CALIFORNIA CONSUMER

We are insurance licensed in the following states: Arizona, California, Florida, Idaho, Indiana, Michigan, Missouri, Nevada, New Mexico, Ohio, Oregon, South Carolina, Texas, Utah, Vermont, Washington, and Wisconsin... * To the extent that we are providing you with investment advisory services, including either financial planning services or ongoing investment advice as part of an LFA investment advisory program (i.e., fee-based managed account) pursuant to a written agreement and related disclosures that describes this investment advisory relationship, we are acting in a fiduciary capacity related to those services under the federal securities laws, in particular the Investment Advisers Act of 1940.

Primary location: La Jolla United States