial with a specific focus on generating profit from data and analytics. He holds a BCom from the University of Pretoria, an MBA from Gordon Institute of Business Science, and is a graduate of Harvard Business School.

Susie Squire - COO

Job Titles:
  • Chief Operating Officer
  • Member of the Leadership Team
Susie joined JUMO after five and a half years at Woolworths Holdings Limited, where she was Group Head of Communications. Before joining Woolworths, she was the Press Secretary to the British Prime Minister, David Cameron, and was responsible for coordinating cross government communications and campaigns. Before that, Susie was at the Department for Work and Pensions, working as part of a team that oversaw wholesale reform of the welfare system. Susie has over 12 years' international communications and corporate affairs experience spanning markets across Africa and Europe.